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Blog entries tagged with "documents":
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It might seem like getting your mortgage to build your new home was a battle. You were likely forced to submit copious documentation, and you home plans were extensively scrutinized. After all of that, you've signed a contract with your builder, and then you probably went to a lawyer's office somewhere … (0 comments)
Closing Documents You Should Keep
Many consumers have the wrong perceptions of the Notary's duties. It is commonly thought, that a Notary Public is to notarize any document presented to them, with no questions asked and that is the way it is. There are some Notary Publics who will do just that and there are some … (0 comments)
Buying a home is the biggest (most likely) purchase you'll ever make. And, one of the most difficult. Though there are no set rules when beginning a search, I have complied a list of items I "think" may be of help when you are starting your House Hunting process and through the purchase. … (12 comments)
In light of declining sales and tougher loan requirements, many potential buyers are asking if they should buy now, or wait several months before moving forward with a decision. The thing is, you can't time the real estate market any more than you can time the stock market. Simply put, the … (0 comments)
I got a signing about two weeks prior to the closing date from a title company very close to my home. Good communication and they kept me up to date on the signing itself. I was rather excited that I was going to be working with a great company. I find out … (11 comments)
I realize that I am probably preaching to the choir as most of the Active Rain community are in the technological vanguard - isnt 'Please Fax me the P&S' or 'I will Fax You the Offer after the Buyer's attorney faxes it to the Buyers for signature' the kind of phrases you … (3 comments)
So here's the SEO tip:
A few years ago my title rep stopped by my office to hand out some new software ... HP Document Assistant. I use it to this very day. It's a great marketing program that saves all of my contact info, including photo and logo, so that when I use it to … (4 comments)
When I bought my first apartment building years ago, the previous owner took me aside with this advice. No matter how nice a potential tenant may look, make sure you walk back with them to their car and take a good look inside. If the car is a mess, you can … (11 comments)
Nothing like great customer service.
How many boxes of old files do you have sitting in your basement, garage, office, attic, storage building, or in the trunk of your car. For those of us in the real estate business, we are told to hang on to all of our files for a minimum number of years. … (7 comments)
I have my own real estate blog at Pensacola Real Estate News. It has gotten popular enough that I get solicited a lot by other people trying to promote their web sites. Yesterday, I received such a solicitation. I almost deleted the message, but then decided to check out the site. … (2 comments)
We now have the 1031 exchange Qualified Intermediary (Accommodator) selected and it's now time for the 1031 exchange Qualified Intermediary to review your transaction documents for any potential problems with the structure of the 1031 exchange.This step is what separates many of the 1031 exchange Qualified Intermediaries from the really good … (0 comments)
I have covered in previous blog articles numerous aspects of a short sale. I have discussed it from the standing of the homeowner (seller), from the investor and even the ultimate homeowner (buyer). I have discussed in great detail what an agent needs to know in order to successfully process a … (10 comments)
Where should you keep your legal documents is a tough question because it varies with the party and the document. However, I will break it down some.Warranty Deed: Keep with the file you were given at closing. Your house is a fine place. Safety deposit box is very secure, but close … (1 comments)
Ok, I normally do not do this, but here it goes.A little plug for myself after talking with my Realtor Father-in-law. I know that times are rough on home sales right now, and that many realtors are looking to find a way to increase their business, look for ways to add … (0 comments)
It's no secret, the market is not moving at the breakneck pace it has been for the past several years. The days of writing offers on the hood of my car are (for now) a fond memory.Can you imagine a first time buyer, or any buyer for that matter, having the … (3 comments)
Hey folks, isn't it about time that our industry start using email attachments for Purchase & Sale Agreements (P&SA) and Listing Agreements rather than faxes? Everyone of us has had title &/or escrow call us for a "readable copy" of documents. This is all due to the fax machine. Come on, … (3 comments)
I pre-approved a client about a month ago for one of my favorite Realtors. The pre-approval was based on a telephone interview. Based on the information given and their credit score it is a slam dunk max VA which in Hawaii is $625,500. Yesterday a NEW Realtor called me and said we have a deal … (24 comments)
Staging a home is preparing the home in advance for placing the home on the market. Home staging transforms the home, from "our house", to a "show place". A Staged home, is designed to appeal to the general audience of home buyers, resulting in a quick sale. A professional Home Stager considers all areas of the home, … (3 comments)
Originally posted on HomeFinancingNews.com
According to the FTC, nine out of ten people reviewing the forms currently used couldn't identify the total upfront cost of their loan. Half of those questioned couldn't correctly tell the loan amount, and two thirds didn't know if there was a prepayment penalty attached to the … (1 comments)
Does your perfect home have an HOA?Make sure you consider that in your offer!In Arizona, to make an offer on a home that has a homeowner's association, we amend the offer to include information about potential costs associated with buying a home with an HOA.Potential Costs may include:Monthly association duesSpecial assessment feesTransfer … (0 comments)
Want to get educated on the home loan process? The Washington State Department of Financial Institutions offers a free CD. Go to the Web site, and fill out the on-line form. Great information to get you up to speed for the mortgage loan process in Washington state. 
One of the first-time home buyers I'm currently working with just called me with a few excellent questions. She and her boyfriend have recently made an offer on their next home, with their agent which was accepted. They now have handsome stack of papers from the escrow company (as if the … (0 comments)
I had a client call me this weekend that just received some alarming news. Their mortgage recently got sold to a different lender. She had two different issues:1.) Their mortgage had sold to another lender and now the new lender was requiring flood insurance on the home, which WAS NOT REQUIRED BEFORE! She was … (4 comments)
Since there is so much confusion among consumers regarding full-time, full-service agency, I thought it might be helpful to build a knowledge base to help folks differentiate between part-timers, and full-time agents.