education: The pursuit of the real estate truth - 01/21/08 07:49 PM
Where and how people get information.
With changes in the market brings loads of information from friends, family, neighbors, and the media. How do you know what is truth and who to listen to? Most information we hear says what a bad time it is in the real estate market with prices … (1 comments)
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education: The New Guy! - 01/21/08 09:50 AM
Well, here we go! First post!
My name is Ben Rodrigue and I'm an aspiring Realtor! (Queue the audience, "Hi Ben")
This is definitely not my first time being "the new guy" but it could definitely be my toughest. I have been in the corporate world for close to 8 years then … (12 comments)
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education: Your State Constitutions - 01/20/08 03:37 PM
I just received a forwarded email that listed the words in the original or current Preambles to all the state constitutions in the United States of America. I don't know who first sent it. Maybe you've also seen the email. I had never seen every state Preamble listed together and found it enlightening. Our state constitutions are … (8 comments)
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education: Locking / Floating Interest Rates - The Weekend Edition - Jan 19, 2008 - 01/19/08 05:13 PM
ok - time to flagellate a deceased equine! (Beat a dead horse)
If you have been following my weekday blogs (links provided below), you will see that consumers should have locked for the majority of the week even though stocks were getting worse and the economic news wasn't very good. The FNMA … (4 comments)
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education: VantageScoring VS Fico - 01/19/08 11:41 AM
Well the credit bureaus are at it again. They are battling. How many know what Vantage Scoring is? How many know how it will affect their lives? Well visit www.credittalk101.com or call me personally at 609-685-7474 to find out more. This is going to impact how you are going to do … (3 comments)
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education: Sellers Got Pictures? - 01/18/08 04:31 PM
Do you know how many pictures your agent has taken and is using? How many pictures are you using to advertise your property if selling yourself?
What I have discovered will blow your mind!
Did you know that some buyers will not even take a second look at a home that doesn't … (0 comments)
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education: UPDATES TO NONCONTINGENT FINANCING IN A CHANGING MARKET - 01/18/08 12:28 PM
I have some updates I will discuss in my upcoming continuing education class in January at the Greater Baltimore Board of Realtors. When I discuss various loan programs such as reduced document loans and their ever lowering LTV requirements and increasing credit score limits, I have to ask myself what was … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, January 18, 2008 - 01/18/08 07:41 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
With little economic reports coming out today, bonds will be taking direction from stocks and … (5 comments)
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education: 6 Mistakes To Avoid When Trading Up To A Larger Home - 01/17/08 10:29 PM
Unlike the experience of buying a first home, when you're looking to move-up, and already own a home, there are certain factors that can complicate the situation. It's very important for you to consider these issues before you list your home for sale. Not only is there the issue of financing … (0 comments)
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education: Lafayette & West Lafayette Indiana - Mortgage Providers - 01/17/08 09:02 PM
www.yourrealestatespecialists.com
www.yourvirtualshowing.com
Lafayette & West Lafayette Mortgage Providers
Don't know where to start? Don't know how much you can afford? Call or email me & I'll help you start the process! (765)404-5855 erikafultz@yahoo.com
Lafayette Bank & Trust Online: http://www.firstmerchants.com/lbt/
Regions Bank Online: http://www.regions.com/
Tippecanoe Mortgage Online: http://www.davidmennen.com/
Tippecanoe Mortgage, Inc. - 1221 S. Creasy Lane, … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Thursday, January 17, 2008 - 01/17/08 12:36 PM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
As you may have already heard, housing starts at their worst levels in nearly 12 … (1 comments)
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education: 6 Things You Must Know Before You Buy - 01/16/08 11:54 AM
Mortgage Regulations Have Changed . . .
Mortgage regulations have changed significantly over the last few years making your options wider than ever. Subtle changes in the way you approach mortgage shopping and even the small differences in the way you structure your mortgage can literally cost or save you thousands of … (0 comments)
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education: Learn with the best and the brightest. - 01/16/08 11:16 AM
Keller
Williams Realty Presents:
Family Reunion 2008
February 10-13
Georgia World Congress
Center
Atlanta, Georgia
Dear Colleagues,
Learn
with the best and the brightest.
Four
days of intense training, invaluable networking and endless fun await you
this February at Keller Williams Realty's Family Reunion 2008.
