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Each month AR runs numerous contests as a way for our members to engage in activities
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Mortgages in Columbia, Missouri - 08/27/07 10:33 AM
Well we have seen and heard plenty of bad news lately concerning the current state of the housing market both from selling property and being able to obtain financing to purchase a property. Hopefully this blog will shed some light on the good things that have been taking place over the past couple of months.First, both banks and brokers are still doing loans. Just like anything else the good lenders will still be in business after this mortgage valley is over. That's good news for both homeowners and borrowers. In the past borrowers have been taken advantage of by unethical and (0 comments)
The Columbia Missouri Housing Market - 08/20/07 11:48 AM
I have been asked time and again over the last few weeks for my evaluation of the Columbia, Missouri housing market. So in light of recent weeks events both locally and nationally I have decided to shed my view on the LOCAL market situation.First, after speaking with numerous Realtors from various agencies I have determined that this is perhaps the worst housing slump Columbia has experienced in the last 10 years. Why? Initial indications show that Columbia has not grown at the pace previously indicated by city officials, therefore all of the housing build-up (i.e. developments, new construction, condos etc.) have (0 comments)
Quarterly Event - 08/17/07 02:36 PM
I wanted to thank everyone for attending our 3rd quarter appreciation function last night. We had a wonderful turnout over 45 people! A special thanks goes out to D. Rowe's owner David Rowe for hosting such a special function, the facilities, food and service where great. Professional Mortgage Group has strived and will continue to educate both our referral partners and clients on the best mortgage products available to them with their interest considered not ours! Thank you to all who attended with a special thanks to the following agents and partners.- Tim Kuchta: 3D Realty- The Baker Team: (Angie, Willene (1 comments)
What is Annual Percentage Rate (APR)? - 08/13/07 11:41 AM
Well, the above question requires comments on two fronts. First, what is APR and second what factors determine the APR?Let's address the first question; what is APR? By definition the Annual Percentage Rate can be all or one of the following.1) The cost of credit that consumers pay, expressed as a simple annual percentage.2) The interest rate reflected as a yearly rate, taking into account points and other fees.3) The cost of credit as a yearly rate. The percentage results from an equation considering the total amount financed, the finance charges, and the term of the loan. Usually not the same (0 comments)
Know Your Lender - 08/07/07 06:28 PM
With all of the "shake up" in the mortgage market right now it is critical that you deal with a lender you can trust! Since the mortgage market crash, 109 wholesale lenders are no longer in business and several more are teetering on the verge of not having enough liquidity to fund any future loans. Programs are changing daily as I witnessed just last week. A lender introduced a new 1-Year ARM loan and the very next day closed the program. If the loan was not locked , they would not honor any approvals. Fannie Mae and Freddie Mac are also (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.