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Blog entries tagged with "equity":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
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If you are facing FORECLOSURE you have options, 
This is one of 10 brand new townhomes that are up for a short sale, one by one or as a package. Great location, no maintenance, tons of upgrades! Homes range from $173-186k currently...make the bank an offer and you can save tens of thousands of dollars! … (0 comments)
2103 7th Avenue, Anoka, MN 55303Amazing price of $115,000Multi family 2 story home. Main floor unit has 1 bedroom, office, living room, dining and kitchen, front porch, back porch entry. Upper unit needs your TLC to create instant equity. 2 bedrooms, 1 bath, kitchen and living room, dining. oversized 2 car detached garage, … (0 comments)
Well, I think you should use your house as a piggy bank. Experts say pay off your mortgage before you retire.So why are so many "tapping" into their home equity? While some are doing it to pay for living expenses, others are going on vacations, buying lake houses, etc...This is risky … (9 comments)
Have you thought of a reverse mortgage. This simple but effective way of using dorment equity is very popular.
It is goverment insured for more inofmation give me a call.
… (0 comments)
My mother has always been a great saver. Having come through the depression as a child, she recalls a change in attitude and cultural mindset of the "rainy day" concept of saving. Homes were nest eggs for retirement or money to pass along to children. What has happened since then that we are all … (3 comments)
Stimulus Plan Helps Some HomeownersBy ALAN ZIBEL, AP Business WriterFriday, February 8, 2008 (02-08) 02:02 PST WASHINGTON (AP) -- The biggest winners in the economic rescue plan now awaiting President Bush's signature are likely to be Americans with more expensive homes who will be able to refinance their home loans at … (0 comments)
… (2 comments)
Have you heard of the REX agreement? REX & Co. make sure to emphasize that this is not a loan, but an agreement to share in the profit or loss on the equity gained in your home for money up front that is interest and payment free. Sounds nice, as everyone … (0 comments)
Here are some ideas to give your clients who investors wondering what they should do next. Hold 'em? Fold 'em? Walk away? Run? Or double down, maybe...
It's a Buyer's Market. Right now, you can get a great deal on the new or existing home of your dreams. Great Rates. Mortgage rates are at historic lows reducing the interest expense over the life of the loan.More for Your Money. With increasing inventories, builders are offering free upgrades, included … (0 comments)
I have a client, let's call her Heidi. Heidi is a very successful business owner who needed to refinance her home in order to pull out equity to use in her business expansion plan. Her accountant counseled her that utilitizing her home's equity would cost less in interest, and would be … (0 comments)
Someone had asked me that question yesterday. My answer? All around you! There are alot of houses out there and still some are great deals. It is not about finding a house for $150,000. It is about finding a house for $150,000 in a neighborhood that sales are in the $200s. … (2 comments)
New products available for purchasing a rental property. 100% financing available. Please contact me fordetails.905-978-7283 … (1 comments)
Ypsilanti, great place to find a bargain on homes
Hello fellow realtor,
Today the Feds cut the rates by .75 basis points unexpectedly, before their scheduled meeting later this month, in an attempt to keep away inflation. Wall Street took immediate action and the stock plunged this morning, but rebounded some a few hours later. What does this mean to you? Does it mean … (3 comments)
Yesterday afternoon turned out to be a snow-day here in Northern Virginia; all of my kids were home and no one was going anywhere. I made a cup of coffee and sat down to ActiveRain.
Originally posted on Home Financing News.
HOT NEWS: PAY OFF YOUR MORTGAGE - This is quite possibly the most exciting program I have seen in years. Money Merge Account Flash Video it will take about 45 minutes.
I was showing some homes to a buyer before the end of last year. I was showing them a beautiful home in La Habra and they fell in love with. The seller was asking $515,000 for his home that had been completely remodeled, including the pool and spa. I mean they had replaced all of … (7 comments)
Here are my simple rules to determine if you should refinance.
