chico: Ryan's 8 Steps to Selling Your Home - 06/26/08 11:18 PM
Over the years I have put together a few tips for my sellers. Here are the top 8 steps to selling your home. Starting with what you need and why, and ending with closing. The more informed a seller is the better I can help them get to their next home.
Define … (5 comments)
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chico: Sick Kids vs. Real Estate - 06/11/08 12:23 PM
Today I had several appointments scheduled. I was supposed to do floor time for a couple of hours, work on my files, set up an open house day/time with a listing of mine and fix the sign in the yard, open a house for an appraiser and do my visual inspection disclosure, … (10 comments)
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chico: Custom Chico Home with Sparkling Heated Pool and Spa-SOLD - 06/01/08 03:50 PM
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chico: Chico, CA Market Report 5/27/2008 - 05/27/08 03:36 PM
Since the previous Market Report 5/12/2008:
27 Single Family Homes have sold in the greater Chico, CA area with an average sales price of, $306,052 and a median sales price of, $285,000. Average days on market of those sold was 53. The most active market with 4 homes sold, was … (2 comments)
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chico: 1985 Poppy View Terrace, Chico CA - 05/24/08 11:17 AM
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chico: Tennis Anyone? - 05/23/08 12:51 PM
Here in Chico, California, we are lucky to have so many great resources for fun and leisure. One of the best resources to learn or to develop a new skill or hobie, is the Chico Area Recreation and Parks District (C.A.R.D).
Their motto is, “Helping People Play”. And, that is … (0 comments)
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chico: Getting Out of the Heard Mentality - 05/22/08 05:09 PM
"I Heard on the news that the Real Estate Market will continue to Decline, so I'm going to wait and see What Happens Before I Buy"
You know what I'm talking about. You've probably heard something similar to this from clients dozens of times in recent months. Or, you've … (2 comments)
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chico: Chico, CA Wildflower Century Ride - 05/21/08 07:44 PM
About 3,500 cyclists came to Chico to ride the 27th annual Wildflower Century this year, which has become recognized as one of the premier distance rides around.
Although, as its name implies, the Wildflower Century does offer a 100 mile loop, the event also offers shorter options for folks looking to … (0 comments)
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chico: Cowboy Junkies play Chico's Laxon Auditorium - 05/21/08 07:37 PM
This past Saturday, May 3rd, we were treated to the sweet sounds of the Cowboy Junkies at Laxon Auditorium, one of Chico’s premiere venues for music and a variety of performing arts. Promoted and sponsored by Chico Performances California State University, the Cowboy Junkies are just one of many terrific … (0 comments)
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chico: Gone to The Dogs - 05/21/08 07:18 PM
This beautiful Chico weekend had me… and most everyone else… outdoors and enjoying the sun with friends, family, and dogs. On Friday my wife and I took our mini-wiener to one of Chico’s “best kept secrets”, the Tree Farm (aka, Chico Tree Improvement Center and, most formally, Genetic Resource and Conservation … (4 comments)
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chico: Chico the "little boy" I feared. - 05/15/08 08:10 AM
When I was about 7 years old, my family got a dog. My oldest brother, T, had just come back from a trip to Mexico so he suggested a spanish name for the dog: Chico. Chico, so he thought, meant "little boy", and it seemed like an ironically appropriate name for the … (2 comments)
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chico: 244 Windrose Ct, Chico, CA 95973- SOLD - 05/06/08 12:36 AM
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chico: It's College Housing Season! - 04/23/08 04:02 PM
Ah, yes….it’s that time again. Students from the Avenues to the Streets of Downtown Chico are hustling to secure an awesome pad for the next school year. Typically, the months of May through August see the most activity when it comes to student housing. These are the months when leases generally … (3 comments)
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chico: Link Exchange - 04/23/08 03:42 PM
If anyone is interested in a link exchange with W. M. Campbell Real Estate (located in Chico, CA) please contact me. Here is a link to our website:WMCAMPBELL.COM … (2 comments)
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chico: Cute starter home - $249,000 - 04/19/08 07:28 PM
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chico: 3 bedroom 1 bath in Chico for only $200,000-PENDING - 04/19/08 07:24 PM