Join
us and members of … (2 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, January 16, 2008 - 01/16/08 07:51 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The Consumer Price Index(CPI) report came out today with the overall numbers coming in .1% higher … (1 comments)
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education: Don't tell me you used a discount broker? Discount brokers uncovered - 01/15/08 08:04 PM
You might first be asking what is a Discount Broker? These are real estate brokers or agents that will give you large discounts or breaks for their services. There are thousands of different variations of a discount broker but that is the basic concept.
Now let me ask you a couple … (0 comments)
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education: Today's Featured Property - Santa Monica Home - 01/15/08 03:38 PM
for more information & price, click on the picture or this link: Santa Monica home
Montana Ave!!! Stylishly upgraded 2 bedroom, 2 bathroom condo in prime area of Santa Monica. 4 blocks to Ocean Ave , 3rd St. Promenade and Montana Ave shops & restaurants. Chefs kitchen with stainless steel … (0 comments)
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education: How To Make Insane Amounts of Money Off Of Your Home - 01/15/08 11:44 AM
In this special report you will learn:
How to make up to $50,000- $100,000 or more when you sell your homeHow to create monthly cash flow of $200-$500 or moreHow to use your house as a financial weapon
Yes, your home can create an awesome immediate profit for you as well as … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Tuesday, January 15, 2008 - 01/15/08 08:00 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Big news came out today with Retail Sales being down .4% and the Producer Price … (5 comments)
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education: Debt Management radio show - 01/15/08 07:35 AM
Hello all members come listen to our radio slhow on debt management. the station is www.worldtalkradio.com and the studio is A the name of the show is credit talk 101 and the time is Wedneasday January 16th at 3pm est. Please call in with questions and or comments and look forward … (3 comments)
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education: Tips On How To Control Your Tenants - 01/14/08 06:26 PM
I always see lots of topics on how landlords handle their rentals. If you want to continue to have rentals, here is what I would do if it were my property. I do not recommend doing leases longer than six months. Here is what I would do.
First make it clear that … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Monday, January 14, 2008 - 01/14/08 07:51 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Slow News today. Bonds will be taking their cue from stocks today. Though look for … (3 comments)
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education: New Jersey Legislature Approves School Funding Plan - 01/12/08 07:33 PM
This week, the New Jersey Legislature approved, by a slim margin, Governor Corzine's proposed school funding plan, which will boost education aid for the 2009 fiscal year by $532 million. The plan proposes a new distribution of school aid, with districts receiving aid based upon student need, regardless of the schools' … (0 comments)
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education: Why Rentals Are A Bad Idea - 01/12/08 05:25 PM
I went to lunch with a friend the other day that owns a few single-family rental units. He was quick to let me know that he was tired of all the real estate stuff. So I started to ask him some of the following questions:
Are your properties currently rented out? His … (0 comments)
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education: If an Agent calls you to List your home DON’T DO IT! - 01/11/08 04:13 PM
Whether you are a For Sale by Owner or looking for that right agent or broker to sell your home, you could be making a big mistake. Let's first make one thing clear about selling a home. Selling a home is just like selling any other product: if it is correctly … (0 comments)
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education: The World's Biggest Lender: The Universal Bank of Ameriwide - 01/11/08 08:33 AM
So it's really going to happen: http://www.msnbc.msn.com/id/22606833/
It's funny. I've seen quite a few posts about this in the past week. Rumors of CW going BK. Rebuttals from the PR spin doctors at Countrywide. Every prediction under the sun from media pundits to the fine folks in AR. And here we … (12 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, January 11, 2008 - 01/11/08 07:41 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Both stocks and bonds were on a mini roller coaster ride yesterday. The jobs report … (5 comments)
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education: How to Determine Whether Your Loan Officer is Reputable - 01/10/08 02:16 PM
In slower markets, some loan officers may feel pressured to close deals that aren't in the homeowner's best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible loan officer when selecting … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Thursday, January 10, 2008 - 01/10/08 07:51 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Some scheduled news occurred today. Jobless claims came in lower than expected. Yesterday, the stock market … (2 comments)
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education: Introduction - 01/09/08 09:30 PM
I have always been a creative person and with an entrepreneurial spirit. My first business was in the 5th grade where I sold bubble gum to other classmates. After that I moved on to selling CDs. I would sign up on the Columbia and BMG music plans and get a box … (0 comments)
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education: Free Credit Education Seminar - 01/09/08 02:54 PM
CREDIT TALK 101, LLC PRESENTS
COME TAKE CONTROL OF YOUR CREDIT!!!!
