Members: 114,168 -
642 Online Now Login
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Blog entries tagged with "first":
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
© 2007 ActiveRain Corp. All Rights Reserved 
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Michael ShotnikFirst Home - Loan Specialistmshotnik@summit-mortgage.com
Two loans or a first and a second produce a different dynamic when working with a short sale in Minnesota.
A visit to any news website lists numerous stories on how the continuing plunge in the stock market is attributed to the ever tightening credit crunch. And it is spreading globally.
Hi All,
The Minnesota Housing Finance Agency (Minnesota Housing) has awarded Anoka County over five million dollars for low interest mortgages available only to first time home buyers. The First Time Home Buyers Program offers mortgages with interest rates and terms that make monthly payment affordable.
This is my first blog. I have been a member of this site for a little while but have not been an active member. I guess its sort of like my church membership. I don't go consistently but know its going to be there if I decide to go. That is … (13 comments)
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
b\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if pub]><xml> <b:Publication type="OplPub" oty="68" oh="256"> <b:OhPrintBlock priv="30E">285</b:OhPrintBlock> <b:DptlPageDimensions type="OplPt" priv="1211"> <b:Xl priv="104">7772400</b:Xl> <b:Yl priv="204">10058400</b:Yl> </b:DptlPageDimensions> <b:OhGallery priv="180E">259</b:OhGallery> <b:OhFancyBorders priv="190E">261</b:OhFancyBorders> <b:OhCaptions priv="1A0E">257</b:OhCaptions> <b:OhQuillDoc priv="200E">280</b:OhQuillDoc> <b:OhMailMergeData priv="210E">262</b:OhMailMergeData> <b:OhColorScheme priv="220E">283</b:OhColorScheme> <b:DwNextUniqueOid priv="2304">1</b:DwNextUniqueOid> <b:IdentGUID priv="2A07">0I69@ZC$0YT.FK!W%!61\3@</b:IdentGUID> <b:DpgSpecial priv="2C03">5</b:DpgSpecial> <b:CTimesEdited priv="3C04">1</b:CTimesEdited> <b:NuDefaultUnitsEx priv="4104">0</b:NuDefaultUnitsEx> </b:Publication> … (0 comments)
Hello All. I am a new member of active rain. I am so excited about joining. Thanks very much Crystal, Kirk and Bill. This is a great way to meet new friends and learn different aspects of real estate. I look forward to hearing from you all very soon. To blogging and … (6 comments)
Now that I have read numerous blogs and comments I've come to realize that the only way to get started is to just DO IT! So, here goes.
Gawd, I've resisted this for SO long. I've avoided blogging like the proverbial plague, even though I preach the benefits of using technology and the Internet to further the careers of REALTORS throughout the U.S. And encouraged others to get out and blog. Odd, huh? Especially since I love to write.
Hello all this is my first post to Active Rain :) Seems extremely busy almost a new post every second so I am sure I will be gone and forgotten in just a few minutes. By joining the active rain community I hope to learn from some of the more seasoned … (16 comments)
Houston, we don't have a housing problem.
The Housing and Economic Recovery Act of 2008 was signed today and that could mean you or someone you know may qualify for up to a $7,500 Refundable Tax Credit.
Starting my blog today! I'm excited for the chance to set out on this new journey...it'll be a fun ride!
It's Just Lunch (IJL) is a specialized dating service for busy single professionals in D.C. A Chicago woman founded It's Just Lunch more than 15 years ago after her engagement was suddenly called off. Only 5 months after founding IJL, she attended her first IJL wedding, and has been working to … (0 comments)
namI have been working on a short sale with Wells Fargo and First Tenn. The first mortgage is at $187K with Wells Fargo, the second is $68K with First Tenn.... My client is now 4 months behind in payments. We had a good offer at $185 K. The Wells Fargo appraisal … (2 comments)
With interest rates low, many renters are starting to think about purchasing a home of their own. While simple rental cost vs. mortgage cost comparisons can be very attractive, buying a home is a serious commitment, and there are many factors to consider:
June17,2008
Everytime I set out to purchase a property in the past one of the greatest concerns was how I was going to get my money to work for me better, and how could I get the best terms and Interest rate possible.
