Blog entries tagged with "counseling":


counseling: Equity Is Optional / Liquidity Is Mandatory - 08/04/08 02:15 PM

 Real Estate 102
I'm appalled at the sorry state of many real estate agents, and I use the term "agent" very loosely. Maybe the time has come to install taxi type meters in agents cars and bill by the hour and mile. $5.00 for dropping the flag (letting the buyers … (10 comments)

counseling: $625,000 is the new Fannie Mae and Freddie Mac Limit! - 07/28/08 06:57 PM
$625,000 is the new Fannie Mae and Freddie Mac limit!  That's good news for markets like Key West Florida where the bulk of homes cost at least that much.  GSE (Government Sponsored Enterprises) such as Fannie Mae and Freddie Mac will now refinance homes so people don't loose them.  The sky … (5 comments)

counseling: Require mortgage counseling on ALL mortgages, not just reverse mortgages - 07/28/08 10:29 AM
One thing I have been saying repeatedly about regular mortgages, is that they should REQUIRE counseling prior to all mortgages, just like the requirement for counseling prior to getting a reverse mortgage.  What do you think?  I know it would not have prevented all of today's mortgage problems, but might it have lessened … (7 comments)

counseling: Top 7 Things NOT To Do (The 7 Deadly Credit Sins) - 07/11/08 01:37 AM
 
Top 7 Things NOT To Do (The 7 Deadly Credit Sins) 1. Do NOT attempt to repair your credit without being properly informed. You need to do your research before attempting to repair your credit file or you may do more harm than good. 2. Do NOT file bankruptcy until … (0 comments)

counseling: Avoid Foreclosure in Northern Virginia--Clinics Today, June 21, 2008 - 06/21/08 09:11 AM
Clinics are being held today in Northern Virginia to assist homeowners who may be facing foreclosure.
The clinics are being held at Chantilly High School,  4201 Stringfellow Road, Chantilly, VA 20151  and at the Northern Virginia Community College - Woodbridge Campus, 15200 Neabsco Mills Road, Woodbridge, VA 22191-4099.
Walk-ins are welcome (and … (0 comments)

counseling: July 1, 2008 - Illinois Regulations impact First Time Homebuyer in Cook County - 06/20/08 04:17 PM
highlights - Before a real estate transfer(buy-sell) or refinance can take place in Cook County (beginning 7/1/2008), data must be entered into a database to determine if it is an exempt or "subject to counseling" transaction.  This information must be verified by the title company before funding.
If you are, or are … (4 comments)

counseling: Virginia to Provide Foreclosure Counseling - 05/24/08 11:16 AM
Governor Tim Kaine has announced a series of clinics designed to provide information to homeowners who may be facing foreclosure.  These clinics are designed to to provide foreclosure prevention information. There will also be individual counseling sessions with certified housing counselors who can help to addres specific situations.  Each clinic will … (0 comments)

counseling: What do you recommend? - 05/24/08 10:22 AM
All of us had someone come to us to help solve a problem or issue - or so we thought. Maybe we were just the sounding board and tried to help too much.
When faced with the "What should I do?" question, try deflecting it before giving your opinion. Ask what … (6 comments)

counseling: Avoiding Foreclosure in Michigan - 05/04/08 05:46 PM
Hello Everyone,
Today, I wanted to say a few words about how to avoid foreclosure. If you are already a couple of payments behind on your mortgage, you know exactly how quickly the pressure mounts when foreclosure is staring you in the face. Homeowners get emotional because they feel an attachment to … (0 comments)

counseling: Attention Phoenix - 05/02/08 11:12 PM
 JUST PASSING ON SOME MORE INFO:
MEDIA ADVISORY FOR SATURDAY, MAY 10, 2008
***FREE FORECLOSURE PREVENTION WORKSHOP***
A Panel of Experts Will Discuss How to Avoid Foreclosures
 One-on-One Counseling Services for Distressed Phoenix Homeowners
WHO    
Rep. Ed Pastor, (D-AZ) U.S. Congressman, 4th District Mayor Phil Gordon, City of Phoenix Dwight Alexander, Federal Home Loan Bank … (0 comments)

