first time homebuyers: Email addresses & websites - KISS (Keep It Simple...Sweetie) - 07/21/08 08:59 PM
While cruising the MLS this afternoon I ran across a property that looked like a good match for a potential client I've been helping. When I clicked the listing to get details on the agent, I noticed that his email address was the most unforgettable thing I've ever seen - something … (6 comments)
|
first time homebuyers: Goldsboro, NC - Mid-week Open House - New Construction - Great Opportunity for First Time Homebuyers - 07/21/08 09:47 AM
Join Us For An Open House in Historic Downtown Goldsboro
Wednesday, July 234-6pm404 S. John StreetLight Refreshments Served
New Construction Priced From $94,000
Special Financing - up to $35,000 towards purchase of home. The City of Goldsboro wand the state of North Carolina want to help you purchase a home!
… (0 comments)
|
first time homebuyers: Option Anxiety - What Buyers Need to Know - 07/19/08 03:35 PM
A little confused about the option period when buying a home? You're not alone. Here are the top five questions I get asked by buyers about the option period in a TREC residential single family home contract
1. What is the option period? What does it cost?
You are … (0 comments)
|
first time homebuyers: Advice for First-Time Buyers - 07/18/08 04:21 PM
… (1 comments)
|
first time homebuyers: BUY WORCESTER NOW PROGRAM - 07/18/08 01:08 PM
Through the conserted efforts of the City Manager of Worcester, Michael O'Brien, and the Worcester Regional Association of Realtors, there will be many more homes sold in Worcester. The BUY WORCESTER NOW Program means that Realtors trained in the program will be able to post their Worcester listings onto a new … (0 comments)
|
first time homebuyers: So you make $2100 a month? Sure, you can afford a $4100 mortgage payment. - 07/17/08 02:24 PM
Earlier this week I stumbled across a story on CNN Money about a New York woman and her family. (Read the full story) She made $25K a year, but with good credit and a $20K downpayment managed to receive a no-doc loan to purchase a $489K home. With a $4100 monthly … (10 comments)
|
first time homebuyers: Too uncertain to buy right now? Read this if this is a concern... - 07/15/08 10:42 PM
As a buyer, don't let the latest headlines worry you. As a buyer, your questions regarding the mortgage situation as it related to you are pretty much answered once you get your pre-approval. After spending many years in the financing end of real estate, I recommend to any and everyone, keep … (0 comments)
|
first time homebuyers: $7,000 for Down Payment if you are a First Time Home Buyer in Raleigh! - 07/12/08 04:07 PM
A first time home buyer (FTHB) may qualify for up to $7,000 in money for the down payment of their first home so long as they otherwise qualify for a mortgage to obtain that home!
The definition of a FTHB is anyone who in the past three years hasn't owned a … (0 comments)
|
first time homebuyers: Getting Help Buying Your First Home - 07/11/08 10:20 AM
Are you thinking about buying your first home?
Though it is true that different mortgage lenders and different loan products have varying requirements for loan approval, including differing limits on how much money you can get from outside sources, you can still get help in buying your home...and it … (2 comments)
|
first time homebuyers: First Time Home Buyers- Now is the Time in the Hudson Valley! - 07/11/08 08:46 AM
If you are still renting or living with Mom and Dad...It is time to think about purchasing a home.
The interest rates are still low but expected to climb, house prices are low, there are plenty of homes to choose from in the Mid Hudson Valley.
Initially, looking at … (0 comments)
|
first time homebuyers: Great Buys for First Time Homebuyers! - 07/09/08 09:28 AM
Averill Park NY Area First Time Homebuyers - Homes For Sale
It’s a great time to be a first time homebuyer - if you have decent credit and some money saved for a down payment. HOWEVER, there are still grants and assistance programs available for buyers who need some help … (0 comments)
|
first time homebuyers: We Need Down Payment Assistance Programs! - 07/08/08 09:16 AM
First Time Homebuyers Can Make or Break the Market at This Point!
If you can find them and get them to act, inventory can be moved. I specialize in First Time Homebuyers and the american dream. Many people that I help buy their first home, have great jobs, stable income and … (1 comments)
|
first time homebuyers: Now's the time to buy a home in Wake County, NC - 07/08/08 08:35 AM
As of this morning, there are 8,924 active residential listings in Wake County, NC.