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chico: Gorgeous Chico Home with Heated Pool and Spa - Contingent - 04/13/08 02:07 AM
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chico: 1.5 Acres with Beautiful Pool - SOLD - 04/13/08 02:04 AM
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chico: Custom Home on 2 Acres - 04/13/08 01:55 AM
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chico: Home with beautiful in ground pool $285,000 - 04/13/08 01:51 AM
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chico: 244 Windrose Ct. Chico, Ca. 95973 - Pending - 04/13/08 01:45 AM
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chico: Lynn's Home Team - Green Tip Of the Week - 04/09/08 02:22 PM
As a realtor, I know first hand the importance of having clean and well cared for community surroundings. It is the places in the Paradise area that really make the difference for prospective buyers when they are seeking for their next place to call home. It is also the difference for current Paradise … (0 comments)
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chico: It's A Buyers Market - 04/02/08 01:57 PM
It's A Buyers MarketPending home sales in California have dramatically dropped 20 percent since this time last year, but, if you're looking to upgrade to something larger or make a first purchase, it may be the right time to buy.How much time do you have? Expert opinions vary. Real estate optimists … (1 comments)
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chico: Are you looking to purchase a home in Chico,California? - 03/31/08 11:51 AM
Are you looking to purchase a home in Chico, California?
If so, feel free to give me a call. I have a great network of local real estate professionals to help you through the home purchase and loan process.
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chico: Why should you have Julie Mclaughlin as your Chico Realtor? - 03/26/08 06:20 PM
Hello! Please let me tell you why I believe you should choose me as your Chico Realtor.
I am a down-to-earth, honest, diligent, detail oriented, friendly and energetic Realtor
I will be available for you even after the purchase or sale of your home to answer question or address concerns as need. I … (0 comments)
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chico: Chico Real Estate Prices - 03/26/08 05:02 PM
Could it be that we are feeling the sandy floor of the Real Estate market drop in Chico? Some speculate that we are indeed. While house prices have dropped steadily, the interest rates on home loans have been moving up and down almost daily. Even with all of their fluidity they have stayed … (4 comments)
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chico: 30 DAYS AND YOU CAN MOVE FORWARD WITH YOUR LIFE! - 03/13/08 08:46 AM
IS YOUR PROPERTY NOT SELLING?My business offers great service. We strive for 100% customer satisfaction and will do what it takes to make our customers happy. If you have a special situation such as needing to get your property sold NOW for fair market value and pay no commision with no … (5 comments)
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chico: Chico Home, Garden & Antique Show! - 03/12/08 11:07 PM
Don't miss the 22nd Annual Home, Garden & Antique Show March 15 & 16, 2008, 10am-5pmSilver Dollar Fair Grounds in Chico!Produced each year by Soroptimist International of Chico, this fundraiser allows the club to continue providing community service in many areas. (Please check out the SI Chico website for more information … (0 comments)
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chico: Stepford Chico? - 03/07/08 07:58 PM
Ok, I admit it; I'm a hopeless Chicophile. My dear brother-in-law Jim was recently visiting from the Portland area. I took him to our fabulous Farmer's Market and then to a favorite local coffee shop afterwards. Naturally, we ran into a number of friends and acquaintances of mine along the way … (0 comments)
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chico: Bidwell Perk - 03/03/08 05:31 PM
Simply our favorite coffee shop/eaterie/office-away-from-office, BIDWELL PERK! Located in the heart of Chico (on E. 1st Ave., near the corner of Mangrove), this lovely and thriving vendor of fine caffeinated products and delectable edibles offers free wi-fi and plenty of seating in a warm and inviting atmosphere. No wonder the "Perk" … (0 comments)
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chico: Springtime in Chico! - 03/01/08 10:49 PM
What is lovelier than Chico in springtime? Well known as one of the best almond- (or "a-min," rhyming with "salmon," as locals pronounce it) growing areas in the world, Chico and the surrounding agricultural areas are virtually bursting with white and pink blossoms. In addition to the nut trees, we're being … (0 comments)