Hello everyone My number 1 goal is to provide the buyer with as much equity as possible. Here are some current deals we are marketing. For those of you who know anything about Myrtle Beach, Grande Dunes (http://www.grandedunes.com/) really kicked off the boom a few years ago. These are the … (6 comments)
Interested in Interest Only Loans?
For the last 5 or 6 months the continuing low mortgage rates have not led to more buyers -implying that there was an issue of confidence, or lack thereof - in the homebuying decision. The media report of the "worst housing market conditions since the early 1990's", or "worst market since … (3 comments)
This one made me laugh. It was in the paper before the holidays. The reports I have seen say that middle of 2008 will bring a re-bound. Next December will definitely be different! By then we will be eating IN our dream houses instead of joking about it. Best wishes during 2008 … (5 comments)
What is the best way to convince a buyer that now is the right time to buy a home in South Florida? In a new article in the Palm Beach Post, the Florida Association of Realtors said Monday that Palm Beach County's median price for homes sold in November was $345,700, … (0 comments)
Diversify Diversify Diversify... that's the mantra of today's Financial Planner. Many people disagree with that quote - big notable investors like Trump, Buffett etc...
Mortgage payments made on time will shoot up a credit score. Usually, it's easy for a credit score to drop but it takes more time to raise it up. 
Like millions of homeowners, have you gotton in over your head ? Dreading the thought of your mortgage skyrocketing.... you and millions of people are caught in the middle. There is a way out, a way to save your home, a way to save your credit, to save your good name … (0 comments)
Real estate is experiencing an unusual adjustment these days. Unusual, because in the past, sales declined due to either high interest rates or economic slowdowns. Neither of those factors exist right now, so where does the blame lie?
Local Builder Will Unlock Your Frozen Equity, Pay For The Sale of Your Current Home!
When I talk with seniors about the reverse mortgage, many of them say they are going to "wait" awhile. 
In this mortgage environment one part of the market is HOT! Reverse mortgages are being snapped up, even encouraged by the mortgage industry. And that's giving older homeowners more options to tap the equity in their homes -- and also opening the door to more confusion and mistakes. Time those of us in … (8 comments)
It usually isn't. Instant or equity. Once upon a time in a village near you there was a great and wealthy king. The king would build many homes and the people loved the king so they would quickly buy his new homes and sell their old ones for more than they … (3 comments)
Consumers, It's wake up time.. How many times have we heard someone say, My House is Worth This Much! I know I heard it almost Everyday, and it was a sad Joke that was played on the Entire U.S. Economy. We were convinced that we could use our Homes as Personal Piggy Banks, … (9 comments)
Yep. I'm gonna stir the pot and hope that everyone gets to fire a shot into the bowl.I recently took over 2 new files containing over 35 properties. All are rentals. The lenders had all of the properties appraised recently. Let's call it within the last 60 days. Yes. That's 2 … (19 comments)
Isn't it funny how things change and at the same time...stay the same? Historically, many real estate appraisers, especially those working for banks or mortgage brokers, have felt pressured to inflate the values of the properties they are evaluating. Most appraisers have lamented over this situation. Some have left the industry and … (13 comments)
What do home buyers want? If you're planning to renovate your home to sell, it is good to consider what home buyers want nowadays. You can concentrate your renovating dollars on improvements that would give the most return. For instance, adding a new pool can be something that you want in your … (0 comments)
The article below is a succinct statement of the real price changes that have occurred around the country over the past several years. It does a good job in keeping recent price action in perspective. We need to share this dose of reality with our buyers and sellers. The erosion of … (0 comments)
As a Realtor® one of the most common questions I get asked is "What is my house worth?" In my opinion, there are two reasonable answers to that question. One answer is that based on current knowledge or a market analysis, in your opinion their home is worth an approximate amount. … (5 comments)
Equity: Equity is the difference between the value of your home and the amount you owe on the mortgage. As you make payments on the house, the equity increases. Typically values increase over time and your equity also increases. Savings: Money you pay for rent is gone forever. Purchasing a home is an … (0 comments)
First Time Home Buyers: 
Maple Valley/Covington, Washington Stager, Julianna Hind, can help you find hidden equity in your home with their proven techniques in Home Staging. Home Staging is a valuable resource to sellers and Realtors, and is a homes best chance of looking great and appealing a large buying audience. Julianna performs a "Buyer's … (18 comments)
By definition, Home Equity Loan is A loan secured by a primary residence or second home to the extent of the excess of fair market value over the debt incurred in the purchase. 
