finance: Why would anyone risk messing with the law? - 04/19/07 10:14 AM
I just don't get it. Everyday somebody gets busted to something stupid. At least that is what it seems like.
OKLAHOMA - Charles Caldwell, Jr., a mortgage broker at United Lending, Brandon L Baum, a licensed real estate agent, and four others were convicted last week by a federal jury of all charges for employing an illegal … (2 comments)
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finance: Window of Opportunity Opens and Closes with Interest Rates - 04/17/07 05:13 PM
Buyers need to update their relationships with their local loan officer so they know when to climb through the window of opportunity that keeps sliding wider these days. Have you been looking at the interest rates lately?
Favorable economic conditions have allowed the rates to slip below 6 percent in … (0 comments)
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finance: Mortgage Market Update - For the Week of April 16th, 2007 - 04/17/07 02:09 PM
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finance: Mortgage and Finance News - 04/16/07 09:34 AM
Please post your opinions. I am curious what others are thinking.
Lawmakers call for mortgage aid Existing-home prices projected to slip BY ALAN ZIBEL and DAN CATERINICCHIA Associated Press Article Launched: 04/12/2007 12:01:00 AM CDT
WASHINGTON - Amid new signs that the housing slump is worsening, key Senate Democrats said Wednesday that hundreds of … (1 comments)
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finance: Everything you ever wanted to know about Real Estate but were afraid to ask: Reverse Mortgage. - 04/12/07 04:49 PM
A reverse mortgage is a way to borrow money against the equity in your home to provide you with tax-free income. You can receive funds in any number of ways including:
Lump sumRegular monthly payments for as long as you live (or reside in your home)Monthly payments with a pre-determined cut off … (4 comments)
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finance: Mortgage Market Update --- For the Week of April, 9th 2007 - 04/09/07 11:06 AM
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finance: Mortgage Market Update - For the Week of April 2nd, 2007 - 04/02/07 05:28 PM
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finance: Real Estate & the Economy - 04/01/07 04:41 PM
Business Week televised a couple of good items about the real estate industry as a whole yesterday. Their video can be seen here: http://feedroom.businessweek.com/index.jsp?fr_story=1164424c0c16afd06ab22f7edc11e1b8de2f5ab5 I've pulled information from other current videos as well.
Some of the bullet points I thought were important are:
Buyers still have an edge in real estate.
Seller's are becoming … (0 comments)
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finance: New Home Sales Rattle Market - 03/29/07 09:52 AM
Originally Posted on HomeFinancingNews.comThe Commerce Department announced their much anticipated statistics on February's new home sales yesterday. But the figures proved to be a big disappointment to many analysts, who were looking for a silver lining on the back of a recent storm of bad mortgage news.
February's new home sales … (1 comments)
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finance: So Predatory Lending might be a problem? - 03/28/07 06:11 PM
So as I glance through the headlines today, I notice this one;
Top FDIC official calls for national anti-predatory-lending standardFed, OTS say regulations, market forces are working
This was posted on the Inman News site. Now, after reading this article, all I can say is...........it's about time. Now FDIC chairman Sheila Bair is … (0 comments)
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finance: Mortgage Market Update -- For The Week of March 26, 2007 - 03/26/07 12:10 PM
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finance: Cleaning up your credit - 03/24/07 03:08 PM
If you need to clean up your credit score; you don't have to call one of those 1-800 numbers. Which you should be cautious of anyway.