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chico: Chico Charmer! - 02/24/08 12:10 PM
This 1940s "charmer" is located on one of my absolute favorite streets in Chico, E. Sacramento Ave. (I "scored" big time with my very first listing on this street 20 years ago!) Listed at $449,000, this sweet thing features original tile, hardwood floors, built-in bookshelves, tons of storage, large living and … (0 comments)
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chico: The Paradise Community Buckles Down for Significant Rain and Wind - 02/23/08 07:33 AM
The National Weather Service is forecasting a late February storm that is bringing significant rain and wind. Paradise residents should know a high wind advisiory has been posted for Saturday and Sunday, February 23 and 24th. 2008. According to the latest advisory, breezy winds will develop Saturday afternoon and are expected in increase in … (0 comments)
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chico: ChicoBag - 02/21/08 06:12 PM
What's strong enough to hold 20 pounds, small enough to fit in your purse (or on your belt) and can help save the planet? It's the affordable, handy, chic ChicoBag! I keep a ChicoBag in my purse and another one in my car for those quick stops at the grocery store.Developed … (0 comments)
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chico: 1445 Heritage Oak Dr, Chico, CA 95928 - 02/20/08 02:21 AM
Fabulous Neighbhorhood
1445 Heritage Oak Dr, Chico, CA 95928 View Map
This spacious home will dazzle you with its high ceilings, bright entry way, large living room, huge master bedroom, and a kitchen filled with many amenities! Its sparkling pool is the perfect place to relax or cool down from … (0 comments)
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chico: North State Symphony - 02/17/08 01:23 AM
North State Symphony Tonight I had the pleasure of attending the North State Symphony "Dance Mix" concert at the CSUC Laxson Auditorium. This concert was beautifully performed by accomplished musicians from throughout Northern California and masterfully conducted by Music Director Kyle Wiley Pickett. The program included a concert tango called Tangazo … (0 comments)
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chico: Soroptimist International of Chico - 02/15/08 01:28 AM
It's been my pleasure and honor the past 10 years to be a member of Soroptimist International of Chico , a local chapter of this phenomenal worldwide service group. The mission statement of Soroptimist International reads: "Soroptimist is a world wide organization for women in management and professions working through service … (0 comments)
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chico: It's Good to be Green! - 02/12/08 09:18 PM
A recent issue of Country Home Magazine listed our little town of CHICO in the Top 20 "Greenest" cities in the U.S. One of the reasons for this honor may be the Chico Green Campus program which has been established at CSUC. This student-designed program was created to "raise student, staff and … (0 comments)
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chico: 1445 Heritage Oak Dr, Chico, CA 95928 - 02/04/08 01:38 PM
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chico: Churches by William Raymond Yelland - 01/21/08 03:09 PM
Not everyone knows that WR Yelland designed churches and funeral parlours too.
Clarksburg Community Church. Located just South of Sacramento California in the Delta town of Clarksburg California, this church is at the heart of the community. This design is classic Yelland through and through. One of his most distinguishing design features … (0 comments)
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chico: Baby It's Cold Outside...Unless You're Soaking in a Hot Spring! Visit Montana's Hot Spring Destinations! - 01/13/08 04:51 PM
Baby It's Cold Outside...Unless You're Soaking in a Hot Spring! While temperatures have been dipping into the 20's and 30's, a great way to warm up is by visiting a natural hot spring. Montana has more than two dozen developed "hot spring" destinations and another 30 natural sites all fed from … (2 comments)
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chico: 1445 Heritage Oak, Chico, CA - 01/10/08 07:31 PM
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chico: Setting the Stage for your home to sell - 12/16/07 08:39 PM
What does it mean to stage a house to sell? Why would one want to stage their house? Whether your house is already on the market or you're planning on selling it soon, I'm going to give you a few helpful tips to help you sell your home quicker and for … (4 comments)
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chico: 1445 Heritage Oak, Chico, CA - 12/13/07 11:59 PM
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chico: further explorations into Yelland - 12/03/07 04:39 PM
okay....