counseling: Five things to consider before buying a home... - 05/02/08 12:30 PM
Five Things to Consider Before Purchasing a Home Owning a home is part of the American dream and for many consumers, favorable interest rates and declining home prices make now the perfect time to buy.1) Know why you want to buy. There are many advantages to owning your own home, including … (3 comments)

counseling: Patience pays off! - 04/24/08 12:07 PM
To all Realtors, I would like to say thank you and Congratulations for working so hard no matter how long it takes.  If you make it to closing, than you most likely did everything you could for your Buyers and/or Sellers to make sure the transaction had a happy ending.  I … (3 comments)

counseling: Carteret Community College Small Business Center is a Great Help - 04/22/08 11:45 AM
 
You know, I work with independent sales types a lot of in my business, and I've become re-introduced to what I consider is a first class service for anyone who is either starting a business (real estate qualifies) or is trying to expand their business.  In our community of Morehead City, NC, the … (0 comments)

counseling: Facts Consumers Should Know Before Considering Credit Counseling or Debt Consolidation - 03/25/08 11:46 AM
There is one topic which every time I write about it seems to generate some hate mail while at the same time spawning a flurry of wonderful praise from consumers. Of course, the hate mail is always from a few people that happen to own these “certain types” of businesses I … (0 comments)

counseling: The Joy of Customer Service - 03/20/08 01:50 PM
I Can Help! There went yet another satisfied customer moving into the home they've always wanted. The smiles, the talk of future plans, the reminiscing of when the kids we're babies, reflections on the starter home they bought 7 years ago all seems to reflect the satisfaction of being handled by true … (4 comments)

counseling: Galveston County-Children's Service Organization Directory - 03/14/08 11:51 PM
Citizens can now easily find the resources they need to ensure their children's well-being.  Some of the many services offered include counseling, transportation, substance abuse recovery, shelter, medical/dental care, education, application assistance, food & clothes, and legal assistance.  You may search and or obtain a directory by visiting the Galveston County … (0 comments)

counseling: Countrywide Recognizes They're Not In The Property Management Biz - 02/24/08 10:06 PM
**Click Here To See The Original Post on WealthWithMortgage.com**I've been saying it for years now.. Mortgage companies are in business to collect interest income on their money, not to be property managers.  The LAST thing they want to do is end up owning a bunch of property.  Thanks to Morgan over … (1 comments)

counseling: Free Marriage For Life Seminar-Grace Church-Houston, TX - 02/16/08 07:52 PM

Learn how to communicate with your spouse and strengthen your marriage in this fun, easy to understand free marriage seminar.  If you are single and would like to get married in the future, this seminar is also geared for you. Gary West will be the guest speaker.
On Wednesday, February 20th at … (0 comments)

counseling: Ummel Case - National Association of Exclusive Buyer Agents Statement - 02/10/08 12:46 AM
Being an Exclusive Buyer's Agent and a member of the National Association of Exclusive Buyer Agents (Disclosure: I'm also on the Board of Directors), I was excited to see the following article on FoxBusiness.com:
Buyer Agent Organization Comments on Ummel Home Buying Case
The Association's position is simply that part of a Buyer's … (6 comments)

counseling: Your 5-minute guide to credit cards - 01/20/08 04:04 AM
 
Your 5-minute guide to credit cards
Credit cards do have some benefits, but it's easy to get into financial trouble if you rely on them too much. Here are more than a dozen tips for using cards wisely.
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E-mail to a friendTools IndexPrint-friendly versionSite MapDiscuss in a Message BoardArticle IndexBy MSN Money … (4 comments)

counseling: Counseling and Hope for Sub Prime Mortgage Holders - 01/18/08 03:41 PM
You may think that holders of a sub prime mortgage need more than just counseling - true! But there is a new program out which includes counseling as part of its scheme to help distressed borrowers.
The counseling is intended to help people to hold onto their homes after they have … (0 comments)

