buying a home: How do Pre-Qualification, Pre-Approval and Loan Commitment differ? - 03/21/08 01:05 AM
How do Pre-Qualification, Pre-Approval and Loan Commitment differ?
Any individual can be pre-qualified by a lender, by a Real Estate Agent, or by themselves. This simply means that someone has taken a quick look at your finances and plugged them into a debt-to-income ratio formula. This type of qualification gives a … (0 comments)
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buying a home: Bank vs. Mortgage Brokers...which one is right for you? - 03/21/08 01:01 AM
How do Bank Loan Officers and Mortgage Brokers differ?
Bank Loan Officers are representative of one lender, and work to provide you with a product that suits your individual needs. Should your application and personal credit be approved, the lender moves to the property purchase transaction.
Mortgage brokers are considered more as … (0 comments)
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buying a home: As a buyer in Spokane, where do I start? - 03/21/08 12:56 AM
As a buyer in Spokane, where do I start?
If you are completely unfamiliar with the purchasing of real estate in the Spokane area, a conversation with me, or one of our buyer specialists would be wise. The market here has changed and I am happy to say...YOU'VE GOT THE POWER!!! … (0 comments)
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buying a home: HELP...How Do I Determine What Price to Put on my Home? - 03/21/08 12:33 AM
How do I decide on a price?
Price is one of the obvious factors that help to sell your property. While appraisals give a concrete justification to a maximum number, appraisals sometimes fail to compensate for the entire market valuen of a property.
A good first step in determining the overally value of … (0 comments)
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buying a home: Why in the world would I want to use a Real Estate Agent!?! - 03/21/08 12:28 AM
Why Should I use a Real Estate Agent?
Agents act as more than "sales persons" for your property, but as guides and advisors for both you and prospective buyers. In many cases they bring a wealth of knowledge about the current market situation, as well as how to avoid the mishaps that … (0 comments)
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buying a home: Need Help Understanding Home Buying, Mortgage Limits, Employment? - 03/20/08 04:36 PM
I read The Wall Street, Columbus Dispatch and The Financial Times on a daily bases. They all have great articles about current trends in housing, mortgage limits, foreclosures and employment. When I read all this "stuff" I have an issue, putting all this very important trend information together and I think … (0 comments)
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buying a home: Beware of Real Estate Scams!!! - 03/20/08 12:13 AM
Buying and Selling real estate is a great way to produce wealth for you and your family. However, it is also a breeding ground for scam artists. They prey on the naive and the trusting. So, watch out and work with a respected Realtor with whom you have researched and checked some references...like me … (0 comments)
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buying a home: S85W19611 Turnberry Ct, Muskego, Wisconsin 53150 $339,900 SOLD - 03/19/08 02:55 PM
Many updates to this spotless Colonial make this home in move in condition. Mr/Mrs Clean hate to leave... 2 Master Bedroom Suites and 3 full baths on 2nd level, open kitchen with updated laminate floor, tiled countertop and backsplash, formal DR, deck and patio overlooking gorgeous landscaping and wooded outlot. Enjoy … (1 comments)
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buying a home: Summit, NJ - Positive Signs in the Real Estate Market - 03/18/08 04:49 PM
Recent Quotes about the Positive Signs in the Real Estate Market:
The Time is Right for First-Time Homebuyers
Generally, homes are becoming more affordable, and mortgage rates -- though somewhat volatile over recent weeks -- are still relatively low. "This is one of the best times that a first-time home buyer has had … (0 comments)
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buying a home: Cleaning Up Your Credit - 03/18/08 03:44 PM
So, you want to improve your credit scores? It can be done.
Recently, I embarked on seeing what the effects would be on my credit scores by simply requesting my credit report and then disputing the many inaccuracies found. I was amazed, within five months my score had moved up almost 70 … (0 comments)
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buying a home: How to Answer Questions About the Fed Rate Cuts as they Relate to Mortgage Rates - Not what you may think. - 03/18/08 03:07 PM
A lender that I work with quite often, Brendan O'Driscoll with Treadstone Mortgage sent me this information. He is allowing me to blog it as this question does come up a lot.