so where did I leave off? Clarksburg California in the Sacramento Delta. Great little town. So there I am in this little town and I am surrounded by homes that look like they would fit onto my street back in San Leandro. Some of the homes even appear to share some … (0 comments)
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chico: A Prayer for Wayne Harder's Family - 11/27/07 05:48 PM
My thoughts and prayers go out to Wayne Harder's family and friends after a tragic car accident in Chico,California on Sunday evening. I had the privelage of talking with Wayne a few times and he was a good man and a leading example of what it means to be a community leader … (7 comments)
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chico: 1445 Heritage Oak Dr, Chico, CA 95928 - 11/20/07 01:38 AM
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chico: Looking for A Steal? This is a great Buy! - 11/05/07 04:36 PM
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chico: Why Now is the time to Buy! - 11/05/07 04:30 PM
Now’s the time to Buy!
Now is a great time to buy! Why you ask? Because now those great properties in the ‘perfect’ condition with the ‘perfect’ locations are up for grabs! Unlike before, they don’t have that giant price tag that comes with them.
A few years ago, a typical … (0 comments)
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chico: 363 ROE RD, PARADISE, CA PRIVATE CUSTOM HOME ON .68 ACRES - 11/03/07 02:23 AM
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chico: Don't miss Chico, CA Airfest, 2007! - 08/27/07 11:35 PM
The Chico Chamber of Commerce and the City of Chico are once again co-sponsoring Chico Airfest 2007. Last year, the airshow at the Chico, CA Municipal Airport drew over 10,000 north state residents! Airfest 2007 promises to be a thrilling one this year, planned for September 1st, over Labor Day … (7 comments)
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chico: FHA Mortgage - Questions and Answers for Redding Area Homebuyers - 08/23/07 04:11 PM
If you are considering a home purchase or are thinking about re-financing your home, consider an FHA mortgage. FHA loans let you buy or refinance your home using government backed funds. The down-payment requirements are low and in many cases allow home-buyers to get into a home for no money down.What … (0 comments)
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chico: Facing Foreclosure? - Call Me - Redding, Shasta, Anderson, Chico - 08/22/07 06:02 PM
Are you a homeowner who is fearful that your house will go into foreclosure. Are you behind on your payments? Is your Adjustable Rate Mortgage getting ready to adjust and you're worried about the new payment.As a Mortgage Broker I may be able to help you find a solution to your … (0 comments)
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chico: 1185 Watts Estates Drive, Chico, Ca 95973 Butte County - 07/07/07 11:28 PM
Beautiful custom home with heated pool and spa. 4 Bedrooms, 2.5 Baths. YrBlt. 2000 Sq.Ft. 2567 $639,000This wonderful home is located in a quiet cul-de-sac in established neighborhood. Master Suite with large bathroom which includes dual vanity areas, tile, and jetted tub. Open floor plan, vaulted ceilings, stainless steel appliances, indoor … (3 comments)
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chico: 5399 State Highway 32, Chico, Ca 95973 - 06/26/07 10:44 PM
12.85 Acres of River Frontage in Chico, Ca4 bedroom, 3 baths YrBlt. 1975 Sq. Ft. 2203 $2,225,000Welcome to your own private resort. Fish off your deck or jet ski straight from your private beach. This home includes an additional 1,275 sq. ft. recreation room with an indoor heated pool and sauna. … (5 comments)
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chico: Investment Property! or Home! - 06/15/07 04:24 PM
Are you, or someone you know intersted in purchasing a great investment property in the downtown vicinity of Chico? This would be a perfect parent/student investment. The property is located within walking distance to CSU Chico and only a few blocks away from downtown shopping, restaurants, and all the hot spots … (1 comments)
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chico: Interested in what the Chico housing market is doing? - 06/02/07 11:51 PM