No, that's not a typo. There are nearly 9,000 homes available right now in Wake County. This includes the city of Raleigh and neighboring towns Wake Forest, Knightdale, Zebulon, Wendell, Garner, Cary, Fuquay-Varina, and Morrisville.
The average … (1 comments)
|
first time homebuyers: Make your voice heard today! Save the Down Payment Assistance Programs - 07/07/08 08:46 PM
HUD has proposed yet another rule trying to eliminate charitable down payment assistance programs like AmeriDream, Nehemiah and other Down Payment Assistance Program which are Seller Funded!
This action will prevent nearly One Million qualified homebbuyers across America the opportunity to own a home. Take action today and tell HUD the … (11 comments)
|
first time homebuyers: NCHFA Announces 5.99% For First Time Homebuyers! - 07/07/08 02:35 PM
NCHFA Announces 5.99% for First Time HomeBuyers For a 30-year, fixed-rate conventional mortgage with a 90-day lock in! NO POINTS!For the longest time, the North Carolina Housing Finance Agency (NCHFA) was offering rates that were comparable to or in some cases greater than the then current market rates! In some cases they … (2 comments)
|
first time homebuyers: Write an Essay - Pay off your mortgage! - 07/05/08 04:50 PM
According to the Reuters news service, the movie studio, in promoting it's soon to be released picture "Hancock" starring Will Smith as a "flawed but good-hearted superhero" has decided to hold an essay contest to select one lucky family to have their mortgage paid off.
Offering to pay off up to … (0 comments)
|
first time homebuyers: I left a message after the beep, so CALL ME BACK!! - 07/02/08 11:13 AM
Imagine this. You meet someone at a conference, open house, Starbucks, or whatever. Small talk ensues. Through the conversation you discover that you have a common business interest, but for whatever reason the conversation has to end. The other person says:
"You know, I really want to talk with you further … (2 comments)
|
first time homebuyers: Text Messaging - Yea or Nay? - 06/29/08 11:19 AM
Because I like working with first time homebuyers I realize that I have to target younger demographics. Therefore in an effort to be more accessible I have been thinking about adding a "text me now" widget to my website. Are those of you using this feature getting much out of it? … (13 comments)
|
first time homebuyers: Home Buyers- New York is Here to Help - 06/26/08 02:18 PM
Home buyers are finding help from many sources to help them achieve the American Dream of homeownership. New York State a variety of offers through it's SONYMA programs. The programs offer low interest rates and closing cost assistance.
Rates for SONYMA loans are typically 1- 1 1/2 % below conventional … (1 comments)
|
first time homebuyers: USDA Home Loans - Experience Rural - 06/25/08 01:53 PM
Thinking of Buying a Home?
Have you heard of the USDA Home Loan aka Guaranteed Rural Housing?
This is a great opportunity to take advantage of this market and get into a home.
The USDA Home Loan offers:
No Down Payment!
No Monthly Mortgage Insurance!
Lower Monthly Payments!
Cash Reserves not … (2 comments)
|
first time homebuyers: First Time Homebuyer Programs are Available in Melbourne Florida - 06/24/08 09:16 AM
Here in Melbourne Florida, located in Brevard County there are currently First Time Homebuyer Programs available. I wish I was a first time buyer! New buyers are receiving down payment and closing cost assistance to make it easier to get into their first home.
Home prices have been gradually becoming more … (2 comments)
|
first time homebuyers: Anti-Predatory Lending Database Program - 06/23/08 04:11 PM
Starting 1 July 2008 every mortgage on property in Cook County will be required to to have a Certificate of Compliance or Certificate of Exemption attached to it in order to be recorded. The reason? The Anti-Predatory Lending Database Program.
In case of exemption the programs requirements will impose some additional administrative … (1 comments)
|
first time homebuyers: Ready to Open the Door to Your New Home? - 06/21/08 08:57 PM
The idea of buying a home can be extremely intimidating, especially if you're a first time homebuyer. You have no idea where to start, and no idea who to ask for help. Start with a Realtor.
Do an online search for agents that know that your marketplace. Give them a call … (0 comments)
|
first time homebuyers: Lafayette Indiana - Considering Buying Your First Home? - 06/21/08 06:47 AM
Considering Buying Your First Home? It can be a frightening experience if you don't have the right Realtor on your side. We can show you any active listing for sale regardless of what company has it listed. We can also provide information about for sale by owners and foreclosed homes.
