Real estate blog entries tagged with first time home buyer

Blog entries tagged with "first time home buyer":

first time home buyer: The Best Damn First Time Home Buyer Program in Indiana!!! - 03/17/08 10:02 PM

Dyer, IN - That's correct! If you have never owned a home and thought you needed a large down payment then think again! Not only may you be eligible for a Now 5.125%!!! interest rate, but you may not even have to have a down payment! Imagine, owning your very own home. This … (2 comments)

first time home buyer: New Listings Sent Via Text Message - 03/17/08 03:13 PM

I wanted to let you know that I have started a new service for my clients. You are probably receiving listings via email each time a new home comes on the market within your criteria. Now, I will be sending updates via TEXT MESSAGING. Due to the format, you will not … (0 comments)

first time home buyer: Even if You Owned a Home in the Past - You May Qualify as a 1st Time Home Buyer in New Jersey! - 03/17/08 02:09 PM

Did you know you may be considered a first time home buyer even if you previously owned a home? The State of New Jersey has great 1st Time Home Buyer programs and YOU may qualify! If you have not owned a home for more than 3 years or have experienced a recent … (5 comments)

first time home buyer: Busier than a One Armed Man in a Wall Paper Hanging Contest - 03/14/08 12:07 AM

Busier than a One Armed Man in a Wall Paper Hanging Contest I seem to once again slip from my blogging routine. Gosh, I know how important a good blog strategy it to any business in this day and age. I feel like I have taken a step backwards in time, … (12 comments)

first time home buyer: Tips for Credit Improvement and Repair (Real Estate Broker in Northridge, CA) - 03/13/08 04:30 PM

1. Probably the most obvious and also the most important is always pay on time. Keep in mind that once you are more than 30 days late on a credit account, there will be a derogatory on the credit report.
2. Have a variety of credit types extended to you. For example, … (0 comments)

first time home buyer: FREE Campaigns for clients and partners - 03/13/08 03:56 PM

I consider myself a mortgage planner, not your typical loan officer, so what I have developed are several campaigns for clients or referral partners to enroll in FREE of charge! Whether you are ready to take action on your new or existing mortgage or not, I have several value adding campaigns … (0 comments)

first time home buyer: New Income Limits for Oregon Bond Loan Effective March 14, 2008 - 03/12/08 05:24 PM

There are new income limits going in to place on the Oregon Bond Loan that become effective this Friday, March 14, 2008. For the Jackson County area here in Southern Oregon, there is no change for non-targeted areas, but the income limit will INCREASE for targeted areas. The City of Ashland … (0 comments)

first time home buyer: Mortgage Programs for First Time Home Buyers - 03/12/08 11:00 AM

Everyone likes a bargain. Even First-Time Home Buyers! The simple definition of a first-time home buyer is someone who has not taken a mortgage interest deduction in the last 3 years. It's not surprising that first-time home buyers are beginning to take notice of current housing prices.
Lending standards are getting stricter … (1 comments)

first time home buyer: The ACORN Program - Not Just for Fisrt-Time Home Buyers - 03/12/08 10:58 AM

ACORN is a National non-profit Housing program with goals to provide free housing counseling directed toward achieving homeownership for low to moderate income homebuyers. ACORN accomplishes their goal by providing one-on-one mortgage loan counseling, first-time homebuyer classes, and works with lending partnerships to obtain affordable mortgages for their clients.
The mortgages … (1 comments)

first time home buyer: Ain't Nothing Like The First Time Baby - 03/12/08 07:14 AM

I am working with a young couple that were referred to me. They are expecting their first child in six months and are currently hoping to become first time home buyers soon. I absolutely love working with them!
Yesterday I was having lunch with a friend and I got several text … (13 comments)

first time home buyer: Home Inspection: Pay Now Or You Could Pay Later - 03/12/08 05:39 AM

