bond: Thanksgiving Buying Opportunity Thanks to General Motors, Ford, Chrysler - 11/26/08 08:58 PM
MORTGAGE RATES LOWERED TODAY, IT TIME TO PURCHASE YOUR HOME.
Via Mike Jones:
With the 10 year bond opening this morning at (and maybe below) a yield of 3.25%, mortgage rates will be more attractive than they have been this year.
REALTORs: If your buyer is sitting on the fence, … (0 comments)
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bond: 2110 Saxon St, Bond, Tallahassee Real Estate - 11/17/08 09:18 AM
check out the Tallahassee Real Estate Reports
Tallahassee Real Estate Blog … (0 comments)
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bond: Until Mortgage Bonds Get More Press, You Must Find An Advisor You Trust - 10/29/08 12:32 AM
Unlike the stock market, it's hard for the average person to know when the mortgage bond market is getting turned upside-down.
Looking at the past few weeks, mortgage rates have been very volatile, going up, down, and then up again. Usually the mortgage bond market moves in the opposite direction … (0 comments)
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bond: CASINO/HOTEL INVESTMENT OPPORTUNITY - 10/23/08 10:24 AM
***Financial Analysts predict the Gambling Industry will not be impacted by the current economy crisis***Goal: To raise funds to acquire 3 additional Casinos in Europe, Mexico, and Aruba Securities Include: St. Martinus University (Land & Structures), Ongoing revenue from tuition for Medical Doctor &Nursing Programs, Land purchased for Maple Leaf Hotel … (0 comments)
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bond: 100% loans....they are still available! - 10/07/08 07:17 PM
As you well know, there have been many changes in the mortgage industry over the last years. Most of these changes have been very positive and the long-term effects on the real estate and lending markets will be great.
With all the changes, the options available for borrowers with little or … (5 comments)
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bond: Freddie Mac and Fannie Mae - 09/12/08 06:29 PM
I am sure you are hearing in the news about the Government stepping in to provide stability to Fannie Mae and Freddie Mac. I received the information below from Robbie Oakes, a lender with Corporate Investors in Chapel Hill. It is a great explanation of why this needed to happen.
I did … (0 comments)
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bond: If you need a SBLC, LC, BG, MTN CD, Bond, talk to me. - 06/12/08 08:41 AM
If you are looking to purchase a SBLC, LC, BG, MTN, CD, Bond or Credit line talk to me. If you are looking for a Trade Desk to Trade these instruments and they are NOT leased, talk to me.BUYERS, if you are looking for TRUE MARKET value per day, we have … (1 comments)
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bond: If you need a SBLC, LC, BG, MTN CD, Bond, talk to me. - 06/12/08 08:33 AM
If you are looking to purchase a SBLC, LC, BG, MTN, CD, Bond or Credit line talk to me. If you are looking for a Trade Desk to Trade these instruments and they are NOT leased, talk to me.BUYERS, if you are looking for TRUE MARKET value per day, we have … (0 comments)
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bond: Markets See Saw / People Gew Gaw - 04/30/08 11:27 AM
As the markets are doing their usual mood swings, and everyone starts fretting and wringing their hands, they need to consider this: the markets are always bouncung around.
Warren Buffett makes his money on the panic of other people, buying up businesses, etcc. based on the panic of the general population. … (2 comments)
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bond: Daily Bond and rate report for Utah, Tooele, Weber, and Salt Lake City - 04/17/08 01:04 PM
Thursday, April 17, 2008'
It’s another less than stellar day with the bond market. Although first time claims beat expectations today, up 17,000 from last week, most have shrugged off the news and moved on to better things. To add to the dismal numbers, after Merril Lynch posted a new $6.5 Billion … (0 comments)
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bond: Are You Financially Smarter Than a 12th Grader - 04/11/08 01:06 PM
Every two years, the Jump$tart Coalition issues a "personal finance" exam to high school seniors.
The test highlights the importance of personal financial literacy among America's youth and comes at an especially important juncture.
Many experts -- including Fed Chairman Ben Bernanke -- believe that basic financial knowledge is essential for (and lacking … (0 comments)
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bond: Tega Cay Wants More Money! - 03/20/08 08:28 PM
Will you approve a $350,000 bond referendum for the city of Tega Cay to spend more money? Your opinion does not matter. You don’t get to vote.
