Real estate blog entries tagged with first time buyer

Blog entries tagged with "first time buyer":

first time buyer: OHFA - 10/13/08 12:40 PM

Well, here we go again. OHFA, better know as Ohio Housing Finance Agency which was formed 25 years ago to enable first time home buyers in the state of Ohio an opportunity to purchase their first home. It was announced this morning that the program for the DPA is being suspended. … (0 comments)

first time buyer: First Time Buyer *** Tax Credit *** How does it work ?? - 10/12/08 06:55 PM

First Time Buyer Tax Credit ~~~~ How Does It Work ??
Under the new housing bill, home buyers who have not owned a home in the last three years will be eligible for a tax credit equal to 10 percent of the property up to a maximum of $7,500.The credit … (0 comments)

first time buyer: New Listing in Bridgewater, NJ - Spacious 4 Bedroom home - 10/11/08 02:00 PM

… (0 comments)

first time buyer: First Time Buyers In Frederick, Maryland? **** 1st Steps **** - 10/10/08 08:10 PM

First Time Buyer In Frederick, Marland ? *** First Steps ***
First Time Home Buyer Advice: Your first step is to find a Realtor. He or She can help you with the whole process of buying a home. They can help you get pre-qualified for a mortgage. Being pre-qualified helps you find what price range of homes you can purchase.
Once … (0 comments)

first time buyer: FHA Down Payment 3% or 3.5% - Neither - 10/10/08 10:32 AM

Michael Shotnik
Mortgage Banker
Denver, CO

Link: denver1stmortgage.com
FHA Down Payment Confusion
With new FHA changes (HR 3221) taking affect on October 1st there has been a lot of confusion regarding the down payment required for FHA loans. A lot of realtors were informed that starting October first the minimum … (1 comments)

first time buyer: Buyers Timing the Market - 10/09/08 09:40 AM

We're experiencing the greatest buyers market that has been seen in many years. It would seem that first time homebuyers and move up buyers would be tripping over themselves to take advantage of the current market, right? Not so much. What are you waiting for, an engraved invitation? Well here it is.
… (1 comments)

first time buyer: Starting Out In The Right Direction - If You Are Planning A Wedding You Have To Read This! - 10/09/08 07:36 AM

So you are getting married. Congratuations! It is exciting to start to plan a life together with the one you love. Planning the wedding involves so many little details. The day must be everything you have ever dreamed of. One of the things many engaged couples do is to register for … (8 comments)

first time buyer: Living the American Dream - 10/08/08 06:40 PM

While most people are looking at our market as a bad economy others who have stable jobs, good credit and money down should be looking at our market as a time to Live The American Dream and become a home owner. Interest rates are low so now is an awesome time … (1 comments)

first time buyer: Fed Rate Cut & Colorado Housing Trends - 10/08/08 12:35 PM

Michael Shotnik, Direct Mortgage Banker
Denver1stmortgage.com
Fed rate cut
The Fed cut its key lending rate by .5% before the market opened this morning. The market reacted positively for about an hour and then sold off as a result of higher expectations for the Fed cut. Wall Street is remaining hesitant … (0 comments)

first time buyer: Why is now the time to buy? - 10/08/08 12:05 PM

In an attempt to fulfill my responsibilities as a REALTOR, consumer advocate and just a generally concerned citizen; I'm making my first - long overdue - blog posting. I'm fed up with and disgusted by the fearmongering of the national media. Sadly, it seems the best source for truth these days is The Daily … (0 comments)

first time buyer: USDA Loans...Still a 100% option - 10/08/08 10:58 AM

USDA is still a great choice for many buyers. It's a true 100% program but it does have some restrictions.
If you're looking in rural areas or outskirts of larger cities, it may be a great option for you! Keep in mind not all mortgage sources have access to these programs.
… (0 comments)

first time buyer: $7500 Tax Credit for First-time Home Buyers - 10/07/08 08:17 PM

