first time home buyer: HR 5720 - Tax Credits for FTHBs and the loss of DPAs - 07/24/08 08:41 AM
If you haven't seen, here is the proposed bill. It still needs to be signed off by Bush. I believe they feel this 15 year loan will persuade folks to purchase their first home. However, with the proposed loss of Ameridream, Nehemiah and Genesis, I suspect we will see less first … (3 comments)
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first time home buyer: Down Payment Assistance Programs will be around a little longer - 07/23/08 10:48 PM
I wanted to pass on an update as to the status of the down paymentassistance industry in regards to the Housing Bill about to be signed byCongress and President Bush. The bill will mention the elimination of DPAprograms. However, we have been granted an extension until October 1st tocontinue our fight … (7 comments)
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first time home buyer: Are First Time Home Buyers Being Targeted By Mortgage Professionals? - 07/23/08 06:57 PM
First Time Home Buyers BEWARE!
I have had quite a few clients in this market that are first time home buyers and it's great! I love helping people find their dream home. There is nothing better than sitting at a closing table with my clients when they sign that last page … (2 comments)
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first time home buyer: Down Payment Assistance Deadline Is October 1 - 07/23/08 02:16 PM
Still on the fence about buying? If your lease is ending within the next 90 days, then here's a little nudge that may help you move forward with your new home purchase.
The House and Senate have reached agreement on the omnibus Housing bill
Seller participation in downpayment assistance loans is … (1 comments)
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first time home buyer: First Time Homebuyer Savings Account - 07/23/08 01:09 PM
Westchester State Delegation, are planing to argue for a pending bills in the Senate and Assembly that would authorize tax deductible savings accounts for prospective first-time homebuyers. Bill is designed
to encourage savings and to foster increased home ownership. For prospective first-time homebuyers in weschester area is assembling the closing costs … (0 comments)
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first time home buyer: St. Louis Cardinals and Real Estate - 07/23/08 10:28 AM
I'm a huge fan of Major League Baseball and the St. Louis Cardinals. I was at the game the other night, great seats.
What does St. Louis Real Estate and the St. Louis Cardinals have in common?
This is a stretch (pun intentded).
I always try and make correlations between … (1 comments)
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first time home buyer: Buying a Home: Knowing When You're Ready & The Lender - 07/23/08 10:18 AM
Buying a home in Bryan, College Station is a fun and exciting process. If you are prepared, and have the right professional helping you, it will also be low stress. A home is the place where you can be yourself, showcase your personality, and spend much of your time for the next several years.
Your home will likely be the most … (1 comments)
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first time home buyer: Ni hao or hello - 07/22/08 10:01 PM
Ni hao (nee-Ha-OW) is hello in Chinese. That is one of the new words I have learned in the last few weeks. It seems I have been working with many different ethnic groups. In the last wek I have been working with many different first time home buyers. I am working … (2 comments)
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first time home buyer: $200 Million "Community Stabilization Home Loan Program" launched in California! - 07/22/08 02:14 PM
Governor Schwarzenegger launched the "Community Stabilization Home Loan Program" to Help Communities Hard-Hit by Foreclosures
$200 Million guaranteed.
Follow this link to learn more: www.gov.ca.gov
This very well could be the light at the end of the tunnel that so many have been hoping for. It appears to be an amazing plan.
… (0 comments)
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first time home buyer: Is Bank of American really pushing Predatory Loans? - 07/22/08 01:38 PM
Realtor Beware!
