family realty group: 3261 Ripplerock Lane, Stockton, CA 95206 - 10/13/08 12:57 PM
Not just another Weston Ranch home! This is a very nice 2-story Weston Ranch Home for Sale! This is a must see.
$165,900 Bank Owned Property. This one won't last!
Great place to call home! This is a 2-story open living room; with 4bd/3.5ba; 2-car garage, 2147 sq ft/lot: … (0 comments)
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family realty group: Another Newbie, but not for long... Welcome Liz Wilson to AR! - 09/30/08 06:23 PM
It is my pleasure to welcome Liz to our ActiveRain group. Liz and I both work for Family Realty Group and she is a pleasure to work with. I invited and she accepted ... to be a member of ActiveRain.
Liz, I am sure you will find that "learn one thing … (20 comments)
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family realty group: "Conditions" can be a direct cause of Headaches and delays (excedrin #86)! - 09/04/08 05:46 PM
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When you say pre-approval, what does it mean? Does it mean everything is a go.... or are there still conditions that have to met? What is the missing from the PRE-approval letter that you should know and be working on??
C O N D I T … (3 comments)
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family realty group: Weston Ranch is a gold mine for buyers! - 08/06/08 10:40 PM
This is an update from the post: The Market of Weston Ranch .... plan to purchase. Weston Ranch is loaded with bank owned properties that are for sale. Weston Ranch is located in the 95206 zip code, with three or more schools: Komure (George Y) Elementary, Great Valley Elementary, Weston Ranch High School. … (6 comments)
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family realty group: Get your N U M B E R prior to October 1, 2008 - or your escrow will not close! - 08/06/08 05:17 PM
If you have an open escrow that is under the Nehemiah program, remember to get your N U M B E R from HUD or your escrow will fall out. Your escrow transaction is in jeopardy of being a "no close" if you do not get your N U M B … (2 comments)
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family realty group: Nehemiah Down Payment Program: Take Action or we all lose - 08/06/08 04:46 PM
President Bush signed H.R. 3221 Housing and Economic Recovery Act of 2008 into law on July 30, 2008. Included in this bill was the elimination of downpayment assistance (DPA) programs. Borrowers who are credit approved prior to October 1, 2008 can receive downpayment assistance and have their loan FHA-insured.While … (3 comments)
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family realty group: 8318 Shaffer Drive, Stockton, CA 95212 - 08/06/08 12:09 AM
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WEBSITE: http://www.motheranddaughterrealty.com
Need a Short Sale Specialist? CLICK
Want to purchase a REO property? Want to know what properties I have to sell? CLICK
Need information on the foreclosure process? Ask me for a FREE Pre-Foreclosure Guide CLICK
For a FREE MARKET EVALUATION of your home CLICK … (4 comments)
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family realty group: 3261 Ripplerock Lane, Stockton, CA 95206 - 07/17/08 06:36 AM
Not just another Weston Ranch home! This is a very nice 2-story Weston Ranch Home for Sale! This is a must see.
$181,900 Bank Owned Property. This one won't last!
Great place to call home! This is a 2-story open living room; with 4bd/3.5ba; 2-car garage, 2147 sq ft/lot: … (8 comments)
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family realty group: There's a knock ........Is anybody home? - 07/17/08 06:20 AM
There is a potential in door knocking - for both the agent and homeowners!
When Opportunity Knocks or Walks!
With the foreclosure crisis and the market situation, there are so many homeowners that are in need of real estate services and just don't know how to reach out. Door knocking is … (12 comments)
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family realty group: Short Sale BPOs are not necessarily made equally! - 07/17/08 05:24 AM
Ever been in Short Sale negotiations and had the lender say that their BPO came in higher than what your comps/report on the property is showing? Ever had them question your current list price? Here are few tips to consider when you are preparing your Short Sale request package to submit … (9 comments)
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family realty group: Why must we destroy a good thing? HUD is at it again.... - 07/14/08 05:21 AM
Well here I am back again - drumming up support for the down payment assistance program - Nehemiah. I guess HUD has nothing better to do than to keep picking on Nehemiah and trying to get it shut down. But why?
