Real estate blog entries tagged with claims

Blog entries tagged with "claims":

claims: Filing a claim for loss or damage with your mover. - 07/30/08 10:50 AM

The first thing you have to remember is that your mover did not provide you with "insurance".
Regardless if you purchased additional "valuation" from your mover or elected to just move with the standard 60 cents/lb./article...you do not have "all risk" coverage.
#1. If your claim is for packing damage, it … (0 comments)

claims: Things to Know About Homeowner’s Insurance - 06/21/08 12:31 PM

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately.
2. Know about dollar limitations on claims. Even if you are covered for a … (0 comments)

claims: Mold can be a significant issue in any home - 05/03/08 12:26 AM

Mold in any home is a significant issue. It is a health risk, a liability, and often a hidden danger. Mold develops when a given area is damp or wet, even through the drying process. When mold develops it is difficult, but not impossible to get rid of. The first … (0 comments)

claims: Home Warranties & The Sale - 11/25/07 10:31 AM

Are Home Warranties Worth It?
In an industry where evolution keeps changing the rules of the game and the market in which we are involved, it is important to have the seller include a home warranty to help facilitate a transaction.
In the past 3 years we have seen lots of change in … (6 comments)

claims: Is title insurance necessary? - 11/19/07 05:57 PM

When my father purchased his second house, it took me three days to explain to him the whole title process and why title insurance was needed. The first day, after a few minutes of me telling him that he needed to buy title insurance and he gave me a five-second chance … (0 comments)

claims: You finally got them evicted... now what? - 11/05/07 05:30 PM

I once did a home inspection right after a tenant was evicted. There was a lot of damage and a big mess left behind. I hope investors or anyone who has rental property has considered a home inspection after a tenant has been evicted to document any damage that has occurred. … (14 comments)

claims: A picture is worth 1,000 words, and $20,000 - 10/16/07 03:37 PM

I recevied a call earlier this year from a realtor stating her cleint, who I did the home inspection for, had a mold problem. The realtor had used me before and knew I did thorough inspections but wanted me to talk with the client. So I called her and she explained … (10 comments)

claims: Understanding HOMEOWNERS INSURANCE... - 09/24/07 07:55 PM

5 Things to Make Sure You Understand about Your Homeowners Insurance
1. Look for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverages must be bought separately. If you are in an area where you would need special coverage, don't wait for a … (0 comments)

claims: Document Your Possessions ~Prepare for Disasters - 08/11/07 03:10 PM

Should you have an unfortunate event where you have personal items that are lost or stolen having a detailed, itemized, and documented inventory of all your possessions can go a long way to help you make a claim with your insurance company and/or file a claim with your local police. It … (1 comments)

claims: Calling All Floridians! is Florida holding unclaimed funds for you? - 08/04/07 12:00 PM

There is a state database for unclaimed property on the web, so you can check if you or someone you know has cash or property coming to them. It can be from an old bank account you forgot about, or a utlity deposit that was never refunded to you. Maybe wages … (0 comments)

claims: Making a homeowner claim, do you know what to "claim"? - 06/11/07 11:25 PM

Claims are an ordeal for anyone that has experience the trauma of a fire, flood, or other catastrophe. Being prepared means more than having a flashlight, water, and blankets. A question the insurance company will ask shortly after a major loss is, "what possessions were lost"? Are you ready to document each … (3 comments)

claims: Whose Risk Is It Anyway? - 06/08/07 09:14 PM

Earlier this week I was listening to a news report about how, many insurance companies were no longer willing to insure properties along the coast lines of the US. Those insurance companies stated that the increased threat of natural disaster and stricter regulation by the state forced them to make this … (13 comments)

claims: Hail? It must be springtime in the Rockies! - 05/29/07 05:43 PM

As I see the hail come down and fill the gutters and downspouts with white little pebbles, I am reminded of just how fickle Mother Nature can be. Why it was just yesterday that I was enjoying a great BBQ with friends and admiring how warm it had gotten. Today, the … (3 comments)

claims: Harder to Insure - A word about claims - 05/18/07 05:51 PM

Unlike your auto insurance and a comprehensive claim, a home owner's claim will most likely have an effect on premium. And claims made on previous properties can and will follow an insured to a new property.
A good case in point is a client who was just moving to Colorado from New … (2 comments)

claims: SHORT SALE "OOPS" - DON'T MAKE THIS SAME MISTAKE - 05/03/07 10:54 AM

Short Sale
Milton, MA--Horst and Inger contracted to buy this duplex from Pete, a local developer. The closing would be handled by David, an attorney. With the closing date near David realized this would be a short sale: After paying off the existing first mortgage, remaining sale proceeds ($58,000) would be … (0 comments)

claims: Claims Chronicles - Dear John - 03/26/07 07:25 PM

Dear John Print this Page Dunlap, IL--Returning home from work one day John found this note tacked to the door: "John, sold the place. I filed for divorce. The marriage is over. You have 30 days to get out! Good Bye, Jan." He didn't know where she'd gone, and after a … (1 comments)

claims: Differentiating Your Unique Value Claims To Your Prospects - 03/16/07 07:16 PM

What makes you unique in the eyes of your prospects? Why are you any different than the dozens, hundreds, maybe thousands of other available choices out there looking to attract the attention of your prospects? Why should YOU be chosen? You may think you're different but are you letting them know how? What … (6 comments)

claims: New Ruling for Independent Contractors; Equivalent to Being an Employee - 03/10/07 03:36 PM

Given the recent 9th Circuit ruling in Swift v. Realty Executives Nevada's Choice, Brokers must now be more cognizant of employment laws and regulations. While this case dealt specifically with a Title VII Sexual Harassment claim, the Court found for this purpose that the independent contractor was in fact the equivalent … (4 comments)

claims: CLAIM STORY - DEAR JOHN - 02/01/07 12:26 PM

Dear John
Dunlap, IL--Returning home from work one day John found this note tacked to the door: "John, sold the place. I filed for divorce. The marriage is over. You have 30 days to get out! Good Bye, Jan." He didn't know where she'd gone, and after a few weeks he … (1 comments)

claims: RALPH ROBERTS on HOME WARRANTY COMPANIES - 11/05/06 08:33 PM

All Home Warranty Companies are NOT all the Same! Research, Compare, and Ask the Right Questions.Not all home warranty companies are the same. In fact, the differences can be quite significant. Some offer more coverage than others, some offer different levels of service, others offer different programs, different options and different … (0 comments)

claims: Thinking of making a claim on your homeowners insurance? - 09/13/06 02:26 PM

What happens when a simple phone call to your insurance agent ends up as a claim against your insurance policy?
It happened to one Austin woman.
Lory Donett says she recently found herself at risk of losing her home, over this homeowners' policy snafu.
Open blue sky is what Donett can … (1 comments)