A Realtor recently attended a Bank of America presentation. The message that she received from BofA was suggesting that - "If she wanted to loose a deal she should use a mortgage broker that had to comply with SB1167. However, if she wanted to keep her deal she should send her client to Bank of America … (4 comments)
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first time home buyer: 3 Ways To Obtain A No Down Payment Mortgage - Wisconsin - 07/21/08 11:10 PM
Here are the three options you have when looking for a true no down payment mortgage loan. I've also laid out some details of each program, so you can get an idea of what they are all about.1. VA (Veterans Affairs) Mortgage Loan - Whether you or your spouse are currently … (4 comments)
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first time home buyer: What is Important When Buying a Home? - 07/20/08 03:02 PM
Right now is a great market for first time home buyers! Interest rates are still low and home prices are plummeting. If you have been renting all this time, now is your time to buy. Wouldn't you rather have your monthly rent payment every month going toward equity in your home … (4 comments)
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first time home buyer: Colorado FHA Loan - Getting Buyers Approved - 07/18/08 05:28 PM
A Colorado FHA Loan is probably one of the most commonly used mortgages for many home buyers including first timers. Before there recent mortgage crisis hit, sub prime mortgages where taking over the first time homebuyer markets with the 100% financing, and no income documentation loans. They were much easier … (0 comments)
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first time home buyer: Communication is the Lubrication in every well run Organization - 07/18/08 11:01 AM
“Communication is the Lubrication in every well run Organization"
I think that statement is the most important thing I have read this week. I have been going through rough and tumble times here in the month of July, and my one constant has been the ability for me to communicate … (2 comments)
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first time home buyer: First Time Home Buyer Grant Available - $5000 - 07/18/08 10:49 AM
I got a call and then an email from a local banker yesterday informing me they have $5,000 grants available for first time home buyers who qualify. The funds are limited and are available for only a short time. If you are a first time home buyer please contact me, I … (1 comments)
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first time home buyer: WHAT DO YOU NEED TO KNOW AS A FIRST TIME BUYER - 07/17/08 03:53 PM
… (0 comments)
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first time home buyer: What Central Florida Zip Codes are selling??? - 07/17/08 10:13 AM
I thought I would spend this morning doing a little market research on the areas. A lot of first time home buyers are gravitating towards the downtown area, not only for it's nightlife, but for it's green factor as well. Leave your car behind, dust off that bike or get a … (2 comments)
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first time home buyer: First time home buyer survival kit; my winning entry; great ideas & tools for you - 07/17/08 02:15 AM
My winning entry to the week 4 of active rains Makeover2Takeover contest! Ideas for new & seasons Realty I had this one ready so am posting it also, the title lets you know more about what it is & the layout is better & closer to what was in the contest...hope you can use … (10 comments)
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first time home buyer: Answers to First Time Home Buyers Questions - 07/16/08 11:23 AM
I am an agent that lives the lives of most my buyers. I understand our needs for communication, education, flexibility and need for instant access and well wanting more then we can truly afford. I was a first time home buyer and now specialize working with first time home buyers in … (5 comments)
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first time home buyer: My first blog...O% Financing is still around with Bank of America, ask me how and I will tell you. - 07/15/08 07:09 PM
Two words ...FHA & AmeriDream :) or even using conventional loans and AmeriDream.
If your interested in finding out more blog me back.
… (5 comments)
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first time home buyer: New Jersey Grant Program - 07/15/08 04:24 PM
Hi All,
The State of New Jersey has a grant program called HMFA's 1st Time Buyer Mortgage Program, aka Smart Start Grant Program. This program is designed to be used in conjunction with SMART GROWTH. This means the property must qualify as well as the buyer. To see more information on … (0 comments)
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first time home buyer: First Time Buyer Grant - 07/15/08 02:38 PM
Not a lot of first time home buyers are aware of this program. It is a great program that gives you up to 4% of your purchase price which can be used as a down payment or closing costs. It comes in the form of a grant which is forgiven after … (0 comments)
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first time home buyer: 5 GREAT Reasons Minnesota Townhomes Make an Easy Transition from Apartment Life! - 07/14/08 12:14 PM
The low interest rates and recent reports have many apartment dwellers considering making a first home purchase. House prices are making buying a very attractive option for many who want the investment potential and tax benefits that being a responsible homeowner can provide. But some on the fence might not like … (13 comments)
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first time home buyer: Great Location in Puyallup!!! - 07/14/08 11:42 AM
Great location in Puyallup! Close to shopping, Canyon and 512. Home features 3 bed, 3 full baths. Upper level features 3 beds, and 2 baths, open kitchen with dining room and living room, master bed with 5-piece bath and walk-in closet, large deck that overlooks backyard. Lower level features full … (0 comments)
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first time home buyer: Performing Arts of the Tri-Cities Washington by Joseph C. Foster - 07/12/08 04:04 PM
… (0 comments)
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first time home buyer: How is the Real Estate Market in the Orlando area? - 07/12/08 02:22 PM
Glad you asked how the real estate market is in the Orlando area. We just received our numbers and I am happy to announce that we have a steady trend of flat line :) Which is good I think a jerk too quickly in either direction will be bad. I am … (1 comments)
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first time home buyer: Can the President do more about housing crisis? - 07/10/08 03:05 PM
I understand Bush is working on a plan to get more affordable home loans for those in distress. It was my understanding that loans do not cost people to lose their homes lack of income or loss of income due to job loss and unable to find new employment is why … (1 comments)
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first time home buyer: EMTs, Special Loan Programs are available for you - 07/09/08 05:18 PM
EMT's, you can qualify for the government's Federal Housing Administration loans due to the stability of your income . You may purchase homes with as little as 3% down or you may even qualify for down payment assistance and put 0 down. Now is an excellent time to take advantage of low home prices … (0 comments)
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first time home buyer: Twin Homes For Under $200,000 In Bucks County, PA - 07/09/08 03:48 PM
Cedar Grove Estates Is A Development Of Twins About 30 Years Located Between Routes 309 and 663 In Quakertown Borough Bucks County. They Are Spacious Sizes Homes With A Price Range Between $170,000 and $190,000. Sometimes There Are Great Deals For Fixer Uppers In The Neighborhood.
