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Blog entries tagged with "financing":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
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If you are looking to purchase a home in Isanti Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a real estate agent to you I … (0 comments)
Why do we work with the people that we do. Is there one thing that a person or a company does or is it the relationships that we have built? I have an appraiser that wants our business. He has brought doughnuts to our office every Friday for more than a … (7 comments)
I have been getting this question twice a day for the last 3 months, so I thought I would answer it here. Back in the good 'ole days, before March, we had basically 4 sources of 100% investor money: Lehman Brothers, Bear Stearns, and to a smaller extent, the Winter Group, … (4 comments)
10 Tips in Real Estate Investing
Posted June 25, 2007 30 Year Fixed 6.35%15 Year Fixed 6.04%5/1 Arm 5.98%30 Year Fixed Jumbo 6.55%5/1 Jumbo Arm 6.13%Thank You to Bankrate.com for providing the rates! Has your family outgrown your home? Now is a great time to move up to a larger home! Call me for details!Thank you for … (0 comments)
On the front page of today's paper was an article on fractional ownership. With our high priced housing and espically waterfront homes, this makes a lot of sense. The indivual buys a 1/6th iinterest in the property and has exclusive use of the property for 60 days a year. According to … (10 comments)
Most contracts to purchase real estate are written with escrow periods of 30 to 45 days. These time periods allow a contingency period (usually 17 days) for the buyer to perform their due diligence on the property with regards to inspections, disclosures, condition, loan and appraisal. After the contingency period expires … (2 comments)
I just read a blog about drive threw mortgage companies and it has stirred my pot! I had worked for a mortgage company while I was studying for my Real Estate exam. This company was such the scam-mer to it's employees! It is so awful that even with employment you have … (2 comments)
More ideas on what to do before your next home purchase:Look beyond your Target Price - You might be looking for a home in the $5 million range, but if you are looking in an area other than where you currently live, you need to find an experienced luxury agent to … (2 comments)
In part one I reviewed the foreclosure process as outlined by the Home Retention Division of Countrywide Homes Loans in a presentation to about 400 Realtors® on June 14th in Glendale, California. Confronted with 200 requests DAILY for Short Sales, I wanted to outline the foreclosure process first, then cover the … (4 comments)
To follow up on the comments from Matthew J. Blum and Don Carter who weighed in on my previous posting about APR... 
One of my first jobs was working at a bank. The best position I held was working in the loan department. There I gained a great background to start off my career in real estate. Interest rates for conventional loans in the Springfield Mo area right now averages between 6% and … (2 comments)
I have to share this story of how a sale that got way off track, a few years ago, due to an appraisal problem on a house I sold in Port Orange FL. It started with the Port Orange listing I had for a family I have known for many years. … (38 comments)
Some of you have sent me emails (thank you) asking me to also post the information about International Investments in English as well (Portuguese is coming soon!). Today's "blog" posting I dedicate to the hundreds of Latin American families that have made a lifetime commitment with Vail and visit every year … (1 comments)
At least once a week, someone asks me, So, how is your real estate business doing? How is the inventory in Boulder City? I'm going great!! I enjoy repeat business and referrals, and I am happy to report, we do not have excess inventory in Boulder City! We have fewer than 200 … (0 comments)
Buyer finds 100% financing on manufacture home in Eagle PointJared Hokanson Realtor Medford Oregonwww.jaredhokanson.com We have an accepted offer on a double wide manufactured home in Eagle Point Oregon. I've talked to many many lenders that said it was not possible, however, we have a local lender, Jefferson State Mortgage with some connections … (0 comments)
So many people don't realize just how many different forms of financing there are out there today. Now, in this slightly slowed down market, some of these loans are being dusted off. 3-2-1 buyouts, 2-1 buyouts, seller concessions to buy down the rate(in turn drastically lowering the payment in most cases … (2 comments)
There are thousands of horror stories that are told regarding the home buying process especially when it comes down to mortgage financing. Many of the stories of fraud, closing table surprises and predatory lending situations could have been avoided if home buyers were empowered with the knowledge of how mortgage financing … (0 comments)
Type Rate A.P.R. L.T.V. Payment *rates are subject to change on a daily basis. deemed reliable but not guaranteed. On approved credit.* Here are the weekly rates we are offering. This is an average, and will vary depending on credit, LTV, and personal scenario. It is possible you may qualify for a lower rate or lower fees once … (0 comments)
Sale Contingencies: The Business Sale begins with the Seller's acceptance of the Buyer's offer. The resulting Asset Purchase Agreement is subject to certain "Conditions," also known as "Contingencies." These almost always include "Due Diligence," often include "Leasing" and/or "Financing," and sometimes include "Franchising," "Liquor Licensing," or other conditions. Escrow helps protects … (0 comments)
FHA, FHA 203B, FHA 203K, CDA, LNYW, LNYW+, MMP, VA, Community Communitment, My Community and the list goes on and on. How do you keep them all straight? The real estate industry has been changing over the last few months. Listings are staying on the market longer. Homes need to be … (4 comments)