Tega Cay City council passed 4 to 1 last Monday the first reading of a motion to issue a $350,000 bond package to pay … (0 comments)
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bond: Mortgage Market Trends in Favor of FHA - 03/07/08 01:53 PM
A few years ago, FHA loans were about as out of fashion as shoulder pads, big hair and parachute pants. Borrowers were choosing conventional loan options that allowed for 100% financing and reduced income and asset documentation. Savvy home buyers sought to avoid mortgage insurance, especially an up-front mortgage insurance premium, … (2 comments)
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bond: Real Estate Rates Up? - 03/04/08 11:14 AM
On Monday, long term mortgage interest rates, as well as 10 year Treasury bond yield rose.
30-year fixed rate loan average gained to 6.10, with 15-year fixed also rising to 5.77 percent. The one year adjustable rate however experienced a downturn to 5.93 percent.
30-year Treasury bond yields also rose to 4.43 percent.
-Figures … (0 comments)
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bond: Tampa Homes for Sale | Saturday Tour of Homes - 02/16/08 02:44 AM
Tampa Homes for Sale in your Saturday Tour of Homes. I have some homes this week that will knock your socks off!
We found this little gem while we were searching with a client and she fell i nlove, so we went under contract! So you might be asking "why are you … (2 comments)
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bond: What's it take to become auctioneer? - 02/11/08 10:14 PM
The basics(OHIO) are to be an apprentice you must take 80 hrs at an approved school, then pass an apprentice exam which is given monthly, after qualify as a basically good person, and showing proof of financial responsibilty(surety bond). Your license as a apprentice will expire each year in July. If the license … (2 comments)
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bond: What is going this week? - 02/08/08 01:52 PM
Crazy week is sort of an understatement for the amount of economic insanity we've seen this week. Where to even begin.Let's start with oil, black gold, Texas tea. After a larger than expected build in Crude Oil inventories, the price dropped on Wednesday to roughly $87 a barrel. I can't believe … (0 comments)
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bond: Great Rates and Information on the new East Baton Rouge Parish Bond Issue! - 01/25/08 05:25 PM
I hope 2008 is off to a great start for all! There is some exciting news in the Baton Rouge real estate scene that I wanted to share with you.
First, do not forget about my instant email notification system. I am now including my clients who may be interested in keeping … (0 comments)
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bond: Dude, Your ARMS Are Looking Good! - 01/18/08 02:01 PM
No, not a self-photo. Although I did pump some iron this morning to keep the pythons looking healthy. More importantly, I took a look at my wholesale lender rate sheets today, and it turns out, I'm the dumbell.
Funny how you get used to doing things a certain way, and for the … (9 comments)
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bond: The World's Biggest Lender: The Universal Bank of Ameriwide - 01/11/08 08:33 AM
So it's really going to happen: http://www.msnbc.msn.com/id/22606833/
It's funny. I've seen quite a few posts about this in the past week. Rumors of CW going BK. Rebuttals from the PR spin doctors at Countrywide. Every prediction under the sun from media pundits to the fine folks in AR. And here we … (12 comments)
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bond: Hunting Rabbits With a Bowling Ball - 01/10/08 05:07 PM
Is anyone else having a hard time keeping up? Just when you think you learn the new rules of lending, they change. You study program guidelines, check out lender websites, grill your account execs, and tattoo new Fannie Mae manuals on your forearm to no avail. I'm just too slow.
OK. 100% No … (6 comments)
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bond: Analysis Paralysis - 01/09/08 05:04 PM
Proverbs 23:7 "As a man thinketh, so he is." What if a man thinketh way too much and doesn't doeth anything about it? Then we have a serious real estate log jam with inventory out the ying-yang. Being a mortgage consultant, I see the financial side of real estate transactions and … (0 comments)
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bond: Such Cutting Remarks - 01/08/08 11:17 AM
OK, the title is a little misleading. The cutting remarks I'm referring to aren't the ones that professional wrestlers hurl at one another before grappling on the WWE. I'm talking about the ones the Federal Reserve (more specifically, the FOMC) are in charge of implementing. Recently there have been some remarks that seem … (5 comments)
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bond: I'd Like To Sell A Vowel, Please. - 01/07/08 09:56 AM
It blows my mind, but back in 1939, an author did publish a 50,000 word book, "Gadsby", without using an "e". Crazy, I know. What an amazing thing to accomplish. This Wright guy had such focus and insight; his singularity of thought did allow him to attain his goal.
