Real estate blog entries tagged with fed funds

Blog entries tagged with "fed funds":

fed funds: Fed Funds Unchanged - 08/05/08 01:25 PM

Federal Reserve stays unchanged on Fed Funds rate.
Minutes reveal that recent easing of monitary policy shall stimulate moderate growth.
No big surprizes, some inflation worries. I think they are wrong, we are deflating. Commodities have more likly then not already peaked.

Richard

View : newhomesbyrichard.com

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fed funds: Adjustable Rate Mortgage Holders Prepare for Increase in Interest Rates - 07/31/08 09:54 PM

By Bill VourazerisM-Point Mortgage Services

Crofton, MD Bill Vourazeris - In 2004, the Federal Reserve made it clear that short-term interest rates would be increased at a "measured pace" because of a fluctuating US Dollar, unstable oil prices and an evaluation of other economic indicators. In an effort to curb … (4 comments)

fed funds: Mortgage Interest Rate Myths - 07/29/08 01:57 PM

This may come as a shock to many borrowers, but it's absolutely true. Mortgage interest rates are not set by the Federal Reserve and, contrary to popular belief, mortgage rates are not directly tied to the yields of US Treasury bills, bonds, or notes - including the 10-year Treasury Note. That's … (3 comments)

fed funds: Adjustable Rate Mortgage Holders Prepare for Increase in Interest Rates - 07/15/08 05:45 PM

fed funds: Federal Reserve Cuts Fed Funds Rate by 0.25% and Signals Pause - 04/30/08 01:55 PM

Federal Reserve Lowers Fed Funds Rate
The Federal Reserve cut the Fed Funds Rate by 0.25% from 2.25% to 2.00% today. The Federal Reserve also signaled that its rate cutting may be coming to an end. The smaller cut in the Fed Funds Rate, which was the 7th cut in the Fed … (6 comments)

fed funds: The Mortgage Advisor - 04/05/08 11:53 PM

The Mortgage Adviser
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How Mortgage Rates Benefit From 3 Months Of Worsening Employment Data

For the third month in a row, the economy shed jobs, suggesting that … (0 comments)

fed funds: The Mortgage Advisor - 04/05/08 11:51 PM

fed funds: The Federal Reserve Reduced the Fed Funds Rate From 3.00% to 2.25% Today - 03/18/08 06:08 PM

Fed Funds Rate Dropped Today - March 18, 2008The Federal Open Market Committee ("FOMC") of the Federal Reserve met today and voted to cut the Fed Funds benchmark interest rate from 3.00% to 2.25%, its lowest level since December 2004, and signaled more Fed Funds interest rate reductions are likely, unloading … (2 comments)

fed funds: Federal Reserve Cuts Discount Rate by .25% to 3.25% (not Fed Funds rate) - 03/16/08 07:26 PM

The Federal Reserve cut its "discount rate" by 0.25% to 3.25% today (Sunday). The discount rate cut means it will only be a quarter point over the fed-funds rate of 3%, which remains unchanged.
It also announced a new lending program designed "to improve the ability of primary dealers to provide financing to … (2 comments)

fed funds: Sure...The Banks Aren't Being Bailed Out. - 03/11/08 03:16 PM

It may not be official, but the banks are being bailed out. Let me prove it.
The federal funds rate is the rate that banks can charge each other for overnight or short term loans. They can also borrow money from the government at this rate, which is currently at 3%. The … (1 comments)

fed funds: As The Fed Funds Rate Falls, 30-Year Fixed Mortgages Rise - 02/28/08 08:51 AM

Federal Reserve Chairman Ben Bernanke testified to Congress Wednesday, alluded to further rate cuts to support an ailing U.S. economy.
Already, the Federal Reserve has lowered the Fed Funds Rate by 2.250% since September 2007.
The graph at right comes from the Wall Street Journal and it highlights a very important correlation between the … (4 comments)

fed funds: Federal Reserve Cuts Fed Funds Rate by 1/2 Percent on 01/30/2008 - 01/31/08 04:34 PM