As you may have heard, the Housing and Economic Recovery Act of 2008 provides a great opportunity for First-Time Home Buyers. A $7500 Tax Credit is now available from the Federal Government.
To qualify for this credit you must be a first-time home buyer and your purchase must close before July … (0 comments)

first time buyer: Media Bullpucky - 10/07/08 08:12 PM

Despite what the media is saying mortgage lending has NOT come to a complete hault. There are still great loan programs available, some of which do not require a 20% down payment or equity position, and some which still allow credit scores well under 720.
-FHA Cash out refinance to … (6 comments)

first time buyer: FIRST TIME BUYER! - 10/06/08 03:08 PM

FIRST TIME BUYER!
If you're a first time buyer you've probably heard that buying a home may offer important tax advantages.If you've never owned a home, you may not understand what that means.
Actually, tax advantages may be so favorable they're the reason many people decide to buy a home rather … (0 comments)

first time buyer: Minnesota First Time Home Buyers: Need Financing? An Agent? Call an experienced buyer agent - 10/06/08 02:55 PM

Take Advantage of the First-Time Homebuyer Tax Credit!

The Homebuyer Tax Credit of $7,500 for qualified purchases between April 9, 2008 and June 30, 2009 is repayable over 15 years (making it, in effect, an interest free loan). NAR has further details...
Easy Chart | Full Summary | Economist's Commentary … (0 comments)

first time buyer: 9204 N. Green Valley Road, Ixonia,WI. $269,897 Lots of room! - 10/06/08 11:43 AM

This beautiful three bedroom, two bath home set in a 1.13 acre rural setting awaits the party that wants updates, privacy, and lots of country air. Exposed split ranch with great country views. Qaulity throughout including oak 6 panel doors and casement windows. Open concept great room complete with fireplace … (0 comments)

first time buyer: How To: Prepare For Your First Home Purchase – Denver, Colorado - 10/05/08 09:30 PM

The 3 most important factors to be aware of before buying your First Home:1. Income2. Credit3. Assets
1. Income. To borrow the amount of money needed to buy a home you will need to show strong employment history. Any job gaps will need to have a make sense explanation and everything must be documented. … (0 comments)

first time buyer: Help For *** First Time Buyers *** in Frederick, Maryland - 10/05/08 07:16 PM

First Time Buyer in Frederick, Frederick County, Maryland?
What do you do first? Select a Realtor - someone who will help guide you through the entire process step-by-step.
Next: Speak with a Loan Officer; your Realtor can help you with selecting one or you can do it on your own. My … (0 comments)

first time buyer: A True Short Sale!! (CSS) Home Telos - 10/04/08 11:06 PM

Okay, gang here's what's coming down the Pike!! When this program hits the streets short sales will truly be SHORT SALES.
Anyway, myself and 4 of my agents were blessed with being selected and trained during the 5-Star Conference via Webinare, to be on the 4 front of this new program … (0 comments)

first time buyer: Learning More About The Tax Credit - 10/04/08 12:40 AM

Need to drive more traffic to your listings and model homes? Now there's good news for you! For a limited time, qualified first-time home buyers may receive a tax credit up to $7,500 as part of the Housing and Economic Recovery Act of 2008. (Home buyers must repay the tax credit … (0 comments)

first time buyer: First-Time Buyer - No Experience Necessary - Apply Within - 10/01/08 11:59 AM

First-Time Buyer - No Experience Necessary - Apply Within
Homeownership Workshop : First-Time Buyers

Description
                            FHA loans the "NEW" loan for todays Buyers                                                                       Up to six percent (6%) closing cost help from seller
          Come to our workshop and learn how to BUY in the best market since the … (3 comments)

first time buyer: Now, more than ever, is the time to make some changes.... - 09/30/08 07:01 PM

We as real estate professionals need to be well aware of our surroundings. You'd have to be vision impaired if you didn't notice what is going on all around us. I keep hearing people say, "I'm not selling a thing" or "this market sucks" and on and on...
Well, I saw the writing … (0 comments)

first time buyer: The First Time Buyer Hiccup - 09/29/08 11:19 AM

So often I work with First Time Buyers. I love these people. They are so interested in the process, they ask the right questions, and they are fun to work with. After years of working with First Time Buyers I've come to the conclusion that it's better to prepare them to … (3 comments)

first time buyer: First Time Homebuyers - 09/29/08 10:07 AM

As with most local real estate markets, the majority of transactions occurring right now are first time buyers purchasing their new home. Although I love helping anyone buy or sell their home, I find great pleasure and satisfaction in helping someone purchase their first home.
There are many people out there … (0 comments)

first time buyer: Why aren't people buying in a buyer's market? - 09/28/08 11:23 AM

