hard money loans: Feeling down at all? This really is the best advice for Agents & LOs! - 07/24/12 10:11 AM
My son's 3 year old boy had this great advice over the weekend which, if followed, would help all of us in the Real Estate and Lending "arenas"!
 
If you are feeling like the squirrle below, here's some good news:  "Real Estate price index values rose from January’s low ($195,000) at a pace not seen in more than half a decade...  Home prices have risen 2.5 percent so far this year, indicating an exceptionally strong spring...  While prices typically see a boost in the spring, the magnitude and speed of this increase and its consistency across the nation have not … (2 comments)

hard money loans: Do You Use These TIPs For House Hunters? - 07/13/12 05:23 AM
Real Estate market has exploded and house hunting is hot!  To help in selling a home/getting a listing sold faster, here are some very basic advertising actions that are cost effective or have no cost at all and require little time: 
 
●Craigslist;
●Zillow/Postlets;
●MountainBytes.com (biggest email opt-in site for Realtors);
●Holding a few public open houses  - advertised with good signage at key intersections and streets;
●House fliers with pictures and information on them posted outside the home with a “for sale” sign.
 
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hard money loans: Get More Clients - New Email and Website Content Format - 07/03/12 09:31 AM
Do you know about the [new] formatting for Emails and Website content to gain more readers/borrowers/buyers/customers?
Unless you have a younger-generation IT guy or someone helping you with marketing then honestly, unless you are just an odd one in the pack and know all of the new-age techniques, you should finish reading this blog (I tried keeping it shorter for ya!).
Seems like every day there is some new marketing technique to get more customers/clients…. Well, I’m not going to go into “the latest and greatest” but instead just give some eye-opening advice/tips that I was fortunate enough to get … (6 comments)

hard money loans: New Lender's Viewpoint from Our Broker: Current Uses for Hard Money - 06/14/12 08:02 AM
Current Uses For Hard Money
 
Here are some Scenarios that depict the most recent and popular uses for Hard Money:
 
Scenario 1:  You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it.  Loanable equity means the amount you can borrow that exceeds what you already owe not to exceed 70% of the value of the property.  You usually cannot borrow 100% of the value.  You’ve tried your favorite bank, your favorite savings and loan, your favorite credit union, your favorite mortgage broker and gone on line and applied on several … (0 comments)

hard money loans: Why So Many People Are Refinancing in Today's Mortgage World - 05/25/12 07:49 AM
Today's Mortgage World
Why So Many People Are Refinancing
In this time of recovery after the market hit bottom I like to keep track of even the smallest changes in the market and its activities. Any change on a micro level could easily lead to changes on a larger scale, effecting different sectors of not only the market but also the economy. Today I viewed some statistics provided by Realty Times and found some highly intriguing news about what’s going on in today’s mortgage world. Apparently there has been an increase in mortgage refinances as the mortgage rates hit a new low.
 
According to … (0 comments)

hard money loans: What to Do When Buying a Home? Get Pre-Approved! - 05/10/12 07:02 AM
When Looking for a Home, Where do you Start?
Get Pre-Approved!


When thinking of purchasing a home what’s the first thing that comes to mind? Generally speaking the answer to this question is usually, if not always, “Money”. While the housing market is on the rise and value of homes are increasing, now is the perfect time to buy! However, many people see the question of money not as a bump in the road, but as a huge roadblock. Well, I’m here to tell you it doesn’t have to be that hard if you take it one step at … (5 comments)

hard money loans: Here's a New Lender's Viewpoint from Our Broker Forest at Sun Pacific Mortgage and Real Estate - 05/04/12 04:21 AM
A Word from Our Broker Here at SunPacMortgage

LENDER’S VIEWPOINT
By Broker, Forest Tardibuono
 
Current Uses For Hard Money
 
Here are some Scenarios that depict the most recent and popular uses for Hard Money:

 
Scenario 1:  You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it.  Loanable equity means the amount you can borrow that exceeds what you already owe not to exceed 70% of the value of the property.  You usually cannot borrow 100% of the value.  You’ve tried your favorite bank, your favorite savings and loan, your favorite credit … (0 comments)

hard money loans: Hard Money: How My Company's Loan Can Help YOU! - 04/03/12 08:21 AM
Hard Money Loans
Why They're So Great

Being co owner of a comany that gives out hard money I have a tendency to talk up hard money loans. However, once in a while it’s good to go back to the fundamentals of this loan. Why is this particular loan sometimes better? Who would benefit from this loan? How does it function compared to the FHA loan? In this blog I’ve compiled a list of reasons why a person purchasing a home might need a hard money loan instead of a conventional loan.
The first reason for this loan is having … (0 comments)