If you're interested in the Chico housing market like I am, then please read on. Right now (March 2007) we have 981 single family detached houses on the market all over Butte County! Wow! In Chico alone there are 459! With so many houses on the market you'd think the house prices would be … (0 comments)
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chico: 811 Greenwich Drive, Chico, CA 95926 - 05/19/07 01:55 PM
Only $333,000!!Close to CSU and Enloe Hospital, this is one great opportunity that you won't want to miss! Located in an attractive, cared-for neighborhood on a big inside corner lot, the expansive yard is sure to impress. Features a light, bright floor plan with vaulted ceilings and a brick fireplace. … (4 comments)
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chico: Enloe Hospital Employee Benefit-Chico,California - 04/18/07 09:43 AM
$400 Appraisal Credit at the close of escrow on all Real Estate or Refinance loans! In appreciation for the hard work that Enloe Hospital employees extend to the Chico,California community, I would like to offer my services as an employee benefit. My name is Scott Gormley and I'm the Broker/Owner of Oak Valley … (0 comments)
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chico: Why I promote competitors in my own market... - 04/06/07 11:06 AM
Like Tony would say, "They'rrrrrreeeeee Grrrrrrrrrrrrrrreaaaaatttttt!"Many would think I'm crazy. The purpose of business is to be profitable, right? But I think we have a larger obligation than simply looking at the dollars and cents at the bottom line. In the Real Estate and Lending business, there are clearly good apples and … (7 comments)
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chico: Why should you have Julie Mclaughlin as your Chico Realtor? - 03/26/07 05:50 PM
Hello! Please let me tell you why I believe you should choose me as your Chico Realtor. I am a down-to-earth, honest, diligent, detail oriented, friendly and energetic RealtorI will be available for you even after the purchase or sale of your home to answer question or address concerns as need. I … (5 comments)
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chico: The Power of a Great Appraiser - 03/15/07 10:08 AM
I believe one of the most important people in the transaction to me as a Mortgage Broker is the Appraiser. But not just any old Appraiser, "A Great One!" There are times when I don't even meet a client and the Appraiser is the first person that a client meets. The interaction and … (5 comments)
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chico: 4724 ZINFANDEL DR Chico CA 95928, Butte County - 02/19/07 04:32 PM
Sandi Bauman, Realtor ABR, e-Pro Certified (530) 864-5407 View all of my featured listings, and search the Chico MLS!! Chico CA Real Estate blog and MLS listings search … (0 comments)
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chico: 4724 ZINFANDEL DR Chico, CA 95928 - 02/10/07 12:31 PM
Sandi Bauman, Realtor ABR, e-Pro Certified (530) 864-5407 View all of my featured listings, and search the MLS!! Chico CA Real Estate MLS Search … (0 comments)
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chico: The Power of "Truth" and Seeking to Understand Your Clients! - 01/22/07 08:51 PM
I don't understand why many in my industry can't grab onto the "Power of Truth" and the need to understand a clients' needs! I have received several new calls this week from new and potential clients that are looking to refinance their homes from their once "all time low" payment to … (1 comments)
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chico: Demanding a Rate Over the Phone! - 01/18/07 11:25 AM
I received an interesting call yesterday, so I figured that I would share it for the world to see my response...Or atleast possible California clients and Associates :) The potential client called me and started rambling about random things, I tried to keep some flow to the conversation. In the end, … (24 comments)
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chico: Home Loan Documentation Types - 01/16/07 11:56 AM
Are you wondering what types of documentation loans are available? Banks and investors have come up with a variety of loan types to help borrowers qualify easier into home loan and refinance products.