I am sure you have heard time and time again that it is a buyer's market, so why aren't people buying? I think the heart of the matter lies with fear. First time home buyers only see what is played out in the media over and over again. All of these … (3 comments)

first time buyer: It May Be Free, But Is It Worth It? - 09/27/08 12:59 PM

I have been spending a lot of time posting ads all over the Internet on the free advertising websites like Kijiji and Craig's list. On Kijiji, my ads have had over 300 hits in one month but not ONE single phone call or email.
I was wondering if anyone else has had any success with sites … (4 comments)

first time buyer: West Madison Condo in FABULOUS location! - 09/24/08 01:44 PM

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first time buyer: Great Investor Opportunity! - 09/24/08 01:42 PM

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first time buyer: East Madison, New Listing - 09/24/08 01:40 PM

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first time buyer: Why First Time Home Buyers Need A COMPETENT Real Estate Agent - 09/24/08 01:28 PM

I meet with a first time home buyer yesterday. During our initial meeting, as I went over my buyer presentation, he told me that he HAD an offer in on a house but had not heard anything back from the agent. I questioned him further to find out if he had a … (0 comments)

first time buyer: No More Down Payment Assistance... What Options Are There Now? - 09/23/08 06:48 PM

With the loss of the seller-funded dpa programs, it is crucial to "dust off" some really neat little ways FHA allows to help our clients and borrowers come up with the required 3% contribution or down payment (3.5% after Jan 1 2009) Here's one idea that might appeal to some of your … (4 comments)

first time buyer: Converting Existing Homes to Rentals to Govern Buy and Bail When Purchasing a New Home - 09/23/08 07:51 AM

Assistant Secretary of Housing for FHA, Brian Montgomery, announced a new plan to govern against the "buy and bail" issue so prevalent in our industry today. Recently, FHA and others in the mortgage industry have observed an increasing number of homeowners who have chosen to vacate their existing principal residence and … (0 comments)

first time buyer: 1st *** First Time Buyer *** In Frederick County, Maryland ? - 09/22/08 10:09 PM

first time buyer: 6 Reasons Why You Should Buy Your First Home - 09/22/08 11:02 AM

6 Reasons You Should
Buy Your First Home

Renters: Here are six very strong reasons why you should move out of your rental and buy your first home.
If you do not yet own a house of your own and are currently renting, here are 6 very, very … (0 comments)

first time buyer: Understanding the Keys to Credit Scoring and Buying a Home - 09/17/08 03:09 PM

These seminars are designed for the public, but I would highly encourage professionals to attend (with or without their clients) as I promise you will learn something important.
Understanding the Keys to Credit Scoring
Some of the topics covered in this seminar:
How a credit score calculated How to boost your score 100 … (5 comments)

first time buyer: Looking for Deals? Wondering about Foreclosures??? - 09/17/08 10:15 AM

I was looking through the MLS today to see what has happend in the Twin Cities area housing market with the amount of foreclosure in the below highlighted areas. Here is some food for thought if you are looking to buy a home.-In the below highlighted area Foreclosures Priced from $100,000 … (0 comments)

first time buyer: This market may save the real etate profession. - 09/16/08 07:53 PM

This is a very challenging market for those of us who are dedicated full time agent. There is no disputing that, however this may be looked upon as a time that strengthened our profession. Let me explain.
In 2004 which was one of the best real estate markets our economy has … (0 comments)

first time buyer: New Office located at 108 Church St. in Naugatuck CT. - 09/16/08 07:29 PM

I am very excited to announce that I have relocated my office Remax Preferred properties to a great Naugatuck downtown location. My new office is located at 108 Church St. I have great sign exposure on Church St. and Meadow St in Naugatuck. The new downtown location is close to major businesses including Naugatuck … (1 comments)

first time buyer: Prepare Your Home for Fall and Winter - 09/15/08 11:23 AM

Summer is about at it's end and today I could feel the first sign of Fall in the air. Here are some things you might want to do around your place to prepare for the Fall and Winter...
1. Check your heating system. You don't want to get … (0 comments)

first time buyer: First Time Buyers are ready to go . - 09/14/08 04:45 PM

I think because of federal reserves and treasure department take over of Fannie Mae and Freddie Mac can cause and increase in consumer confidence. In turn the interest rates will drop. We are already seeing a drop in rates last week. Lower rates will increase home sales. There has been an … (0 comments)

first time buyer: Interest rate may drop because of Freddie and Fannies rescue - 09/14/08 04:38 PM

first time buyer: First Time Buyer In Frederick, Marland ? *** First Steps *** - 09/14/08 12:55 PM