The best possible way to experience peace of mind - translated "I can sleep tonight" - when purchasing a house is to employ the services of a qualified, well trained home inspector. A competent inspector will make sure the house's structure and systems which include, but are not limited to, the … (5 comments)

first time home buyer: Current Interest Rates for Rochester NY - March 11, 2008 - 03/11/08 03:45 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Rates continue to play the roller coaster ride but now is still a good time to purchase a home or refinance your current mortgage. Call me to discuss your mortgage needs.
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at … (0 comments)

first time home buyer: Top Reasons Why You Should Use A Buyer's Agent : Olathe Real Estate - 03/11/08 02:40 PM

They Represent YOUR Best Interests: If you call the listing agent on the sign, you are speaking to the agent that works for the seller. That agent will do what they can go get the house sold for the highest value, for THEIR client. Therefore, you need an agent on your … (0 comments)

first time home buyer: 10 Ways to Lose Your Home - Major Mistakes Home Buyers Make - 03/11/08 09:26 AM

Check out the mass of information on consumer home buying by Elizabeth Weintraub. I really like the newest article posted there http://homebuying.about.com/od/buyingahome/tp/072007LoseHome.htm Top 10 ways to lose your home. I see these mistakes a lot, especially with first time home buyers. There are a lot of good programs out there for outstanding financing … (2 comments)

Atascocita Homes For Sale | Atascocita Real Estate | Timber Forest Home for Sale | Royce Builders | Price Reduction for Quick Sale
A Great Price Just Got Better - Reduced from $124,900 to $119,999
This new Atascocita home for sale in Timber Forest is a 4 bedroom, 2/1 bath built by Royce … (0 comments)

first time home buyer: Mortage: The INSIDE Scoop - 03/10/08 02:47 PM

The Mortgage Process can be confusing and rather scary - especially if you have never gone through it before!
If you are a First Time Homebuyer do not miss the basics of the Mortgage process.
Your chances of getting qualified for a mortgage starts with the Loan Application and from then on … (1 comments)

first time home buyer: How Much Home Can You Afford? - 03/09/08 10:17 PM

How Much Home Can You Afford?
The single most important part of buying a house is figuring out how much you can realistically afford to pay.You'll have to take a good look at your budget, debts, credit reports, and credit score. Once you have a good picture of your financial status, … (0 comments)

first time home buyer: First Time Home Buyer Information - 03/09/08 11:46 AM

If you are currently in the market for your first home, you probably have lots of questions. You are about to be making an important decision for your future, a great investment of both money and time. I have a wealth of experience helping first time buyers like you make sound, … (0 comments)

first time home buyer: In Good Faith - 03/09/08 11:06 AM

In Good Faith - What is Earnest Money and What Happens To It?
When you are ready to make an offer on a home, earnest money is required as part of the sales contract. Here is a simple definition of earnest money: "Deposit made by a buyer toward the down payment … (0 comments)

first time home buyer: The Right to an Attorney - 03/09/08 11:04 AM

The Right to an Attorney "You have the right to an attorney ..."
That's a line we've all heard on TV many times, and hopefully never heard in person!
Depending on where you have lived and purchased real estate in the past, you may not have used a real estate attorney for … (2 comments)

first time home buyer: Excellent Home for New Home Buyer - 704 WOODCLIFT DRIVE FAYETTEVILLE NC, 28311 - 03/08/08 07:35 PM

… (0 comments)

first time home buyer: Effective March 7, 2008 ANOTHER Oregon Bond Rate Increase! - 03/08/08 12:49 PM

Well, the State of Oregon did not wait long to put their new "no notification policy" to work. The rates were increased March 3rd, and March 7th they were raised again without the usual e-mail going out to lenders participating in this program. The RateAdvantage program is now at 5.625%, and … (0 comments)

first time home buyer: First Time Home Buyer Seminar - Maryland - Baltimore County - Harford County Areas - 03/08/08 08:33 AM

WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the entire process … (1 comments)

first time home buyer: Median Price Check: How Much House Does $201,100 Buy? - 03/07/08 04:26 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
The following is from a blog I read from a Google Alert and I feel it needs to be posted here. I hope you enjoy it as much as I did.
The housing market is still in a downward slide. According to today's … (1 comments)

first time home buyer: Open House: 1239 Hunters Run, Victor, NY, Sunday March 9th, 1:00 pm to 3:00 pm - 03/07/08 02:32 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Open house begins at 1:00 pm and runs to 3:00 pm. For more information about the property contact:
Amy Petrone - Broker Associate
Cell: 585-737-5690

Offered at $219,900
"Create Your Own Dream Home"
You just love the house. But maybe it needs a little TLC. Or, … (0 comments)

first time home buyer: Just Reduced! Corona 3 BR View Home ~ RV Parking - 03/07/08 08:18 AM

Corona Beauty! Large 3 Bedroom Home with RV Parking and Stunning ViewsLocation: Corona , CaReduced for fast sale! Move in ready Corona Hills home! Cathedral ceilings and open floor plan. Upgrades include newer appliances, custom paint, ceiling fans, and french doors that lead out to the park like backyard. Stunning views … (0 comments)

first time home buyer: Price Reduced! Riverside 4 BR Home ~ $336,900 - 03/07/08 07:43 AM

Just Listed! Large 4 BR Bank Owned BargainLocation: Riverside, CaBeautiful nearly new KB home in gated community. Light and bright open floor plan with many windows, a formal living room and a separate family room. You'll love the large family style kitchen with built in microwave and dishwasher. Upstairs you'll find … (0 comments)

first time home buyer: Oregon Bond Loan Rate Volatility - 03/06/08 07:11 PM

We just received notification from the State that they reserve the right to adjust the interest rate on the Oregon Bond Loan programs, RateAdvantage and CashAdvantage, just as any market interest rate published by the banks and lending companies. Lending professionals will need to check the Oregon Bond Loan's Reservations website … (2 comments)

first time home buyer: 2BR 2BA Vaulted Ceilings, Garage Lyn Sims (847)230-7324 RE/MAX Suburban - 03/04/08 10:04 AM

2BR 2BA coach home in Schaumburg offers alot of open space for the $$. Livingroom/Dinrm has laminate floors, unique open wall kitchen, sliders to balcony from Kitchen and Livingroom, customized shower in Luxury Bath, Master has dressing area AND walk-in closet. One car garage, very close to Schaumburg Train Station (Milwaukee West Line). Low … (0 comments)

first time home buyer: 100% Financing Available??? - 03/04/08 12:22 AM

As most of us know, the availability of zero down programs has almost completely dried up. However, there are still some lenders that are still doing 100% financing. They do come and go as the funding dries up or underwriting standards change.
Does anyone know of any lenders who are offering zero … (2 comments)

first time home buyer: FTHers Series - 8. Pre-Qualification VS. Pre-Approval - 03/03/08 11:47 AM

FTHer Series - 8. Pre-Qualification VS. Pre-Approval
When you become serious about buying a home it's imperative to become pre-qualified or pre-approved for a loan. Both are thumbs up from the lender that states how much you're able to afford. It makes sure aren't looking for homes you can't afford or let's you know … (0 comments)

first time home buyer: Bank Owned Property - 03/03/08 09:04 AM

Are Bank's Willing to Deal?
It happened again! I received a call from one of my First Time Home Buyers that get daily alerts for homes that come on the market matching their profile. Obviously the low listing price caught their attention prompting the call. It was a bank owned property that … (0 comments)

first time home buyer: Now You Need A Home Inspection - Part 3 of a Home Buyer Series - 03/01/08 06:25 AM

Why should you pay for a home inspection especially when you know people who can look at the house for you? It is important to have someone who has training in all of the aspects of home inspections. In New York state all Home Inspectors should be licensed. If that is not the case … (2 comments)

first time home buyer: MCC A Better Alternative Than Oregon Bond? Maybe, With The Newest Interest Rates - 02/29/08 02:24 PM