The Street Names That Make … (2 comments)
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first time home buyer: From Kirk Thomas: the Latest Lending News - 07/09/08 12:41 PM
Congress left town for the July 4 recess with a half-baked cake in its legislative oven - one that has huge potential significance for the housing and mortgage markets. The unfinished work is a major relief bill designed to rescue hundreds of thousands of homeowners heading for foreclosure, pull new buyers … (0 comments)
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first time home buyer: San Mateo Home Ownership Possible with FHA Financing - 07/08/08 04:37 PM
I hope you all had a great holiday weekend!
For those of you who spent the weekend jealously eyeing your friends’ backyards and grills, I have news for you… it’s time to stop making excuses and get that new home. But how, you ask?
First, read our post … (0 comments)
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first time home buyer: San Mateo County Job Growth Remains Strong - 07/08/08 04:11 PM
We’ve written lots of posts detailing the State of the San Mateo County Housing Market... Afraid to Buy a Home in the Current San Mateo Housing Market? Don’t Be!, Looking to Buy a Home in San Mateo County? and Waiting for the Bottom of the Market to Buy a Home … (0 comments)
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first time home buyer: The Perfect Tool for the Home Buyer - 07/08/08 04:06 PM
My last post, Market Snapshot – The Perfect Tool for the San Mateo Home Owner, , I described how a San Mateo home owner could use the Market Snapshot to stay in tune with market conditions in their neighborhood. However, the Market Snapshot, provided courtesy of Living Well in San Mateo, … (0 comments)
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first time home buyer: How to Choose a Buyer's Agent - 07/08/08 03:40 PM
Many people come to me looking for advice on how to select an agent. We told you how to select a listing agent in our post, Quick Guide to Interviewing Listing Agents.
A Buyer's Agent, however, is distinctly different by training, temperament and allegiance from a Listing Agent. While … (0 comments)
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first time home buyer: Housing Crunch, 90210 - A Local View - 07/08/08 03:21 PM
While doing some reading yesterday, I came across this article at CNN Money: Housing Crunch, 90210. I found the statistics they quoted to be rather interesting.
One interesting statistic was that Atherton, California was still posting a 5% gain in median housing prices. As I've been telling you, the Mid-Peninsula … (0 comments)
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first time home buyer: Closing Costs and Dating Etiquette: Can You Go Dutch in San Mateo County? - 07/08/08 12:12 PM
When it comes to closing costs in San Mateo County, deciding who pays what can be similar to a first date. Whether it is your initial contract submission or when the waitress places the bill on the table, your actions can drastically affect the outcome at the end of the … (0 comments)
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first time home buyer: Down Payment Solutions For Home Buyers - 07/07/08 09:46 PM
Down Payment Solutions for Home Buyers:
How to obtain a down payment in today's real estate market
In recent years, no-down payment loans were the height of fashion for homebuyers. But now that lenders have tightened their standards, borrowers once again are expected to put money down when purchasing a home. … (1 comments)
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first time home buyer: Abindon, Maryland - Home Townhome Townhouse for Sale - $215,000 - 07/05/08 02:31 PM
Abingdon townhouse townhome home for sale, just minutes from Baltimore. Great starter home at a great price.
This home is for sale by the owner. I am not a licensed Realtor. This blog is at the request of the homeowner. Please contact homeowner for any and all questions.
… (0 comments)
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first time home buyer: Home Buyer's Workshop - August 2, 2008 - 07/05/08 02:15 PM
HOME-BUYER'S WORKSHOP
A REVIEW OF CURRENT PRACTICES FOR
ANYONE BUYING A HOME
Long and Foster and Prosperity
Mortgage are presenting a Home-Buyer's Workshop on
August 2, 2008.