There are simple things you can do yourself that may dramatically increase your score. First off, obtain a free copy of your credit report from each … (2 comments)
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finance: Should I Float or Lock My Interest Rate? - 03/21/07 11:50 AM
Wow that's a loaded question! In fact, it's a question I get every day as a loan officer. First of all, because of the laws and regulations here in Illinois, I'm not allowed to answer that question for any of my borrowers. However, I wanted to share with all of you … (0 comments)
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finance: Licensure for Mortgage Brokers in Colorado could become a reality - 03/20/07 06:53 PM
Senate Bill 203, Mortgage Broker licensing, is making its way around the Colorado state Capital. This bill, which carries a list of prohibited activities, licensing requirements for mortgage brokers and some education (wow, educate those who educate the consumers..............novel) remains a bit of a mystery to almost everyone, including me (and I just read … (2 comments)
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finance: What Can You Learn from a Home Inspection? Lending - 03/20/07 07:28 AM
House Master's is a company that performs home inspections. When it is convenient or needed, I attend a home inspection. This time the home is a constructed in 1953. I would rather have the surprises now, up front than in the middle of escrow. My clients agreed. We also felt it … (1 comments)
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finance: Mortgage Market Update -- For the Week of March 19th 2007 - 03/19/07 10:42 AM
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finance: Interest rates are fantastic....makes me want to buy.... - 03/17/07 07:14 AM
I just received the weekend rates from Aimee Waltz - a lender I use with American Home Mortgage. They are good. I find myself wanting to buy something in order to take advantage of the great rates and reduced home prices.
I generally have an eye for the "deal". When I … (0 comments)
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finance: The Secret to Refinancing Your Mortgage! - 03/16/07 08:54 AM
Have you ever thought of the following questions regarding your home loan, mortgage and interest rates?
Has your life changed since your first bought your home?Is your money not stretching as far as it used to?Do you need to consolidate your debts?Do you want to go on that holiday that … (0 comments)
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finance: How to Save money with your home - 03/14/07 11:36 PM
This is a rather long post, and I'm sorry.. YES it includes math. However, if you read through it, you may find it helpful, I know many of my friends have. This is also a previous post from another blog of mine.
How to save money with your home:
Did you know … (3 comments)
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finance: Is the Subprime collapse a good thing? - 03/14/07 09:23 PM
Good Question!
After all, did we really think the banks could get away with handing out money to anyone who walked through the door? I didn't think so either. Now we're seeing the correction happening.
Is this good for the market? Probably not, but what did you expect to happen?
What do you think?
Here's … (0 comments)
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finance: 100% the right move . . . or maybe only 95%? - 03/13/07 01:09 AM
If you haven't heard from your lender or mortgage broker, subprime loans at 100% LTV are a thing of the past . . . or they soon will be.
For years during the recent real estate and subsequent finance boom, brokers were able to help individuals with credit scores in the 500s … (2 comments)
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finance: Are you an Ostrich or a Homeowner? - 03/12/07 11:50 PM
With the increasing number of homeowners getting behind on their mortgages it becomes more clear every day that the general public is not very well informed on their options. In the last week, I've come upon several homeowners in distress; three in danger of foreclosure and one facing a heavy IRS … (2 comments)
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finance: Mortgage Market Update - For The Week of March 12th 2007 - 03/12/07 01:42 PM
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finance: Investment Property Mortgage Insurance Program - 03/11/07 11:18 AM
INVESTMENT PROPERTY MORTGAGE INSURANCE PROGRAM
The Genworth Investment Property Program now makes it possible to purchase a rental property with as little as 10% down payment. The Investment Property Program is designed for individuals who are looking to diversify their investment portfolio and who have a proven history of managing their … (1 comments)
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finance: Mortgage Market Update -- .: For the Week of March 5th:. --- - 03/05/07 11:35 AM
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finance: Views You Can Use -- March Newsletter - 03/05/07 11:30 AM
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finance: The care of an elderly parent - 03/03/07 08:51 PM
As we grow older so does our parents. And we become their keepers. Mom came to live with us and all was fine. She helped around the house and she even felt needed. Which I think we all need to feel sometime.