First Time Home Buyer Advice: Your first step is to find a Realtor. He or She can help you with the whole process of buying a home. They can help you get pre-qualified for a mortgage. Being pre-qualified helps you find what price range of homes you can purchase.
Once the price range of homes has been determined, a realtor can … (0 comments)

first time buyer: Gated Golf Course Community Villa, Newly Renovated, Orlando Fl Real Estate, Orange County SHIP financing - 09/13/08 05:39 PM

I hope that you continue to come back to my blog or click to subscribe to my RSS feed
For information on buying, selling, or auctions in Central Florida, Orange County and Seminole County, new construction, bank owned, short sale and foreclosure properties and Relocation services contact your Lake Mary Real … (0 comments)

first time buyer: Longing for the Fun Days of Real Estate Again - 09/12/08 02:04 AM

I have always enjoyed my real estate career and thought of it as "FUN". Like most new agents in the business when I started, I worked a ton of first time buyers and "Loved It". It was so much fun looking for that "Special Home" that would make them smile. As we went … (3 comments)

first time buyer: Flip This House!!! 711 Grand Court, Davenport, Iowa 52803, Great Investment Opportunity!! - 09/11/08 12:07 PM

711 Grand Court, Davenport, Iowa 52803, Excellent Investment Opportunity for the Handy Person!

Open House: Sunday September 21, 2008 From 1:00 to 3:00 PM.

711 Grand Court, Davenport, Iowa 52803
Bargain Priced @ Only $59,900
(PRICE REDUCED)
There's great potential for flipping or residential investment property in this quaint … (0 comments)

first time buyer: Auction vs Traditional Offers - 09/10/08 07:28 PM

Buying a home at an Auction or making a Traditional Offer--which is better? Are you interested in purchasing a home and thought that buying at an Auction would get you a better deal! Well, maybe---maybe not! You are taking a big step--you could say it might be one of the biggest … (0 comments)

first time buyer: Why You Should Buy Today! - 09/10/08 06:53 PM

Say what you will about the government takeover of Fannie and Freddie (and I am sure there is a lot to be said!) but I am loving these new low interest rates! I really hope a lot of people take advantage of them while they can, I am sure they will … (0 comments)

first time buyer: FHA Down Payment Requirement Increase - 09/10/08 06:02 AM

Allllllllllllrighty then. It's been talked about and it's not necessarily brand new information, but FHA down payment requirement is going up to 3.5%. No longer will closing costs be considered as part of the amount of money they have to have involved in the transaction. They will have to have 3.5% … (4 comments)

first time buyer: Fannie and Freddie taken over by the Government- What it means to you!!! - 09/09/08 03:55 PM

I am sure that most have heard by now that the Government has taken the unprecedented step of taking over the running of Fannie and Freddie's mortgage lending operations. As this is uncharted territory, no one completely understands what will unfold from this. That said, as an initial reaction, investors have found this … (0 comments)

first time buyer: New Orleans, Louisiana: NOLA's Market Holding Its Own! - 09/08/08 01:34 PM

Here's a link to a recent article in the New Orleans Times-Picayune on the state of our market. In several markets we've been seeing a decrease in the number of new listings from previous months, while buyer demand has remind steady and even increased a bit. Now if we can just work some of … (0 comments)

first time buyer: PRESS RELEASE - Keller Williams Agents Rank Amongst the Top for Working with Buyers - 09/08/08 09:41 AM

According to a study done by JD Power and associates, Keller Williams agents rank amongst the best for working with buyers. The study was specifically measured by 3 key areas:
The Agent (65%)
The Office (21%)
Service (13%)
In the home buying portion, Keller Williams received a score of 831 out … (0 comments)

first time buyer: First Time Home Buyer in Hagerstown ~ Washington County, Maryland? - 09/06/08 09:03 PM

first time buyer: Home Loans in Mesquite NV - It's Free, It's Fun, It's Your Credit Report - 09/06/08 12:58 AM

Are you ready to buy or refinance a home in Mesquite? It is a little harder to get a loan these days. Before you start to look for a new home, be sure that you are ready to get a home loan. Especially if you are a first time buyer, … (11 comments)

first time buyer: Mortgage Chili - IRS Funded DOWN PAYMENT Assistance - 09/04/08 05:32 PM

Okay, we all know that the loss [unless something changes] of Ameridream and Nehemiah is going to stiffle the first-time buyer's ability to jump in the market, do we not.