While some may be worried about being able to qualify for a home, you'll be amazed at the … (8 comments)
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chico: Taking it to the next level with a new client.. - 01/16/07 11:52 AM
I had a great sit-down today with a new client. She is a First Time Home Buyer that wanted to meet face to face with me...I love it! Back in the old days, transactions were only done in such ways. You could look a person in the eye, listen to their … (2 comments)
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chico: Comparing a Mortgage Broker to a Direct Lender - 01/12/07 11:53 AM
Reason: RepresentationMortgage Broker: Fiduciary duty to the borrower to get the best loan possible. Packaging the loan to highlight the strentghs of your loan scenario and minimizing the weaknesses.Direct Lender: Represents the lender. Reason: CustomizationMortgage Broker: Offers numerous programs from many lenders and investors at very competitive rates.Direct Lender: Offers a limited … (26 comments)
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chico: Lowballing agent commissions and higballing asking prices! - 01/08/07 04:56 PM
Many asked me this year if there is a way to lowball a real estate agents' commission. My answer is very simple, "You get what you pay for!" If you were in need of a doctor and you were about to go into surgery, would you lowball the doctor? If you were … (3 comments)
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chico: Chico,California Housing Market Report For January 2007 - 01/02/07 06:13 PM
Hey Everyone,Virgil Cole is an awesome Real Estate Agent at Prudential Real Estate in Chico, California and he puts together a comprehensive market report of what has been taking place in the local Chico market over the past few months. He spends alot of time putting together the data and I'm sure … (4 comments)
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chico: Going to bat for clients! - 12/15/06 05:19 PM
Each and everytime we get a new client at Oak Valley Mortgage or Beach Town Mortgage, we go to bat for our clients! What does that mean? Here's a list of things that you can expect from us...1.) We look out for YOUR BEST INTERESTS! I.E. What are your goals? What are you … (2 comments)
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chico: Going Beyond "The Rate..." - 12/14/06 11:56 AM
Everything in the mortgage industry is geared towards the rate. What are your rates? Who has the best rates? What are the rates doing?I'm here to tell you that the mortgage industry goes far beyond what the rate is. The rate is just a number! Yes, a number the ultimately determines … (21 comments)
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chico: What are lenders really looking for? - 11/02/06 10:53 AM
Lenders will initially look at:Employment Income Assets Some kind of creditEmployment - Employment is a critical part of the mortgage application. Being employed continuously for the past two years is helpful. Being in the same line of work is preferred, since it shows that you have been consistent in that field. … (1 comments)
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chico: Over Your Building Budget? - 10/27/06 12:41 PM
I get phone calls from homebuilders from time to time that are in distraught. They sold a home that they owned. Took that cash and decided to build their own dream home after purchasing the land and putting the plans together. The plans get approved by the planning commission or other … (4 comments)
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chico: Personal Growth - 10/26/06 12:25 PM
I think personal growth is one of the most important things that we can do in our lives. If you stop learning and think you "know it all", you're dupped! That's right, dupped!
