real estate home mortgage: Financing, Grants & Education for Washington State Home Buyers - Video - 03/08/10 02:39 PM
Washington State Home Buyer's Financing Opportunities, grants, & Free Education.
The Washington State Housing Finance Commission offers this short video explaining the various financing options available, Washington State grants available, and free education for home buyers.
Oh, by the way...if you didn't already know, it doesn't cost you anything to have a REALTOR® represent you 100% as a buyer. Ask for details.
 

source: WAHomeowners.com
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Watch - 9 Steps to Ownership Video
First Time Home Buyers
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Search Washington State Real Estate MLS Listings
The Trey Affolter Team at Keller Williams Realty always welcomes comments and is available … (0 comments)

real estate home mortgage: Mortgage Rate Update (11/23/2009) ATTENTION TACOMA WA area HOME BUYERS! - 11/23/09 10:22 AM
Great Interest Rates of Tacoma Real Estate area Home Buyers
Check out the current Home Mortgage Rates:
FHA 5/1 ARM 4% 4.453%A.P.R. FHA 30 YEAR FIXED 4.875% 5.365% A.P.R. CONVENTIONAL 30 YEAR FIXED 4.5% 4.640% A.P.R.   *Interest rates are subject to change at any time with market conditions.  Subject to credit worthiness and program guidelines of eligibility.
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Search Washington State Real Estate MLS Listings  
The Trey Affolter Team at Keller Williams Realty always welcomes comments and is available to answer questions about Tacoma Real Estate and the surrounding cities within Pierce County Real Estate, South King County Real Estate, and North Thurston … (0 comments)

real estate home mortgage: Interest Rate Drop Fuels Demand - Mortgage News - 10/12/09 08:31 AM
Interest Rates hit near 40 Year Lows - Tacoma Real Estate
Interest Rates have been a major factor in fueling the Real Estate market. Read through this brief report offered by Keller Williams International.
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According to Freddie Mac, 30-year-fixed-rate mortgage average fell further to 4.87 percent with an average 0.7 point for the week ending Oct. 8 from 4.94 percent last week. "Such low rates are spurring mortgage demand," said Frank Nothaft, Freddie Mac vice president and chief economist, in a statement."Interest rates for 30-year fixed-rate loans were the lowest since mid-May; 15-year FRMs were at a record low since … (1 comments)

real estate home mortgage: Mortgage Interest Rates & 5 Things a Home Buyer Should Know - 01/18/09 02:33 PM
Mortgage Interest Rates - 5 Things a Home Buyer Should Know
If you are considering purchasing a home in the Tacoma Real Estate area...or in Pierce, south King, or north Thurston Counties, like most buyers you will need to attain a home mortgage loan. Mortgages can be a little scary, so edcuating yourself a bit, and finding a reputable lender are steps you can take to make the process more comfortable.
In the following article, Brandon Cornett, offers some guidance to home buyers shopping for a mortgage loan. Additional resources below article.
by Brandon Cornett
There's plenty of homework involved when … (0 comments)

real estate home mortgage: Types of Mortgage Lenders - 01/16/09 05:27 AM
What Types of Mortgage Lenders Are There?
There are a number of types of primary mortgage lenders that you may encounter when shopping for your mortgage loan. To give you a better understanding of these service providers, a brief explanation is provided below.
 
• Mortgage Bankers typically originate loans and then sell these loans to the secondary mortgage market shortly after funding. (The mortgage banker may or may not sell the servicing of the loan.) Often mortgage bankers have attractive loan programs and rates.
• Portfolio Lenders make loans with the institution's own funds and keep the loan on the institution's … (0 comments)

real estate home mortgage: Locking in Your Mortgage Rate - 01/14/09 03:19 PM
 
Search Washington State Real Estate MLS Listings
 
The Trey Affolter Team, Keller Williams Realty, always welcomes comments and is available to answer questions about Tacoma Real Estate and the surrounding cities within Pierce County Real Estate, South King County Real Estate, and North Thurston County Real Estate. 
 
253-222-6000
http://www.TreySellsHouses.com

Keller Williams Realty
(1 comments)

real estate home mortgage: Tips for Getting the Best Mortgage Rate - 01/14/09 12:50 AM
Tips for Getting the Best Mortgage Rate
In the following article, Brandon Cornett shares 3 tips for acquiring the best mortgage rate. I recommend consulting with a professional mortgage lender to discuss your financing options. Often the best way to find a lender is ask around for a referral.
 
 
by Brandon Cornett
As a home buyer, it only makes sense to try and obtain the lowest interest rate when applying for a mortgage. After all, that rate is a primary component of the mortgage payment, so it has a direct bearing on the amount of money you'll pay each month.
(0 comments)

real estate home mortgage: Washington Real Estate on Sale...and Just Got Cheaper! - 12/01/08 07:32 AM
The Real Estate SALE...
With homes in Tacoma and the surrounding cities of Pierce, King, and Thurston Counties at discount prices, the sale just got better today with lower interest rates.
In today's "Daily Rate Lock Advisory," offered by Mortgage Commentary 2008 of Mortgage Xsites, the author writes "Monday's bond market has opened strong...The bond market is currently up 30/32, which will likely improve this morning's mortgage rates by approximately .500 of a discount point."
The affect on today's home mortgage interest rates are as follows:
Washington Mortgage Rates
 12/01/2008

* Rates may contain points
* (Verify with your Loan Consultant)
Consult a Local … (0 comments)

real estate home mortgage: Mortgage Prepayment Fees Can Sting! - 11/18/08 06:47 AM
Mortgage Prepayment Fees can STING!
How they swarm: You may need to sell your home sooner than expected, or you may have received an inheritance that you would like to use to pay off your mortgage. If your home mortgage has a prepayment penalty clause, you may owe the lender a fee equal to up to six months of interest just to get out of the loan.
How not to get stung: The best practice upfront is to avoid mortgages that carry these prepayment penalty clauses. If you need to sell your home and you have a prepayment penalty, you … (0 comments)

real estate home mortgage: Go get your $7,500 15-year interest free loan from the government! - 11/18/08 05:01 AM
ACT NOW!  $7,500 Tax Credit available... 
Tax credit offered to new homebuyers
Expires June 30, 2009!
 
 
1.       Who is eligible?
·     First-time homebuyers or any homebuyers who have not owned a principal residence in the last three years.
2.       Who does it work?
·     Eligible purchasers can claim the $7,500 credit on their annual tax return form.
·   Amount of credit: 10% of cost of home or a maximum of $7,500.
3.       Repayment:
·     Two years after the credit is claimed, the homebuyer will have to start paying it back.
·     15 equal annual installments will have to be paid back to … (0 comments)

real estate home mortgage: Home Buyers CAN Find Loans - The Right News! - 11/08/08 04:21 AM
Need a Loan to buy a Home?
Here's the truth...
Contrary to what you may have heard, there is money available for home buyers who qualify and can prove they can afford the loan. So, if you are considering investing in a home in Tacoma Washington, or the surrounding cities of Pierce County, North Thurston County, or South King County, don't let the media discourage you.
Brian Everstine and C.R. Roberst recently wrote the following article for the Tacoma News Tribune on the same topic. Here is a bit of what they wrote:
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Home, auto buyers can still borrow money
No … (1 comments)