This event, geared towards people who have questions about buying a home, is FREE of charge and open to the public. … (0 comments)
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first time home buyer: Grand Opening - 07/05/08 10:49 AM
From Left Alan our mortgage rep for the office, Wes a friend who we hope to have join the office, Doug ..my assistant and receptionist,me, Joe (Town Alderman, Mary (my wife and co-owner) Bill Peer one of our agents. After the ribbon cutting we went to the golf course and … (0 comments)
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first time home buyer: Independence Day - 07/04/08 09:19 PM
So July 4th has many meanings to all of us. It stands for the ideals and belief systems our country was founded on and acts as a reminder of what cost those beliefs and our freedom came to. I would take this time to thank all of our troops past, present … (2 comments)
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first time home buyer: MARYLAND FIRST TIME HOME BUYER WORKSHOP - FREE CREDIT ANALYSIS - AUGUST 2ND 2008 - 07/04/08 08:01 PM
SELLING SOON?
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD … (1 comments)
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first time home buyer: Harford County Homes For Sale - OPEN HOUSE SUNDAY 7/13/08 - 913 Towson Drive - Abingdon - 1PM - 3PM - 07/04/08 07:09 PM
OPEN SUNDAY 7/13/08 FROM 1:00PM - 3:00PM SINGLE FAMILY HOME IN HARFORD COUNTY
913 Towson Drive - MLS # HR6727736HARFORD COUNTY, MARYLANDABINDON (21009)
OFFERED AT $325,000
Featuring!Bedrooms: 4Bathrooms: 2 FULL
DESCRIPTION: ABSOLUTELY STUNNING! This Home is one of the largest splits … (0 comments)
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first time home buyer: Baltimore County Homes For Sale - OPEN HOUSE SUNDAY 7/13/08 - 2618 Burridge Road - Parkville - 12PM - 2PM - 07/04/08 07:04 PM
INTRODUCING 2618 BURRIDGE ROAD SINGLE FAMILY HOME IN BALTIMORE COUNTY
OPEN HOUSE SUNDAY 7/13/08 12:00PM - 2:00PM
2618 Burridge Road - MLS # BC6751693BALTIMORE COUNTY, MARYLANDPARKVILLE (21234)
OFFERED AT $254,900
Featuring!Bedrooms: 3Bathrooms: 1 FULL
DESCRIPTION: COMPLETELY UPDATED RANCHER! Here's your chance to own a single family home at a town house price! This home has recently … (0 comments)
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first time home buyer: Awesome 3 BR + Office Corona Home for Sale - 07/04/08 08:35 AM
Just Listed! Awesome 3 Bedroom Single Story Home!Location: South CoronaHard to find single story home! This former model home is located on a quiet, tree lined street in a great South Corona neighborhood! The vaulted ceilings and open floor plan make this home seem even larger than it is. The elegant … (0 comments)
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first time home buyer: Tips for First-Time Homebuyers - 07/03/08 07:06 PM
By Jeff Farr Prudential Utah Real Estate
Home-price adjustments in markets around the country have opened doors of opportunity for many renters. If you are transitioning from renter to homeowner, the prospect of making such a large investment may be exciting, while at the same time overwhelming. But … (1 comments)
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first time home buyer: Paying Points for Your Bay Area Mortgage - 07/03/08 01:26 PM
Paying points or not paying points, that is the question. I found an interesting article yesterday written by Barry Habib from the Mortgage Market Guide, Don't Pay Points, Please! who urges borrowers not to pay points. Instead, he suggests you invest the money, pay down other debt, or put the … (0 comments)
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first time home buyer: Pre-Approval: Just What the Doctor Ordered for the San Mateo Home Buyer - 07/03/08 11:44 AM
You have stomach pains, a fever, and you’re nauseous. You call the doctor to schedule an appointment. Your doctor says you need to rush to the emergency room because it sounds like you have appendicitis. You take his advice and quickly hurry off. At check-in, you describe your symptoms and … (0 comments)
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first time home buyer: Consider this Before Determining Whether an FHA Loan is Right for the Bay Area Borrower - 07/03/08 11:41 AM
My last blog was about all the benefits of using the FHA loan programs. I painted a pretty picture of the perfect loan program for the Bay Area borrower with little down payment and less than perfect credit scores. Like any loan program, there are some cons to consider before … (0 comments)
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first time home buyer: New Bay Area FHA Loan Limits - 07/03/08 11:36 AM
So let’s get this right, your credit’s not perfect, you don’t have 20% or even 10% to put down and you’re planning to buy a home in the Bay Area? Well Congratulations, you are the perfect borrower. Well, at least when it comes to FHA.