ATTEND OUR FREE CREDIT EDUCATION SEMINAR!!!!
ISABEL MILLER COMMUNITY CENTER
8TH AND CARL MILLER BLVD CAMDEN NJ 08104
JANUARY 11, 18, AND 25 FROM 9AM - 11AM
CALL KATHLEEN 609-685-7474 FOR RESERVATION
VISIT US ON THE WEB AT WWW.CREDITTALK101.COM OR CALL TOLL FREE AT 1-877-572-0902
LEARN HOW … (1 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, January 9, 2008 - 01/09/08 07:29 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Yesterday stocks got slammed in a big way. As a result the sell-off that was … (6 comments)
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education: How to order your credit reports? - 01/08/08 07:11 PM
CREDIT TALK 101, LLC VOLUME I CHAPTER 1 JANUARY 2008
HOW TO ORDER YOUR FREE CREDIT REPORT
Welcome back everybody to another issue of Credit Talk 101, LLC newsletter. This week's newsletter will be on How to order your free credit report?
First thing is first in the previous issue we spoke about the … (2 comments)
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education: What is Credit and Why Do we need it? - 01/08/08 07:09 PM
Hello folks please read the newsletter below and if you have any clients that need a helping hand please refer them and I will send them back to you when they are ready to purchase.
CREDIT TALK 101, LLC VOLUME I CHAPTER 1 JANUARY 2008
What is Credit? Why do we need it?
… (2 comments)
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education: Historic Preservation and the Real Estate Professional - 01/08/08 02:39 PM
I wanted to share with everyone a wonderful resource we have in Colorado for educating Realtors about historic preservation and their local historic resources. Many people feel that real estate, by nature, is not compatible with preservation efforts. Realtors and their business organizations are sometimes advocates of growth or change that … (1 comments)
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education: Should I float? Should I lock? - Daily Update for Tuesday, January 8, 2008 - 01/08/08 08:08 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
This is going to look rather like yesterday - though bonds did make a bit … (0 comments)
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education: Do you want to sell more this year - 01/07/08 07:53 PM
Hello folks us realtors have been hit pretty hard the last year with all the adjustable rate mortgages changing and people trying to sell the house with very little room in them and buyers are just waiting to see what the Federal Reserve is going to do so instead the buyer … (5 comments)
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education: Unsophisticated? - 01/07/08 02:43 PM
Are homeowners unsophisticated or has the homebuying and mortgage lending process just become too complex? Should all potential homeowners have to spend years learning the ins and outs of buying a home, how to avoid fraud etc? Should all potential homeowners be required to purchase a financial calculator and learn how … (12 comments)
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education: I'd Like To Sell A Vowel, Please. - 01/07/08 09:56 AM
It blows my mind, but back in 1939, an author did publish a 50,000 word book, "Gadsby", without using an "e". Crazy, I know. What an amazing thing to accomplish. This Wright guy had such focus and insight; his singularity of thought did allow him to attain his goal.
How was a story told … (20 comments)
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education: Should I float? Should I lock? - Daily Update for Monday, January 7, 2008 - 01/07/08 07:44 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Slow news week (nothing comes out until Thursday) so bonds will be taking most of … (3 comments)
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education: Can You Spare Some Change? Need AR Help! - 01/06/08 09:05 AM
So it's been a little over two weeks (since joining) and close to 5,000 points later and I'm asking for some help from my AR brethren. I've got a couple of questions; feel free to chime in and let me know what you think.
1. I know that posting to my blog … (8 comments)
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education: Should Home Buyers Have Mandatory Mortgage Education Classes? Homeownership 101 - 01/05/08 10:28 PM
This housing crisis has the US in pain, our economy is hurting and we have clouds and rain. When things get tough it is not time to blame, we much catch this bear, it must be tamed. But what can we do, it seems to be too late. The buyers took … (10 comments)
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education: New Vehicle Laws for 2008 - 01/04/08 09:55 PM
Several new laws related to vehicles and driving took effect on January 1. This listing does not contain all of the bills enacted in 2007 that made changes to the California Vehicle Code. Only those having a significant impact are referenced.
