Erin Attardi's Sacramento Short Sale Experiment, Part V - 01/27/10 02:02 AM
Time for my fifth installment of Erin's Sacramento Short Sale Experiment! I am sure ya'll are just on the edge of your seats to find out just what has transpired in the world of short sales in our Sacramento metro area since the last time? I have deliberately allowed more time to pass between Part IV and Part V, so that we can see if a trend has truly emerged and also see what the YTD totals for 2009 are. For those of you not following along at home, or perhaps if you are reading this for the first time, my … (0 comments)

Sacramento Real Estate Statistics - December 2009 - 01/26/10 09:21 PM
Hmm. Is it just me, or do the median price statistics in Sacramento County sure seem to look pretty flat for the last year? If you look at the median price in December 2008 vs. that of December 2009, you will actually see an INCREASE of about 5.1%! Perhaps now we have enough data to think this little trough we saw from last January to April was not a fluke - and stability is here to stay? Time will tell. I can tell you that most of the transactions I have been representing for both buyers and sellers, (in all price … (2 comments)

New Short Sale Listing - 7117 Heather Tree Drive, Sacramento, CA 95842 - 01/23/10 12:16 AM
Adorable Sacramento 3 bed, 2 bath, 1,159sf home is ready for a new owner! You will love the updated kitchen, open floor plan, spacious master bedroom, and the convenient location within minutes of shopping, entertainment and freeway. LOW $60/month HOA dues cover the front yard and common area maintenance. Convenient location close to I-80, shopping, schools and more. Offered at $119,000 subject to lender approval of short sale. For more photos and information, visit http://www.7117heathertreedrive.com/.

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HUD's proposed changes to FHA lending programs...and what this means for Sacramento home buyers and sellers... - 01/20/10 08:26 PM
The US Department of Housing and Urban Development (HUD) announced today that it is planning to make some changes to its FHA loan program. Hmm...the announced changes include:
Mortgage insurance premium (MIP) will be increased to build up capital reserves and bring back private lending. Per HUD's press release, "the first step will be to raise the up-front MIP by 50 bps to 2.25% and request legislative authority to increase the maximum annual MIP that the FHA can charge." This change will supposedly take place this coming Spring 2010. Eventually, they plan to shift this from an up-front fee increase to … (0 comments)

City of Elk Grove First Time Home Buyer Downpayment Assistance Program - 01/20/10 01:35 AM
Are you a first time home buyer seeking to purchase a home within the City of Elk Grove limits? Well you are in luck! The City of Elk Grove has received grant money from the US Department of Housing & Urban Development (HUD) "Neighborhood Stabilization Program." The program affords eligible first time home buyers up to $60k in the form of low interest, payment-deferred loan toward their downpayment and closing costs!!Of course there are several buyer eligibility requirements...among the requirements are that the home must be a bank-owned/foreclosed single family home, within the city limits, and the buyer's income must be … (3 comments)

HUD Suspends its "Anti-Flipping" Rule! What this means for Sacramento FHA Home Buyers... - 01/15/10 09:12 PM
If you follow me on Twitter, you will already know that I "re-tweeted" an earlier post from the California Association of Realtors regarding a temporary suspension of a HUD lending rule that has prevented many buyers from purchasing "flipped" homes.What is a "flipped" home? As you can probably guess, this is when an investor purchases a home with the intent to resell it for a profit.The rule has been that a buyer using an FHA loan can not purchase a flipped home until the title to the home has been held by the current seller for 90 days or more. A … (2 comments)

New Short Sale Listing - 923 Equinox Loop, Lincoln, CA 95648 - 01/15/10 12:28 AM
Equinox at Lincoln Crossing! This beautifully maintained 3 bed, 2.5 bath courtyard home is better than new, and includes many nice upgrades. You will love the open floorplan, gourmet kitchen, tile flooring, custom paint, window coverings, pre-wiring for surround sound, 2-car garage and beautiful landscaping with stamped concrete patio! Offered at $165,000 subject to lender approval of short sale. For more photos and detail, visit http://923equinoxloop.com/.

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New Short Sale Listing - 2580 West El Camino Avenue #1105, Sacramento / Natomas, CA 95833 - 01/14/10 03:05 PM
Welcome to the Astoria community in Natomas! Come and fall in love with this amazing 2 bedroom, 2.5 bath end unit condo with attached 2-car garage, dual master suites, gourmet kitchen with granite counters, maple cabinets and stainless appliances, and separate living and family rooms. Enjoy the state of the art fitness center, pool and clubhouse just a stone's throw from the front door. Don't wait! Offered aty $169,000 subject to lender approval of short sale. For more photos and additional details, visit http://astorianatomascondo.com/.

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Thinking about buying a Sacramento Condo? See if the community you love is FHA or VA lending approved... - 01/11/10 11:49 PM
I have received several inquiries over the last few months from buyers seeking to purchase condos in Sacramento. Those buyers are enticed by the idea of home ownership for an affordable price, low maintenance living, community amenities (clubhouse, swiming pools, tennis courts, fitness centers), and more. There are many benefits to living condos...heck, the first home I bought at age 19 was a condo.Many of the buyers who have been contacting me are seeking to use FHA or VA loan programs in order to make their purchase. UGH. Nothing frustrates me more than having to tell excited would-be condo buyers that … (1 comments)

New Short Sale Listing - 17 Coyote Fork Place, Natomas / Sacramento, CA 95835 - 01/06/10 10:02 PM
Amazing Natomas 3 bed, 2.5 bath 1,519sf home! You will love the upgrades such as the cherry kitchen cabinets and granite slab counters, fabulous master suite with a balcony and luxurious bathroom, and a spacious backyard! Offered at $169,000, subject to lender approval of short sale. For more photos and detail, visit http://17CoyoteForkPlace.com.

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Nice way to begin 2010! - 01/06/10 12:52 AM
Today I attended the Officers & Directors Installation Luncheon at the Sacramento Association of Realtors. Our new President for 2010, Barbara Harsch (also a Lyon Realtor) was sworn in, along with the President-Elect, the Secretary-Treasurer, and the members of the Board of Directors.Along with the installation, there was an awards ceremony to recognize outstanding association members for their contributions in 2009. I was honored to be one of about a dozen association members to be recognized! I received an award for "Oustanding Service in Education." As I mentioned in my final blog post of 2009, last year I was an instructor … (4 comments)

 
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Erin Stumpf (Attardi), Sacramento, CA 916-342-1372 / DRE# 01706589

Sacramento, CA

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Dunnigan Realtors

Address: 4215 Freeport Blvd, Sacramento, CA, 95822

Office Phone: (916) 342-1372

Cell Phone: (916) 342-1372

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