How was a story told … (20 comments)
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bond: Can You Spare Some Change? Need AR Help! - 01/06/08 09:05 AM
So it's been a little over two weeks (since joining) and close to 5,000 points later and I'm asking for some help from my AR brethren. I've got a couple of questions; feel free to chime in and let me know what you think.
1. I know that posting to my blog … (8 comments)
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bond: I Give Thee Seven, No, Eight Commandments! - 01/04/08 09:21 AM
OK. It's January 4th and if we're honest, many of the resolutions we made, both personal and business, have been compromised. We've snuck some chocolate, slept through our alarm rather than go to the gym, and chewed on our fingernails in a nervous moment. But take heart! If you set goals … (10 comments)
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bond: Squeeze 10 Lemons - 01/03/08 09:34 AM
I was talking with one of my loan officers yesterday who was struggling with putting deals together and finding leads. He was telling me how hard things are and how it seems like lenders are constricting their guidelines. True. He mentioned how difficult it is to put loans together. True. He … (15 comments)
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bond: Potato Chips, Floss, and Fear of Committment - 01/02/08 08:48 AM
It was New Year's Day 1986 that I decided to give up potato chips. Don't ask why. I think I weighed about a buck thirty at the time, so it wasn't about shedding pounds. I guess it was about discipline. I figured if I gave up something I really liked, I … (9 comments)
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bond: Do you ever wish there was a RESET button for your life? - 12/31/07 12:59 PM
When I was a little kid, I used to have a slight video game addiction. Not that I was any good, but if things weren't going my way trying to get to the next level of a game, I'd just hit the RESET button. Problem solved. Well, I still wasn't any … (7 comments)
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bond: Will rates dip into the fives by the end of the year? They just did! - 12/31/07 09:32 AM
We're finishing 2007 on a positive note as mortgage-backed bond prices have ridden the UP escalator the past 3 sessions (+9 bps today) and interest rates are loving it. With a few of my lenders, rates have dipped into the high 5% range. If you look back at my past few blog entries, … (2 comments)
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bond: Boing! Bonds Bounce Back Beautifully. - 12/28/07 09:39 AM
What goes down must come up! OK, so maybe the housing market still has a way to go before the media proclaims a full recovery, but for the day, rates have taken a turn for the better. The FNMA 5.5% Bond is up a whopping 50 basis points and that is … (2 comments)
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bond: Ham Hangover - 12/26/07 02:08 PM
Interest rates are eating a healthy portion of leftovers from the main course we had earlier in the week: a bunch of goose eggs and a lame duck. With no good news to feed off and a stock market that's trying to make a comeback, mortgage-backed securities are currently down 16 bps, … (1 comments)
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bond: A Bounce of Prevention? - 12/24/07 09:04 AM
Monday morning and mortgage-backed bonds must have missed their cup of coffee as they are drooping miserably down 22 bps. The bond sell-off continues and we are resting on an important floor of resistance called the 50-day moving average. This puts rates in the 6.25-6.375% range for the day. The question is: … (1 comments)
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bond: Bond Bombshell - 12/21/07 01:55 PM
It's 2:45 EST and the bond market is getting whacked harder than a pinata at a 4-year old's birthday party. Since my blog posting this morning, the Fannie Mae mortgage-backed securities fallen even farther down the rabbit hole and the currently stand at -50 bps. That's a hefty loss. Turns out … (5 comments)
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bond: Shop and Bonds Drop! - 12/21/07 09:38 AM
A big economic number was released this morning called the PCE (Personal Consumptions Expenditures). It basically measures how much the average consumer is spending and believe it or not, wallets and purses are coming out more than ever. The number was expected to come in at 2.0%, but it exceeded … (3 comments)
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bond: Rate Expectations - 12/20/07 01:24 PM
Did anyone see where my 5% interest rate went?The mystery of what controls interest rates rivals the Bermuda Triangle and why women like shoes so much. It's funny to listen to "industry experts" talk about the 10-year T-Note being a leading indicator of which way rates will head on a daily … (4 comments)
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bond: 9436 Trolio Way, Elk Grove, California, 95624 - 12/01/07 11:55 PM
MLS#: 70072957
Location: 9436 Trolio Way, Elk Grove, CA 95624 (map) Cross Street: Sierra River DrBedrooms: 4Bathrooms: 2Price: $375,000Approx Square Feet: 1712Approx Lot Size: 7971Year built: 2003
This is a wonderful home located in Elk Grove's newer community on the East side. This home has nice granite counter tops in the kitchen and tile floors throughout … (7 comments)
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bond: 5% MORTGAGE INTEREST RATES? - 11/06/07 07:16 PM
The manager of the world's largest bond fund predicted that the Federal Rate "cannot afford" to let U.S. housing prices fall and will have to cut interest rates aggresively to prevent it from happening.