Federal Open Market Committee Meets (FOMC)
The FOMC met on Tuesday and Wednesday of this week to discuss interest rates given the shaky state of the economy, the mortgage industry and the credit markets.
FOMC Cuts The Fed Funds Rates
And, as expected, even on the heals of a 3/4 point (.75%) Fed … (0 comments)

fed funds: Fed Funds Cut -- What does this mean to me? - 01/31/08 11:06 AM

The Federal Reserve cut interest rates again this month in hopes to fend off a recession. While many celebrate this event, it is not always good news for all. Check out what CNN finance editor has to say >>> What does this mean to me? Then -- let me know if I … (0 comments)

fed funds: Re: Emeregency FED Rate Cut This week - 01/24/08 03:04 PM

Hi readers, this is Robin Ronald (recently reinstated my license) sharing a bit of current info with you. The following is from email sent to our Frederick Sales Office by our in-house lender, Prosperity Mortgage, January 23, 2008. This is her opinion and should not be considered in ANY other context by … (0 comments)

fed funds: Why are commercial mortgage rates not coming down? - 01/24/08 02:13 PM

Interest Rates are Dropping, the Fed Cuts by 3/4 and My Commercial Mortgage Rate Looks High! Why?
As Fed Funds rates have been coming down, commercial mortgage rates in many markets have stayed the same or even gone higher. This prompts many borrowers that are not in the top tier and with … (0 comments)

fed funds: Federal Reserve -- Interest Rate Cut? - 01/10/08 03:16 PM

OK, so do you think the rates will be lowered again? I say YES !... what will this do to the mortgage and real estate markets? As well as the refi's. One should ponder on their next steps. Ahh.... I can HELP YOU. Give me a call and I can help … (0 comments)

fed funds: Lower Fed Rate Means Opportunities on the Rise - 09/21/07 11:54 PM

For the first time in more than four years, the Federal Reserve cut its Fed Funds Rate, which directly impacts millions of American borrowers. And while this important decision has many implications, there's still some debate among experts about what this means to the economy as a whole.The Federal Reserve meets … (3 comments)

fed funds: A Slide in to the Abyss or Salvation?? - 09/20/07 01:42 PM

After the Federal Reserve Funds rate cut of 1/2 a point on September 18th the yield of the benchmark 10 yr. treasury has risen by 23 basis points while the price has fallen by 1 15/32. This cut came in an attempt to keep consumer spending in line with inflation and, in the face … (4 comments)

fed funds: WhooHoo - Look At Me - I Made The Paper & Did The Fed Move Create Opportunity - 09/19/07 09:58 PM

So I was out on an appointment with an exceptional Realty Executives of Southern Arizona agent, and when I got back to my office I found one of those little yellow stickies saying "Call Christy at the newspaper".
So I spent the next twenty minutes explaining:
What affects mortgage ratesWhat just watching the stock market can … (4 comments)

fed funds: Fed Cut - Nice for Now, Dangerous for Long Term! - 09/19/07 05:34 AM

Enjoy the champaign while the bubbles still fizzle because once it goes flat the ride's going to get a bit more bumpy! The long awaited Fed decision arrived with a bang! Ben and company surprised many in the financial community - your's truly included - with a 50 bp cut to … (4 comments)

fed funds: To cut or not to cut - Is that really the question? Commentary on upcoming Fed Cut - 09/10/07 07:35 PM

Here's a interesting read I got recently from someone I know, like and trust (hey, he's referable!) I disagree with him about the recession. I'll add my comments in (parenthesis). Enjoy!
Friday's Jobs report was probably the straw (or brick!) that has now left the Fed asking as to just how deep … (5 comments)

fed funds: Direction of Mortgage Rates - 09/27/06 04:21 PM

With the Federal Reserve leaving monetary policy alone for the 2nd time in two months, this sends the signal that the government is finally acknowledging that the economy is not all peaches and cream.
I expect to see the Fed leave rates unchanged for the next couple of sessions as the … (3 comments)