Well... maybe not so fast. What about the IRS-Funded Down Payment Assistance?
I am talking, obviously, about the new … (5 comments)

first time buyer: My Wedding, Honeymoon, and life! - 09/04/08 02:19 PM

It has been a while since I have posted anything on here! Thats what happens when you get wrapped up in a wedding, honeymoon, etc.
My wife, Kelly, and I were married August 1st on Windmill Island here in Holland, MI. We were lucky and had perfect weather (although very hot … (0 comments)

first time buyer: FHA changes in plain language and an FHA overview. Got Money? - 09/04/08 03:56 AM

Hello again! I hope you are starting into a successful September. As promised, I'm writing about the changes to FHA loans. It just took me a few days longer than expected to get to it because I've had some good business activity in my neck of the woods (Middle Tennessee).
First, … (9 comments)

first time buyer: First Time Homebuyers - 09/03/08 08:38 PM

Hello all First Time, or potential First Time Homebuyers! Now is a great time to buy your first home in Brazoria County, whether it be Lake Jackson, Angleton or surrounding areas. We have a large inventory of homes that are affordable and ready for a new owner. If you are like … (1 comments)

first time buyer: Marketing "Special Financing" For Listings with the USDA RD Loan - 09/03/08 11:05 AM

In today's market, it helps to offer something to make your own listing stand out. When going on a listing presentation, it also helps to have some ideas to increase a property's marketability. Here is one quick way to possibly offer "special financing" of up to 100% financing on a listing:
… (2 comments)

first time buyer: 100% financing available for Somerset County, NJ with The USDA RD Loan - 09/02/08 11:47 AM

Despite the contraction of the secondary market, there are still some great loan programs for qualified Somerset County, NJ properties available to qualified applicants with moderate income and little to no down payment. One such program is the USDA loan. As I had written previously in this blog: Need 100% Financing? … (3 comments)

first time buyer: 100% Financing in Morris County, NJ: USDA RD Loans - 09/02/08 10:12 AM

Despite the contraction of the secondary market, there are still some great loan programs available to qualified applicants with moderate income, and little to no down payment. One such program is the USDA loan. As I had written previously in this blog: Need 100% Financing? Try the USDA Guaranteed Rural Housing … (0 comments)

first time buyer: MANY LOW DOWN PAYMENT LOANS ARE STILL AVAILABLE - 09/01/08 06:41 PM

Turn your good credit into a good fixed rate mortgage.
There are still so many programs available for home purchase loans and refinance loans. If you have been able to keep your credit in good standing, take advantage of the opportunities you have created for yourself. Everything these days is determined … (0 comments)

first time buyer: Welcome Daisy Montano to the Active Rain Community! - 08/29/08 06:14 PM

Please help me welcome Daisy Montano to the Active rain community. Daisy is new to Real Estate after spending time as a Military PoliceWoman in the U.S. Army. She has recently graduated from Real Estate school and looks forward to helping families make their homeownership dreams come true. I will be helping … (4 comments)

first time buyer: Frustrated First Time Buyer? - 08/29/08 03:50 AM

If you've bought a house, you know just how frustrating the entire process can be. I'm about to start the process all over again on my second home, as my first is currently under contract by- yes, first time buyers like I was when I purchased it four years ago.
Obviously, the … (9 comments)

first time buyer: Hire a Professional Real Estate Agent - 08/28/08 02:14 AM

Hire a Professional Real Estate Agent
Johnathan SmithStaten Island646-400-4364http://www.johnresales.com

… (0 comments)

first time buyer: Mesquite NV Real Estate - When it comes to HR 3221... - 08/27/08 01:43 PM

HR 3221: The Housing and Economic Recovery Act of 2008 was signed into law on Monday July 28th 2008. Mike Mueller is from Patagonia Finance in Contra Costa County, Calif.
Mike is a Social Media.ist, Mortgage Expert, Short Sale Negotiator & Speaker with over 14 years experience.
Call me if … (10 comments)

first time buyer: Down Payment Assistance Programs- It's Official ?? - 08/26/08 08:00 PM