Your customers may ask you about this and most people get it wrong. It's a long read, but informative:
This is … (0 comments)
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buying a home: More Home - Less Money - Tips For Massachusetts Home Buyers - 03/18/08 07:49 AM
In many parts of the country, property values have tumbled in recent months. Western Massachusetts, however, seems to be holding its own. Buyers who have been waiting patiently, hoping for prices to drop more, may be disappointed. Recent reductions in mortgage interest rates mark the start of the spring real estate … (0 comments)
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buying a home: St. Patrick day in Wisconsin; what a approach and method towards Identity change for a day. - 03/17/08 10:52 PM
First of all, I would like to wish everyone in activerain, and the World, a Happy Saint Patrick's day.
It started early in my State. I saw a girl so drunk at noon today that she could not count her money at the register at Walgreen's. I really hoped that poor girl … (0 comments)
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buying a home: Leander Residential Home Sales - February 2008 vs February 2007 - 03/17/08 10:03 PM
Leander homes are definitely seeing some appreciation! The expansion of 183, big business moving in are just some of the reasons why! Great schools and quality of living are some other reasons! Here is what the stats say this year.
Overall -there has been a great appreciation in Leander of residential homes. … (0 comments)
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buying a home: How much money will I need to purchase a home? - 03/16/08 03:56 PM
That is a loaded question. But, Let's take at an Example Situation.
There are many Things that will determine How Much Money you will need to purchase a home.
Here are the Things that will determine How much money you will need to purchase a home. We will assume you are going to … (2 comments)
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buying a home: Absorption Rates For Big Bear Real Estate - March 2008 - 03/16/08 12:56 PM
Originally posted at The Big Bear Skinny.
The absorption rate provides a clear picture of what is happening in the real estate market and is good to share with buyers and sellers.
I determine the absorption rate for Big Bear by taking the previous month's sales in a particular price range or … (3 comments)
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buying a home: REAL ESTATE TIPS FOR HOME BUYERS - WORK WITH YOUR AGENT FOR THE BEST HOME BUYING EXPERIENCE - 03/16/08 10:03 AM
REAL ESTATE IS A BUYER'S MARKET. THERE ARE MORE HOMES FOR SALE THAN BUYERS READY TO BUY. Prices have been reduced significantly across the market and offer more choices. Prices in many areas are down to the pre-1994 levels and many foreclosures, distress sales and short sales offer outstanding buying opportunities for home buyers. … (14 comments)
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buying a home: Local Down Payment & Closing Costs Assistance in Lehigh & Northampton Counties - 03/15/08 05:00 PM
There are a few options for Buyer's in Lehigh & Northampton County. I believe this is the best kept secret in the Lehigh Valley Area when it comes to helping buyer's with purchasing a home. Currently there is little marketing for this program, in my opinion and the requirements you must … (0 comments)
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buying a home: HOUSES ON SALE!!!!! - 03/13/08 11:29 AM
Did you know that houses are not only for sale right now, but there are many ON SALE and some even on CLEARANCE?!?! As the inventory of homes grows, the law of economics dictates that prices will drop...and they are. Now, not all sellers realize and/or accept this. There is still … (3 comments)
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buying a home: Speculation ~ - 03/13/08 09:58 AM
Speculators bet that there is going to be a run-up in prices. Where there is opportunity to “cash in”, there will be speculators. Quite a few speculators made a lot of money in the last housing boom and now they are waiting for the next opportunity or maybe have already … (6 comments)
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buying a home: 10 Ways to Add Value to Your Home Without Going "Broke" :) - 03/11/08 12:04 AM
Short on cash but ready to renovate? Think new door handles, not new doors, and spiffed-up appliance fronts, not new appliances.
Looking for ways to spruce up your home without putting yourself in the poorhouse? Whether you're getting ready to sell your home or want to spiff it up inexpensively for … (0 comments)
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buying a home: BLOOMSDAY is coming...where in the world did I put my running shoes? :) - 03/10/08 11:54 PM
As piles of snow and ice from one of the toughest winters in Spokane history finally melt, Bloomsday organizers are reminding Inland Northwest residents that the first Sunday in May is rapidly approaching, and along with it the 32nd annual Lilac Bloomsday Run. I am soooooo out of shape, but I'm … (1 comments)
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buying a home: The World's Largest Red Wagon :) - 03/10/08 11:48 PM
Located in Spokane's Riverfront Park, this giant wagon is the work of artist Ken Spiering, commissioned by the Jr. League of Spokane. According to an article from Washington's Outer Limits, "... artist Ken Spiering's ideas for a bronze sculpture had dried up - he knew it the instant he drew a … (0 comments)
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buying a home: Come visit the Little Spokane (one of my favorite hikes on earth!) - 03/10/08 11:37 PM
Imagine yourself gently guiding your birch bark canoe through the serpentine meanders of the Little Spokane River. You stop your pelt-laden canoe only long enough to check the next trap or perhaps study the long-legged Great Blue Heron fishing the shallows for some unlucky rainbow trout smolt.