But as time goes on her health has begun to … (1 comments)
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finance: Freddie Mac takes first Secondary Market stand agains Subprime lending - 03/01/07 02:19 PM
This week Freddie Mac announced that it will no longer purchase common subprime mortgages, becoming the first major secondary market player to stop putting subprime into its portfolio. The announcement this week should be no surprise to those who follow Freddie's anti-predatory lending practices. Freddie has been at the forefront of … (0 comments)
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finance: Vernon Township Area's / Sections - 02/27/07 05:04 PM
Vernon Township Municipal Building
Located on Church street and Route 94 in Vernon, NJ. This center houses the Police department, all municipal services including Tax Department, Finance Department, PAL, Health Department, Parks & Recreation Department, Building Department,Zoning office & municipal court. Across the street from the municipal building is the road department which handels … (0 comments)
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finance: 4 easy tips for increasing your credit score - 02/26/07 11:53 AM
One of the most important tools used in real estate investing is your credit score. When it comes to investing in real estate, you want to secure the highest return on investment possible. A credit score has the ability to make or break an investment deal. It can also have a … (0 comments)
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finance: Turn the regular homeowner into an investor and double your business. - 02/23/07 08:17 AM
I specialize in turning the average homeowner into an investor. Homeowners can easily become wealthy but seldom realize the potential they possess. The common goal of homeowners is to pay off their mortgage so they are not in debt come retirement. By doing so all of their money goes to their housing … (1 comments)
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finance: "My bottom line won't really suffer, and the world will be a better place." - 02/21/07 10:42 PM
As I sit here, staring at my keyboard, I find myself in a quandary. You see, I read a post yesterday that I found touching and inspirational. In her post Me Me Me You Me Me Me You, Betsy Talbot wrote about blinders, community and giving back. It was as if … (2 comments)
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finance: Avoiding Financial Stress - 02/16/07 10:28 PM
Avoiding Financial Stress By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, … (0 comments)
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finance: Ready, Set, Refinance... - 02/15/07 11:13 AM
Hi All,
More and more we are seeing a huge refinance market opening up in 2007. This is one that should continue for some time as short term notes reach their adjustable points and option arm clients get hit hard with adjustments.
Unfortunately, I am also seeing borrowers on the verge … (0 comments)
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finance: FREE MORTGAGE & FINANCE CALCULATORS!!! How much can you really afford??? - 02/15/07 08:20 AM
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finance: 10 Home Finance Mistakes to Avoid - 02/13/07 01:15 PM
Most advice columns tell you what you should do, but just as importantly, there some things you shouldn't do. Here are 10 frequent home finance mistakes that consumers make - and that you should avoid.
Don't choose the wrong mortgage: With the advent of instant refinancing, home loans are no longer … (0 comments)
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finance: Mortgage Market Update -- for the week of February 12th - 02/12/07 11:17 AM
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finance: Non-resident Mortgage Financing - 02/11/07 12:05 PM
Non-Resident Mortgage Financing
Purchases by Non-residents of Victoria and Vancouver Island properties have become increasingly popular during the past few years. The trend is expected to increase due to the excitement over the Vancouver - Whistler 2010 Winter Olympics.
There are many lenders that provide mortgages to non-residents. These lenders will generally … (0 comments)
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finance: New To Canada Mortgage Financing - 02/11/07 12:00 PM
Recent Immigrant to Canada? Discover mortgage products designed for you.
