Blog entries tagged with "bill":


bill: California Governor Signs Bill Effective Today as Emergency Measure to Staunch the Flow of Foreclosures - 08/08/08 08:56 PM
California leads the way in subprime mortgage default legislation--Governor signs much-amended bill initally opposed by many members of the CLTA (California Land Trust Association).  Will this measure be no more than a band-aid on a severed limb?  How many other states will follow, and will Florida be next?
SB 1137 became … (0 comments)

bill: Get DPA reinstated NOW!! - 07/30/08 08:24 PM
Seriously folks!  If your not worried you should be.  This recent emergency housing bill that George Bush signed today contains an amendment that kills down payment assistant programs.  What does that mean for you and me as real estate professionals.  It means additional pain for you as a professional, but more … (6 comments)

bill: How will the New Housing Bill Affect Little 'Ol Me in Minnesota? - 07/30/08 03:57 PM
Upon the President signing the new housing bill, the following changes will take place:
The seller paid Down Payment Assistance programs (DPAs) Nehemiah, Ameridream, and others, will be eliminated.  Any transactions in process must close by October 1st. This date is subject to change.  Most of these programs used a non-profit organization as a … (0 comments)

bill: 2008 Housing Bill Will End DPA for FHA - 07/29/08 11:08 PM
    That’s right according to everything I have found online thus far come October 1st 2008 FHA DPA (Down Payment Assistance) will be gone. That is if the overwhelmingly popular housing bill passes as it is expected to do in the next few weeks.(It has already passed in the house 272-152 … (0 comments)

bill: Congress approbves Housing Bill - 07/28/08 02:05 PM
On Saturday, the congress approved a housing bill that will offer emergency aid to the mortgage giants Fannie Mae and Freddie Mac, as well as help to bail out troubled homeowners to the tune of a $300 billion fund.  The bill has to be approved by both the senate and the … (0 comments)

bill: Indigenous Solutions: Desert and Water Conscious Landscaping Contractor - 07/21/08 08:10 PM
  One of my favorite activities is meeting new people. In this case the owner of this excellent Tucson company isn't someone I just met. But the day I did it was memorable .
Over the past year I've heard testimonials from at least a half a dozen people who used his … (3 comments)

bill: Phoenix Real Estate Blog: More Woes in the Mortgage Market - 07/16/08 07:13 PM
 
Last Friday the Office of Thrift Supervision (OTS) – which regulates some U.S. banks – stepped in and closed IndyMac Bank, putting the FDIC in charge of operations.  Regulators estimate the move will cost taxpayers $4-8 billion.
IndyMac is the second-largest U.S. bank to collapse (it had $32.01 billion in … (0 comments)

bill: Latest Crisis in the Housing Market - 07/12/08 05:30 PM
We've all heard the politicians saying they want to do something to help homeowners who may be in crisis. As a matter of fact, we have been hearing it since November 2007. Eight months later, the Senate and the House are still going back and forth over what exactly the legislation … (4 comments)

bill: One Step Closer to Stopping the Intermodal...Still Need to Take Action - 07/10/08 04:43 PM
NO INTERMODAL!!!
The State Senate and Assembly has passed the Anti-Intermodal bill.  This bill reinforces the law which requires the land owned by the Pilgrim State Hospital be transferred to the Edgewood Perserve.  The DOT had intended to use this land to build the Long Island Truck and Rail Intermodal Facility.
(0 comments)

bill: Turning Your Bathroom into a Spa - 07/09/08 06:10 PM
A trip to the spa is always a wonderful experience. Both mind and body get pampered, and the lavish treatment leaves one feeling very special.  But a spa treatment can be costly. When the bills come in and the frequent visits to the spa are translated in figures, the word extravagance … (4 comments)

bill: Governor of CA Signs New Foreclosure Mortgage Bill - 07/08/08 05:41 PM
Senate Bill 1137, the so-called foreclosure mortgage bill, sponsored by Senate president pro tem Don Perata, was signed into law today by Governor Arnold Schwarzenegger.
Among some of its provisions, lenders can no longer automatically foreclose on sellers who fall behind on their payments. Under the new law, lenders are required … (8 comments)

