TTips on staying healthy with the swine flu going around.Fort Worth ISD , Hebron Creek Elementary in LISD Texas closed until May 8th.
It is not a matter of if but when for us as well.
The H1n1 flu virus (swine flu) is a fast spreading flu bug that attacks younger and older people the hardest.I was given these tipsrecently and want all of you to have them. Emergency preparedness fair. Discussing in detail emergency plan and teaching your families how to be prepared.
Basic Tips family should gather to prepare for a Pandemic situation:
1. At least 2 weeks of food, water and other basic household supplies. (Three months is better as the flu can take that long to work through a family of several members.)If a Pandemic erupts the best way to protect your family is self-quarantine (i.e. Don't go out around other people!).If your family is self-sufficient you have the luxury of that option.If you are unprepared, you will put your family at risk!
2. Food and drinks that are helpful during illnesses (or preferred by your family) such as soups, juices, crackers, popsicles, straws, etc.
3. A supply of prescription drugs that you may need to insure a continuous supply without needing to leave the house.
4. Non-prescription drugs useful for the flu (pain & fever reducers, stomach remedies, anti-diarrheal medication, cough syrups, etc.)
5. Fluids or mixes with electrolytes to prevent dehydration.
6. Vitamins to keep family members healthy.
7. Anti-bacterial wipes and/or hand sanitizers.
8. Medical gloves and N-95 face masks.While any face mask is helpful, N-95s provide protection from fluids and small particles and fit better against the face.Look for them in the first aid and hardware sections.
9. Paper plates, cups, utensils, etc.Not only can this help prevent the spread of germs but it can also ease the burdens of an overwhelmed care-taker!
10. Paper towels, toilet paper, tissues.Think more than normal use quantities! (up to 50% more!) While one box of tissues may last all summer, think how fast they go when someone is sick!
11. Large plastic trash bags. Normal household trash quantities may increase due to contaminated materials.
12. Dish and laundry soaps, BLEACH and other disinfecting cleaning supplies.
13. Extra sheets, bedding, night clothes.(A lot of these will be needed with fever and/or vomiting.)
14. Savings/Finances. Plan if you were unable to work or if your place of employment shut down.
Other actions you can take to prepare and keep you family healthy. Many of these ideas could be discussed in a Family Home Evening!
1. Take a vitamin daily and get adequate sleep... in other words, keep yourself healthy.
2. Teach and Practice good hand hygiene (WASH OFTEN) and sneeze/cough etiquette.
3. Teach and Practice disinfection of bathrooms, sinks, floors, doorknobs and light switches and disinfect all surfaces weekly. During illness, disinfect bathroom surfaces daily.
4. Prepare a room that can be turned into an isolation room with bathroom if possible
5. Teach family members isolation techniques and how to cook soups and soft foods.
6. Teach all family members to be caregivers.(What happens if mom is the one who is sick?)During the 1918 pandemic, caregivers died at the same rate as the general population so proper caregiver training is important.
7. Have a plan of action if schools and/or places of business are closed.
8. Stay away from those who are sick and STAY HOME if you are sick!Patients can be contagious/shedding virus for up to 10 days!
Good reason to promote the Stake Emergency Communications Drills as Family Radios prevent dangerous face-to-face contact in a Pandemic!Encourage all families to have a radio and participate in the drills.
Suzy Britz the Real Estate Lady provides tips and information for ALL!
Check with Doctors office if you have flu like symptoms!