As of Wednesday March … (0 comments)
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first time home buyer: How Much Earnest Money Should a Home Buyer Put Down? - 07/02/08 10:46 PM
Here's a question I get all the time from both buyers and sellers: How much should the buyer put up as an earnest money deposit?
First off, let's start with the basic question - what is earnest money? Earnest money is an amount of money that the buyer gives … (0 comments)
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first time home buyer: The Six Characteristics to Look For in Your Realtor - 07/02/08 10:39 PM
Awhile back, I wrote this post on interviewing a listing agent and gave you some questions to ask before you choose a Realtor. Now I’ll go ahead and tell you what you should be looking for in their answers.
My 30 years in residential real estate has taught … (0 comments)
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first time home buyer: State of the San Mateo Housing Market - 07/02/08 10:27 PM
As May comes to a close, let’s take a look at the current state of the San Mateo County, California, real estate market.
While the media continues to depict the Mid-Peninsula (and rest of the U.S.) as a faltering market, the stats show a different story. San Mateo County … (0 comments)
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first time home buyer: Google Maps for San Mateo County Home Buyers - 07/02/08 07:14 PM
San Mateo County home buyers can use Google Maps to save time and money by strategically planning out their driving routes while previewing homes. You can get directions to multiple addresses, plot the addresses on a map for a visual and view live traffic information to name a few. Although … (0 comments)
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first time home buyer: First time home buyer progam in Riverside County - 07/02/08 05:42 PM
I just found this information out and knew it would be helpful to you and your clients in Riverside County.
According to the Riverside County Economic Development Agency website, their First Time Home Buyer Program is starting up!
Begining July 15th, 2008, the Economic Development Agency of Riverside County will start … (0 comments)
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first time home buyer: What to Expect During the Final Walk Through - 07/02/08 03:15 PM
What exactly is the walk through? Usually, the San Mateo County home buyer purchases the property in the same condition as when the offer was placed. The walk through allows the buyer to "walk through" the property to ensure the house is in the same condition as when they made … (0 comments)
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first time home buyer: Ratios, Ratios everywhere a Ratio - 07/01/08 04:56 PM
Everywhere, I look there is discussion about ratios. An agent texted me this past weekend about what "generic ratios" to use..... that is a loaded statement...... "generic ratios to use". After all there have been 2 excellent post about Rule of thumb being 3 Times income for a loan amount by … (3 comments)
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first time home buyer: This is your goal First time home buyers - 06/29/08 09:17 PM
Over the years many home owners have lost site of a goal that I think ever homeowner should have.
The goal is: PAY OFF YOUR HOUSE BEFORE YOU RETIREMENT
Unfortunately banks, home improvement companies, mortgage broker, loan officers, homeowners fell into a trap. They started using their home as a bank. … (1 comments)
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first time home buyer: As a buyer have I missed the boat? Has the market hit bottom? - 06/28/08 11:18 AM
Ah, if I had a crystal ball would I still be selling real estate?
Some things buyers must take note of: We are seeing more and more investors buying up california property.....When the investors come in that is usually a decent indication that the market is most likely near the bottom … (0 comments)
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first time home buyer: Preparing to Buy a new home -- Credit Scores & FREE Reports - 06/26/08 07:41 PM
Atlanta Real Estate - Buying a Home
Thinking of buying your first (or 2nd or 3rd) home?
To ensure that you are able to take advantage of the best and lowest interest rates available, I highly recommend that you take the following steps to ensure that your credit report is accurate … (1 comments)
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first time home buyer: Trying out the new Active Rain Outside Blog - 06/25/08 07:42 PM
Can't wait to play around with this new feature... a more customized ActiveRain blog.
I was checking out listings in our MLS System today, going over properties in the $100,000 - $350,000 price range, and was able to find a few good finds, some properties in my area that I would … (2 comments)
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first time home buyer: Still Kicking in Mathews, VA! Specializing in First Time Home Buyers and Properties Under $350,000 in the Northern Neck/Middle Peninsula - 06/25/08 12:06 PM
I wish I had more interesting things to talk about, but so far, Real Estate in Mathews, Va hasn't been very fair to me, and as it seems, to other seasoned agents as well.