Typically, a person with a bad credit score is in this position because they lack structure in their life. There are, of course, cases where unplanned health or employment complications are to blame, but for the most part, these are individuals who lack the discipline to pay their bills on time … (1 comments)
You want to buy a home in Oakley with a minimum of 3 bedrooms and 1,200 square feet of living space on a lot of at least 5,000 square feet. As of the writing of this article, there are 231 homes that meet these parameters, the 15 least expensive of which … (0 comments)
The biggest concern that sellers have today is the financing of the prospective buyers of their home. This is also the number one issue that causes deals to fall apart. As an agent, I am here to tell you that 0 down loans are not a bad thing, in fact they … (0 comments)
Foreclosures
You only need one realtor to buy or sell a house or home in Maryland, Baltimore, Harford county homes, I enjoy educating home sellers on the current market conditions in bel air Maryland become aware of agents who enjoy homes in subdivisions and brac moving in Abingdon for sale and buying … (0 comments)
While the stock market can be quite volatile, real estate has proven to be a stable investment over the years. According to the US Department of Housing and Urban Development, real estate prices had an average increase of 56% over a five-year period. Forbes reported an increase of 247% over the … (1 comments)
Pay down your mortgage faster Buying a home is probably the best investment you will ever make. That’s because you can pay off your mortgage and build equity in your home over time. Renters on the other hand will continue to pay rent and will likely see their rent payments increase significantly as … (0 comments)
A study released by Countrywide Home Loans revealed that many homeowners may not be fully capitalizing on the powerful fiscal opportunities within their homes. Ninety percent of survey homeowner respondents admitted their home is one of their most important assets, yet nearly half indicated they would never consider leveraging their mortgage … (0 comments)
Applying for your mortgage on your own with more than one bank, lender or broker may lower your credit score by as much as 15 points and decrease your chances of obtaining the best rate? You will need a credit score of 680 to qualify for home purchase financing without a … (0 comments)
Today we will consider the fundamentals of Real Estate financing approval. The first thing that we need to review is what a bank looks for in a prospective borrower. There is a simple way to remember the 5 key factors a bank looks at when considering a loan. The acronym is … (2 comments)
One thing I notice as I embark on my exciting first year as a Broker/Owner is that many agents, even seasoned agents, have not taken to the practice of keeping up on financing options for their buyers. 
Top five reasons why you should reviewing your credit report1. Inaccuracies & Mixed Credit Files Many inaccuracies on a credit report can be the result of simple human error, and are therefore are not difficult to dispute. Of course, if you don't order your credit report, you might never know about … (1 comments)
We've been hearing this for a couple of years now, and here it is again. I was reading The Cooperator's website and saw this in their "What Will 2007 Bring?" article about financing:Nationwide Home Prices to Rise - But Not in NYC We expect price appreciation to weaken, but remain positive … (0 comments)
Doc every time I do this I get a shooting pain down my back. The Doctor's answer is: "then, don't do that". Old joke but it has a lesson, I needed to take a closer look at. In many respects we realtors can get a shooting pain right in the lower … (5 comments)
It's time to take out and dust off the old real estate books to study for my Broker's exam. It's been awhile since I took the course but I didn't get around to signing up for the exam until recently. Now my exam is scheduled for next week, and even though … (2 comments)
Most Common Home-Buying Mistakes:
Here's what I have recently learned is the difference between a broker, a lender, and a portfolio lender.Seems to me it is an important thing to undertand in our line of business...1. Broker. Broker's don't have their own money to lend. Brokers haveaccess to various lender's money. i.e. Wells Fargo, Countrywide, … (4 comments)
We recently sat down for a video interview with Ana Patricia de la Guardia. She works in the Retail and Mortgage Banking Division of Banco General in Panama. Banco is soon to become the largest bank in Panama with an upcoming merger with Banco Continental. As a interesting side note, Banco … (7 comments)
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We have a lot of mobile homes listed in our community, The problem is financing. It is very hard to find financing for them. I would love to get feedback from others who have found the solution to this problem. You can email me at LWatts01@yahoo.com or call me at 910-276-6105. We … (15 comments)
I'm gonna make this short. It's not a rant against any agent. I love the agents that I work with and they generally do their homework when they start working with a buyer. Now, maybe you can help me out. I don't know what sort of questions you usually ask your … (7 comments)
•5. Not carefully evaluating whether a fixed or adjustable-rate is the best mortgage loan structure for you. Adjustable Rate Mortgages vs. Fixed-Rate Mortgages. Which is better?We just talked about getting "canned" advice when it's "best" for you to refinance your mortgage. Well, these same people will try to give you general … (0 comments)
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Good Morning, 
When buying a second home in Florida, there are various factors to consider.