Homes for Sale Flower Mound, Lewisville, Dallas, Southlake, Coppell, Highland Village, Lantana, Copper Canyon, Double Oak, Colleyville, Keller, Grapevine - Dallas Texas Homes - Flower Mound Real Estate
If you're looking for a resale or a new home, we can represent you! Call on a Real Estate Pro! REMAX Realtor - Flower Mound, Keller, Coppell, Southlake, Colleyville, Highland Village – Suzy Britz and Associates - Real Estate Agent - Homes For Sale Top RE/MAX Realtors specializing in new construction, pre-owned and luxury homes. Search all homes for sale with our advanced MLS search system. Work with our buyers agents to help find the perfect house for sale for your family. Expertise in Flower Mound, Highland Village, Keller, Lewisville, Coppell, Colleyville, Southlake and surrounding areas? Covering Copper Canyon, Double Oak, Corinth, Denton, Westlake, Grapevine, Argyle, Lantana, Castle hills, Robinson Ranch, The tribute, Wellington, Bridlewood, Point Noble, The Landing and all surrounding areas. Flower Mound Real Estate, Keller Texas Real Estate, Flower Mound Homes, flower mound homes for sale, Lewisville Texas Homes, Lewisville Texas Homes for Sale, Flower Mound TX Homes for Sale, Denton Texas Homes, Highland Shores Real Estate, Highland Village TX, Lantana Texas Homes, Double Oak Texas Realtor, Copper Canyon TX Homes, Argyle Texas Real Estate, Flower Mound Texas Homes
I can not imagine living anywhere else in the DFW area! Nice people, reasonable housing costs, reasonable property tax's, beautiful neighborhoods. Close to DFW airport to be convenient to all of the DFW metroplex, Easy Highway access. Since we are north of the airport, and the majority of the "wind" in Texas comes in from the south, we seldom have planes taking off (the noisiest part of planes) over our heads. I have lived in the DFW area for over 9 years. We love living and shopping in Flower Mound. We like to shop and eat out in Southlake which is just over the grapevine damn and down hwy 26.
Tips to assist your productivity in the workplace or at home!
Microsoft Windows shortcut keys I use and would like to pass on !
I hope you find this information as helpful as I did!
Example, if it says Alt + F, you would hold down the Alt key and strike the F key, then release both keys at the same time.
Shortcut Keys
Description
Alt + Tab
Switch between open applications.
Alt + Shift + Tab
Switch backwards between open applications.
Alt + double-click
Display the properties of the object you double-click on. For example, doing this on a file would display its properties.
Ctrl + Tab
Switches between program groups or document windows in applications that support this feature.
Ctrl + Shift + Tab
Same as above but backwards.
Alt + Print Screen
Create a screen shot only for the program you are currently in.
Ctrl + Alt + Del
Reboot the computer and/or bring up the Windows task manager.
Ctrl + Esc
Bring up the Windows Start menu. In Windows 3.x this would bring up the Task Manager.
Alt + Esc
Switch Between open applications on taskbar.
F1
Activates help for current open application.
F2
Renames selected Icon.
F3
Starts find from desktop.
F4
Opens the drive selection when browsing.
F5
Refresh Contents.
F10
Activates menu bar.
Shift + F10
Simulates right-click on selected item.
F4
Select a different location to browse in the Windows Explorer toolbar.
Alt + F4
Closes Current open program.
Ctrl + F4
Closes Window in Program.
F6
Move cursor to different Windows Explorer pane.
Ctrl + Space bar
Drops down the window control menu.
Ctrl + (the '+' key on the keypad)
Automatically adjust the widths of all the columns in Windows explorer
Alt + Enter
Opens properties window of selected icon or program.
Shift + Del
Delete programs/files without throwing them into the recycle bin.
Holding Shift
Boot Safe Mode or by pass system files as the computer is booting.
Holding Shift
When putting in an audio CD, will prevent CD Player from playing.
Enter
Activates the highlighted program.
Alt + Down arrow
Display all available options on drop down menu.
* (on the keypad)
Expands all folders on the currently selected folder or drive in Windows Explorer.
+ (on the keypad)
Expands only the currently selected folder in Windows Explorer.
- (on the keypad)
Collapses the currently selected folder in Windows Explorer.
Windows key keyboard shortcuts
Below is a listing of Windows keys that can be used on computers running a Microsoft Windows operating system and using a keyboard with a Windows (Start) key. In the below list of shortcuts, the Windows/Start key is represented by "WINKEY".
Shortcut Keys
Description
WINKEY (Start Key) or
Pressing the Windows key alone will open Start.
WINKEY + F1
Opens the Microsoft Windows help and support center.
WINKEY + F3
Opens the Advanced find window in Microsoft Outlook.
WINKEY + D
Brings the desktop to the top of all other windows.
WINKEY + M
Minimizes all windows.
WINKEY + SHIFT + M
Undo the minimize done by WINKEY + M and WINKEY + D.
Info I would like to pass on which I have learned about FHA Loan's ZERO Down & $7,500 Tax Credit.