I want to specialize and focus on First Time Home Buyers and in properties under $350,000, … (0 comments)
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first time home buyer: Fullerton California; The Ultimate 1 Bedroom Townhome**Listing Cancelled! - 06/24/08 08:59 AM
Located in Tranquil Hidden Lakes Community, this 1 bedroom town home has it all! Expanded Master bedroom suite that has room for Cal-King size bed and media area. Very contemporary set up with vaulted ceilings and skylight over dressing area. Walk in closet and inside laundry. Main level has bright kitchen, … (1 comments)
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first time home buyer: Charming 2BR 1BA Bungalow, HDWD, Built-ins, Archways, Tin Ceilings, & tons of character! - 06/22/08 09:38 PM
… (0 comments)
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first time home buyer: Cute 2BR 1BA Cape - Great Condo Alternative - hardwood floors, garage, woodstove! - 06/22/08 09:33 PM
… (0 comments)
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first time home buyer: Grand Opening - 06/22/08 08:37 PM
So I thought things would calm down a bit now that we had the brokerage open and had some homes moving. Boy, was I wrong! Planning a grand opening is quite a bit of work. We are hosting a gold outing in conjunction with our open house and ribbon cutting. I … (0 comments)
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first time home buyer: For Sale! 3 bed/2 bath Condo -- Just $85,000.00 - 06/19/08 04:55 PM
Just listed at $10,000 less than competing units. 3 large bedrooms and 2 full bathrooms. Washer, dryer, refrigerator, microwave, range, dishwasher, and trash compactor are all included in sale. All 3 bedrooms and family room have ceiling fan. This home is very well insulated, so it stays very cool. The pool … (2 comments)
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first time home buyer: Not knowing enough about your Credit Score can hurt you! - 06/19/08 03:22 PM
In the wake of the credit crisis, lenders have become much, much more selective about whom they lend to. Here are some basic facts that will help potential borrowers understand what they face.The measurement that most lenders use to assess applicants' credit risk is the 'FICO Score' developed by Fair Isaac … (4 comments)
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first time home buyer: Lifestyles and Housing - Do they go hand in hand? - 06/19/08 12:00 AM
Lifestyles and Housing - They go hand in hand
I am often asked by real estate agents that work with me in the office for a couple minutes of my time so they can speak to me about a client they are working with. As a caring friend, wishing … (2 comments)
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first time home buyer: Short Sale 2 bed/ 2 bath Condo in Sunrise Florida - 06/17/08 10:12 PM
10041 Winding Lake Rd #104 Sunrise FL 33351
What a Short Sale Buying Opportunity - don't miss this one!
… (6 comments)
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first time home buyer: Moving On Out To The Country - My Water Comes From Where??? Part 4 In A Series - 06/17/08 05:24 AM
Many people
moving to this area have come from locations that have a
public water source. They are surprised by the variety of
ways
houses are supplied with water. I often have to explain the
different types of water supply systems to prospective home buyers.
When looking at listings for … (12 comments)
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first time home buyer: Waiting for An Answer on an REO Offer...Did they even recieve my offer? - 06/16/08 02:29 PM
I presented an offer on an Bank Owned property 7 business days ago. I never received a confirmation of receipt or acknowledgment or any kind. The instructions were to email the offer to a specific email. I did and waited, and waited and worried. So did my buyer.
I knew there … (12 comments)
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first time home buyer: It Feels so Good! - 06/16/08 12:14 PM
Today is a good day!
This morning I got to attend the closing of a client who was a "First Time Home Buyer" FTHB. Working with a FTHB is always a bit of an adventure.
First of all we have to "usually" go over things in greater detail. … (14 comments)
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first time home buyer: Rate Change - OFHA - Ohio Bond Money - 06/16/08 10:13 AM
Bond money rates are increase by .25% effective tomorrow. Rates are still below market and a great choice for 1st time home buyers that meet the program requirements. This is one of two program left that can accomplish a no money down purchase.
FIRST-TIME HOMEBUYER PROGRAM
Rates, Fees and … (0 comments)
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first time home buyer: Madison County Illinois first time home buyer program - 06/16/08 08:41 AM
Are you thinking of purchasing your first home in Madison County, Illinois? If your answer is yes, then there may be down payment assistance to help you get into your new home.
How the program works;
Madison County Community Development will provide a portion of the minimum down payment and closing … (0 comments)
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first time home buyer: Cook County Illinois First Time Home Buyer Programs - 06/16/08 07:33 AM
Are you looking to purchase a home in Cook County, Illinois? Do you need assistance obtaining money for your down payment or closing costs?
If you answered yes to the above questions, then I may have a program for you.