Yesterday I went and picked up a book at the mall that I have been meaning to pick up for … (4 comments)
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chico: Baby, I Need Your Lovin! - 10/25/06 01:42 PM
I admit it, I'm on a baby binge. My whole life right now, is focused on babies! Babies in the mall, babies at the grocery store, babies on television...Yup, babies, babies, babies....We have our first one on the way in a few weeks and I'm gearing up for it! Am I … (2 comments)
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chico: Financial Literacy Event - 10/21/06 06:31 PM
We just finished our Financial Literacy Event on the Chico State campus and I feel that it was a success. We went through several topics, to include:Credit ReportsUtilizing CreditInvestingThe Time Value of MoneyStarting a BusinessWe conducted the seminar for the college students at California State University Chico as a way to … (4 comments)
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chico: The Family - 10/19/06 12:04 PM
This blog has nothing to do with Real Estate, but, it's my way of letting people know that I'm an actual human and not just a Real Estate, blogging robot. Or even better than that, a Real Estate Professional that pays someone else good money to blog for them. Imagine that, … (2 comments)
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chico: Free Financial Workshop in Chico on 10/21 @ CSU CHICO! - 10/17/06 12:35 PM
"Grow A Future"ATTENTION CHICO, CALIFORNIA RESIDENTS!Are you interested in attending an awesome and FREE Financial Workshop?When: Saturday, October 21st 2006 between 11am - 2pmWhere: California State University, Chico Room: BMU 210This event is sporsored by Delta Sigma Pi, a Professional Business FraternityTopics will include:1. Managing your FICO Score2. Credit3. Debt: Secure and … (0 comments)
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chico: Market Update For Monday 10/16 - 10/16/06 03:05 PM
Mon Oct 16th Market DirectionRates areMoving slightly lower Rate VolatilityLow Interest Rate TrendsLong Term (4-6 weeks)Up Short Term (1-2 weeks)FlatMortgage Point ChangeSecurityChange30 Year Fixed-.115 Year Fixed-.1 U.S. Treasury RatesSecurityChangeYield30 YR Bond-.024.91%10 YR Note-.024.78%National Average Mortgage RatesWeek Ending Oct 12 2006 12:00AMMortgageRatePoints30 Year Fixed6.37%.515 Year Fixed6.06%.51 Year Adjustable5.56%.7Key Interest Rates1 Year T-Bill4.9%11th District COFI4.18%Prime … (0 comments)
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chico: Builder Incentives Getting Aggressive - 10/15/06 10:42 AM
I have noticed a new trend with California home builders, many of them are offering bigger incentives to buyers to buy their new homes. As of recent, I saw a commercial that proclaimed, "no payments for the first 6 months!" The builder was Centex homes and I called the phone number … (2 comments)
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chico: Ice Cream or Buying a Home? - 10/15/06 10:01 AM
So I got a funny email tonight...It's funny how your advertising works out sometimes. I advertise on the bottom page of every page of the local coupon guide in our area. When the person called, I answered the phone as my typical "Oak Valley Mortgage, this is Scott." It caught both … (4 comments)
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chico: California Department of Real Estate Recovery Account - 10/14/06 12:18 PM
From time to time, I like to refresh my memory of various topics or try to get answers to questions that I may have at the California Department of Real Estate website. While browsing through the website, I came across the Recovery Account, which is a "victim's fund." The account has … (2 comments)
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chico: Chili Cookoff! - 10/12/06 02:51 PM
I'm constantly thinking of new ways to do great things within the great community that I live in and at the same time, help to promote our business. I was thinking about it last night, and I use to have a blast going to chili or chowder cookoffs! So, I have … (3 comments)
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chico: The BIG EVENT!! - 10/06/06 08:57 PM
Well, I'm pretty much through my first year as a BIG for Big Brothers Big Sisters and it has been an amazing experience so far! I knew growing up that it was something that I wanted to be involved in and I'm happy that I just decided to go for it. My little … (2 comments)
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chico: Chico Fall Mixer - 10/05/06 10:44 AM
Ok, so twice a year, the "Affiliates" of our local Board of Realtors host a mixer for the Realtors and Affiliates. After a few months of preperation, tonight is the night that I'm on the spot. I'm the Chairman of the Affiliate Committee and I'm in charge of the nights events. There should be somewheres between 100-150 people … (2 comments)
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chico: Rome Wasn't Built In A Day My Son! - 10/04/06 01:03 AM
I have to admit that I get frustrated in the Real Estate business from time to time. I have now had the mortgage company for 2 years and everyday seems like a new battle. My dad has been in the mortgage business for 29 years now and he has been a … (2 comments)
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chico: Thank You Soldier - 10/02/06 09:32 AM
I don't know your name, but I know who you are You protect our great Nation and represent a white star A white star on our flag it is don't you seeTo put your life on the line for my libertyLiberty such as this, to do as I pleaseWhere others in … (2 comments)
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chico: Are Loan Officers Really Villains? - 10/02/06 08:00 AM
After reading the post by Derek and Mariana Wagner and noticing that Loan Officers were number 2 on the top 5 list of people that people hate to deal with, I cringed! I thought to myself, "ME?" Is that the persona that I want placed on myself? Holding a stick of … (6 comments)
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chico: California Home Loans~100% in 1 Loan with NO MORTGAGE INSURANCE! - 10/01/06 10:50 AM
Hey California!