"A Fed cannot afford to let homes go down by 10-15 percent" Bill Gross chief investment officer of … (0 comments)
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bond: FHA Reform/Brokers Ability to offer - 10/25/07 09:18 AM
Does anyone have any updates on the FHA reform where brokers will be allowed to offer FHA loans by a larger bond( with out being subjected to yearly audits and the networth)? I contacted my surety bond issuer and they have had a lot of questions but know NOTHING about this. Is it … (3 comments)
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bond: Yield to maturity measures the performance of a bond - 10/18/07 02:14 AM
Yield to maturity is the rate of return that measures the total performance of a bond (coupon payments and capital gain or loss) from the time of bond purchase till its maturity. It is the best measure of the return rate, since it includes all aspects of your investment. The yield … (0 comments)
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bond: Market Update - Lock or Float (October 11) - 10/11/07 11:16 AM
Thursday's bond market has opened in negative territory following early stock market strength. The stock markets are showing gains with the Dow up 64 and the Nasdaq up 14 points. The bond market is currently down 9/32, which will likely push this morning's mortgage rates higher by approximately .125 of a … (1 comments)
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bond: Back to Mac and Cheese and Ramen Noodles... - 10/07/07 10:21 PM
When I started selling over a decade ago, I would tell all of my lucky first time Colorado Springs home buyers that they were about to realize the American Dream! Oh, it may mean that they'd have to eat a lot of mac and cheese and Ramen noodles for a while, … (11 comments)
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bond: Market Update - Lock or Float (October 1) - 10/02/07 10:42 PM
This is a little late for this blog post, but it is a daily thing that I post, so I hope you all enjoy!
Tuesday's bond market has opened in positive territory as yesterday's buying seems to be carrying over to today. There was no relevant economic news scheduled for today, but … (0 comments)
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bond: Team Renton Market Update - 09/19/07 02:30 PM
I hope this can give clarity to the flury of activity in the market yesterday.
Team Renton Market update
Posted by Paul Renton under For Buyers, For Sellers, For Realty Professionals, General Information
After a wild party yesterday, Bond Traders are sobering up this morning, and giving back some of yesterday's gains.
Surprise, surprise... yesterday … (0 comments)
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bond: Monday Wrapup - 09/10/07 04:41 PM
Monday is officially closed for business here on the East Coast. So, here is a breakdown of what happened today:
Joseph Lewis now owns 7% of Bear Stearns' after a large share purchase which points to his confidence in a market upswing. There are rumors at this point in time that he … (0 comments)
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bond: Mid-Monday Mixup - 09/10/07 10:51 AM
Here is Monday, September 11th's mid-day update on the market...
With anxious investors waiting for the big date (September 18th when the Fed will meet again), the Dow started to rise this morning, but was rudely shaken and started to drop based on information provided by Fed members. The bond is also … (6 comments)
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bond: Bringing your Personal Life Into Your Business - Bonding with your Clients - 08/16/07 11:28 AM
Realtors all too often are strictly business and forget the client is human with similar life experiences.
I used to keep my personal life separate and never share what is happening with potential and current clients. The past six months I changed this. My wife was pregnant and I started telling … (6 comments)
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bond: Come visit me at my open house this Sunday(July 15,2007) from 2:00-4:00 p.m. - 07/12/07 11:14 AM
OPEN HOUSE this Sunday, July 15pm 2-4pm in Camellia Trace!!
Stunning New Home under Construction. Located in a popular, convenient area of south Baton Rouge. Camellia Trace is a gated neighborhood with exclusive low maintenace homes. This home features high ceilings with an open airy floorplan. Awesome kitchen with a walk-in … (0 comments)
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bond: Knowing Financing Options is Essential - 05/20/07 08:32 PM
One thing I notice as I embark on my exciting first year as a Broker/Owner is that many agents, even seasoned agents, have not taken to the practice of keeping up on financing options for their buyers.