New to Canada? While most financial institutions traditionally have insisted that new immigrants provide a down payment of at least 25% to 35%, Genworth now offers qualified homebuyers who have immigrated or relocated to Canada to qualify for a mortgage with as little … (1 comments)
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finance: The Assured Arm, a new alternative to the traditional option arm - 02/11/07 07:02 AM
A new alternative to the option arm program is being called an Assured Arm. An Assured Arm offers the stability of a 5 year fixed ARM combined with 4 monthly payment options, including a low minimum payment option with deferred interest. This minimum payment rate is typically the note rate minus … (1 comments)
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finance: Mortgage Market Update for the Week of February 5th - 02/05/07 11:48 AM
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finance: Harassment From Collectors is Illegal! - 02/02/07 10:29 PM
The Fair Debt Collection and Practices Act (FDCPA) protects consumers from collection agency harassment. Creditors sell their past due accounts to collection agencies at a discount. For example, a department store has a collection account with a balance of $1,000 would sell that debt to a collections agency for $250. Now … (4 comments)
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finance: Views You Can Use Newsletter - February 2007 - 02/02/07 12:21 PM
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finance: Mortgage Market Update - For the Week of January 29th - 01/29/07 11:31 AM
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finance: Mortgage Market Update - For the Week of January 22 - 01/22/07 01:06 PM
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finance: Don’t Be Tempted By “Pre-Approved” Offers - 01/18/07 12:44 PM
Many companies buy your information from credit bureaus and then swamp your mailbox with "pre-approved" offers. These "Too Good to Be True" offers are often very tempting. More often than not, they are not true. Continually applying for these so called "pre-approved" offers can really affect your FICO score.
You have … (2 comments)
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finance: Demanding a Rate Over the Phone! - 01/18/07 11:25 AM
I received an interesting call yesterday, so I figured that I would share it for the world to see my response...Or atleast possible California clients and Associates :)
The potential client called me and started rambling about random things, I tried to keep some flow to the conversation. In the end, … (24 comments)
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finance: What's the deal with ARM's (Adjustable Rate Mortgages)? - 01/17/07 02:17 PM
Well to tell you the truth, nothing. If you know you have one and you know what is happening with your ARM. I personally have an ARM on my primary residence and yes it's interest only. Ooooo, Taboo!
Not really. The problem isn't having an ARM, it't the reason for having one that's … (3 comments)
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finance: Mortgage Market Update - For the Week of January 15th - 01/16/07 11:40 AM
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finance: 8 Steps to Getting Your Finances In Order - 01/14/07 04:51 PM
We've all seen the statistics. As a general rule, we Americans aren't saving enough. We're not careful enough with our money. We don't plan, therefore, we plan to fail. The national average debt per person rises each year. Basically, as a whole, we're spending more than we're making each year. I … (2 comments)
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finance: Mortgage Market Update -- For the Week of January 8th - 01/08/07 11:42 AM
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finance: What is the difference between a fixed-rate loan and an adjustable-rate loan? - 01/02/07 11:25 AM
With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, payments on an ARM loan will … (1 comments)
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finance: How Much Home Can I Afford? - 01/02/07 11:21 AM
Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You … (0 comments)
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finance: Mortgage Brokers vs. Bankers - 01/02/07 11:10 AM
Think bankers have better prices and more mortgage programs? Think again!Mortgage Brokers make 65% all home loans closed each year. Have you ever wondered why your neighbors selected a Mortgage Broker as their mortgage provider? Because . . .Customer satisfaction is the key to a Mortgage Brokers livelihood and serving you … (1 comments)
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finance: Women likely to run out of money during Retirement - 12/31/06 12:38 PM
Women are taking an increasingly hands-on role in their planning for retirement. A smart move considering women are statistically likely to spend some of their final years alone.
While generally optimistic about the future, women have more financial fears than men about retirement, but can take significant retirement-planning steps on their own.
The … (13 comments)
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finance: Mortgage Market Update for the Week of December 25th - 12/26/06 01:01 PM
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finance: California Real Estate and Young Couples - 12/24/06 11:42 AM
Last night, I got into a good discussion with some family and friends about how things have changed in Real Estate...Specifically...For Young Couples!
Over the past few years, there have been some MAJOR changes in the Real Estate Market!
Homes across the United States have doubled, tripled and even increased in some parts … (23 comments)
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finance: PMI Changes on the Horizon --- Dec, 18th 2006 - 12/18/06 03:17 PM
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finance: Mortgage Market Update -- For the Week of December 18th - 12/18/06 11:00 AM
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finance: Going to bat for clients! - 12/15/06 05:19 PM
Each and everytime we get a new client at Oak Valley Mortgage or Beach Town Mortgage, we go to bat for our clients! What does that mean? Here's a list of things that you can expect from us...