There has been alot of speculation recently about many of the down payment assistance programs, commonly referred to DAP programs. The hightened coverage of foreclosure figures has prompted HUD and several politicians to get on the bandwagon about these programs.
Regardless of what side of the fence you are on relative … (2 comments)

first time buyer: Why Buy? Why NOT? - 08/26/08 12:20 PM

I receive many calls and emails regarding rental properties, people looking for homes to rent/lease in my area. Now, I am a former renter so I am not dissing anyone who cannot obtain a mortgage at this time due to financial issues. However, most people that I talk to want to … (3 comments)

first time buyer: What first time buyers should know! - 08/26/08 11:50 AM

In this episode of the Phoenix Real Estate Advisor I interview Ron Coats from Olympic Mortage. Ron discusses how first time buyers can ensure they are making the correct decisions about a mortgage.
He talks about the "most important things a first time buyer should know", the "biggest mistake frist time … (0 comments)

first time buyer: Plainfield IL, Naperville Illinois Real Estate - $7500 Tax Credit - 08/26/08 11:33 AM

The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before July 1, 2009.
1. Who is eligible to claim the $7,500 tax credit?First time home buyers purchasing any kind of home-new or resale-are … (1 comments)

first time buyer: Ence Homes Mesquite NV offers Select Series New Homes at New Low Prices - 08/25/08 01:25 AM

Great News for First Time Buyers and Second Home Buyers in Mesquite Nevada. Ence Homes, one of Mesquite Nevada’s premier new home builders is offering a new line of affordable homes.These models will introduce Ence Homes new Select Series. Priced from $159,900 for the 3 bedroom, 2 bath 1102 square foot … (9 comments)

first time buyer: 7241 Lake Willow - NOLA 70126 $245,000 - 08/24/08 02:32 PM

Find this listing at: http://www.prudentialgardner.com/content/PropertyDetailEmail.asp?listingNumber=N756311&agentID=185473.
LIVE BIG! EXPERIENCE THE SPACIOUS LAYOUT OF THIS 2350 SQ FT EASY-CARE HOME IN LAKE WILLOW. HAS 4 BEDS, 2 BATHS, CLASSIC FORMAL LIVING & DINING AREAS. INVITING DEN WITH BUILT IN BOOKCASES. FIREPLACE, DESIGNER KITCHEN W/APPLIANCES INCLUDED, GRANITE COUNTERTOPS. BREAKFAST AREA, SUNROOM, INDOOR LAUNDRY, ALL … (0 comments)

first time buyer: Short Sale. Auction and Bank Owned properties...streamlined in King County - 08/24/08 01:55 PM

Many people find it frustrating when they attempt to learn something about Short sale, auction and bank owned properties. I am here to tell you, my team has a great solution to help you meet your goals. If you want to avoid the seminar based "high pressure sales" techniques, we can help. If … (0 comments)

first time buyer: First Time Buyer in Frederick County, Maryland? First Steps - 08/23/08 10:45 PM

first time buyer: First Time Buyer in Hagerstown, Washington County, Maryland? - 08/23/08 10:12 PM

First Time Buyer in Hagerstown, Washington County, Maryland?
What do you do first? Select a Realtor - someone who will help guide you through the entire process step-by-step.
Next: Speak with a Loan Officer; your Realtor can help you with selecting one or you can do it on your own. My … (0 comments)

first time buyer: FHA loans....is it possible to have one on more than one property at the same time? - 08/23/08 06:35 PM

Typically, FHA will NOT insure more than one mortgage to any Borrower. An individual or couple owning a home that is already covered by an FHA mortgage CANNOT purchase another property that will be financed through FHA except under the following conditions:
1) Increase in family size. If the number … (0 comments)

first time buyer: Final 40 for Down Payment Assistance (DPA) - 08/21/08 11:08 PM

Final 40 for Down Payment Assistance (DPA)
The last several days I have been getting bombarded with lenders and underwriters sending me updates, news, and postings regarding the discontinuation of the Down Payment Assistance program or DPA in the lending circles.
Thanks in part to the Housing Rescue Bill HR3221, the rules … (6 comments)

first time buyer: 1st Time Buyers: Only 10 Months Left for the $7,500 Tax Credit - 08/21/08 10:43 AM

