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Blog entries tagged with "credit report":
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I just read a post on our company intranet. john greene, Realtor - Naperville South office. A fellow realtor was looking for either a lender, or a rent to own, or an owner financed property. Why? Because his client was a victim of identity theft. "She's a nice client, with a … (0 comments)
Well, for one, both have reputations of having a less than stellar code of ethics. Sleazy cemetery salesmen are notorious for taking advantage of vulnerable people in their time of need, and Hard Money Lenders are categorized as loan sharks without the henchmen. For me, the commonality is that I've had careers … (9 comments)
Negative Information that appears on my credit report stays on the report forever. 
26. Credit card companies and insurance companies sometimes look at credit files to determine who to mail solicitations to. This does not affect your credit score. However, you may request to be excluded from these solicitations.
How to Protect Your Credit in an Emergency 
I was browsing through a local newspaper this afternoon, where I saw an article about unknown items that can affect your mortgage. Unpaid parking tickets an traffic violations! What a shocker! There are so many questions you already have to ask your buyers/sellers, now add this one to the list.
I recently had a brainstorming session with a couple of top producing Realtors to talk about renters, why they rent and how can we help them move forward into buying a home. We started the process by working with a title rep to understand how many renters we were talking about … (3 comments)
Credit scores...most people are not experts on them. They are however the lifeblood of getting a home loan. Have excellent credit scores (Fico's) can mean the difference of a lot of money when it comes time to make that house payment. There is a free service that anyone can take advantage … (1 comments)
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Anyone in the New York City area looking for free advice or information on what it takes to buy a house - the following seminar is coming your way January 26th. Why rent? Think about it. Why rent when it's possible you can own a home.
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Working With Credit Repair Companies 
Thanks to federal regulations, we can now get a free copy of our credit reports once a year from all three of the top credit reporting agencies: Experian, Equifax and TransUnion. To learn more, visit AnnualCreditReport.com.Your credit report contains valuable information and experts suggest that we check ours at least once per year. Credit reports sometimes have incorrect data and it's … (2 comments)
Perhaps you've seen the ads on TV. You're offered a ‘free' credit report by a company that has ‘free credit report' in their web address. While this report could be free, you are asked for a credit card and are enrolled in a credit monitoring program that you will be billed … (0 comments)
Sorry to get inflammatory, but a number of us are dealing with issue every day in our industry. It's called the illegal cabal of the credit bureau's! That's right, Equifax, Experian and Trans Union, the only other institution more powerfull is the IRS. They answer to very few, and its absolutely … (2 comments)
As you will see it is a very robust, proactive process that allows the customer to have complete access to there credit update information. This is a tremendous tool that keeps everyone up to date as to the status of the dispute process. VRTech Marketing Group and Third Eye, Inc. also … (2 comments)
To put you the buyer in the strongest negotiating position possible, you must get "Pre-Approved." Price is only one element in the negotiations of a home purchase, and not necessarily the most important one. Often other terms, such as the strength of the buyer or the length of escrow, are critical … (2 comments)
Few tips to maintain good credit scores:
Seek a Qualified Mortgage Consultant to Ensure the Best Results
I found this site a few months ago & used it. It's so great. 
Few aspects of both consumer and real estate financing have come under as much written and verbal gunfire as has the credit reporting industry. The skyrocketing volume of credit transactions has put a tremendous strain on credit reporting agencies which deal with millions of requests for information daily. 
I recently had a credit report done and found all kinds of transactions that do not belong to me! They are now in dispute with the credit agencies! I just want to make sure that each of you check your credit periodically! In this day and age of identity theft, … (0 comments)
The first step toward buying your next house is to make sure your credit report hasn’t acquired erroneous information since the last time you checked it. Somewhere between 40 and 60 percent of all credit reports contain errors. You don’t want errors slowing down your home purchase.
If you have bad credit, it generally cannot be avoided on your credit report. However, you can help to correct credit errors or misunderstandings by writing a letter to the creditor or by writing letters to be included within your credit reports. Sometimes, a letter explaining a sudden loss of … (0 comments)
Applying for a mortgage can be a daunting experience.
Did you know that many credit rating files contain inaccuracies that can affect your credit rating? With the threat of identity theft, the possibility of data sneaking in from a file of someone with a name similar to yours, and creditor reporting errors, it’s a good idea to keep an eye … (1 comments)