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Until October 1st 2008 you can combine FHA Down Payment Assistance along with a $7,500 Tax Credit for any of your Buyers that have not owned a home in the Past 3 Years. FHA Down Payment Assistance will go away after October 1, 2008. Your Buyers will NEVER have an opportunity like this ever again, to buy a home for ZERO Down and ZERO Out of Pocket along with a $7,500 Credit from the Government.
Buyers you may qualify to purchase a home loan up to $271,000 with the contract structured for the Buyer to pay No Money Down & No Money Out of Pocket. We have FHA Investors that will work with Buyer with No Minimum Score if the following conditions can be met:
1. Buyer must be able to verify Income and Job History
2. The Buyers can have collections and charge-offs, if the actual date of occurance is over One Year old (preferrably Two Years)
3. Buyer must be able to verify good Rental History for atleast 12 months
4. The Buyer must have atleast 3 Trade-Lines that have a good pay history for the last 12 months, minimum. Alternate credit or trade-lines can be used.
5. Down Payment Assistance Programs are accepted and can be used.
6. No Reserves are required, but as always, they are helpful
You may have heard about the tax credit for first time home buyers which will be eligible from 4-9-2008 to 6-30-2009. This is really great news. This is not a tax deduction. It is a credit. Up to $7,500.00!! Basically this is a loan accruing at 0% interest which will be paid back by the buyers over the next 15 years. If the property sells, you pay whatever is remaining unless your equity is less than what is owed or you meet your maker. Who is eligible?
First time homebuyers (those who have not owned a home or real estate within the last 3 years) if single and make under $75,000 and if married make under $150,000.00 will qualify for the max credit.
There is a tiered qualification for the credit as well where there is a benefit for first time homebuyers up to $95,000.00 if single and $175,000.00 if married. How can the credit be allocated?? Up for interpretation as this is so new.
When sellers are signing are they considering every well is frac'd with about 150,000 bbls of water (1 bbl = 42 gallons). If they start producing the well, about 50% of that water comes back in the first 7 to 10 days.
Since a water truck will only hold 150 bbls at the most, you'll would have 500 trucks per well hauling water during that 7 to 10 day period. So, you get the excitement of having the drilling (think 30 days per well), then you get to endure the water hauling activity tearing up your roads. But wait, there's more - you'll have a pipeline laid somewhere through your golf course to get the gas to market.
It's funny how nobody ever talks about the pipelines or the water trucks when they're telling you how getting $50/month is a great deal for your 1/4 acre.
Would you BUY a house by a well or pipeline?
Can you imagine selling a home while a WELL is being DRILLED?
Don't rush to sign anything.
What issues might Homeowners associations face?
Access
Pipeline easements
Environmentally sensitive/ floodplain areas
Proximity to occupied residences
The financial ramifications of drilling on site if surrounding neighborhoods don't sign leases
Is Cherokee Horn is most likely going to "flip" the site and will not actually do the drilling? Will there be a 3rd party involved?
Have any of the three leases applied for a permit from the town or city?
Will Drilling a well take approximately 30 days or more and what are the costs?
Will each site have multiple wells? (How many?).
Doe Flower Mound's ordinances regarding gas drilling?
What happens if the owner signed a contract?
Financial rewards ? Taxes?
Leases can also be negotiated that can include quality of life and environmental controls and provisions.
Surface use provisions
Mortgage company requirements, Owners may need to notify lenders and could be charged fees if applicable.
The competitive nature of the gas leasing industry
Verification of who owns the mineral rights and what percentage?
Provide assistance and direction to HOA's to organize a community wide evaluation and response to current and future lease offers, including assistance with the performance of pertinent research on issues.
Attend meetings of organizational groups and coordinate presentations to home owner groups and town officials as required.
Advise and assist with education and understanding of gas leasing issues and leasing and drilling activity.
Review and advise on relevant background, history and experience of drilling companies involved.
Assist with negotiations with driller(s) and/or landmen in gas leasing matters.
Review proposed lease forms and advise on suggested changes.
Prepare lease addendum to address needed changes in terms and provisions in lease.
Assist in organization of neighborhood lease signings.