Attention First-Time Buyers! As of September 1, 2008, you will only have 10 months to take advantage of the $7,500 tax credit. You must purchase your home before June 30, 2009 in order to get the tax credit. This is a one-time opportunity that first-time buyers should not pass up.
This … (0 comments)

first time buyer: FIRST TIME HOME BUYERS- CATTLE CALL-- CAN YOU BELIEVE THE INCENTIVES? - 08/20/08 03:27 PM

IF YOU ARE A FIRST TIME BUYER!!!!!!!!!!!! Now is the time to buy your home!
DID YOU KNOW THAT THERE ARE 5 TO 1 FIRST TIME BUYER HOME GRANTS? This could be $10K free money in your home!
DID YOU KNOW THAT THERE IS A $7500 TAX CREDIT IN THE WORKS … (0 comments)

first time buyer: $7500 New Home Tax Credit Used for Downpayment? - 08/19/08 11:33 PM

Stategic Home Buyers Can Use Tax Credit for a Downpayment
First-time home buyers can accelerate the receipt of the $7,500 from their tax credit and even apply it toward a downpayment.
NAHB's Web site explaining the tax credit - www.federalhousingtaxcredit.com - has been inundated by home builders and prospective buyers seeking information on the … (0 comments)

first time buyer: ARM, ADJUSTABLE RATE MORTGAGE, VARIABLE RATE MORTGAGE - 08/19/08 10:08 PM

DO YOU KNOW OF SOMEONE WHO HAS AN ADJUSTABLE RATE MORTGAGE. MANY HOMEOWNERS TOOK OUT ADJUSTABLE RATE MORTGAGES OVER THE PAST 5 YEARS OR SO. A MAJOR PART OF THE NATIONWIDE FORECLOSURE DISASTER HAS BEEN CREATED BY THESE ARMS ADJUSTING AND THE PAYMENTS BECOMING, WELL, LET'S SAY NOT SO AFFORDABLE ANY LONGER.
ADJUSTABLE … (2 comments)

first time buyer: AFFORDABLE FIRST TIME BUYER HOME - 08/19/08 05:28 PM

$74,000 MLS# 9918546
Affordable starter home, perfect for first time buyer or newlywed couple. Priced to fit first time buyer's budgets. 2 bedroom 1 bath
Large kitchen bar with stainless steel appliances and over the stove microwave Open airy floor plan with laminate floors (except master bedroom, which is carpeted) … (0 comments)

first time buyer: Lot #26 Judson Street, Davenport, Iowa 52803 - 08/19/08 01:22 PM

Home Building Lots for Sale in Davenport, Iowa
Lot #26 Judson Street, Davenport, Iowa 52803

Lot #26 Judson Street, Davenport, Iowa 52803
Bargain Priced @ Only $15,000

QCARA MLS#: 4100888
GO TO: http://www.grampprealty.com/mls/listing/4100888 for more photos and information.
Please feel free to give me a call @ … (1 comments)

first time buyer: Lot #26 Spring Street, Davenport, Iowa 52803 - 08/19/08 01:16 PM

Home Building Lots for Sale in Davenport, Iowa
Lot #26 Spring Street, Davenport, Iowa 52803

Lot #26 Spring Street, Davenport, Iowa 52803
Bargain Priced @ Only $17,000

QCARA MLS#: 4100885
GO TO: http://www.grampprealty.com/mls/listing/4100885 for more photos and information.
Please feel free to give me a call … (0 comments)

first time buyer: The Real Estate Market In A Nutshell - 08/18/08 05:48 PM

In this blog I am going to put the real estate market, nationally and in the Greater Reno - Tahoe area, in a nutshell for you.
Nutshell Highlights:
Pending Sales Are Up Bottom of the Market Reno Market Snapshot Slow Growth Tax Credit (First Time Buyers) Mortgage Loans Inflation and Mortgage … (0 comments)

first time buyer: I want to buy a new home but the news is just to bad!! - 08/16/08 04:38 PM

The news about housing these days is terrible. Every night we read and hear more about foreclosures and falling home prices. As a Realtor I would like to hear back from people who want to buy as to their opinion and feelings about the falling home prices and foreclosures. Please take a few … (3 comments)

first time buyer: Plainfield IL, Naperville Illinois Real Estate - Down Payment Assistance - 08/16/08 02:54 AM