Such was the scene that … (0 comments)
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buying a home: Three Stages of Buying Foreclosures :) - 03/10/08 11:20 PM
3 Stages of Buying Foreclosures
The strategy of buying pre-foreclosures is to create a situation where everyone wins. This type of strategy involves just you, the homeowner, and in some cases the lender. Because the homeowner has been delinquent on his or her mortgage payments, they are now in a position to … (0 comments)
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buying a home: Foreclosure Flow Chart - 03/10/08 11:18 PM
The following chart is a helpful comparison of the processes of Mortgage Judicial Foreclosure and Trust Deed Non-Judicial Foreclosure :)
… (2 comments)
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buying a home: 7 Habits of My Business Success (Whoohoo) - 03/10/08 11:14 PM
The elusive dream of a successful business in real estate captures the imagination of aspiring and existing Realtors everywhere. A vision of flowing profits, industry respect, thrilled customers, and a balanced life. This vision is only possible by developing habits that drive business success. Here is what I try to do … (0 comments)
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buying a home: Waukesha Wisconsin Investment Opportunity - 03/10/08 02:20 PM
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buying a home: Buying a Home?? Find Out Why Mortgage Rates Are Rising!!! - 03/10/08 01:03 PM
Are you buying a home? You should be aware of interest rates and how they impact your buying power. If you are banking on these rates and they rise you may not be able to afford the home you have been waiting for.
As a full time real estate professional with … (3 comments)
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buying a home: Wanting to sell vs. Having to sell - 03/08/08 06:41 PM
A properly priced home will sell in any market. Problem is that some sellers don't want to really sell. They want to test the market to see if that can get a price that previously existed in their market. If they are serious about SELLING, trust me they will price the … (1 comments)
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buying a home: Sumner County, Tennessee Sales ~ Jan. & Feb. 2008 and 2007 - 03/08/08 08:50 AM
We represent buyers and sellers throughout most of the Nashville, Tennessee marketplace, including Davidson, Williamson, Sumner, Wilson, Cheatham and Robertson Counties of Middle Tennessee. You can call Jan Wood or Jennifer Jennings at (615) 385-9010 or Click Here for Our Website.
Jan Wood and Jennifer JenningsThe Realty Association1305 Murfreesboro PikeNashville, … (3 comments)
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buying a home: First Time Home Buyer Seminar - Maryland - Baltimore County - Harford County Areas - 03/08/08 08:33 AM
WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the entire process … (1 comments)
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buying a home: Why Wait? Now Is A Great Time To Buy! - 03/08/08 04:24 AM
One of the trends I have noticed in our market is that many buyers are simply "waiting" to buy. They may be out looking, but with an increase in listing inventory, many buyers feel that if they simply wait around, the perfect house - at the perfect price will come along.
What many … (0 comments)
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buying a home: Why Wait? Now Is A Great Time To Buy! - 03/08/08 04:24 AM
One of the trends I have noticed in our market is that many buyers are simply "waiting" to buy. They may be out looking, but with an increase in listing inventory, many buyers feel that if they simply wait around, the perfect house - at the perfect price will come along.
What many … (0 comments)
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buying a home: New Lending Limits For FHA - 03/07/08 07:37 PM
The Department of Housing and Urban Development has just announced the new Lending limits for FHA mortgages. The new Lending Limits were made possible by the most recent Economic Stimulus Package introduced this past month by the Bush Administration. The new limit for the Atlanta Metropolitan area is now $346,250!