For complete information on chaptered bills enacted in 2007, … (4 comments)
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education: How to Cut Winter Heating Bills - Lafayette & West Lafayette, Indiana - 01/04/08 04:39 PM
How to Cut Winter Heating Bills - Winter's chill may be the farthest thing from your mind while you're enjoying the beautiful fall weather. But home maintenance experts agree that now is the optimum time to start thinking about preparing your home for winter.Take care of important home maintenance or improvement … (0 comments)
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education: Schools & Education - Lafayette, West Lafayette, Tippecanoe County - 01/04/08 12:57 PM
Schools & Education-
Lafayette, West Lafayette, Tippecanoe County
RELOCATION INFORMATION: www.yourrealestatespecialists.com
Visit http://www.yourrealestatespecialists.com/ for Community Festivals & Information!
EducationPurdue UniversityLocated in West Lafayette, Purdue enrolled over38,000 students in 2003-04. Purdue is a land-grant college, created by the Morrill Act signed by President Lincoln on July 2, 1862. By this act, the federal government offered public … (0 comments)
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education: First Time Homebuyer Information - Lafayette, West Lafayette, Indiana - 01/04/08 12:52 PM
LAFAYETTE, WEST LAFAYETTE, TIPPECANOE COUNTY, INDIANA -
HELP FOR BUYING YOUR FIRST HOME
Finding the right first home starts with a price range and a short list of desirable neighborhoods. But there are many other factors you'll need to consider before investing in what may be your biggest asset.
Buying Your First Home
Home ownership … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, January 4, 2008 - 01/04/08 07:45 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Big news released today showing Unemployment higher than expected, Hourly Earnings were also higher than … (0 comments)
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education: Fairfax County Adult Education - 01/04/08 05:38 AM
Fairfax County Adult Education Course - Two new classes are offered in January and February, 2008.
Mike Ford is the course instructor.
Fixing Up Your House to Sell
Click Here for more details and registration information.
… (2 comments)
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education: Should I float? Should I lock? - Daily Update for Thursday, January 3, 2008 - 01/03/08 07:28 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The manufacturing index that was spoken of yesterday came in quite a bit lower than … (2 comments)
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education: Give the Gift of Education :: REW Holiday Special - 01/03/08 12:16 AM
Holiday Special
For the month of December, as a Holiday Special, the REAL ESTATE WEBOGRAPHER certification is being offered at 25% OFF - a savings of $50! Give the profitable gift of a lasting education in RE technologies to improve your sales, or the sales of a family, friend, or … (0 comments)
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education: Introduction to Bulk purchasing and Sales - 01/02/08 07:27 PM
Introduction to Bulk Purchases and Sales
This product is truely only going to be a real market for the next year and hopefully just a little longer. I am not licensed to sell investments and this is not a solicitation to sell securities or investments. Any suggestions taken from here must be … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, January 2, 2008 - 01/02/08 07:26 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Though Monday started the day great with the bond coming close to breaking the 2 … (3 comments)
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education: BARGAIN HUNTING HAPPINESS? - 12/31/07 02:21 PM
"You can never get enough of what you don't need to make you happy."~ Eric Hoffer
ARE YOU A BARGAIN HUNTER?
When's the last time you went to shop at a store because they were advertising a big sale? Or pulled over to check out the offerings at a weekend yard sale? … (5 comments)
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education: Do you ever wish there was a RESET button for your life? - 12/31/07 12:59 PM
When I was a little kid, I used to have a slight video game addiction. Not that I was any good, but if things weren't going my way trying to get to the next level of a game, I'd just hit the RESET button. Problem solved. Well, I still wasn't any … (7 comments)
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education: Will rates dip into the fives by the end of the year? They just did! - 12/31/07 09:32 AM
We're finishing 2007 on a positive note as mortgage-backed bond prices have ridden the UP escalator the past 3 sessions (+9 bps today) and interest rates are loving it. With a few of my lenders, rates have dipped into the high 5% range. If you look back at my past few blog entries, … (2 comments)
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education: Should I float? Should I lock? - Daily Update for Monday, December 31, 2007 - 12/31/07 07:30 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Friday saw a nice drop in interest rates due to continued tension in Pakistan. Today … (5 comments)
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education: FYI: C/NET Offers Free Online Courses - 12/31/07 03:56 AM
C/Net's "Tricks & Tips" help section of it's web site offers free online introductory courses and interactive tutorials covering a wide variety of technology topics related to photography, mobile phones, automobiles, software, computer hardware, networks and more.For example, Hybrid Car Buying 101 is a group of lessons that let their experts … (0 comments)
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education: NAR's "Gateway" to Listings - 12/30/07 09:19 AM
The cat is finally out of the bag. NAR's Gateway is almost a reality. What is Gateway?