For first-time buyers, often the first thought that comes to mind is, "I need a down payment." This is often followed by the question, "Now, where do I get that down payment?"
Depending upon the loan type, a home mortgage typically requires 3 to 5 percent down. If you have the … (0 comments)

first time buyer: Omaha Douglas County Nebraska, Buying a home, Purchase Mortgage, VA Loan, FHA Mortgage, Purchase Mortgage, First TIme Buyer, Refinance Mortgage - 08/15/08 09:56 PM

first time buyer: Norfolk, Norfolk City County, Virginia, Buying a New Home,FHA Mortgage, VA Mortgage, First Time Home Buyer, Buying a New Home, Refinance Mortgage - 08/15/08 09:27 PM

first time buyer: Baltimore Baltimore City County Maryland Buying a new home, Purchase Mortgage, First Time Home Buyer, FHA Mortgage, USDA 100%, VA Mortgage - 08/15/08 09:17 PM

first time buyer: 711 Grand Court, Davenport, Iowa 52803 - 08/15/08 04:54 PM

first time buyer: Flip This House!!! 711 Grand Court, Davenport, Iowa 52803, Great Investment Opportunity!! - 08/15/08 04:52 PM

first time buyer: Jackson Hole Purchase Mortgage, Home Refinance Mortgage, Jackson Teton County Wyoming, First Time Home Buyer, Buying a new home in Jackson Hole Wyoming - 08/14/08 10:05 PM

first time buyer: VA Funding Fees: a Basic Guide - 08/14/08 10:51 AM

Recently, my division put up a website dedicated to provided information to veterans regarding the VA Mortgage Loan. The site is here. Hopefully this will help veterans understand how to utilize their VA Certificate of Eligibility to purchase their first home, refinance their existing loan, or use the benefit for a … (3 comments)

first time buyer: Thinking of Selling Your House Or Buying A Home In Frederick, Maryland ? - 08/13/08 08:30 PM

You've just found one of the best Realtors in Town: Open 7 Days a Week (8:00AM 'till 10:00PM), Serving all of Frederick and Washington Counties with Multi-Million Dollars in Sales and Experiance. If you're thinking of selling, I'll give you an honest opinion of what your house can sell for … (0 comments)

first time buyer: Buying a new home, Home Purchase, First Time Buyer - 08/11/08 09:22 PM

How do I know if I am pre-qualified or pre-approved
The Story, This may seem basic, but there is a big difference between having a borrower Pre-Approved vs. Pre-Qualified to purchase a home.
Pre-Qualified, A Loan Officer will review the borrowers credit, income, assets, and debt ration to make sure they qualify to … (0 comments)

first time buyer: Home Buyer Seminar; Home Buyer's Roundtable - 08/10/08 08:58 PM

September will be bringing a few things that will be of interest for many. Keep an eye out for more details to come soon. . .

First, I am going to be presenting at a Women's Home Buyer Seminar in Fitchburg at Benevenutos in conjunction with Great Wisconsin Credit Union. … (0 comments)

first time buyer: First time buyer credit - Mesquite NV - Housing Bill provides a tax credit - 08/10/08 12:39 PM

First Time Buyers in Mesquite NV - Housing Bill provides a tax credit for First Time Home Buyers. (Not a Grant) If you are deciding whether or not to buy a home in Mesquite Nv now, or wait a bit longer, you might want to look at this excellent article … (12 comments)

first time buyer: Save your clients $3,000! - Attend Live Baltimore's Buy Into Baltimore event on 9/13 - 08/08/08 10:25 AM

Bring your buyers to the Live Baltimore Buy into Baltimore Homebuying Fair and Neighborhood Tour on September 13th. Live Baltimore is a great organization and we are happy to help promote their events. I attended their last BIB Fair with a few friends and it was fantastic. For me, it was … (0 comments)

first time buyer: Buying a Home? - You may be eligible for up to $7,500 in Govenrment Tax Credit... - 08/08/08 07:49 AM

Will the new real estate bill that passed have an effect on you? It just might depending on your situation. If you are a 1st time home buyer (meaning you have not purchased a home in 3 years) you could be eligible for up to $7,500 (10% of purchase price up … (0 comments)

first time buyer: How I work with Relocation to Northern Virginia - 08/06/08 11:06 AM

Moving can be scary. You have a lot of choices--you probably have a new job or career. You may not have friends in your new community, which will mean not only will you have to find and meet new friends, but you have to pick an area that will allow you … (0 comments)

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