Flower Mound Community Against Urban Drilling (FMCAUD)
I have a 128 page dissertation of the note language that was changed in 2000, from Fannie Mae attorney! I have banker boxes of proof! Recently
I have learned that the FBI is targeting only small mortgage brokers in my area, refusing to go after the national lenders that set presidency over what happens in the industry. Going after the "mom and pop shops" isn't going to stop what is happening in our country. I had a meeting in July 2004 with the FBI agent who was to step in at a real estate closing, to nab the predatory lender, but that didn't happen because he was told the FBI can't touch Wells Fargo... they are to big! This is noted with written documentation and taped phone conversation. The three biggest lenders created this mess through their "wholesale" divisions, everyone jumped on the band wagon to make their greedy fat profits.
To add insult to injury the CEO's are cut loose with huge severance packages, go back a few years ago when the big guy at Fannie Mae was turned loose, he made big money for harming the country. Maybe you will answer me now, because this real estate mess is not over by a long shot. Underwriting guidelines and laws need to change in our lending industry in order for our country to heal and make sure this never happens again!
NAR has a new "deceptive web site practices act" that, among other things, disallows agents from manipulating listing content to produce misleading results, and using metatags, keywords, and other devices to divert or misdirect consumers from their intended Internet destinations.
Much time was spent on Mortgage Fraud red flags, and if you did not come to the sales meeting, you need to come by my office and pick up the form we went over. There are many agents being investigated actively by the FBI currently, and some have already been prosecuted and/or imprisoned. Don't let yourself be one of these by doing things such as working with "investors" who get unsubstantiated payoffs "under the table" at closing, or raising the listing price in MLS after the contract has been signed. There are many other warning signs, so educate yourself on them to stay out of jail.
A case law was discussed in regards to inaccurate zoning information provided by an agent in Texas who was ultimately found liable for not verifying multi-unit residential housing zoning for one of their investors. If you'd like to read the case law, come by and I'll copy it for you. If you are working any type of commercial or acreage transaction, first of all, I recommend you work alongside someone in the office who has more experience than you, as these are highly litigated transactions. But at the very least, you MUST always verify zoning and potential zoning for properties, and always ask the intended use of your buyers so you won't be held liable for them not being able to utilize the property. If you'd like to look it up on your own, the case is Coldwell Banker Whiteside Assoc, v. Ryan Equity Partners, Ltd, 181 S.W.3d 879 (Tex. App. Ct. 2006)
Texas Realtor Info
The IABS and Intermediary Relationship Notice forms were discussed. If you are not getting the IABS form signed AT THE FIRST SUBSTANTIVE DIALOGUE (including emails), you are breaking agency law in the state of Texas. It is only a notice, not an agreement, so it shouldn't be difficult to get signed. If you have trouble getting this notice signed, please inform me and we'll do a mini class on the dialogue necessary to get an IABS and Buyer's Rep form signed. If you are working an inter-office transaction, you must also get the Intermediary Relationship Notice (TAR 1409) form signed. This form notifies everyone that our firm represents the buyer and seller, and allows them to give us permission to do so.
In listening to the head of enforcement at TREC at the RE/MAX of Texas convention, most penalties are currently related to lack of agency information disclosed to clients. Another attorney informed us that most of the lawsuits currently under litigation are related to referencing sources of sizes...in other words, if you absolutely must disclose the square footage of something in an ad, also disclose the source of the data (i.e. 3000 sq. ft. per tax records, 1 acre per seller) Another highly litigated subject is referrals. Sadly enough, if you refer a service to your clients (i.e. inspector, repairman), you can get dragged into a lawsuit and potentially held liable for this referral. It is always best to refer 3 or more services and let the client pick. We've recently had some upset clients at our office because of the same issue. Luckily, none of them have chosen to sue.
Blog is short for web log or journal . Began as personal journal sites, blogs for business has become quite important. A real estate blog contains local real estate information and posted entries of events and opinions.
Most real estate blogs are static information and link to relevant web sites and content, posts are an ongoing archived journal. Real estate agents post regularly to their blog, preferrably more than once a week. Posts can be anything from opinions about the real estate market to announcements of local events. Guest authors can be invited to post about their organization's events.
Search engines is the regular current content posts. Search engines will visit a frequently updated site more often and seem to rank some of the content better
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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