1.) We look out for YOUR BEST INTERESTS! I.E. What are your goals? What are you … (2 comments)
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finance: City money to help sell property - 12/14/06 11:49 PM
Are there many Realtors out there trying to sell property? I have a couple listings in Pittsburg and they are just sitting on the market, not even getting shown. You want to know why? Ding ding ding... They are priced to high!! Anyway I love Pittsburg and I sell quite a … (0 comments)
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finance: Mortgage Market Update -- Fed Meeting Results for December - 12/12/06 02:38 PM
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finance: New Media Messaging Upbeat for Housing Market - 12/11/06 01:47 PM
So many mixed messages. No wonder Buyers are confused. The latest news to break this morning is according to NAR (National Association of Realtors, and leading economists the housing market is headed for an upward trend mid 2007. This may help ease the sluggish and in some parts stagnate market. Compounded … (0 comments)
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finance: Mortgage Market Update -- For the Week of December 11th - 12/11/06 10:58 AM
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finance: How to have the government help you pay your mortgage - 12/07/06 11:11 AM
You may often hear your friends and family saying that owning a home is great for your taxes. What do they mean?When you own a home the property taxes and the mortgage interest is almost always tax deductible. Of course this is a subject you should always discuss with your accountant.Many consumers will … (2 comments)
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finance: Warning! More Pornographic Mortgage Content - 12/07/06 06:54 AM
Sorry, no naked people, just some lurid and sensational practices that happen in the Mortgage Industry** From time to time memories come back to me of the many practices I've observed from the mortgage industry. The obvious assumption is that I have personally engaged in the below practices, for which I … (18 comments)
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finance: "Put the Down Payment on my AmEx" - 12/06/06 04:33 AM
Coming up with the money for a down payment on a new condominium may soon be as easy as charging it. American Express is expected to announce today that it will allow some customers to use its cards to make condominium down payments.
To read the full text of … (4 comments)
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finance: Mortgage Market Update for the Week of December 4th - 12/04/06 11:20 AM
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finance: Equal Opportunity Lender - 12/02/06 12:30 AM
Understanding the importance of Equal Opportunity Lending is very important to us in the mortgage industry. It's symbol is much more than an image, which simply represents happy thoughts. Rather, it represents the commitment to not discriminate against our clients and/or potential clients based on race,sex,national origin and a multitude of areas … (2 comments)
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finance: How Credit Scores Work - 11/29/06 01:10 PM
We apply for credit for many reasons -- maybe it's to buy a new car, house, computer, or get a student loan. Did you know, however, that there is a special number that can determine whether you can do these things, or at least how much it will cost you? Your … (1 comments)
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finance: A Realtors Survival Guide - 11/28/06 03:53 PM
BANG HEAD HERE AND REPEAT- A Realtors Holiday Survival Guide (Members Only)
OKAY, WE ALL KNOW THE MARKET HAS BEEN SLOW! The holidays can be a stressful time for everyone. More demands on your time, your money and family. So here are some helpful coping tools to get you through … (2 comments)
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finance: Fixing Your Credit Score Can Be a Cinch - 11/28/06 01:59 PM
If Your Credit Report Has a Mistake on It, You're a Good Candidate for 'Rapid Rescoring'
Somebody else's mistake may be costing you thousands of dollars. Then again, your own mistake may be costing you thousands of dollars. Either way, rapid rescoring can help.