counseling: Serenity in the Surrender - 12/28/07 06:29 AM
I've recently had my eyes open that my job as a REALTOR is becoming less about listing and selling homes, and more about counseling my clients to reduce damages. I've been very successful as a listing agent for the past many years, just before the hyper market ramp up and even … (11 comments)

counseling: Mature Monogamy-Part II - 12/27/07 11:29 PM
On our December 21 Show, we had Special Guests, Dr. Robert Masters and his wife, Recording Artist, Diane Bardwell
Question: What is possible in relationship when couples are relating through the divine essence of the masculine and feminine polarity?
The show was a spirited and engaging conversation. I recommend listening to … (0 comments)

counseling: Counseling in Real Estate - Does It Make A Difference - 12/13/07 07:35 PM
In my other life, (the full time job) I have been counseling individuals in crisis for about 17 years. I have worked in the fields of community relations, law enforcement, and city governments. I am a big proponent of counseling because I have seen how it can make a difference, in … (2 comments)

counseling: Counseling in Real Estate - Does It Make A Difference - 12/13/07 07:35 PM
In my other life, (the full time job) I have been counseling individuals in crisis for about 17 years. I have worked in the fields of community relations, law enforcement, and city governments. I am a big proponent of counseling because I have seen how it can make a difference, in … (0 comments)

counseling: New Website for serving "Single Parents" and receiving solid leads - 12/09/07 02:48 PM
Greetings from SEATTLE!
I've been exploring quite a bit lately online and when I saw the article in REALTOR Magazine I couldn't resist checking this site out. After reading all the information I was more intrigued. I think this sounds great and that it will develop into quite a resource for … (1 comments)

counseling: Helping the Depressed Colleague - Creating Hope - 12/08/07 07:49 AM
Helping the Depressed Colleague - Creating Hope
At one point or another we've all been there, feeling like nothing is going right, ever has gone right, and never will go right, and then, slowly, the dark hole opens up and before we know it, depression sets in.
Right now, we all know someone … (2 comments)

counseling: October is Domestic Violence Awareness Month - 10/05/07 02:34 PM
October is the month to help stamp out Domestic Violence.  This misunderstood problem ranks high in the untimely death of women in the United States.  The perception continues to be that this is a problem in lower income families and "doesn't happen in my neighborhood."  This is completely false.  Domestic partners … (0 comments)

counseling: $5 Million in Broward County Funds Available for Organizations that Help Reduce Child Abuse - 08/21/07 01:51 PM
There is about $5 million dollars available for organizations that provide the research based approach to strengthen families and reduce child abuse and neglect in Broward County. 
The funds are provided by the Children's Services Council.  Applications from non-profit, for-profit and governmental organizations are encouraged.  You can pick up an application … (0 comments)

counseling: Everyone has a special gift. What's yours? - 08/14/07 03:12 PM
I would really like to know what other Realtor's feel their special calling is in their life.  Whether you want to call it spiritual or just everyday living, what's your's?
I truly believe that mine is Exhortation. In other words, encouragement, counseling, teaching.  I truly enjoy helping others help themselves. I want to be … (16 comments)

counseling: Calling Dr. Phil McGraw! Is Dr. Phil in the house? - 07/20/07 01:06 PM
When you make a decision to buy or sell a home, there is no question at all that this is a BIG decision.  Just as important is the decision you make when hiring your real estate professional.  What many people don't understand when going into a real estate transaction is the … (0 comments)

counseling: SCORE - Free Business Counseling Services - 04/01/07 09:33 PM
 Just in case you've never heard of this wonderful organization - SCORE is the Service Corp of Retired Executives working in conjunction with The Small Business Association and they offer free counseling services for small business owners whether you are just starting out or already in business.
From writing your business plan … (6 comments)

counseling: Buying New Construction? Always do a walkthrough - 12/12/06 10:44 PM
Your house is finally completed, and you can't wait to move in; but when you build a new home, you should join the builder before you close the deal.  Prepare yourself; make a checklist of the things to review and question to ask.  If repairs are needed, get a time frame … (2 comments)

 
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