You … (0 comments)
|
first time homebuyers: Saving money when prices and temperatures increase - 06/10/08 10:25 AM
As I type this at 10:25am it is already 88 degrees here in Raleigh. And that's an improvement over the triple digits we've seen over the past few days. Instead of drving to lunch most days I walk to nearby restaurants. But now, it's too dog gone hot!!! Plus, it costs … (2 comments)
|
first time homebuyers: Connsejeria gratuita primeros compradores - 06/09/08 11:29 AM
Si esta tratando de comprar por primera vez le ofrecemos consejeria gratuita, lo mas importante es en su idioma y cuenta con el profesionalismo y dedicacion de Katerina Villa-Garcia que desde hace 8 anos se dedica a ayudar a la comunidad hispana. Hay muchos programas dispionibles desde FHA hasta cuota inicial del … (0 comments)
|
first time homebuyers: Georgia Dream Homeownership Program.....1st time homebuyers make their dreams a reality..... - 06/08/08 03:53 AM
If you are a credit eligible first time homebuyer that has not owned a home in the last three years or just buying in a targeted area, you may be eligible under the Georgia Dream Homeownership Program for:
* up to 100% financing
*30 year fixed rate mortgage loans with below … (6 comments)
|
first time homebuyers: Great time to buy - 06/07/08 09:54 PM
Just read an article today about what a great time it is to buy a home. It went into the low interest rates, the availabilty of homes on the market and common misconceptions regarding the housing market as it is. I would be glad to email it to you if you … (0 comments)
|
first time homebuyers: Crossroads Village Community in Gainesville, VA - 06/03/08 06:41 AM
The Crossroads
Village community is located in Gainesville, VA on the eastern side of
Prince
William County. The community consists of approximately 450 townhouses
and single family homes. For recreation, the community has a swimming pool, tot
lots, basketball and tennis courts.
Gainesville, VA had a modest beginning as … (0 comments)
|
first time homebuyers: June is National Homeownership Month!! - 06/02/08 10:17 AM
On May 24th of 2006 President George W. Bush said the following:
"I, George W. Bush, President of the United State of America, by virtue of the authority vested in me by the Constitution of the United States of America, do hereby proclaim June 2006 as National Homeownership Month. I call … (1 comments)
|
first time homebuyers: First Time Homebuyers - Are You Missing A Niche Market? - 06/02/08 08:13 AM
Are you working with First Time Homebuyers? Or are you missing a niche market? Well, if you aren't working with First Time Homebuyers, you may want to reconsider your marketing strategy.
According to the National Association of REALTORS first time homebuyers made up 39% of the homebuyers in the market. 12% … (9 comments)
|
first time homebuyers: Common questions for 1st time homebuyers - 05/31/08 05:57 PM
I'll devote the next few blogs to some common questions from 1st time homebuyers. Some things can be a little confusing at first, but don't feel like you have to know everything at first. Your realtor or lender should be with you every step of the way and help you understand … (2 comments)
|
first time homebuyers: So, You are thinking of buying your first Home- - 05/30/08 10:02 PM
We are seeing many first time home buyers starting to look for homes. Right now there are great programs through FHA and interest rates are still low - it is a great time to buy your first home. But you may not know about the many great reasons to buy a … (3 comments)
|
first time homebuyers: Market Shifts to Higher Interest Rates as Inflation becomes a Huge Concern - 05/30/08 01:02 PM
I have been watching rates move in an upward direction all week. Mortgage insiders such Barry Habib with "The Mortgage Market Guide" has been preaching this all week and the signs are there.
Now that rates are moving in that direction, what does this mean to a buyer who is shopping … (0 comments)
|
first time homebuyers: VA Loans for VA Homes - 05/26/08 12:03 PM
Are you a potential first-time homebuyer that qualifies for a VA (Veterans Administration) Loan? If you do, you'd be silly not to request your Certificate of Eligibility and start the home buying process. You can find out if you qualify here.
VA Loans may be the last true source of 100% financing, … (0 comments)
|
first time homebuyers: Tempe Mortgage Lender for First Time Homebuyers - 05/24/08 03:36 AM
Are you looking to buy your first home, but do not understand the process? Are you needing funds for down payment assistance? Were you turned down by other lenders who do NOT specialize in these types of loan programs? Well look no further, you have come to the right person to help you. I have … (0 comments)
|
first time homebuyers: Your Path To A New Home - 05/22/08 06:56 AM
Your Path to Home Ownership
When Searching For Your First Home Here Are Some Steps To Guide You Along:
1. Determine how much home you can afford by speaking with a mortgage lender
2. Secure the best financing currently available
3. Understand that you can finance your home, even with less than perfect credit
… (0 comments)
|
first time homebuyers: The Myths behind ZERO point mortgages instead of paying points upfront…… - 05/22/08 01:10 AM
Mortgages and points, sounds like evil words, right?. It could save you thousands.