The Conventiaonal Conforming … (3 comments)
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buying a home: New Lending Limits For FHA - 03/07/08 07:37 PM
The Department of Housing and Urban Development has just announced the new Lending limits for FHA mortgages. The new Lending Limits were made possible by the most recent Economic Stimulus Package introduced this past month by the Bush Administration. The new limit for the Atlanta Metropolitan area is now $346,250!
The Conventiaonal Conforming … (1 comments)
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buying a home: Tips on what to do when it's time to show your home... if you really want it to sell - 03/07/08 03:09 PM
If you're listing with a real estate agent, you will likely be asked to leave when the house is shown. I know that "there's no place like home" but, even if your agent doesn't suggest it, you should make sure you are not home.
Take "Spot" and the kids for a … (5 comments)
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buying a home: Buyer's market misunderstood! - 03/07/08 01:03 PM
Doubtlessly, you have heard these words over and over again in the media and from friends and acquaintances. I am sure you will also find many people willing to share their stories and/or their advice. But do you really know just what these terms mean and what expertise is needed to … (0 comments)
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buying a home: Home buying seminar Saturday March 8th 2008 - 03/07/08 06:18 AM
Please join me For an informative, no cost, home buying seminarWhen: March 8th 2008 10am – 12pmWhere: the Learning corner at Wealthy, 1154 Wealth StreetR.S.V.P. to 632-2265What you will learn: Loan pre-approval: What documents you will need to get pre-approved for a loan. How the pre-approval process works. Types of … (0 comments)
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buying a home: Summit, NJ - Positive Signs in the Real Estate Market - 03/06/08 10:38 PM
Recent Quotes about the Positive Signs in the Real Estate Market:
President Bush Signs Economic Stimulus Bill; Raises Loan Limits
Homeowners and buyers in such high-cost states as California, New York and Florida will get an extra break from the federal stimulus package: lower interest rates for so-called jumbo mortgages. Under the new … (0 comments)
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buying a home: Summit, NJ Buyers - Pay Attention to Interest Rates!!! - 03/06/08 10:33 PM
Special Edition - The Effect of Mortgage Rate Reductions on Buying Power:
The recent interest rate cuts and subsequent reductions in mortgage rates have significantly improved potential home buyers' ability to afford a home.
•Ø The impact of a 1% reduction in interest rates on a $250,000 home (assuming the buyer used … (0 comments)
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buying a home: Summit, NJ - Positive Signs in the Real Estate Market - 03/06/08 10:10 PM
Recent Quotes about the Positive Signs in the Real Estate Market:
Mortgage Applications Rise to Highest Level Since 2004
Applications for home mortgages jumped to their highest level in nearly four years as low interest rates led more homeowners to seek refinancing. The Mortgage Bankers Association said its seasonally adjusted index of mortgage … (1 comments)
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buying a home: Summit, NJ - Positive Signs in the Real Estate Market - 03/06/08 10:05 PM
Recent Quotes about the Positive Signs in the Real Estate Market:
Mortgage Applications Up & Rates Down
The Mortgage Bankers Association said its seasonally adjusted index of mortgage applications, which includes both purchase and refinance loans, for the week ended Jan. 11 surged 28.4% to 906.4, its highest since the week ended April … (0 comments)
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buying a home: Summit, NJ - Positive Signs in the Real Estate Market - 03/06/08 09:58 PM
Recent Quotes about the Positive Signs in the Real Estate Market:
Silver Lining for Real Estate in '08
•Ø In his outlook for 2008, Laurence Yun, the chief economist for National Association of Realtors®, sees a shift from greedy speculators to serious homeowners. 2008 will be a year of opportunity where there will … (2 comments)
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buying a home: Is Now the Right Time to Buy? - 03/06/08 02:48 PM
Is Now The Right Time to Buy?