bill: Determining Your Credit Score - 06/04/08 04:31 PM
A high credit score establishes a person's capability to secure loans and meet payment obligations on schedule. Based on the commonly used credit scoring system developed by Fair Isaac Corporation (FICO) back in the 1960s, credit score is determined with the following considerations:
Payment records
Due payment of bills has a … (4 comments)

bill: Florida Growth Management Initiative - Let Citizens Decide Local Growth Management Plans - 05/20/08 02:21 PM
The Florida Growth Management Initiative Giving Citizens the Right to Decide Local Growth Management Plan Changes is a wonderful referendum sponsored by the Floridians for Smarter Growth, Inc. under Chairperson Clarence Anthony (Tampa, FL). Article II, Section 7 provides for the voting upon this referendum by voters in the 2008 general … (0 comments)

bill: Proposed bill would require Arizona loan officers to be licensed - 05/10/08 05:48 PM
 
The Arizona legislature has proposed legislation that would require loan originators – the people consumers deal most with during the mortgage application and writing processes – to be licensed and to participate in continuing education.
Arizona’s Department of Financial Institutions (DFI) regulates three mortgage lending positions: commercial mortgage bankers, mortgage … (3 comments)

bill: Well, Well, Guess What?.... - 05/08/08 10:41 PM
Lookie hear what the house passed,
The U.S. House of Representatives on Thursday approved legislation to create a $300 billion mortgage-insurance fund and provide billions more in homeowner aid to stabilize a housing market shaken by a wave of foreclosures and a credit crunch.
The string of bills written by Democrats, the … (9 comments)

bill: Tips on Qualifying - 05/01/08 11:03 AM
We just learned a painful lesson.  We have been working with a person who gave us a huge bill that we did not create.  We negotiated an agreement and backed out of the deal.
Some lessons we learned:
1. If a prospective client has a lot of emotional baggage and they feel too … (8 comments)

bill: Undue Rewards - 04/15/08 11:51 PM
Hello to all on my first day over ACTIVE RAINing. I am getting a late start this evening and my pillows are calling me. On my mind tonight as my day closes is that ridiculous bill passed last week offering tax breaks and financial rewards exactly where they should not be. … (12 comments)

bill: Both (all 3!) Democratic Candidates Are in Montana This Week. Montana Could Be Key State. - 04/04/08 12:47 AM
Former President Bill Clinton toured Havre Great Falls, Helena, and Butte earlier this week, and on Saturday night, April 8, he'll be in Butte, Montana at the Democrats' annual Mansfield-Metcalf celebration. On that same stage that same night, Senator, Barack Obama will be on at 6:40 p.m. and Senator Hillary Clinton will be on at 9 … (1 comments)

bill: Why would someone evict a great tenant? - 03/21/08 10:54 AM
You probably know or if not, common sense would tell you that renters who do not pay their rent, are going to be evicted. No landlord wants to have a non-paying tenant occupying their rental space. But what about the people who have always paid on time, are great tenants and … (10 comments)

bill: Fight the good fight - 03/10/08 08:26 AM
I have decided to post this blog across all areas of Active Rain due to the seriousness of this issue. There have been many posts on here concerning this issue and it has brought up a great deal of controversial opinions from both sides. (Realtors and Inspectors). The fact that there are so … (13 comments)

bill: Want to lower a big expense? Major cell phone carriers offer unlimited calling for $99 - 02/22/08 04:34 PM
In a break from their old habits, major cellphone carriers Verizon, AT&T, and T-Mobile all announced new plans Thursday aimed squarely at people who use their phones a lot.  Anybody on this site use their phone more than 2000 minutes?  2500?  5000?  Under the new plan, Verizon and AT&T are offering unlimted … (9 comments)