Lately, we've all been bombarded with negative news from the media regarding a "down housing market." It's everywhere you look! What we <em>don't</em> hear enough about is the amazing interest rates that are currently at historic lows. These rates should be prompting more investors to consider real estate as part of … (1 comments)
In the short time that I've been in the mortgage industry I have seen many changes, but one thing that I have learned is that price always follows demand no matter the situation. One thing that I recall when I started was how credit clean up was almost perceived as … (1 comments)
I had the pleasure of meeting with some lovely people from Florida this weekend, who were thinking about relocating to Tucson.They were here for a week, exploring the area, learning about houses, looking into jobs, and generally having a nice learning vacation.What was the most important thing they did while they … (0 comments)
With so many lenders, loan types and loan programs, how can you REALLY know which loan is best?At Homebuyer Representation, our Exclusive Buyers Agents can assist you in looking at your financing options and possible sources of financing. We are not lenders. Our only goal is that you understand the total … (2 comments)
Today’s Arizona Republic featured an article about previously qualified home buyers who now cannot purchase because the subprime loans they were going to use no longer exist. That there are a number of folks in the same position as the Silvas is sad, if only because they were given false hopes … (0 comments)
With the recent whirlwind in the sub-prime markets, many companies have closed their doors, and many companies have stopped offering 100% products. I am frequently asked if Countrywide still offers 100% financing. There have been many rumors in the marketplace surrounding this issue. As the title of this article suggests, we … (1 comments)
Credit SuicideFew things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, "the three screw-ups". There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a source to … (8 comments)
First Time Home Buyers100% Financing with fico as low as 575Seller can contribute up to 6% towards closing costsBorrower can contribute as little as $500.00 (in some cases even less) towards total purchase transactionReduced Private Mortgage Insurance (PMI) FHA100% FinancingSeller can contribute up to 6% towards closing costsBorrower must contribute 3% towards … (1 comments)
Recently I have been surfing Blogs seeing what Real Estate Agents are saying about lenders, and whether or not a Real Estate Agent should be involved in a clients financing. I have read numerous posts about the evil Loan Officers who are stealing money from the borrowers, putting them in "predatory … (7 comments)
I just recently was getting financed for a property that we were buying on lease option. I was working with my mortgage broker to get financed and everything was going as planned UNTIL....a couple of days prior to closing! I get a call from my broker saying that the program that he … (3 comments)
A recent press conference announced the launch of Citizens Bank of Canada's new Green Mortgage product, partnering with the Conservation Council of Ontario and Green$aver to create a mortgage that combines a competitive lending rate with environmental advantage. The Citizens Bank "Green Mortgage" allows Ontarians to secure a mortgage at competitive rates that … (1 comments)
If there is one thing that this recent real estate and mortgage slump has silently underscored, lower-income and credit challenged consumers are being dealt a bad hand.It seems that fortunes are made on the backs of those who can least afford it. Why do you suppose that is?I understand that there … (0 comments)
Most would agree that owning a home is a large part of the American Dream. For the past 5 years, that philosophy has been the baseline of my business as a Real Estate & Mortgage Consultant. Helping families and individuals buy and own the homes of their dreams is the primary … (1 comments)
FDP Capital LLC has access to millions of dollars for investment in your commercial real estate project. We can also do refinancing of existing real estate. We can finance projects anywhere in the US and in most countries around the globe.* (*Financing not available for US State Department listed prohibited countries.) … (0 comments)
FDP Capital LLC has access to millions of dollars for investment in your commercial real estate project. We can also do refinancing of existing real estate. We can finance projects anywhere in the US and in most countries around the globe.* (*Financing not available for US State Department listed prohibited … (0 comments)
Even if you know how to get the great deals as an investor you will from time to time make a mistake. But, that doesn't mean it has to cost you thousands of dollars.