Let's Support the Nehemiah Down Payment Assistance Program - … (11 comments)
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family realty group: Foreclosure crisis is running wide in Lathrop (West)! - 07/14/08 04:31 AM
What is going on in Lathrop, CA? Although the City of Lathop has been around a long time - the newer homes on the west side of Lathrop have not. I took a drive through the community and it was not a pretty sight. The foreclosure crisis has hit there pretty … (4 comments)
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family realty group: "Meet me on the Mile"! - 07/13/08 07:26 PM
The Miracle Mile in the Stockton, CA
The Miracle Mile a wonderful place to shop, dine and be entertain in this new and revitalized Stockton, California! The Miracle Mile is a favorite destination for its pedestrian-friendly dining and shopping. Mile dining is a culinary delight offering a whole world of cuisine - … (3 comments)
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family realty group: REOs - yes they are in your neighborhood too! - 07/13/08 05:31 PM
If you live in Stockton, CA - the odds are there is REO activity in your neighborhood!
Stockton has several zip codes within the city. Of those zip codes there are several heavily hit by the foreclosure crisis. This is no surprise to most, but there are still those out there … (0 comments)
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family realty group: Is your city in the Top 10? - 07/13/08 03:33 PM
Stockton, California - Twice named an All-America City, 1999 and 2004.
Stockton did not make the Top 10:
Best Places to Live in US,
Best Cities for Seniors,
Best Cities for Dating,
Worst Cities for Dating or
Best Green Places
--- HOWEVER, according to Forbes the
Top 10 - Most Miserable … (5 comments)
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family realty group: Keep your offers clean... take the dirt out! - 07/11/08 04:00 AM
If you are making an offer on a bank owned property -- clean up your offer! Some buyers are sending in dirty offer??? What does this mean?
Clean offer (results in acceptance, transaction with less complications)
Offer at least asking price
Add in to the price any credits that you are … (16 comments)
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family realty group: News Flash!! Negotiators should know how to negotiate! - 07/10/08 01:47 AM
I am totally convenienced that Countrywide has no serious intentions of accepting short sales! They keep you on hold for months and still come up not accepting -- a solid/serious offer-- even when they counter back and the buyer meet the counter! They still reject the request!
I had a discussion … (14 comments)
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family realty group: Selective Memory? or Did you really forget? - 07/07/08 04:50 AM
Don't you remember you said you understood "as is - where is" meant the bank is not going to do or pay for any repairs? Sure you remember don't you?
So if you remember this, why are you now coming back and asking for:
Pest inspection fees
Pest Repairs
Repairs from … (14 comments)
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family realty group: 3261 Ripplerock Lane, Stockton, CA 95206 - 07/06/08 11:00 PM
Just Listed
Check out this price!
$198,900
Great place to call home! This is a 2-story open living room; with 4bd/3.5ba; 2-car garage, 2147 sq ft/lot: 6098. Large kitchen with tile countertop, island and pantry w/combo family room w/fireplace. Inside laundry room. In the Weston Ranch community - … (4 comments)
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family realty group: Countrywide is better known as the "frozen turtle on the move"? - 07/06/08 06:53 PM
I have been dealing with short sales for a while now and I have to let you know that I have never had as much of a problem with any lender as I have with Countrywide! They have to be the slowest in the industry and the most difficult to deal … (22 comments)
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family realty group: Call this number: 800-569-4287 for help! - 07/06/08 12:51 PM
Finding yourself in a situation where you need help and you don't know where to start in getting that help? Here is a number 800-568-4287 or www.hud.gov that will be able to point you in the right direction. This is a HUD approved / non-profit organization that will point you to the counselors … (0 comments)
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family realty group: Independence Day - Happy 4th of July to All! - 07/04/08 12:37 PM
Happy Independence Day to you and your family and to AMERICA!
