Everywhere is going to be better for some.  Unfortunately, if unemployment continues to rise, it will force more foreclosures.  No job, no mortgage payment, right?  If foreclosures continue, the pressure on home values has to continue downward. 

I am optimistic, but logical too.  I think there are patches of good sprinkled everywhere and I'm focusing on those patches.  Will things bounce back in 2009?  I sure hope so, but I also believe it will be the tail end of 2009 not any time soon. 

Obama is correct to look to create jobs, but his first two ideas don't seem like they will yield many jobs.  His first idea is to help kids go to college.  How does that create jobs?  Secondly, put medical records on-line.  Not many jobs here either.  Public works jobs make sense, but we have plenty of public workers already.

Should we stimulate the entrepreneurs to create jobs?

 


Florida Single Wides loans are getting tough
02/10/2009
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FHA has no problem insuring single wide manufactured homes. The problem is that the FHA lenders, as of the writing of this blog, will not touch them. Even with the FHA insurance, the lenders won't touch them. Very few non-FHA lenders will touch… more
Reverse mortgage helps widow
01/10/2009
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I just heard a touching story of a recently widowed lady who was left with next to nothing. A home paid in full and a pile of bills and funeral expenses. Since she intended to live in the home from h ere on, the answer was simple. She applied for a… more
Reverse mortgage saves senior!
01/06/2009
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The husband passes away suddenly. The funeral expenses are mounting. There is not enough money to keep up with the mortgage. Why not apply for a reverse mortgage? A senior can receive a lump sum to pay off the existing mortgage, pay the back bills… more
Bye Bye 2008!
12/31/2008
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I can't say 2008 was a bad year. It challenged me a bit and seemed to eliminate all of my direct competitors. But a larger piece of a smaller pie doesn't add up to a banner year unfortunately. Many, if not every lender I send my loans to has… more
No money down doesn't mean you don't need any money!
12/31/2008
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I've done tons of home loans for First Time Home Buyers and have done most of them with very little money out-of-pocket from the buyers. It's important to understand that even with 100% financing, which is difficult to structure these days, there… more
No money down doesn't mean you don't need any money!
12/29/2008
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I've done tons of home loans for First Time Home Buyers and have done most of them with very little money out-of-pocket from the buyers. It's important to understand that even with 100% financing, which is difficult to structure these days, there… more
Rates are fabulous!
12/26/2008
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As predicted, a new wave of highly qualified borrowers are calling to refinance their mortgages at the new low interest rates. Life is good for a well seasoned mortgage broker these days. Will the rates hold for a while longer? I sure wouldn't bet… more
FHA requirements on Manufactured Homes
12/26/2008
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HUD, in June of 1976, began regulating how manufactured homes would be built. Previous ly, it was every manufacturer for themselves and some homes were great and some, not so much. All post 6/1976 homes have minimum wind speed restrictions and… more
Days before Christmas
12/20/2008
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Today we begin shopping for the kids! Days before Chrismas and not a gift has been secured. Hey, I've been very busy! I have a great idea of what I want to buy and should be able to knock the whole thing out in an afternoon. The retailers are… more
 
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Randall Schrader

Dundee, FL

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Competitive Insurance of Dundee

Address: 115 Dundee Rd, Dundee, FL, 33838

Office Phone: (863) 438-9290

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