Finally I'm able to discuss one of my cases. I've have of course left out the names, so this particular borrower will go by our beloved name of John and Jane Doe. John lives in hypothetical Bacon, Alabama, and for kicks and giggles 30 years old. John and Jane talk to … (1 comments)
HELP WITH FORCLOSURE MUST READ! Current mood: sympathetic Category: Life A loan modification is a change in the loan contract agreed to by the lender and the borrower. The modifications of major concern today are those designed to reduce the payment burden on borrowers faced with impending rate increases that will … (1 comments)
It's possible to sell your home even if you don't have any equity position but not many realtors are familiar with this lengthy process. The lenders calls this a Short Sale meaning that they will be taking loss on the sale of your home. In order to qualify for this you must be late on … (0 comments)
Whether it's autumn or because the markets are beginning to recover a little from all the mortgage worries, I can't say...
You need to focus on deals where you can get in and out of, with a quick profit where you have no further obligations or liability in the deal. Then you can use the profit you make and spend it on whatever you choose. You wont have to worry about getting … (0 comments)
A Property for Your Consideration . . . 13860 SW 52ND ST, Miramar FL, 33027 ASKING: $375,000 
As you probably know there are many things you need to do before you buy a house in Minneapolis. One of the first things to check out is what you need to do before you move out of your apartment into a home or condo. First and most important thing is to … (0 comments)
If you are one the few individuals that still have a 700+ credit score you can buy your next investment property for $5,000 down. The program is setup so the investor is buying the property at a 20% discount without having to come up with a 10% - 20% down payment. … (2 comments)
I want to thank you for your interest in our program. Ideally, for this program, we are looking for people that have had some past credit issues due to an unfortunate circumstance (medical, divorce, identity theft, etc.) and are trying to rebuild their credit to purchase a home. Or individuals … (1 comments)
OK real estate gurus. Here's a situation you never want to find yourself in. I received an email from a Realtor friend of mine. His client (Seller) found herself at the end of the road called "Dead Deal." It went a little something like this:
By Mike Kitchen, Mortgage Broker Heartland Home Mortgage
If your son or daughter....heck...if you attend NIU, please watch this short clip from YouTube.com! It talks about purchasing a condo/house rather than renting one.
This is just to inform you about the options available. I've seen a few good investment properties, as well as condos and houses, which could … (0 comments)
Unless you've paid cash for your home, you have the obligation of paying a mortgage. Most buyers opt for a 30 year mortgage simply to have a manageable monthly payment. But paying the loan off over a 30 year term is costing hundreds of thousands of dollars in interest payments.One option to consider … (27 comments)
This class is taught by my partner, Kathi Jackson, and myself, with the help of Jeff Nance of Chase Home Loans. Learn how to access the equity in your home to build your investment portfolio.Date: 10/23/2007 (Tuesday) Time: 6:30-8:30 Where: Monroe, WA at Monroe Junior High Rm C7 Sign up through Sky … (0 comments)
This deal just came across my desk from a client of ours at ICC Real Estate, if you have any interest, just contact me for more info...
A Hemet Short Sale With Equity...What Do You Do? That's right a Hemet short sale homeowner approached me in the supermarket last Friday where she worked, while I was talking with an Assistant Manager buying client that I have working in the same place. She wanted to know if I buy homes … (11 comments)
This is definately a buyers market. If you are a renter looking to aquire your first home. Now is the time to find out how it's done and get your own equity building in your own property! There are a lot of services out there waitng to help in all aspects of the … (0 comments)