Take time today to breathe in and be thankful---- and above all be safe. We have come a long way and we are still in the history making years ---
Fourth of July, Independence Day, or July Fourth, U.S. holiday, … (10 comments)
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family realty group: Gosh.... look at that yard! Must be a Bank Owned Property.....? - 06/23/08 08:20 AM
Ever wonder how much value is added or decreases when a property's yard is either well maintained or neglected? Over the years I have heard that landscaping improves the value of the home by some where in the neighborhood of up to 14%. With that being said... ever wonder how much … (13 comments)
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family realty group: "Whoo to the hoo!" WAMU works to help! - 06/23/08 07:24 AM
I attended a workshop presented by Washington Mutual and they really impressed me and I wanted to share what they had to offer. They have teamed up with El Concilio, NeighborWorks, Visionary Home Builders and Worknet to put on these workshops. If you are in trouble or know of someone that … (0 comments)
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family realty group: Why wasn't my offer accepted? - 06/09/08 12:17 AM
Lets get a better understanding of Bank Owned Property Sale, and what AS IS means - what the banks are commonly not accepting. So many agents are not advising their buyers correctly or the buyers are not listening to the agent and are submitting offers that are never going to get … (18 comments)
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family realty group: 3716 Popolo Circle, Stockton, CA 95212 - 06/08/08 12:17 AM
*FEATURED Property*
This is our featured home. It has 4 bed/2 bath; 2282 sq ft/ lot 8712 sq ft, built in 2004 with a 3 -car garage. Nice size kitchen with dining room / family room with fireplace combo, living room & den in front, master bath has 2 sinks, … (4 comments)
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family realty group: Bank owned list price - does it reflect the market value, the condition or what? - 06/07/08 11:56 PM
Working with REOs is interesting in that you work much harder on the these listings than some may realize. One of the first tasks you have is to do a BPO on the property. You research and give your honest opinion of the value of the property based on similiar comps in … (10 comments)
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family realty group: Bank Owned - Vacant or Occupied? or good looking out....? - 06/07/08 11:40 PM
Rant: Do not park your vehicle in a foreclosed property -- unless you get permission first!
Scenerios: White truck parked in the drive way of the property I was scheduled to check for occupancy.
Why did I remember that truck? Well, when I first got the listing that truck was in … (6 comments)
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family realty group: Is it mold or NOT? - 06/07/08 02:07 PM
Is it mold or not? DISCLOSE, D I S C L O S E, Disclose - Not matter how you size it up..... DISCLOSE.
Agents are suppose to DISCLOSE any substance that appeals to be mold. So report it to the seller first before you start to show it to the … (4 comments)
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family realty group: 2248 William Moss Blvd, Stockton, CA 95206 - 06/07/08 01:36 PM
Take another look at this property!!! NEW PRICE: $149,000
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… (0 comments)
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family realty group: Get a GIFT to help you buy a home! - 06/07/08 06:15 AM
Today I went to a Designated Nehemiah Specialist training and would like to share some of what I learned.
Nehemiah is nationwide downpayment assistance program (a gift to the buyers) and it helps buyers and sellers, it is non-profit. Nehemiah does require that the seller agree to using the program - … (8 comments)
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family realty group: So you submitted an offer for a bank owned property? ...... now you WAIT! - 06/05/08 10:20 AM
How long does it take the bank to get on an offer? There is no one answer to this question. The banks vary in their response time, depending on the institution, the time of the month (month's end taking longer), and the Asset Manager's file load. Often times the institutional seller … (12 comments)
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family realty group: Trying to buy a REO property? Will these questions really help you? - 05/11/08 08:47 PM
OK, you're an agent. Why call the REO agent these questions?
How many offers are there on the table?
Why ask what is the highest and best offer on the table?
Why ask is the bank flexible?
Is the bank easy to deal with?
Who is the bank?
What's wrong with … (2 comments)
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family realty group: How do you handle REO "rejected" - 05/11/08 08:07 PM
If you made an offer that was rejected in the first round, within a day! Yet you felt it was a good offer. You are asking what did you do wrong. The house is not worth very much more in your opinion. So you feel down and out that you did … (26 comments)
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family realty group: It takes 30-60 days or more ...... does it affect the market? - 05/10/08 10:40 AM
It appears that the lenders are taking their sweet time in deciding to either approve or deny a Short Sale request. So the question here is: Does this affect the market comps in some way?