The Cook County Home Buyer's Program allows qualified buyers to receive cash … (0 comments)
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first time home buyer: 1261 E Cleveland Ave Apopka FL WOW what a steal move in with no money down - 06/15/08 08:45 PM
Thought you couldnt afford to buy a home, or maybe you can handle the monthly payments just dont have any money up front? No problem, this seller with the right offer is willing to pay your closing costs and contribute to your down payment. Meaning you could move in with no … (0 comments)
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first time home buyer: Home Buyer Workshop - Baltimore County - Harford County - Maryland - Real Estate Homes for Sale - 06/15/08 08:28 AM
ARE YOU SICK AND TIRED OF RENTING?
HAVE YOU BEEN THINKING ABOUT PURCHASING A HOME?
DO YOU HAVE QUESTIONS THAT YOU WANT ANSWERED BY TOP INDUSTRY PROFESSIONALS?
THEN COME TO OUR FREE HOME BUYER WORKSHOP IN BALTIMORE COUNTY (PERRY HALL) MARYLAND!
SELLING SOON?
If you are considering listing and selling … (0 comments)
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first time home buyer: My Listing in Placentia, California won the title " House of the Week" - 06/14/08 08:35 PM
This past Friday June, 13th was Lucky for me! My listing on 2094 Mariposa Way, in Placentia, California won the illustrious title of Placentia Caravan's "Home of the WeeK'. Each week the new listings in the community are view by the active agents in the area. At the end of the morning … (3 comments)
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first time home buyer: No Down Payment - Zero Down Home Loan Programs - Baltimore County - Harford County - Baltimore - 06/13/08 07:08 PM
These GIFT programs help First Time Home Buyers to get into a new home with little or no money. Why rent when you can own?
Call me today for a FREE private consultation. Evening and weekend appointments available.
I service Baltimore County, Harford County, Cecil County, Anne Arundel … (1 comments)
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first time home buyer: 100 Gray Street Enterprise, AL 36330 - ACTIVE - 06/13/08 06:46 PM
100 Gray Street Enterprise, AL 36330
This charming home located in Enterprise, Alabama. At an asking price of only $60,500 this is sure to go fast. Hosting three bedrooms, one bath, extra family room, a storage shed, central heating and over 1300 square feet. Roof was replaced in 2007.
Perfect … (9 comments)
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first time home buyer: First - Time Homebuyer Program - 06/13/08 06:13 PM
First-time Homebuyer Program is a down payment and closing cost assistance program for low- and moderate-income homebuyers, funded with money set aside from the Affordable Housing Program of the FHLBank Atlanta. The assistance provided is in the form of a recoverable grant and it is administered through the Community Investment Services … (1 comments)
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first time home buyer: HOME BUYER WORKSHOP SEMINAR JUNE 28,2008 - 06/13/08 01:01 PM
Long and Foster and Prosperity
Mortgage are presenting a Home-Buyer’s Workshop on
June 28th, 2008.
This event, geared towards people who have questions about buying a home, is FREE of charge and open to the public. This is a great
opportunity for first time home-buyer’s to … (0 comments)
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first time home buyer: Down Payment Assistance and Grant Programs are the way to still buy a home with no money down! - 06/13/08 12:07 PM
Many Home Buyers have the good credit to buy while the interest rates are still historically low, but do not have the funds for down payment and closing costs.
THERE ARE PROGRAMS TO HELP YOU! The
Down Payment Assistance Programs
There are many non profit organizations that allow the seller to … (1 comments)
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first time home buyer: Home Buyer Workshop!! Baltimore County Harford County - Seminar - 06/13/08 10:26 AM
… (2 comments)
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first time home buyer: 8 Signs You're Ready to Buy Your First Home - 06/12/08 03:58 PM
Thinking of becoming a Homeowner? Ready to jump into the Real Estate market and buy the house of your dreams? Are you sure? Here's a list of some sure fire signs that your ready to make this step:
8 Signs You're Ready to Buy Your First Home: So how, exactly, do you know … (7 comments)
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first time home buyer: Metamorphosis With An Ever Changing Housing Market - 06/12/08 12:36 PM
A lot has changed in the housing market since I entered the business in July 1983. I can speak more specifically to the real estate finance industry, as the bulk of my 25 years have been spent here. Had I not started out with a bank whose top leaders were the … (2 comments)
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first time home buyer: BUYERS WITHOUT REALTORS - 06/11/08 02:03 PM
Today some colleagues of mine and I were discussing buyers without REALTORS. What's up with that? I have one listing in particular that seems to attract them. If you're a buyer out there reading this, then I have some information to convey to you. A buyer without a REALTOR may think … (1 comments)
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first time home buyer: US Home Auctions, Real Deal or Just a Gimmick to Sell Undesirable Homes? Part 3: Updated 6/24 - 06/11/08 09:55 AM
We now have attorneys from both sides commenting on this post! June 24th, 2008
I have recently found out that there is a home buyer that is suing the REDC US Home Auction Company! I was informed by a reliable source, the home buyer's attorney that indeed a lawsuit was … (20 comments)
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first time home buyer: First Time Home Buyers in Lethbridge - 3 Great Reasons to Buy Now! - 06/10/08 03:30 PM
If you are looking to become a first time home buyer in Lethbridge, Alberta, now may be the time for you to make your move. Conditions are favorable for first time home buyers and now is as good a time as ever to get into the housing market. Here are 3 … (1 comments)
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first time home buyer: 5 COMMON MISTAKES FIRST-TIME HOMEBUYERS MAKE - 06/09/08 10:10 AM
1. They don’t ask enough questions of their lender and end up missing out on the best deal. Ask what the fees are, if any can be waived, how to get a better rate. 2. They don’t act quickly enough to make a decision and someone else buys the house. Often, … (0 comments)
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first time home buyer: Proposed bills that will help to stimulate home sales - 06/09/08 10:04 AM
There are a couple of bills that are being looked at that may help to stimulate sales right here in Florida.