I have been doing this for almost 16 years now. When I first got into this industry, I heard client's lawyers and accountants tell their clients not to do mortgages with points associated to them. Or it … (25 comments)
|
first time homebuyers: Lenn Harley Is My Hero! Maryland and Virginia Buyers Call Her! - 05/19/08 09:47 PM
Today I had to email Lenn Harley looking for a favor. Now one thing I know about Lenn, boy does she ever work and work hard. Probably different from many, I have had the chance to chat a few times and I am so mesmorized talking with her and today I … (8 comments)
|
first time homebuyers: Connecting with Generation Y Homebuyers - 05/15/08 09:07 PM
With over 45 million members, there is no denying that Generation Y (those born from 1983 to 1997) will have a significant impact on the housing market over the next 10-20 years.
In "Selling Homes to Generation Y", Matthew Ferrara explores the cultural interplay between predominantly boomer agents and Gen Y … (0 comments)
|
first time homebuyers: Manassas, VA: More Satisfied First Time Homebuyers! - 05/14/08 02:13 PM
Yesterday was a great day for a settlement! The spring temperatures, blue skys and slight breeze..couldn't have asked for better weather.
My buyers made a terrific deal on this 3 level, townhouse in the City of Manassas. For 30% below the low, 2008 Tax Assessed Value, they got three bedrooms, 2.5 bathrooms, a fully fenced backyard, … (3 comments)
|
first time homebuyers: Searching For A New Home? - 05/13/08 05:00 AM
Searching for a new home but not sure about the buying process or how this real estate thing works? Here are some answers to common questions that will help you with your home buying process.
How will you tell me about the newest homes available?
The Multiple Listing Service website … (0 comments)
|
first time homebuyers: First-Time Buyer - No Money Down , Zero, Zip Zilch , Nada - 05/12/08 03:08 PM
Homeownership Workshop : First-Time Buyers - No Money Down
Make your "Economic Stimulus Check" work for you - Zero money down
Description
Make your "Economic Stimulus Check" help you buy the home of your dreams.
FHA loans with Zero down* or as little as 2.75% … (0 comments)
|
first time homebuyers: Welcome to my blog... - 05/10/08 03:12 PM
Having considered myself quite tech savvy, this is a whole new world that I cannot wait to explore. Once I have a good grip on how this works and how to utilize it to the best of my ability, I plan to have it be a great resource for my past, … (5 comments)
|
first time homebuyers: FREE HOMEBUYERS SEMINAR IN LAKE NONA! - 05/09/08 08:55 AM
FREE FIRST TIME HOMEBUYERS SEMINAR!
I am excited to present a free seminar open to the public benefitting first time homebuyers. Mortgage experts will present special programs, down payment assistance programs, and other options designed to assist the first time home buyer. Addtionally, we will have all area short sales, … (0 comments)
|
first time homebuyers: Buying new or re-sale - 05/09/08 01:44 AM
Which is right for me? Should I buy a new home or a re-sale home? This really depends on what's important to you. Here are some things to consider: Lifestyle - Do you like to tinker on your home? Do you love having projects to do? Paint? Fix things up? Or, would … (7 comments)
|
first time homebuyers: Why I Hate House Hunters - 05/08/08 05:47 PM
That's right. I hate HOUSE HUNTERS. Not people looking to buy homes, but the program on HGTV. I truly believe that this program is why so many first time homebuyers continue to look at houses, even when they have found what is obviously their dream home.
The program follows a couple through … (27 comments)
|
first time homebuyers: Hawai'i Mortgage Credit Certificates: More $$$ to help Homebuyers - 05/08/08 02:52 PM
More good news for first time Homebuyers! The Hawai'i Housing Finance Development Corp. (HHFDC) has announced that they will provide $20 million in credits for first time homebuyers. Anyone who has not been a homeowner for the past tree years and wants to own now, is considered a first time homebuyer. … (0 comments)
|
first time homebuyers: Durham Community Land Trustees - 05/06/08 09:54 AM
Durham Community Land Trustees
One of our favorite clients is the Durham Community Land Trustees (DCLT). For the past twenty years, they have been building homes that are affordable to the majority of Durham residents. That's no small feat, given that their target area is neighborhoods near Duke University, where real … (0 comments)
|
first time homebuyers: First Time Homebuyers - 05/05/08 06:33 AM
Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.