The real truth is yes. Why? There are a few reasons. First lets address mortgage rates. They are at all time lows and starting to creep upward. So if you were waiting for a home's price to come down, your monthly payment could still end … (0 comments)
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buying a home: Buying a home: FHA Announces New Loan Limits - 03/06/08 02:34 PM
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buying a home: Buyers Buyers Everywhere - 03/05/08 09:03 PM
It has been a wonderful week in Real Estate. Buyers seem to be coming out of the woodwork and putting offers on homes. In the last 5 days I submitted 3 different offers for 3 different clients. A few of the homes had multiple offers on them, AND one home had over … (8 comments)
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buying a home: Real Estate Newsletter - February 2008 Edition - 03/05/08 03:47 PM
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buying a home: Do I qualify? - 03/04/08 09:39 AM
The real estate market is down and prices have never been better to buy than they are right now. I remember people telling me if prices came down and they could afford to buy a home they would jump on it. Well the time is here and opportunities for good deals … (2 comments)
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buying a home: Beautiful Updated Townhome in Manassas - 03/04/08 07:21 AM
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buying a home: Another attack of the equal opportunity mocker...Target: real estate agents :) - 03/04/08 04:14 AM
Yep...we are a funny bunch! Here are some of my favorite jokes heard and overheard :)
How many Real Estate Agents does it take to change a lightbulb?
20 agents will go by and take a note that its out.10 of those agents might call a store to see if they have the … (1 comments)
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buying a home: Housing Discrimination still is around...Facts to know for all Spokanites :) - 03/04/08 03:54 AM
Housing discrimination is illegal. But research conducted by the National Fair Housing Alliance reveals that:
Housing discrimination persists nationwide and is severely underreported.The U.S. Department of Housing and Urban Development (HUD) estimates that more than two million instances of housing discrimination occur annually, but in the year 2001, fewer than 24,000 … (0 comments)
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buying a home: What the heck is home inspection and is it worth $300?!?! - 03/04/08 03:39 AM
YES!!! It is worth the money...read on to see why :)
What is a home inspection?A home inspection is a visual inspection of the structure and components of a home to find items that are not performing correctly or items that are unsafe. If a problem or a symptom of a problem is found the … (1 comments)
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buying a home: Tips to Avoid Escrow Fraud in Spokane - 03/04/08 03:34 AM
Escrow companies can be helpful in completing a transaction safely but make sure you are using a littermate escrow company. Here are a few tips to help you choose a good company.
Don't be talked into using a particular escrow serviceBe suspicious of using an escrow service recommended by an online buyer … (0 comments)
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buying a home: Simultaneous Closings, Double Closings, and Back-to-Back Closings - 03/03/08 12:29 PM
How to perform or structure a Simultaneous Closing - Double Closing - Back to Back Closing?
Each state has different laws or requirements when performing or structuring a simultaneous, double or back to back closing and they're always changing. What they could do 5 years ago, they may not be able to … (0 comments)
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buying a home: What the heck is a tax lien certificate? - 03/03/08 12:23 PM
A tax lien certificate is nothing more than a lien on a property for not paying taxes. Essentially, each and every year owners of real estate have a tax lien (aka financial obligation to pay taxes) placed on their real estate. If the property taxes are paid on time the tax … (0 comments)
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buying a home: What the heck are "hard money" lenders and what do they do? - 03/03/08 12:20 PM
The Truth about Hard Money Lenders
So many first time investors are curious about hard money lenders. Who are they? What is it? How do I get some? Is it beneficial? Let me share with you some of the basic principals about hard money lenders. First of all, lets determine what the … (0 comments)
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buying a home: The 3 Stages of Buying Foreclosures - 03/03/08 12:17 PM
3 Stages of Buying Foreclosures
The strategy of buying pre-foreclosures is to create a situation where everyone wins. This type of strategy involves just you, the homeowner, and in some cases the lender. Because the homeowner has been delinquent on his or her mortgage payments, they are now in a position to … (0 comments)
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buying a home: ~ Saddle Up ~ - 03/02/08 04:42 PM
"Crude oil is the world's most actively traded commodity, and the NYMEX Division light, sweet crude oil futures contract is the world's most liquid forum for crude oil trading, as well as the world's largest-volume futures contract trading on a physical commodity.
From the NYMEX website... “The contract trades in … (6 comments)
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buying a home: 111 Locust Street, Mt. Pleasant, TN - 03/02/08 09:07 AM
Easy Virtual Flyers by Ubertor. Build your own in 3 minutes!