Example: You write an offer for say 450,000 on a property (market value at time of … (13 comments)
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family realty group: 12131 Kadota Avenue, Waterford, CA 95386 - 05/06/08 09:12 PM
This is a deal you don't want to miss! Need a Short Sale Specialist? CLICKWant to purchase a REO property? Want to know what properties I have to sell? CLICKNeed information on the foreclosure process? Ask me for a FREE Pre-Foreclosure Guide CLICK For a FREE MARKET EVALUATION of your home CLICKCheck out: Real … (3 comments)
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family realty group: 2633 7th Street, Merced, CA 95340 - 05/04/08 12:39 AM
This is a great Bank Owned Property in Merced. Need a Short Sale Specialist? CLICKWant to purchase a REO property? Want to know what properties I have to sell? CLICKNeed information on the foreclosure process? Ask me for a FREE Pre-Foreclosure Guide CLICK For a FREE MARKET EVALUATION of your home CLICKCheck out: Real Estate … (2 comments)
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family realty group: What do you know about this bank? - 04/27/08 09:10 PM
This is the most common question I get from both agents and buyers. The other questions I get are: Are there any offers on the property and do you think the bank will take a cash offer (and those offers are usually very low but they are quick close and cash). … (6 comments)
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family realty group: They are not steroids but they are growing..... all over the place! - 04/25/08 11:58 PM
This is about REOs (bank owned properties):REOs are not steroids but they are growing, all over the place.
Out of 56,493 NOD filings, California filed 40,761 for the month of March 2008.Out of 47,677 REO properties, California filed 14,025.REOs (bank owned properties) numbers are growing at record high. Since the lenders … (3 comments)
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family realty group: Got R-E-O Countered? - 04/25/08 02:49 AM
You submit an offer and you get countered? What does it mean?
Some buyers mistake a counter for a turn down or that it is etched in stone. It is not. It is an opportunity to open up the negotiations or it can be.
Don't mistake a counter as a turn downDon't mistake … (16 comments)
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family realty group: WAM its gone!......REOs are not hanging around long - 04/23/08 12:08 AM
Buyers, if you see a REO / Bank Owned Property FOR SALE --it might be wise to check it out, do your inspections and make your offer before the sign changes to SOLD.
These properties are not going to sit on the market a long time as they once were doing. The … (6 comments)
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family realty group: Is Countrywide using SALT to make Lemonaide? - 04/20/08 07:54 AM
When the loans were rolling out like there was no tomorrow - Countrywide was the Industry leader for serving "lemonaide" to the borrowers and homeowners ~ or so they called it. Now that same Industry leader is backing out of helping the mess they lead the industry in creating. Something is really … (17 comments)
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family realty group: Snapshot: Active Listings in Stockton, CA (BO vs SS) - 04/19/08 10:40 PM
Lets take a snapshot of Stockton's Metrolist Listings:
After reading a post by Mark Horan's Countrywide Loss Mitigation stating that they heard that Countrywide was going to stop doing short sales and just let their homeowners go staight into foreclosure, I decided to take a look at how it would affect the listings. … (0 comments)
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family realty group: Let's Welcome Amy Alvarez to the ActiveRain Family! - 04/19/08 04:46 PM
I would like to invite everyone to welcome Amy Alvarez to Activerain. She is an agent with Family Realty Group and will (I am sure) be an asset to the ActiveRainers group. So let's welcome and applaud Amy for becoming a newbie in the Rain.
I work with Amy for Family Realty Group … (24 comments)
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family realty group: Making a REO/bank owned offer? - - here are some tips! - 04/19/08 03:48 PM
Found a REO / Bank Owned property that you want to make an offer on but not sure how to make the offer?