You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lafayette, West Lafayette and Purdue University real estate experts, it's our job to guide you, from … (0 comments)
|
first time homebuyers: Overcoming the misconceptions about the "credit crisis" - 05/05/08 06:29 AM
You've watched the news and read about it in the papers. You know, the "credit crisis" and how buyers need 20 percent down in order to buy a home? And even if you found a buyer with 20 percent down, lenders aren't making loans anyway. So, why bother, right? Wrong!
We're right smack … (0 comments)
|
first time homebuyers: ALERT-First Time Home Buyers do you need 100% financing? - 04/29/08 12:15 PM
… (0 comments)
|
first time homebuyers: Long Island Bank Owned Homes (Week Ending 4-25-08) - 04/28/08 08:46 AM
The following is the weekly update of Long Island Bank Owned Homes. Each week, I will be providing an updated list of the bank owned homes that came on the market on Long Island during the previous week. This weekly list is broken down by price ranges. Under each price range, you … (4 comments)
|
first time homebuyers: From a Pad to a Nest -- Guys, I'm Talking to You - 04/24/08 08:05 AM
Congratulations! You're getting married. From the day you popped the big question and changed your status from boyfriend to fiancé, you've no doubt been receiving lots of unsolicited advice from friends, family, and strangers about planning the wedding and about marriage.
So here comes your friendly Northern Virginia & D.C. REALTOR with … (48 comments)
|
first time homebuyers: First Time Homebuyers: Are they coming out? - 04/21/08 09:51 PM
Still waiting for the lower prices? Well, "what comes down, ......" do you remember the phrase?
The time might be now: we hit the low or we are close to the low. It is almost impossible to always pick the low of any market to buy and the high of any market to sell ....just ask … (1 comments)
|
first time homebuyers: Long Island Bank Owned Homes (Week Ending 4-18-08) - 04/19/08 08:07 AM
In a recent post Long Island Bank Owned Homes, it was discussed that many first-time homebuyers and investors are seeing bank owned homes as a buying opportunity. The first post broke down the locations and price ranges of bank owned homes all over Long Island. If you'd like to check out … (4 comments)
|
first time homebuyers: Beautiful Bergen County Neighborhood Open House>>April 20, 2008 - 04/18/08 03:01 PM
… (0 comments)
|
first time homebuyers: EXCUSES...EXCUSES - 04/17/08 06:28 PM
draft
We are
currently in a buyers market and buyer opportunities have never
been better.
Home prices are adjusting making it more affordable for you the buyer,
to top it off there are a large selection of homes giving you many
choices to find the home that you … (9 comments)
|
first time homebuyers: FHA NEHEMIAH: The common sense 100% loan! - 04/14/08 11:26 AM
The best 100% FIXED rate program that exists today! Credit does not need to be perfect. The rates are FHA rates and the buyer can always streamline down to a lower rate AFTER the closing, if rates come down! The common sense loan for first time homebuyers with minimal cash. The most … (1 comments)
|
first time homebuyers: Spring has Arrived - 04/11/08 10:49 AM
Well spring is here. The grass has turned green, the buds are on the trees with some leaves. It is the spring market to buy real estate!!
First you have to be aware that every market is different, even when you go from county to county. What happens in one county does … (4 comments)
|
first time homebuyers: THE LAST DAY TO REGISTER TO VOTE IN THE NC MAY PRIMARIES IS TODAY - APR 11!!! - 04/11/08 10:13 AM
Don't forget that today is the last day to register to vote for the NC primary election!! Also mark these other important dates on your calendars:
Absentee Mail-In Voting: Mar. 17 - Apr. 29One Stop Registration and Voting: Apr. 17 - May 3
Visit the NC State Board of Elections for more information.
See you … (0 comments)
|
first time homebuyers: Foreclosure Tour, Hmmmm Are Foreclosures Right For You? - 04/10/08 10:58 PM
Foreclosure Tour, Hmmmm Are Foreclosures Right for You?