… (2 comments)
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buying a home: Spring is in the Air - 03/02/08 08:35 AM
March 20th is the first day of Spring… Hooray! It’s time to start thinking about the garden and landscape. In Tennessee it’s a great time to patch or overseed your cool-season lawn, prune summer flowering shrubs, prune fruit trees, cut back last year’s ornamental grasses. The daffodils should start blooming … (9 comments)
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buying a home: Lust Made 'Em Do It - 03/01/08 12:46 PM
"The lust for comfort, that stealthy thing that enters the house a guest, and then becomes a host, and then a master. " Kahlil Gibran The direct causes of the housing bubble were low interest rates, negligent mortgage lending, and speculation. But the larger force lies in Americans' addiction to … (12 comments)
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buying a home: Why pre-qualify? - 03/01/08 09:26 AM
Thinking of buying a home? Take time to get your finances in check BEFORE you go house hunting. While there are many good deals on the market today, you must have your mortgage plan in place before you submit an offer!
Lenders today are scrutinizing all applications. Be sure to have … (1 comments)
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buying a home: How To Refinance Or Buy Property With A BAAAAD Horribble Fico/ Credit Score - 02/29/08 10:09 PM
Just wanted to let you be aware that I am with lend America bank A.K.A 1-800 FHA. You've probably seen the commercials on TV with the president talking about the foreclosures and the FHA program here to assist in this dilema. If you know anyone looking to purchase property, anyone looking to refinance or anyone … (1 comments)
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buying a home: Harford County First Time Home Buyer Seminar FREE - April 19, 2008 - 02/29/08 10:15 AM
WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
Saturday, April 19,2008
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the … (0 comments)
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buying a home: Maryland First Time Home Buyer Seminar FREE - April 19, 2008 - Baltimore County & Harford County Areas - 02/29/08 10:13 AM
WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
Saturday, April 19,2008
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the … (2 comments)
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buying a home: What the heck is a "trust deed foreclosure"? - 02/29/08 12:33 AM
What is Trust Deed Foreclosure?
Trust Deed foreclosure is different than that of a mortgage foreclosure because there are no courts involved. Simply put, most investors refer to trust deed foreclosure as a third party action.
Investors use different terms when dealing with a trust deed foreclosure. The borrower is called the … (0 comments)
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buying a home: What is mortgage foreclosure and how is it different than a standard forclosure? - 02/29/08 12:29 AM
What is Mortgage Foreclosure?
Mortgage foreclosure simply means the deed can only be foreclosed through court action. Mortgage foreclosure is usually referred to as a judicial foreclosure.
A mortgage is a security document that allows the borrower to keep title of the property while using the property as security or collateral for … (0 comments)
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buying a home: Short Sales for Dummies ...Yep, I'm in that catagory too ;) - 02/29/08 12:26 AM
How Short Sales work
Short Sales are one of the most effective techniques for discounting loans in real estate. Short sales create huge investment opportunities and are a must if you want to be competitive in this market. One of the most important steps in the short sales process is getting the … (0 comments)
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buying a home: What the heck is a "short sale" and can I order a tall one? - 02/29/08 12:21 AM
What is a Short Sale?
A short sale is when a lender accepts a discount on a mortgage to avoid a possible foreclosure auction or bankruptcy. Instead of buying from a seller, you are purchasing the property directly from the lender for a discount. For example: A homeowner, who is facing foreclosure, … (1 comments)
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buying a home: How to avoid Foreclosure Scams (There are some SCARY people out there) - 02/29/08 12:18 AM
What is Foreclosure?
Foreclosure is to shut out, to bar, to extinguish a mortgagor's right of redeeming a mortgaged estate. It is a termination of all rights of the homeowner covered by a mortgage. Foreclosure is a process in which the estate becomes the absolute property of the lending institution. Foreclosure numbers … (0 comments)
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buying a home: What the heck is "escrow"? - 02/29/08 12:11 AM
Escrow opens when the buyer and seller sign a sales contract, commonly called a real estate purchase agreement and receipt of deposit. The contract, along with any additional instructions, serves as instructions for the escrow officer.
Escrow assures that the lender releases the home purchase funds at or about the same … (0 comments)
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buying a home: GORGEOUS COLONIAL BACK ON THE MARKET ONLY $399,000 - 02/28/08 09:07 PM
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buying a home: Safety Harbor's Eclectic Homes - 02/28/08 08:49 PM
Safety Harbor's eclectic homes have something for everyone. Whether you are looking for an older home that has all of the charm and character of days-gone-by or a new home that has all of the modern trimmings (or anything in between) you will find that and more in Safety Harbor!