What it is not is a replacement for REALTOR.com. What it will be is a national MLS. For those of us who were around for RIN, which was NAR's first MLS undertaking (falling short … (2 comments)
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education: Medford Lakes Virtual Library - 12/29/07 02:55 PM
For those parents or guardians that currently have or plan on having students enrolled in the Medford Lakes, NJ School District, you are invited to visit their official Medford Lakes School District web site and make sure you check out the Virtual Library (click on "School Resources", then "Virtual Library").The Virtual Library … (0 comments)
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education: Boing! Bonds Bounce Back Beautifully. - 12/28/07 09:39 AM
What goes down must come up! OK, so maybe the housing market still has a way to go before the media proclaims a full recovery, but for the day, rates have taken a turn for the better. The FNMA 5.5% Bond is up a whopping 50 basis points and that is … (2 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, December 28, 2007 - 12/28/07 09:03 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The Chicago PMI or Business Barometer is expeted out later this morning. This is the … (0 comments)
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education: Foreclosure Training: Avoid the Scams - 12/27/07 05:39 PM
Avoiding the ScamsBy: Dan Waterman, InstructorNFSTI
Foreclosure Training: Avoiding the Scams
On a weekly basis I get to live out my dream job. I go into training facilities around the nation within real estate brokerage firms and teach classes on marketing, technology, and the processes of foreclosure real estate. Typically I begin the … (0 comments)
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education: It's almost 2008...Resolutions anyone? - 12/27/07 05:24 PM
New Years is kind of an annoying holiday. Everybody you meet, whether you know them or not, wants to know your resolutions for the upcoming year. Then everybody jokes about how nobody keeps resolutions. Then somebody throws in the smart aleck comment about how they resolve to not make any resolutions.
That … (7 comments)
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education: Should I Float? Should I Lock? - Daily Update for Thursday, December 27, 2007 - 12/27/07 07:39 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
While consumer confidence comes out later this morning, Jobless Claims came in just above projections and … (5 comments)
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education: Ham Hangover - 12/26/07 02:08 PM
Interest rates are eating a healthy portion of leftovers from the main course we had earlier in the week: a bunch of goose eggs and a lame duck. With no good news to feed off and a stock market that's trying to make a comeback, mortgage-backed securities are currently down 16 bps, … (1 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, December 26, 2007 - 12/26/07 07:39 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Slow news day as traders will analyze the various Christmas shopping reports to determine if … (7 comments)
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education: Merry Christmas all... - 12/24/07 10:09 PM
Im not being politically incorrect ok maybe I am, but oh screw it. Sometimes we are all a little uptight. Anyways I wanted to tell everyone thank you for being special to me. Thank you for bestowing your wisdom, trials and tribulations. You have helped me and other fellow realtors become … (11 comments)
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education: Warning: This Commercial Mortgage Training Will Not Be Winning An Academy Award - 12/24/07 02:55 PM
If you are looking for mystery and adventure or hilarious comedy, this Commercial Mortgage Broker Training on 3-DVDs is NOT for you.
If, however, you are looking to boost your career and grow your income in 2008, then this 6 hour program, taught by nationally recognized closer and trainer Charles Wallshein, Esq., … (0 comments)
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education: A Bounce of Prevention? - 12/24/07 09:04 AM
Monday morning and mortgage-backed bonds must have missed their cup of coffee as they are drooping miserably down 22 bps. The bond sell-off continues and we are resting on an important floor of resistance called the 50-day moving average. This puts rates in the 6.25-6.375% range for the day. The question is: … (1 comments)
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education: Should I float? Should I lock? - Daily Update for Monday, December 24, 2007 - 12/24/07 07:18 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Slow news day and abbreviated trading day for stocks and bonds.
Technically speaking - the … (2 comments)
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education: Access around the house?.....Just ask - 12/23/07 11:04 PM
Access to things around the house.....Just ask
To all of the home inspectors just starting out one of the most basic concepts to master in this business is the art of communication. A perfect example is to communicate to the parties on the selling side that mechanical items and access areas need … (5 comments)
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education: Reduction of LTV allowed in Declining Markets - 12/22/07 11:18 AM
Are you aware that Fannie Mae and Freddie Mac guidelines are changing in the New Year for homes in declining markets?