The PowerTour starts with a short foreclosure educational session which quickly wraps up and we climb aboard the Richfield Bus Company's shuttle where driver Dennis happily takes us to the featured homes on the tour. While enjoying your snacks we continue … (0 comments)
|
first time homebuyers: Long Island Bank Owned Homes - 04/08/08 09:08 AM
Bank owned homes on Long Island are sparking the interest of many first-time homebuyers and investors alike. At the height of the housing market, prices on Long Island were often times out of reach for the first-time homebuyer, and investors had a difficult time finding homes that they could purchase and … (11 comments)
|
first time homebuyers: The Third Option - Getting First Time Buyers into the Market - 04/07/08 12:35 PM
It's no mystery to anyone in the real estate business that the last 2 years have brought about huge changes in the mortgage market. As home prices continue to decline, lenders have reduced the LTV to which they will lend, and if the market is marked as declining, an additional 5% … (0 comments)
|
first time homebuyers: New Milford, NJ OPEN HOUSE>>SUNDAY 4/06/08 1-4PM - 04/05/08 08:32 PM
… (0 comments)
|
first time homebuyers: Important NC Primary Election Dates to Remember - 04/02/08 08:58 AM
Although it's always important to vote, this year's primaries are especially important to the presidential election. Don't let these important dates pass you by:
Last day to register to vote: Apr. 11Absentee Mail-In Voting: Mar. 17 - Apr. 29One Stop Registration and Voting: Apr. 17 - May 3
Visit www.sboe.state.nc.us for more information.
… (0 comments)
|
first time homebuyers: The American Dream - 04/02/08 02:06 AM
It was not too long ago there was an over abundance of home loans to choose from and all you had to do was pick your property. If your credit wasn't too bad, chances were that you would be able to close your home purchase or your refinance loan transaction.
Today there needs to be alot of planning and forethought … (6 comments)
|
first time homebuyers: Is Now A Good Time to Buy? - 03/31/08 10:11 PM
During this time of economic uncertainty, a lot of potential homebuyers are beginning to waver. They want to buy a home and, in some cases, they've found the perfect home; but, they just can't sign on the dotted line. Well, I have news for the wavering homebuyer. While you are going … (0 comments)
|
first time homebuyers: Where's the Reality in Reality TV? - 03/31/08 03:52 PM
It was a dreary, lazy Sunday here in Raleigh yesterday. My plans for juicy burgers, pork chops, and hotdogs grilled to perfection were abandoned after a "chance" of showers turned into an all day event. But with the lingering drought, I can't complain.
While procrastinating on the dozens of things I … (17 comments)
|
first time homebuyers: A Rainy Day in Wilmington, NC - 03/30/08 09:36 PM
It is the last Sunday of the month of March and it is a rainy, cold day. Not a great day for House Hunting with clients in the Wilmington, NC real estate market. Not that I had anyone lined up to huntwith. My friend has weekend duty and she just called … (5 comments)
|
first time homebuyers: First Time Homebuyers - 03/28/08 01:42 PM
First Time Home Buyers
If you have an average credit score and have been working at the same job or in the same line of work for two years including college you may qualify to buy a home. Lenders are frequently changing loan programs because of the nationwide credit crisis. Although lenders have recently … (0 comments)
|
first time homebuyers: First Time Homebuyers: "Please handle with care!" - 03/26/08 11:15 AM
We as an industry need to show care and concern to protect the First Time Homebuyers!
When I ask a first time homebuyer, "What made you decide to purchase a home, now?" They usually respond:
"Well, the market has come down so much that I figured that this would be a great time … (21 comments)
|
first time homebuyers: Tales from the Other Side of the Sign! - 03/25/08 11:44 PM
Now I know when most people see FSBO marketing, they think of talking to FSBO sellers and making them aware of the services of a good Realtor®. But recently I decided to put a FSBO sign in my yard in advance of putting my house in the MLS, and I was … (3 comments)
|
first time homebuyers: What do I do? I want to buy a home. - 03/21/08 02:02 PM
There are many steps you can follow when buying a home. Some of my clients are comfortable doing a self-evaluation by pulling their credit (www.annualcreditreport.com) and making sure there are no discrepancies. Other clients just want me to refer them directly to a lender, I usually give them 2 or 3 to choose … (1 comments)
|
first time homebuyers: To Niche or Not To Niche? - 03/20/08 03:56 PM
Let's ask this question can a REALTOR be all things to all people? Some agents/brokers may say yes to this question, on the other hand some may realize that it is almost impossible. So, let's take this thought then into the arena of finding your niche? First of all what is … (2 comments)
|
first time homebuyers: Gail Boal - Top Pleasanton Realtor - Luck of the Irish and Your Home Search Combine to Make 2008 an Opportunity in Livermore, Pleasanton and Dublin Neighborhoods - 03/17/08 11:16 AM
If you are a first time home buyer or looking to move up in this market, your ship has come in! For the first time in years, some home prices have come down to around the prices of 2004-2005. It depends on the city and the neighborhood, supply and demand, … (0 comments)
|
first time homebuyers: Happy Frist Time Buyers in Culpeper - 03/15/08 08:49 PM
I am so pleased to have had the opportunity to represent these first time homebuyers. After looking at nearly three dozen homes, THEY FOUND IT!