These homes … (3 comments)
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buying a home: What the heck is "agency"? - 02/28/08 03:39 PM
One of the hot topics facing the world of real estate right now is the issue of agency. Some would have you believe that it really doesn't affect you, the buyer, and that nothing much has changed. But they are wrong.
The topic of agency is important to you because it … (1 comments)
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buying a home: Don't Buy Alone!!! - 02/28/08 02:53 PM
If you are an unrepresented buyer, here are ten good reasons why you should hire a Realtor:
1. Realtors Are Real Estate Specialists. Not all real estate professionals are created equally. There are approximately 2.3 million licensed real estate professionals, but only members of the National Association of Realtors can call themselves … (0 comments)
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buying a home: Buying a Home in Northern Virginia - Bobby Samson - Samson Realty - 02/28/08 02:36 PM
My Homebuyer's Cash Back program means ...
• Sellers and builders generally pay all realtor commission!
• I give back to my buyers ($1000 per $100,000 of the purchase price) from my commission* on New Construction.
• I give back to my buyers $500 per $100,000 of the purchase price from my commission* on resale homes.
• I … (0 comments)
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buying a home: Darth Vader and The Home Inspection - 02/28/08 12:49 PM
On my way to the home inspection, I run by McDonald’s to grab some French fries and soothe my rumbling stomach, after all, it’s been 14 hours since I’ve had something to eat. While I’m waiting for my order, the phone rings. It’s my buyer and he’s running late. I … (15 comments)
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buying a home: How to Interview a Realtor (BTW...this is a good idea) - 02/28/08 12:42 PM
Working with a trusted real estate agent is a key part of the home buying process. A good realtor can help you find the home of your dreams at a price you can afford. There are five basic questions you should ask a prospective real estate agent before you start to … (0 comments)
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buying a home: Buying a home IS easy with help - 02/28/08 11:14 AM
Hi this is Daniel with the Landry Team of Keller Williams Germantown/Collierville/Memphis Office. We recently held a public Real Estate Workshop where we discussed the steps of buying and selling a home. We described these steps in depth and made them very easy and clear to understand. After we finished the steps, one … (0 comments)
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buying a home: Spring is Near, The time to Buy is Now - 02/28/08 10:28 AM
What's Happening Now
With spring right around the corner (though you would never no it by the temperature today) more and more listings are coming to the market. While this may seem bad for sellers with the increase in competition there are also more and more buyers entering the market. It's not neccessarily … (2 comments)
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buying a home: First Time Home Buyer Seminar April 19, 2008 - Perry Hall Area, Baltimore County, Maryland - 02/28/08 07:07 AM
WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN PERRY HALL MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
Saturday, April 19,2008
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the entire process from … (2 comments)
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buying a home: Foreclosures--Buy Before The Government Does &~Get the "Good Apples" - 02/27/08 01:00 PM
Have you ever heard of the Home Owners’ Loan Corporation (HOLC) or Home Owner’s Refinancing Act.
Now, as the number of foreclosures mounts again, this time in the wake of the subprime lending crisis, an idea born of the Depression may once again offer a solution for keeping more borrowers … (2 comments)
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buying a home: Utah Leads Nation in Price Appreciation (STILL!) - 02/26/08 06:42 PM
The Office of Federal Housing Enterprise Oversight has issued the report we have all been waiting for...
Utah still leads the nation in home-price appreciation!