Early on, I found that if I kept abreast of all the available bond … (1 comments)
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bond: 10 Year Treasury Chart Update - May 16th - Down day not necessarily good! - 05/16/07 04:01 PM
One might think that a down day for yields is a good thing and generally speaking it is. But I'm a little troubled by today's chart. Here it is:
Take a look at today all the way on the right of the chart. What do you see? Another white candlestick slightly … (4 comments)
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bond: 10 Year Treasury - May 15th - Reversal of Fortune (maybe) - 05/15/07 05:22 PM
Sorry I wasn't around to post yesterday. Summer's seem to get busier every year of my life. These things happen. Doesn't really feel like all that long ago that my summers were spent hanging out with friends, going swimming or playing ball. Enough of my trip down memory lane. Here's the … (0 comments)
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bond: 10 Year Treasury Update - May 11th - Taking It One Day At A Time - 05/11/07 03:10 PM
Some sort of turnaround today. I thought we looked good early today as the bond yields gapped down and stayed down for a majority of the day. And then it happened, around 12:30 the gap was closed and the yields continued upwards for the remainder of the day to close up … (2 comments)
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bond: Florida Bond Program and Rural Developement Program - Pensacola Florida - 05/09/07 03:46 PM
If you thought buying a home was out of your reach, then think again. The Florida bond program might be just what you are looking for. This program is available to low to moderate income first time home buyers. It is also on a first come first served basis.
Of course your … (2 comments)
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bond: 10 Year Bond Chart - May 4th - 10:45am - 05/04/07 09:55 AM
I have to go to Albany today so I'm blogging the chart early. What a crazy market! Yesterday I said I felt we weren't out of the downtrend and that when you aren't out, big moves can happen, right? Well take a look:
What do we make of this? Well, as of … (1 comments)
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bond: 10 Year Bond Chart - May 1st - 05/01/07 02:41 PM
First off, I can't believe it's May 1st already. Remember being a kid and days, weeks and months lasted forever? Anything you wanted to do next year might as well have been 20 years away.
Let's take a look at today's chart and see what we see.
As I posted yesterday (See Yesterday's … (2 comments)
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bond: 10 Year Bond Chart - April 27th. - Friday's chart. - 04/30/07 07:29 AM
There's a lot going on right now. Personal spending comes out in minutes and more news is on it's way but we'll just look at the chart from the angle of charting, ok?
It's not pretty. 3 up days in a row for the bond yield. That means up days for … (1 comments)
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bond: The Treasury Chart - April 24th. - 04/24/07 09:40 AM
I was pretty certain in the premarket today that we'd get a confirmation of yesterday's starting down trend on the 10 year treasury index. As always, lower yields = lower rates. It may have something to do with the news that came out from NAR (in fact, I'm sure it does) … (0 comments)
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bond: Breaking News: The East Baton Rouge Parish Bond money is now available!! - 03/14/07 05:07 PM
If you are considering buying REAL ESTATE IN BATON ROUGE LOUISIANA now there is yet another incentive. The East Baton Rouge Mortgage Finance Authority(EBRMFA) recently released the first bond issue of 2007. The advantages of this program are:
5.875% INTEREST RATE FOR A 30 YEAR FHA LOAN OR 6.0% INTEREST RATE FOR … (3 comments)
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bond: Great Resources for information in New Castle County - 01/31/07 08:40 AM
New Castle County Board of Realtorswww.nccbor.com
Search for HomesDelaware News Journal www.delawareonline.com - Homes section
Property informationNew Castle County Land Use Departmentwww.nccde.org/parcelview/
New Castle County Chamber of Commercewww.ncccc.com
Delaware Housing Authority - Grant Programs, Bond Programwww.destatehousing.com
Interested in moving to New Castle County? Call today and get started on a mortgage application and pre-approval
Brian PapaccioHome Mortgage Consultant Wells … (0 comments)
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bond: State Supreme Court Holds That RCW 18.27 Provides Attorney Fees Only In Actions Against Contractor’s Bond, Not Contractor - 01/15/07 12:57 PM
On December 28, 2006, the Washington State Supreme Court decided in Cosmopolitan Engineering Group, Inc. v. Ondeo Degremont, Inc. that the state’s registration of contractors act, RCW 18.27, provides for attorney fees for the prevailing party in an action against the bond, but not in an action against the contractor.
The … (0 comments)
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