The kitchen of their dreams did also come attached to a house, with four HUGE bedrooms, family room (with fireplace), dining room, living room, loft, sunroom, den, a … (1 comments)
|
first time homebuyers: Why Choose a Realtor? - 03/10/08 06:59 PM
So you've decided that the time is right to become a new homeowner. You've decided that the first step is to decide how much you can afford and then search the Internet. Both good choices but do you really know how much you can afford and how to search for that … (0 comments)
|
first time homebuyers: Read This! And Don't Buy Any Real Estate! - 03/06/08 09:58 PM
Whatever you do, DON'T buy a house now!! Why would you want to? It's a bad market. Prices are flat. Why buy houses when they're on sale?
Do like me, pay full price for everything. Everything. When I buy a car? Full sticker price. On the most popular model. The one with … (6 comments)
|
first time homebuyers: The Best Mortgage Alternatives in the Declining Arizona Desert - 03/06/08 03:45 PM
Lately, I feel that I have beating a dead horse over here with all the changes due to a declining housing market. Our lending environment has became so tight that good borrowers feel that there are really no options to help them get into a home today.
Recently the mortgage guidelines have become more … (5 comments)
|
first time homebuyers: Homebuyers Thwarted by Identity Theft, they can protect themselves - And Should! - 03/05/08 01:24 PM
Identity theft is the fastest growing crime in America and most of us are doing nothing to protect ourselves from its devastating consequences!
As a mortgage professional I consistently see victims of financial or credit identity theft. It haunts many, many people and disturbs or completely thwarts the home buying or refinancing … (0 comments)
|
first time homebuyers: Why Buyers Should Be In Their New Home before January 2009 - 03/03/08 04:15 PM
I can't be the only one out there that is wondering how long the Federal government can keep this up? And by keeping this up, I really mean, keeping interest rates low in an effort to stimulate our housing market.
When housing prices fall, interest rates typically rise. And vice versa. It … (1 comments)
|
first time homebuyers: Oprah's New Book Pick 3.5 Million Sold!!!! - 02/28/08 11:31 PM
I'm not sure if any of you have read Eckhart Tolle's book, A New Earth, but it is climbing the charts fast. 3.5 Million copies have been sold thus far. Being a Chicago native I have to say that I love the positive impact that Oprah is having on the world … (4 comments)
|
first time homebuyers: First Time Homebuyer Clinic? - 02/28/08 04:03 PM
A blog with a question for consumers.
A thought crossed my mind the other day after writing a blog article for first time home-buyers, would it be beneficial to offer a clinic or classes to people seeking more information on buying a home for the first time? The clinic would feature:
1. Loan … (0 comments)
|
first time homebuyers: What are the Best Mortgage Products for First Time Home-buyers in 2008 - 02/27/08 08:52 PM
So we just had the Oscars and if Hollywood can put together a list of awards for their industry, then I thought I would run down a list of mortgage products that I feel are best for First Time Home-buyers in 2008.
And the Winners Are?
FHA Mortgages: This is a great product … (7 comments)
|
first time homebuyers: Happy Buyers in Sterling, VA - 02/27/08 04:40 PM
What a great day for a settlement! My buyers made a terrific deal on this 3 level, one car garage townhouse in Sterling, VA. The unit has a fully fenced backyard, deck, finished basement, three bedrooms and two and a half bathrooms. Don't forget the walkout basement and hardwood floors on the … (3 comments)
|
first time homebuyers: When To Buy Your First Home? - 02/27/08 04:28 AM
I meet many people who have been renting and are wondering when is the best time to start their search for a new home. Here are some guidelines and things to think about before you begin.
