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I found this entertaining video about credit scores on Colleen Kulikowski's Celebration Blog. It reminded me that the Fair Isaac Corporation will role out new rules dubbed FICO 08 in the next few months. The new rules are supposedly going to help lenders reduce defaults by 5% to 15%. It will go easier on consumers who make occasional slip ups and more penalizing to those with multiple offenses. The scores will still range from 30o to 850 and take into account traditional factors such as timely credit history, length of credit history, types of debt, debt mix, and any excessive amount
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