In addition to my previous post regarding 'helping out clients achieve their dream homes by using grants', I would like to give some places where to find these grants. I haven't checked all these sources but there were quite a few that should work just fine! Sometimes are GREAT lenders get … (2 comments)
First Time Buyers - Only $800 Down or possible Lease Purchase
Location: Sorrells Ridge
Be The Proud Owner - Of your first home. Check out the deal on this traditional home in Sorrells Ridge. Has 4 bedrooms, 3 bathrooms, comfortable living room with fireplace, large master suite, separate shower, walk-in … (0 comments)
Many years ago, when I sold the first house I ever sold in Hartsdale,NY, after getting licensed in Real Estate, I made a very costly mistake.
Newly licensed and being a fairly logical and fairly intelligent person, I thought it wouldn't be a terrible idea to comment on something outside … (17 comments)
Home Page? My Page Check it? We are very excited to announce the release of the new company website. Everything you can hope for or need to use to find a property in North Texas is all right here. Plus we added some cool links- Check the map searches, (I personally … (1 comments)
Hello all out there. This is the first post. We are happy to take part in the REN.
For most people, buying a home is the most significant investment of their lives. And in spite of the doubt and confusion clouding both the financial markets and news headlines, 2008 presents many genuine real estate opportunities - especially for first-time buyers. On average, housing inventory is up, prices are stable … (0 comments)
1. Do not ask enough questions of their lender and end up missing out on the best deal.2. Do not act quickly enough to make a decision and someone else buys the house. 3. Do not find the right agent who's willing to help them through the homebuying process.4. Do not do … (8 comments)
And so ends the First Quarter of 2008! Here are the Year to Date numbers for Single Family homes in Toms River, New Jersey: 
I am still surprised every day how many people are clueless as to what's going on in the lending industry. Let me put it this way, anyone that's selling or financing real estate in the residential market, if you don't have a solid FHA connection you are WAY behind the curve … (4 comments)
Today, while waiting for an inspector to show up, I realized that I really love working with first time home buyers. My buyers and I chatted for a while about how excited they are to be buying their first house and how their kids will have a backyard and (soon) a … (0 comments)
… (1 comments)
This reminds me of 1992. My Buyer's were full of fear and couldn't move forward. Some got great deals and a few really miss out on a wonderful opportunity.
Are you a current Montana State Resident and thinking about buying your first home? Then you may want to look at a First-Time Home Buyer's Savings Account.
… (3 comments)
The JULE COLLINS SMITH MUSEUM opened in Auburn in 2003. The modern architectural style proclaims a 40,000 square foot building. I get motivated to visit because I also like their gift shop and delicious menu and urban ambiance at the cafe, seating you alongside a wall of windows, bordering the terrace that overlooks the 3-acre lake … (1 comments)
So you have decided it is time to buy your first home be it a single family, condo or multi family. Maybe it is your first time investing and you are looking to rent or flip properties.
It's official folks, I am now offering the new FHA program that only requires $100 down on HUD Repos!!! Now this, my friends, is great news! With FNMA & Freddie Mac cutting back on products, FHA is stepping in to put that spark we need in the housing market.
<!--table
{mso-displayed-decimal-separator:"\.";
mso-displayed-thousand-separator:"\,";}
.font52780
{color:blue;
font-size:10.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.font62780
{color:red;
font-size:10.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.font72780
{color:black;
font-size:16.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.xl642780
{padding-top:1px;
padding-right:1px;
padding-left:1px;
mso-ignore:padding;
color:blue;
font-size:10.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;
mso-number-format:"_\(\0022$\0022* \#\,\#\#0_\)\;_\(\0022$\0022* \\\(\#\,\#\#0\\\)\;_\(\0022$\0022* \0022-\0022_\)\;_\(\@_\)";
text-align:center;
vertical-align:bottom;
background:black; … (1 comments)
From a College syllabus:
It is Minnesota, we are behind schedule. It does snow here. it started this morning and will continue through tomorrow. I think the frist snow is lovely. . . but only if it snows when I don't have to go anywhere.