bill: HOUSE PASSES BILL TO PROTECT OREGONIANS FROM PREDATORY FORECLOSURE SCAMS - 02/18/08 06:36 PM
OREGON HOUSE REPUBLICANS
FOR IMMEDIATE RELEASE
February 14, 2008
CONTACT: Nick Smith
503-986-1351
HOUSE PASSES BILL TO PROTECT OREGONIANS FROM PREDATORY FORECLOSURE SCAMS
HB 3630 is Second Republican Special Session Priority to Pass House
SALEM- House Republicans today announce the passage of House Bill 3630, legislation to
protect Oregonians from predatory foreclosure scams. HB 3630 is the second Republican
priority … (4 comments)

bill: FHA Modernization Bill - S. 2338 - 01/17/08 10:54 AM
**Click Here to go to the Orignial post on wealthwithmortgage.com**
As lending guidelines continue to tighten, the government has made their move in helping. On December 14th, the senate passed the 'FHA Modernization Bill of 2007'.  The bill is targeted to help extend credit to more Americans that need it.  With subprime … (0 comments)

bill: Farm Bill Update....1031 Like Kind Exchange - 01/15/08 07:20 PM
I had written an earlier blog on the proposed 1031 Like Kind exchange affects of the new Farm Bill currently under consideration.  There were two issues that I discussed specifically, one was the change to make the exchange of collectibles no longer qualify for tax deferment.  The other, a change to the like-kind definition … (8 comments)

bill: Tenants not paying the utilities? - 11/29/07 07:46 PM
Ever got stuck with a utility bill while a tenant lives in one of your places?
When a lease is going to be signed, I require the confirmation number(s) from the local utility companies prior to giving the new tenants the keys for possession.  This insures that I have the utilities out … (7 comments)

bill: Proposed Farm Bill will alter 1031 Like Kind Exchanges - 11/09/07 09:58 PM
As for me, I am always under a bit of duress when I hear congress adjusting our tax laws.  I am all too aware that Congress could wipe away my bread and butter industry with the swipe of a pen.  It may not happen quite that dramatically, but the 1031 rules … (11 comments)

bill: Keep on Blogging!!! You Never Know Who Is Reading!!! - 09/21/07 01:04 AM
Just yesterday I received two phone calls about my blog. While they were not from potential clients they were reporters from different companies. One was from a local news network, and the other was from the Wall Street Journal. They were calling to inquire about a blog I posted about the … (2 comments)

bill: Sign or No Sign? HOA's and Signs - 09/06/07 02:26 AM
Recently here in Phoenix, AZ a bill passed that allows REALTORS to put a sign up, or in the window of a home that is listed for sale in a subdivision with a HOA. Until that bill passed, HOA's had bylaw or CC&R's that did not allow REALTORS to have signs … (10 comments)

bill: Whatcom County, WA news: Property tax bills no longer mailed to mortgage companies. - 07/09/07 10:33 PM
News regarding property tax bills in Whatcom County, Northwest Washington state 
Your property tax bills will no longer be mailed to your mortgage company.  Read the announcement below:
Notice to Title Companies, Escrow Agents and Attorneys:    Effective with the 2007 tax statements, the Whatcom County Treasurer will no longer maintain mortgage company information in … (0 comments)

bill: Moving in the Region - 05/23/07 11:01 AM
Who Do I Call to Set up my Water and Sewer Billing Account?
If you are moving, you must contact the Customer Services section at 905-666-6211 or 1-800-465-6611 prior to moving. The office is located at 605 Rossland Rd. E., Whitby.
Prior to contacting the Customer Services section, please ensure that you … (0 comments)

bill: Builders & Their Lenders - it could be changing in Texas - 04/09/07 05:42 PM
I wanted to let you all know about a bill that has been filed in the Texas House that would have an effect on our business with new home builders & their lenders and get your opinion on if you support it or not.  House Bill 3798(see below) would not allow new homebuilders to … (6 comments)

bill: The NAIS (National Animal Identification System) and Texas - 02/06/07 01:13 PM
As real estate agents, we need to be familiar with issues that might impact our clients.  One of those issues, for people who have animals or who are buying land with the intent of raising animals, is NAIS.  There has been much furor since the USDA introduced this idea - the trick … (7 comments)

 
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