If there's an error on your credit report, … (2 comments)
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finance: 2007 Conforming Loan Limits-Important Update! - 11/28/06 10:30 AM
Hello Everyone,
I thought that Real Estate Agents,Lenders and consumers would like to know that the OFHEO (Office of Federal Housing Enterprise Oversight) had a News Release on November 28th 2006, which confirmed that the 2007 Conforming Loan Limit for one unit properties would remain at $417,000 for most of the United States. So, what does … (3 comments)
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finance: What To Do With a Cloudy Crystal Ball-Buyers Demands Falling on Deaf Ears - 11/28/06 06:12 AM
Colleen Kulikowski's blog on "Help My Crystal Ball is Cloudy" asks some interesting questions. Are we to try and predict which housing type will be hot? Perhaps by taking a different view of the market, predicting which pins are hot and which ones are not is too risky. The huge amounts … (2 comments)
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finance: Mortgage Market Update for the Week of November 27th - 11/27/06 11:38 AM
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finance: Clients win as mortgage brokers take on banks - 11/23/06 12:31 PM
Do you remember the days long, long ago when the mortgage broker was considered the "lender of last resort"? He was the guy -- there were very few women in the business in the 1980s -- you crept up a rear staircase to see when you were turned down by the … (1 comments)
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finance: Realtors want tax breaks for small landlords - 11/23/06 11:34 AM
A group of Canadian realtors is calling on Federal Finance Minister Jim Flaherty to extend capital gains tax relief to small landlords, saying the move will level the taxation playing field and encourage property owners to update and maintain rental housing.
The Canadian Real Estate Association, which represents 88,000 full-service realtors, is … (0 comments)
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finance: Bridgewater Bank & AIG United Guaranty Canada Partner to Deliver Innovative Mortgage Products to Canadian Homebuyers - 11/22/06 02:23 PM
Bridgewater Bank, Canada's newest chartered bank, and AIG United Guaranty(1), Canada's newest mortgage insurer announced today the agreement of a strategic partnership. The two companies will combine their respective mortgage finance and mortgage insurance expertise to deliver innovative products and superior customer service to the Canadian homebuyer market.
Bridgewater Bank's Vice-President & … (0 comments)
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finance: Mortgage Market Update for the week of November 20th - 11/20/06 11:07 AM
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finance: Is the Pressure of Real Estate Starting to get to you? - 11/14/06 08:15 AM
Your "Roving Realtor" Reporting here... Is the pressure of making sales starting to get to you? Once a beautiful mountain Mt. St. Helens blew her top. Scientists monitored the subtle changes as the lava dome began to increase gradually at first, pressure building slowly... geometric meters (much like our economic … (2 comments)
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finance: Looking for Signs of Buyer Life - 11/14/06 07:40 AM
Have you ever noticed after a total disaster like a volcanic eruption, eventually there will be signs of life rising from the ashes? It takes years for the rejeuvenation process to begin. While in Oregon this summer, I made a point to visit Mt. St. Helens. To remind myself that after the … (8 comments)
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finance: Mortgage Market Update for the Week of November 13th - 11/13/06 03:32 PM
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finance: Counterproductive - 11/08/06 01:45 PM
This morning, I tried to start off the day on a productive note. I received the approval from my investor at 5:00pm last night on a file and went to work on getting all of the "prior to doc" and "prior to funding" conditions knocked out. By 7:30am this morning, I … (2 comments)
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finance: Mortgage Market Update for the week of November 6th 2006 - 11/06/06 11:17 AM
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finance: Let a specialist handle your commercial financing needs - 11/06/06 10:53 AM
At Commercial Loan National, all we do is commercial and hard money lending. Our team of trained specialists excel at handling your needs with the attention, skill, and service you desire. We give your deal the individual attention that you will not find from other large brokerages. You owe it to … (0 comments)
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finance: Beaking into Your Consumer's Finances... - 11/02/06 11:36 PM
The response to my blog on Foreclosure the public perception had a lot of very good comments today. I am amazed at how many new ideas came out of that blog. One I would like to discuss is this; As a Realtor, how far should be be checking into a … (14 comments)
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finance: What are lenders really looking for? - 11/02/06 10:53 AM
Lenders will initially look at:
Employment
Income
Assets
Some kind of credit
Employment - Employment is a critical part of the mortgage application. Being employed continuously for the past two years is helpful. Being in the same line of work is preferred, since it shows that you have been consistent in that field. … (1 comments)
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finance: Chairman of the Federal Reserve - 11/01/06 12:19 PM
(Ben Bernanke is on the right and his predecessor Alan Greenspan is on the left)
The name is Ben Bernanke.....