Going into my favorite holiday of the year, I want to take a moment to reflect upon 2007. It's been a good year so far, in spite of the turmoil that has rocked the foundations of the business, and I believe that much of that has to do with just a … (3 comments)
Ladies and Gentlemen; "Hello." My name is Matt and I am brand new to the blogosphere. This is my first blog on AR (picked that up reading all of your own blogs!) I am a Realtor® with Keller Williams Realty Diamond Group, Inc. in Olathe, KS. I really don't know how, … (22 comments)
Everyday we make first impressions about people we meet. Whether it be right or wrong, everyone does it. This is especially true when we meet clients for the first time. Before you even open your mouth, the client will have determined, generally, whether or not they are going to list with … (11 comments)
Sometimes to be the first to do something is what will define your blue goose .. Not all of the time though. I’m reminded of Arthur Hienemen who built the first motel (he coined the phrase) in 1925 called the Milestone in San Luis Obispo, CA. Although the ideas was cutting … (5 comments)
Recently, I have had the same feedback over and over..."Well, the house shows BEAUTIFULLY and it's in second position..." Not on just ONE house, but on several of my listings. 
Welcome to all of my past customers, friends, associates (and soon-to-be friends, too!)!
I need a quick favor from all the Realtors out there. I have been in the industry for a little under 4 years now, and I am just starting to get into the Business to Business training of other LO's. 
If you are going to be buying real estate for the first time, the process can seem overwhelming. Indeed, there’s a lot to learn. Of course, you’ll work with a professional real estate agent who can help you to understand the process, but you should do some studying on your own … (0 comments)
… (1 comments)
… (14 comments)
Last spring the Alabama Housing Finance Authority announced that it was issuing a bond for a new program called First Step. The program was an immediate success mainly because of it's below market rate of 5.375% in GO ZONE designated areas (including Tuscaloosa County and the counties south of Tuscaloosa). Another … (1 comments)
Tammy and I were brainstorming during a long flight from Australia about real estate articles we wanted for our new site.Our intention is for this is for a new online magazine site to break all records of any other Baltimore real estate article website to date for Search engine optimization (SEO) … (0 comments)
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit … (2 comments)
Flower Mound officials recently broke ground on the Town's first hotel, which will be located in the Lakeside Business District. Overlooking Lake Grapevine, the Lakeside Resort and Residences will provide breathtaking views for patrons and residents and is sure to be a landmark attraction for North Texas. The 460,000-square-foot hotel will … (0 comments)
First Choice Title Serviceswould like to make everyone aware in Flagler County and Orange County, that if they are closing a real estate transaction and they are paying the title insurance they have the right by law to choose which title company to use. There are real estate agents who are … (0 comments)
Adorable 4 bedroom 2 bath brick home. This home is fully fenced in. If you are looking for an affordable home that is convenient to interstate 10 and shopping, then this is the home for you. This home is just waiting for a family to call its own. This home qualifies … (7 comments)
Have you ever wished that you could get straight up advise about purchasing a home? 
A 2007 New Years Resolutions list for your website: these 11 Standards are a must:
My daughter's bugging me to blog. She just won't stop bothering me about it. As a matter of fact, she's dictating to me as I blog. There now, hope she's happy.
First impressions in the sales world might just be the only opportunity a salesperson has in moving a client to signing on the dotted-line. It starts with the smile, the initial greeting with eye to eye contact, and a firm but not a death gripping handshake or whippy, one that lets another … (2 comments)
Our deepest fear....
10 Things to know before Buying a Home 1. Don't buy if you can't stay put. If you can't commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a … (4 comments)