What you want: So you want everything fixed, termite Section 1, bank to pay all the escrow fees and on top of this pay a 6% closing cost … (30 comments)
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family realty group: Is buying an REO easy? .......And are you serious? - 04/16/08 05:04 PM
REOs are known best for being an opportunity to purchase a property that will have equity in it, that may require some repairs on your part but will in the end pay off.
So When buying a REO you may encounter the following:
Long time to get an accepted offer: Bank may … (12 comments)
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family realty group: Mr. Bank/Lenders that are rejecting Short Sales ~ Where is the logic? - 04/12/08 04:08 AM
Do you get the feeling the lenders are rejecting short sale requests without really thinking about it? And do you wonder why? I do. I am finding that the lenders are taking more time to say NO to short sale requests.
It is puzzling to me because once that home is … (20 comments)
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family realty group: 2231 Addison Avenue, E. Palo Alto, CA 94303 - 03/31/08 04:49 PM
$ Call for price
This is a bank owned property
This is a 3 bed/ 2ba (1370 sq ft/ 5000 sq ft lot, built in 1955) home located in EPA. It has a fireplace in living room, large kitchen with granite countertops, formal dining room with double-door exit to side covered patio, inside … (7 comments)
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family realty group: 5029 Hobart Avenue, Stockton, CA 95215 - 03/31/08 04:44 PM
$ Call for price This is a bank owned property
This 2 bed/1 bath home has great potential - an Investor's Dream. It is seated with room to expand with a 7840 sq ft lot, this 2/1 with 744 sq ft living space, built in 1962- room to expand. This deal won't … (2 comments)
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family realty group: 2071 Del Rio Drive, Stockton, CA 95204 - 03/31/08 04:36 PM
Nice Home!!
$179,900
This is a bank owned property
Great Starter home - requires a little TLC. This 1-level, 3bed/2 bath w/2-car garage, fireplace, 1064 sq ft and lot size is 6970. Built in 1953. All you need is to add some TLC and you will have instant equity in this great home. … (2 comments)
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family realty group: 39 Howard Street, Stockton, CA 95206 - 03/31/08 04:21 PM
$ 74,900
This is a Bank Owned Property
This home is sitting on a 7405 sq ft lot, this 2/1 with 744 sq ft living space, built in 1947, it has dual pane windows and was remodeled in 2005. The potentials are endless.
Got an Offer - Fax it in!
MLS# 80036467
Need a Short Sale … (0 comments)
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family realty group: 1026 Thoreau Court, Modesto, CA 95350 - 03/31/08 04:16 PM
$ CALL for Price
This is a Bank Owned Property
in Pre-list stage
This home is 3 bed/2 bath (1657 sq ft/Lot is 5663 sq ft), Built in 1955. Large living room w/ beautiful fireplace & built in storage area. Lot's of built in's including built in vanity in master bedroom. Newer comp roof, … (2 comments)
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family realty group: 12131 Kadota Avenue, Waterford, CA 95386 - 03/31/08 03:58 PM
This, you cannot beat!
$133,500
This is a Bank Owned Property!
.....requires a little TLC. This 1-level, 3bed/1.5 bath w/2-car garage, 1092 sq ft and lot size is 5663. Built in 1991 with school and park nearby. All you need is to add some TLC and you will have a equity in this … (0 comments)
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family realty group: 668 Loreli Lane, Patterson CA 94583 - 03/31/08 03:52 PM
Check out this price!
$174,900
This is a Bank Owned Property
This move-in ready home comes with new carpet and flooring over most of house. This is a MUST buy. Lovely 3bed/2bath, Redwood deck patio w/built-in BBQ pit and storage shed, 2-car garage. This 1 level, 1503 sq ft, lot size 5663, … (0 comments)
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family realty group: 1933 81st Street, Oakland CA 94621 - 03/31/08 03:45 PM
$249,000
Priced just right to sell!
This is a Short Sale
REDUCED TO SELL! This is great buying opportunity for investors or first-time homebuyers. 2-story, 4 bedroom, 2.5 bathroom, built in 1940. Huge lot!! 5,000 sq. ft with 1962 sq ft living space. Lots of storage, basement could be converted into extra room. Near … (0 comments)
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