On May 8th the House passed a tax credit for first time home buyers which should encourage them to start looking at the benefits of home ownership and take a … (2 comments)
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first time home buyer: Myth: I'll get the best deal on the house if I call the agent listed on the For Sale sign - 06/08/08 05:28 PM
BUYERS, IF YOU ARE LOOKING AT PURCHASING A HOME IN THE NEAR FUTURE MAKE SURE THAT YOU ARE NOT LOOKING ONLINE AND CALLING THE NUMBER ON THE SIGN IN THE FRONT YARD.
THE PERSON ON THE SIGN IS WORKING FOR THE SELLER NOT YOU! DO YOU WANT SOMEONE WORKING FOR YOU?
… (1 comments)
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first time home buyer: Great Buyer! - 06/05/08 03:57 PM
I recently closed a transaction with a first time home buyer that sent me a great testimonial letter stating what a great experience this home purchase was. Every once in a while you have clients that really make this a great business! Here is a picture of Karla Watkins on the day that … (0 comments)
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first time home buyer: What Can I Buy In Perkasie , Bucks County PA ? - 06/05/08 10:50 AM
Perkasie PA Has Plenty Of Subdivsions To Offer. These Developments Will Include Twin, Townhomes Or Singles. Here Are Properties In The Perkasie Area For Under $300,000.
The Pines Of Pennridge Are Located Off Of Fifth Street Across The Street From Pennridge High School And North Middle School In East Rockhill Township. … (1 comments)
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first time home buyer: FHA Non-Occupying Co-borrowers Great For Your Children In/After College - 06/04/08 11:13 PM
FHA Mortgage Allows Non-Occupying Co-Borrowers
A Co-Borrower on many Conventional Loans must state that the Co-Borrower occupy the property therefore eliminating parents trying to co-sign on a deal because they want to reside in their current residence.
FHA Mortgages allows a Non-Occupying Co-Borrower to help in homeownership from a … (4 comments)
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first time home buyer: What have you done for me lately? - 06/04/08 08:22 PM
Ok, let's keep this one simple. We talk a lot about unique programs that are available and offer various ways to help you increase your business, but what about the nuts and bolts? What kind of loans are we doing right now for some of our Realtor Partners … (0 comments)
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first time home buyer: Buy a Home in California with No Money Down (CalHFA) - 06/04/08 04:29 PM
Buy a Home in California with No Money Down (CalHFA)
Now is the perfect opportunity for First Time Home Buyers to take advantage of declining values in California. One thing stopping many buyers from getting into the market has been lack of a Down Payment. The State of California wants … (0 comments)
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first time home buyer: Great Starter Home - Aberdeen, NC - 06/04/08 07:01 AM
Great Home for the First Time Home Buyer
Aberdeen, NC
4 Bedrooms, 2 Baths
This beautiful home in popular Woodgreen subdivision is perfect for the entire family. Features include a flowing floor plan with plenty of light and bright living spaces. The spacious kitchen is perfect for the cook in the … (0 comments)
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first time home buyer: 100% Financing for First Time Buyers (Houston, TX) - 06/03/08 11:31 PM
Who told you the real estate market was bad right now? Who told you NOW was not the time to buy a home? Don't believe the hype!
You CAN buy a home! You CAN get 100% financing! Yes, you CAN! First time homebuyers can purchase a home with:
NO Money Down!
NO … (0 comments)
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