1. Down Payment - Some lenders don't require one but it is advisable to … (0 comments)
|
first time homebuyers: First time out on their own and they get sick - 02/26/08 05:10 PM
My oldest son, John Jr. recently moved out on his own. I worry they don't have enough food, so I pick up groceries. I worry they don't have TP so I pick some up. One thing I didn't even think of was to stock up their medicine cabinet.
My … (5 comments)
|
first time homebuyers: Defiance, Ohio Real Estate - 02/22/08 11:05 PM
This year has already been a great year for me here in the Defiance Area. I keep reading the doom and gloom that the news puts out about how bad the home market is. I find it interesting that I haven't seen that problem with my business. I guess I've noticed … (0 comments)
|
first time homebuyers: Home Buyers Clinic? - 02/20/08 08:49 AM
I am considering doing a First Time Home-buyers Clinic and am wondering if any of you have done anything like this? I would love to hear your comments, suggestions, content, etc.... I am very interested in helping people find their first home and feel I have a wealth of information to … (2 comments)
|
first time homebuyers: What's with the "IMPROVED"? - 02/19/08 08:04 PM
KC Improved HomeBuyers
What's with the "IMPROVED"? According to my MS WORD© Encarta Dictionary it means: in a better or more valuable condition.
We buy distressed foreclosure properties in the inner urban core of Kansas City and invest in the property to transform it into a better and more valuable place. There's a … (1 comments)
|
first time homebuyers: Down Payment Assistance For First Time Homebuyers in Occoquan, Virginia - 02/17/08 08:56 PM
Help For First Time Home Buyers in Aldie, Virginia (edit/delete)
If you are a first time homebuyer, and think you can't buy a home...think again. If you have a job, and have decent credit, there is help for you. There are non profit organizations who will work with various loan programs … (0 comments)
|
first time homebuyers: Lease/Purchase Option - 02/17/08 10:59 AM
Many First-Time-Homebuyers don't really understand what they can afford and also don't understand how their credit situation truly affects their ability to buy. I deal with quite a few lower income clients and they ALL want MORE than they can afford. They usually don't have much money saved up if any … (6 comments)
|
first time homebuyers: Three opportunities in today's market.... - 02/12/08 09:46 PM
Tonight I took part in a valuable training session with my fellow agents from our office in Concord, NC. There were three main opportunities highlighted for today's real estate market.
First Time Homebuyers have a unique opportunity. Not only do they have a lot of inventory to choose from, but they can … (1 comments)
|
first time homebuyers: TAX Rebates Coming Your Way in 2008 - 02/10/08 07:02 PM
It seems that milions of US taxpayers will be receiving a Rebate soon. All to help speed up the slowing economy.
Those eligible are:
Single tax payers w/ Adjusted Gross Income below $75k - $600Joint filers w/ Adjusted Gross Income below $150k - $1200 (Parents will receive an additional $300 per child). … (0 comments)
|
first time homebuyers: FHA approved grant programs help home buyers in Triangle, Virginia - 02/08/08 09:33 PM
If you are a first time homebuyer, and think you can't buy a home...think again. If you have a job, and have decent credit, there is help for you. There are non profit organizations who will work with various loan programs that will grant you the down payment money you need … (0 comments)
|
first time homebuyers: FHA grant assistance programs helping home buyers in Woodbridge, Virginia - 02/08/08 09:13 PM
If you are a first time homebuyer, and think you can't buy a home...think again. If you have a job, and have decent credit, there is help for you. There are non profit organizations who will work with various loan programs that will grant you the down payment money you need … (0 comments)
|
first time homebuyers: Here we go again.....FICO & The New Credit Scoring Model - 02/02/08 11:25 PM
Back in June a new credit scoring model was announced, but the rollout date was not supposed to be finalized for sometime. It's looks like we are quickly approaching that time and here's what we know thus far.
1. Scores will still range from 300 to 850.
2. It will still take into … (8 comments)
|
first time homebuyers: First Time Homebuyers in Lorton, Virginia - 02/02/08 10:40 PM
If you are a first time homebuyer, and think you can't buy a home...think again. If you have a job, and have decent credit, there is help for you. There are non profit organizations who will work with various loan programs that will grant you the down payment money you need … (0 comments)
|
first time homebuyers: Help for First Time Homebuyers in Stafford, Virginia - 02/02/08 10:30 PM
If you are a first time homebuyer, and think you can't buy a home...think again. If you have a job, and have decent credit, there is help for you. There are non profit organizations who will work with various loan programs that will grant you the down payment money you need … (0 comments)
|