These guidelines are being put into place to protect banks from becoming overexposed in these markets as well as protecting consumers from being overextended. If a home has been identified, either … (6 comments)
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education: My Son Was Lost...And Now He Is Found - 12/22/07 02:43 AM
How 154 Days Changed My Sons LifeMy post has little to do with real estate....but then again, it has a lot to do with real estate and the way my focus changed a bit these past 6 months. Perhaps by reading this post it could change yours.Last May our family held our own version of … (12 comments)
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education: Bond Bombshell - 12/21/07 01:55 PM
It's 2:45 EST and the bond market is getting whacked harder than a pinata at a 4-year old's birthday party. Since my blog posting this morning, the Fannie Mae mortgage-backed securities fallen even farther down the rabbit hole and the currently stand at -50 bps. That's a hefty loss. Turns out … (5 comments)
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education: How do you educate your sellers about online marketing? - 12/21/07 10:47 AM
I am obviously a big believer in the importance of having a vast online presence. The more sites you can get your listings on, the better. The more information you can give customers from your website, the more educated they are when they become serious about buying or selling.
Every agent … (9 comments)
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education: Free Homebuyer's Seminar - 12/21/07 10:27 AM
!!!Attention Homebuyers!!!
We will be giving a free homebuyers seminar on January 17, 2008 from 6:00 p.m. - 8:30 p.m. The location will be 5960 Getwell Rd., Ste. 212-B, Southaven, MS 38672.
We understand that making the decision to go from renting to owning a home can be quite overwhelming, especially with … (0 comments)
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education: Federal Reserve to lend $20,000,000,000 (billion) to banks at 4.67% - 12/21/07 09:42 AM
It appears the Federal Reserve is really worried about another recession looming on the horizon. The Fed just announced plans to lend $20 Billionto banks at just under the rate of what the Fed lends to intuitions on overnight loans. This combined with what the European Central Bank has been doing … (2 comments)
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education: Shop and Bonds Drop! - 12/21/07 09:38 AM
A big economic number was released this morning called the PCE (Personal Consumptions Expenditures). It basically measures how much the average consumer is spending and believe it or not, wallets and purses are coming out more than ever. The number was expected to come in at 2.0%, but it exceeded … (3 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, December 21, 2007 - 12/21/07 07:45 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Big news of the day has to do with Personal Income and Personal Spending. Personal … (0 comments)
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education: Show your clients that it is still a good time to buy! - 12/20/07 03:45 PM
One of the offices I deal with is doing its part to combat the negative perception of the current market. They are using their listings to educate consumers about the benefits of buying right now. Every time our readers visit one of their listings, they will see that mortgage rates are … (0 comments)
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education: Should I Float? Should I Lock? - Daily Update for Thursday, December 20, 2007 - 12/20/07 07:58 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
News of the day came in near analyst expectations. Auto sales were up a smidgen, … (6 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, December 19, 2007 - 12/19/07 07:40 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
A combination of a special auction by the Fed (which was successful) and continued fears … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Tuesday, December 18, 2007 - 12/18/07 07:50 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Yesterday the stock market took a tumble which in turn boosted bonds. Today's news is housing … (0 comments)
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education: Today's Featured Property - Burbank area home - 12/17/07 01:34 PM
click on a picture for more information/price or click on this link: Burbank area home
Gorgeous authentic Spanish in the heart of Magnolia Park, living room with fireplace & hardwood floors, open kitchen with breakfast area & handpainted tile. Large family room with 2nd fireplace, French doors and bath, 1 … (2 comments)
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education: TORTOISE OR THE HARE? - 12/17/07 12:08 PM
"Despair is the price one pays for setting himself an impossible aim."~ Graham Greene
THE TORTOISE OR THE HARE?
Everything encourages you to reach high and focus your energy towards achieving your dreams. What happens when the dream eludes you, or you feel that you're not measuring up against the standards of … (5 comments)
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education: Helping our own! - 12/17/07 11:57 AM
Many of you have had the opportunity to be in one of Duke Tieman's classes. He is one of our favorite instructors and teaches everything from Balancing your Life to GRI. Friday morning approx 1:30 AM Duke's house burned and was a total loss. In addition to losing everything he and … (3 comments)
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education: Should I float? Should I lock? - Daily Update for Monday, December 17, 2007 - 12/17/07 07:26 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The beginning of this week is slow in terms of economic news. Therefore bonds will … (0 comments)
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education: Strategy: Eliminate Barriers By Eliminating Assumptions - 12/16/07 12:12 PM
In yesterday's post, Software: How to post to your ActiveRain blog, I mentioned making assumptions about other people's understanding of how to use technology. This a challenge for everyone, not just "tech people" who were supposedly born with a Windows XP manual in one hand and a mouse in the other.