Have you heard his name?
Do you wonder what he does?
And more importantly...How does he affect each of us as consumers?
Well, for starters, he took over the position that the well … (2 comments)
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finance: Dear Mortgage Brokers: - 10/31/06 09:17 AM
Do you offer Commercial Lending?
Are you having trouble getting your Commercial Loans approved and closed?
If you are like most Mortgage Brokers, you have trouble finding the right Commercial Lender to get the deal done. This is why it is important that you have a SPECIALIST take care of your Commercial Lending … (0 comments)
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finance: Looking for residential mortgage brokers! - 10/30/06 02:02 PM
Commercial Loan National is looking to partner with mortgage brokers to help get your commercial deals funded. We have the experience and expertise to take your deal from application to closing with unparalleled customer service. Keep your clients happy; call us on all of your commercial deals. We are fully licensed … (2 comments)
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finance: Bank of Canada rapped housing agency on inflation - 10/30/06 01:12 PM
Bank of Canada Governor David Dodge rapped the government housing agency last summer for fueling inflation with new mortgage insurance products, according to a letter released by the central bank on Monday. Dodge wrote the letter to the Canadian Mortgage and Housing Corporation (CMHC) on June 30, but later met with … (0 comments)
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finance: Looking for residential mortgage brokers! - 10/30/06 12:29 PM
Commercial Loan National is looking to partner with mortgage brokers to help get your commercial deals funded. We have the experience and expertise to take your deal from application to closing with unparalleled customer service. Keep your clients happy; call us on all of your commercial deals. We are fully licensed … (0 comments)
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finance: Mortgage Market Update for the week of October 30th - 10/30/06 12:14 PM
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finance: Over Your Building Budget? - 10/27/06 12:41 PM
I get phone calls from homebuilders from time to time that are in distraught. They sold a home that they owned. Took that cash and decided to build their own dream home after purchasing the land and putting the plans together. The plans get approved by the planning commission or other … (4 comments)
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finance: Personal Growth - 10/26/06 12:25 PM
I think personal growth is one of the most important things that we can do in our lives. If you stop learning and think you "know it all", you're dupped! That's right, dupped!
Yesterday I went and picked up a book at the mall that I have been meaning to pick up for … (4 comments)
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finance: Mortgage Market Update for the Week of October 23rd - 10/26/06 11:52 AM
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finance: First time home buyers - 10/25/06 11:23 AM
When you are buying a home for the first time, the amount of new information in the marketplace can seem overwhelming. Since finance and real estate markets are changing constantly I will walk you through the process step by step to make sure nothing gets overlooked, including opportunities available only to … (0 comments)
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finance: What if Starbucks Was Run by a Mortgage Broker? - 10/24/06 08:48 AM
Some things would be different, that’s for sure:
There would be no prices on the menu.The exact same coffee drink sold out of the same location on the same day would be sold at different prices to different people.Employees would be trained and encouraged to maximize the gross profit on … (48 comments)
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finance: Mortgage Market Update for the Week of October 16th - 10/16/06 11:46 AM
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finance: Feds consider privatizing CMHC - 10/16/06 10:42 AM
The Harper government is "floating trial balloons" over the possible privatization of Canada Mortgage and Housing Corporation, according to published reports.
The Globe and Mail quotes one Bay Street source as saying the impetus for the move is coming directly from the office of Finance Minister Jim Flaherty.
Neither the minister's … (0 comments)
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