Of course, these reports are a little behind the times and I wouldn't expect anyone to believe that homes appreciated at 9.7% for January or February. I'm still … (4 comments)
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buying a home: The Weakest Link in a Real Estate Transaction - 02/26/08 04:54 PM
When moving through the stages of selling a property--from showing to closing-- I often think of the quote, "It takes a village to raise a child." It also takes a group of committed professionals to close a real estate transaction. One weak link, whether it be agent, lender or escrow officer can turn … (19 comments)
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buying a home: Myths about Real Estate Agents in New Jersey - 02/25/08 11:20 PM
The Truth about Finding a New Jersey Real Estate Agent
Many prospective home buyers are unaware of the truths about selecting a New Jersey Real Estate Agent. Since using a real estate agent to help you buy a home is free, in New Jersey, it is especially important to find a … (4 comments)
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buying a home: 3 BR Home For Sale in Sicklerville, NJ! - 02/25/08 10:07 PM
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buying a home: Manufactured Homes, Modular Homes, Mobile Homes? What is the Difference? - 02/25/08 08:24 PM
I started my housing career back in 1999 in the Manufactured Housing Industry based in the Lehigh Valley, Pa area..so I have extensive experience in this field and would like to share this knowledge with you. Hope it helps clarify things for the consumer as well as the Real Estate Agents … (5 comments)
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buying a home: Six Simple Things You Can Do To Ensure a Smooth Home Purchase - 02/25/08 01:03 AM
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible: 1.) Check your credit.Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a … (0 comments)
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buying a home: Lenders are asking for 2nd Appraisals - 02/24/08 08:41 PM
The Prince William County area is considered a declining market due to the significant amount of foreclosures in the county and major losses in property values. As a result many lenders are asking for 2nd appraisals. Lenders are very concerned about their investments and want to make sure everything is legit. … (2 comments)
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buying a home: Amenities & Features of Your New Home - 02/23/08 09:10 AM
We bought in a golf course community in Sumner County, Tennessee called Fairvue Plantation. We chose Fairvue because both of us love to play golf. We have two 18-hole golf courses, a wonderful swimming pool, fabulous neighbors, and a club house.
It doesn’t take much to make me happy. What … (6 comments)
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buying a home: To Whom It May Concern... - 02/20/08 07:38 PM
I met them early one evening several months ago. They were young, attractive and articulate. This was going to be their first home and they had questions...lots of them. They had been referred to me and as we talked about the process and what they could anticipate, I began to appreciate a keen … (19 comments)
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buying a home: Buyer's Guide to Survival Part 1: Things to help you understand the home buying process - 02/20/08 11:07 AM
I work with a lot of first time home buyers that I educate to understand what they need to do in order to purchase a home. I figure there are quite a few people out there that are sitting on the fence as they don't really quite know where to start, … (2 comments)
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buying a home: The Four Basic Principles in Buying a Home - 02/19/08 09:43 PM
It's pretty tough to break this topic down to 4 basic tenants but the book "Your First Home, The Proven Path to Home Ownership" has made a very good effort.
The "Rules" of real estate are always localThe best deals are usually win-win Price does not equal valueChoose with your heart and … (2 comments)
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buying a home: Gorgeous Brick Front Colonial on 1 Acre- Tremendous Price Reduction - 02/19/08 08:38 PM
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buying a home: Six Points to Share with "I'm Thinking About It Home Buyers" - 02/18/08 09:47 PM
Here are six points to share with your "I'm Thinking about it Home Buyers" These could benefit all agents selling real estate in anywhere USA.
1. If you, the buyer are ready to act, willing, able and eager to do so, the media should not affect your decision. 2. Prices may go lower but as … (6 comments)
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buying a home: Buyers Don't Miss Your Opportunity! Buy now! - 02/17/08 06:01 PM
The rates are low and the prices of homes are falling. The inventory is high so there are many homes for the buyers to consider. Don't miss your opportunity by waiting to buy a home, now is the time!! If you have a home to sell than price your home competively … (0 comments)
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buying a home: 20 Ways to Make Your Home Shine!!! - 02/16/08 06:08 PM
20 Ways to Make Your House Shine!!!
1.) Get rid of the clutter. Buyers that walk into a cluttered house will automatically assume you don't have enough storage space. Get boxes, pack up all the clutter and store it at a friend's house or at rental storage. A cluttered house will not … (1 comments)
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buying a home: Selling Your Home in Today's Market - 02/16/08 10:02 AM
Be Optimistic but Realistic ~ You can dream all day long that your home is worth a certain amount. Happy dreams make for fabulous mental visions of grandeur. It’s good to be optimistic. But in today’s housing market, visions of grandeur can be a huge drawback and cost you lots of … (12 comments)
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buying a home: Currently Renting in the Brockton Area? Maybe cheaper to buy. - 02/15/08 01:56 PM
Renting in the Greater Brockton area may be costing you more than if you bought a home.
Everyone has heard of Forbes Magazine. They are known for its list of the wealthiest people in the workld. But how do you measure wealth? Forbes does it by examining net worth.
Now consider how … (0 comments)
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