Are you tired of your second mortgage with a high interest rate?
Are you looking to get 100% financing with 1 loan and NO PRIVATE MORTGAGE INSURANCE?
Give us a call and we'll see if your scenario matches some of the great new home loans products that have just … (1 comments)
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chico: A Night Out - 10/01/06 10:36 AM
After going through an entire transaction with my clients, I always like to get them a gift certificate to their favorite local restaurant. Buying or refinancing a home can be challenging sometimes and the stress that it puts on a relationship can be hard. I find that there is no better … (3 comments)
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chico: Window Shopping - 09/30/06 10:16 PM
Being in the new "buyers market" that we are in, I have heard some interesting stories from agents that I work with. There are "potential buyers" that go out into the marketplace and shop for homes, with no intentions of really purchasing a home, kind of like "window shoppers." In fact, … (6 comments)
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chico: It's a Beutiful Day in the Neighborhood - 09/29/06 12:15 PM
So yesterday was a great day for me and my family. We got to experience our first 4 dimensional ultra sound..All I have to say is, "WOW!" To see little fingers,toes,lips and so on, it reminds you of the important things in life. It is so easy to get caught up … (9 comments)
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chico: A New Era - 09/26/06 11:58 AM
A new era has come to the Real Estate industry. What is it? Ummm yeah, the Internet. And what does that mean? Home seekers are becoming more witty, being able to get information about properties even faster than a lot of the real estate agents that are out there! Many home … (0 comments)
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chico: The Big Cats! - 09/25/06 04:50 PM
The big cats of the lending world have been making it harder over the years for the little fish in the industry. Why? Just watch one of those commercials that makes claims for mortgage products that most people don't even qualify for. And even if you did qualify for that particular … (0 comments)
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chico: Arms Length Transactions - 09/25/06 10:19 AM
Today's Real Estate Term of the Day~
Arms Length Transactions:
Definition- A transaction in which the parties are dealing from equal bargaining positions, neither party is subject to the other's control or dominant influence, and the transaction is treated with fairness, integrity and legality. If discovered by a taxing authority, the absence of … (9 comments)
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chico: Kiss Private Mortgage Insurance Goodbye California! - 09/24/06 10:15 AM
Kiss Private Mortgage Insurance Goodbye California! Kiss private mortgage insurance goodbye California! I've received new announcements this week from multiple investors, stating that they are doing 100% first trust deed loans with NO MORTGAGE INSURANCE! In the past, investors were doing maxed 80% first trust deeds and 20% seconds to avoid PMI. … (2 comments)
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chico: Unfair Lending Competition and Your Privacy! - 09/23/06 12:00 PM
I've been frusterated lately by a new form of unfair lending competition that has been taking place by mortgage companies and larger lenders. After we pull credit reports for our clients, competitors are paying the credit reporting companies to alert them that a "mortgage" inquiry has been made, be it for … (3 comments)
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chico: Back to School~Today's word...Disintermediation! - 09/23/06 10:57 AM
I live in Chico, California, which is the home to thousands of college students. From time to time, I have high school and college students call me up to ask me questions for a class project that they are doing. I LOVE these calls! To have a child or young adult … (10 comments)
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