Real estate blog entries tagged with annual credit report

Blog entries tagged with "annual credit report":

annual credit report: IS GREAT CREDIT STILL IMPORTANT? - 10/13/08 10:36 AM

It may seem like an odd topic for discussion or consideration at a time in our economy when overextended credit has gotten us into such a mess. If you've had a difficult time getting a loan lately it can be unsettling although there may be some comfort in knowing that … (0 comments)

annual credit report: Have your clients pull their own credit report as soon as you discuss listing and/or buying their new home - 06/14/08 09:23 AM

As I posted in another blog recently, the impact of an imperfect credit score with the new Fannie Mae "risked based loan pricing" can be huge and very disappointing for your client. Also, with identity theft as prevalent as it is, it is great to address potential surprises and issues if … (10 comments)

annual credit report: Memorable Jingle "free credit report.com" - 06/13/08 10:51 PM

This jingle sticks in my head after it plays, its memorable and they must get a ton of business from it.
"A cool convertible or an SUV too bad I didn't know my credit was whack, cause now Im drivin off the lot in a used sub-compact."
Credit scores have become … (4 comments)

annual credit report: Why Free Credit Reports Are Worth What They Cost - 05/06/08 10:15 PM

The ubiquity of "free" credit reporting services like FreeCreditReport.com, TrueCredit.com, and AnnualCreditReport.com have helped breed a new generation of credit-aware Americans.Because credit ratings have more importance to everyday life than in years past, this is a welcome development. For example:
Lenders use credit ratings to determine borrowing rates Insurers use credit ratings … (5 comments)

annual credit report: Free Credit Reports!! Free Credit Reports?? - 01/30/08 05:13 PM

Most of us have seen the advertisements on television and the internet for a FREE COPY OF YOUR CREDIT REPORT! Remember when your parents said that nothing in life is for free? Chances are they were right. While many companies advertise a free credit report it almost always comes with … (0 comments)

annual credit report: ALL 3 CREDIT REPORTS FREE - 12/18/07 04:42 AM

Good Morning,
I am just posting a friendly reminder for those who have not taken advantage of receiving all 3 of your credit reports free this year. You are entitled to them and it is always a good idea to know what's on your credit report!
You have three ways to get your … (16 comments)

annual credit report: Are You Taking Advantage of Your Free Credit Report - 11/28/07 03:12 PM

One of the best things happened to every consumer in the United States about 3 years ago. The Federal government passed the Fair and Accurate Credit Transactions Act (FACT Act), a law allowing everyone a free copy of their credit report through the three major credit reporting bureaus (Transunion, Experian and … (0 comments)

annual credit report: Beware of Credit Scams - 06/15/07 11:48 AM

You've probably seen any number of ads on TV offering "free" help in checking out the status of your credit. You're given a toll-free number or web address to contact. And once you log on or call, you're asked to pay for dubious services to monitor your credit. Don't fall for … (0 comments)