Have … (2 comments)
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education: My first meme!!! - 12/15/07 09:01 PM
I've been meme'd by Jeff Belonger. One of his meme's can be viewed here http://activerain.com/blogsview/305104/I-have-been-stalked. This is my first time so please be kind if I do something wrong. I understand that I'm supposed to share 5 things about me that I would like to share with this blogging community and then … (6 comments)
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education: PERFECT GIFT - 12/15/07 05:50 PM
If you are like me, you are running around from store to store (bricks and morter or online) to find the perfect gift for each person in your life and some obligatory gifts for those who are not really in your life.
Today I did for the 7th year in a row … (5 comments)
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education: Gardening update. - 12/14/07 09:16 PM
I like to think of myself as a "Jackson" jack of all trades. Now some would think that I say that in a way that is saying I could be better than some. I say it in a way that I hope that people will ask me about something, anything that … (0 comments)
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education: WHAT WILL MATTER WHEN IT'S OVER - 12/14/07 08:19 AM
I wish I could take credit for writing the following, but that would be unethical. I will, however, take credit for thinking it, feeling it and always trying to live it. I will also take credit for the gratitude I feel that it was expressed so eloquently and take credit for … (10 comments)
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education: Should I float? Should I lock? - Daily Update for Friday, December 14, 2007 - 12/14/07 07:45 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Consumer Price Index was released this morning. As expected from yesterday's Producer Price Index, this … (3 comments)
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education: Counseling in Real Estate - Does It Make A Difference - 12/13/07 07:35 PM
In my other life, (the full time job) I have been counseling individuals in crisis for about 17 years. I have worked in the fields of community relations, law enforcement, and city governments. I am a big proponent of counseling because I have seen how it can make a difference, in … (2 comments)
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education: Counseling in Real Estate - Does It Make A Difference - 12/13/07 07:35 PM
In my other life, (the full time job) I have been counseling individuals in crisis for about 17 years. I have worked in the fields of community relations, law enforcement, and city governments. I am a big proponent of counseling because I have seen how it can make a difference, in … (0 comments)
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education: Commercial Real Estate Continuing Education In The Delaware Valley - 12/12/07 09:00 PM
If you are looking for good continuing education opportunities in the Delaware Valley area, then you need to place The Commercial Real Estate School of the Tri-State Realtors Commercial Alliance at the top of your list of educational resources for self-improvement and meeting your MCE requirements.The The Commercial Real Estate School of the … (0 comments)
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education: Why I chose Keller Williams Realty - 12/12/07 08:43 PM
I joined Keller Williams Realty in the summer of 2005. The education offered and culture within, are two of the main reasons why I chose Keller Williams!
Keller Williams® Realty was founded in Austin, Texas in 1983 with the specific premise that buyers and sellers deserve the best service for their real … (5 comments)
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education: Today' Featured Property - Beverly Hills home - 12/12/07 11:09 AM
for more information and pictures, click on the property picture or this link: Beverly Hills homeStunning new construction, over 14,000 sq. feet of incredible quality and craftsmanship on a spectacular lushly landscaped 9/10 of a flat acre lot. Completely walled and gated, total privacy, large motor court, 4-car garage, formal … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Wednesday, December 12, 2007 - 12/12/07 07:50 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The Federal Reserve met yesterday and lowered the two key lending rates by 1/4 point … (0 comments)
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education: Should I float? Should I lock? - Daily Update for Tuesday, December 11, 2007 - 12/11/07 08:16 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The Federal Reserve is meeting today. Everyone expects the Fed to decrease the Fed Funds … (2 comments)
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education: COACHING: E + R = O - 12/10/07 03:58 PM
"Circumstances are the rulers of the weak;they are but the instruments of the wise."~ Samuel Lover
GIVE YOURSELF A HAND!
Success and failure - people love taking credit for their achievements, but often blame outside factors when they fail or fall short. We have the power to accomplish our objectives, but when … (4 comments)
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