The State of Oregon's Bond Loan Program for first time homebuyers will have higher interest rates on Monday. Effective March 3, 2008, the RateAdvantage interest rate will go up to 5.40% and the CashAdvantage interest rate will go up to 5.90%.
I recently did an article comparing the Oregon Bond loans to the … (4 comments)

first time home buyer: How Bad Do You Want It??? - 02/29/08 12:12 PM

There's this country song by Tim McGraw and the lyrics in it are, "How bad do you want it? How bad do you need it? Are you eatting, sleeping, dreamin' with that one thing on your mind." I LOVE THE HOUSE HUNT! It's a great process and with all the homes on … (8 comments)

first time home buyer: Harford County First Time Home Buyer Seminar FREE - April 19, 2008 - 02/29/08 10:15 AM

WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
Saturday, April 19,2008
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the … (0 comments)

first time home buyer: Maryland First Time Home Buyer Seminar FREE - April 19, 2008 - Baltimore County & Harford County Areas - 02/29/08 10:13 AM

WHAT ARE YOU GOING TO DO WITH YOUR TAX REFUND?
ARE YOU CONSIDERING BUYING A HOME IN BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND?
DON'T KNOW WHERE TO START?
Then come to our FREE Keys to Home-Ownership Seminar !!!
Saturday, April 19,2008
2 Convenient Times, 1 Convenient Location, + FREE Individual Consultations (If Desired)
FREE information! Learn the … (2 comments)

first time home buyer: FHA , Tired of Renting??? Call Sacramento HOME!!! - 02/28/08 12:23 PM

FHA loans allow a potential Buyer the opportunity for homeownership. The Buyer is not declined for insufficient credit score, or length of credit history. Rather, FHA reviews the purchase as well as your ability to pay the mortgage each and every month. A down payment of 3-5% of your own money … (0 comments)

first time home buyer: Shakespearian View of Oregon Bond versus Mortgage Credit Certificate - 02/27/08 12:06 AM

O Affordability, Affordability, wherefore art thou affordability?
Undeniably, first time home buyers in Ashland Oregon have a tough time of it when it comes to entering the Ashland Oregon real estate market for the first time. Other areas of Oregon are struggling with the same challenge of housing affordability versus … (3 comments)

first time home buyer: Top Ten Do's and Don'ts During the Mortgage Process in High Point NC - 02/26/08 01:48 PM

From the Desk of Don Draughn, Professional Mortgage Consultant

The Top Ten Credit Dos and Don'ts During the Mortgage Loan Process

Keep in mind the actual lender will pull their own credit report at closing, and if your credit scores have dropped, you may no longer qualify for the rate that was underwritten … (2 comments)

first time home buyer: Real Estate Term: Earnest Money - 02/26/08 08:31 AM

When a buyer and seller reach agreement on a home sale, the buyer typically puts a small amount of money into a trust account.
This up-front deposit is more commonly known as "earnest money".
A sales contract's earnest money requirement will vary from contract to contract. It can be as high as … (0 comments)

first time home buyer: First Time Homebuyer Seminar Little Falls / Montclair Area - 02/25/08 10:28 PM

Tired of Renting and seeing your hard earned money go into someone else's pocket? Not sure if you'll ever be able to achieve your own "American Dream"? Don't know where you can go or who you can turn to for the answers?Announcing Prudential Damiano Realty's First Time Homebuyer Information Gathering Session.Tuesday … (0 comments)

first time home buyer: Atlanta Real Estate - Great Intown Atlanta Neighborhoods for First Time Home Buyers - 02/25/08 09:26 PM

Intown Atlanta Real Estate

About 50% of the buyers that I work with are "first-timers" and the thought of finding an affordable home is often daunting. To help simplify the initial home search, I would recommend starting with the following neighborhoods:
GRANT PARK real estate (Zip code 30312)
If you … (0 comments)

first time home buyer: Affordable Phoenix, Oregon, Yes there is a Phoenix in Oregon - 02/25/08 05:55 PM

Beautiful end-unit townhouse on the creek and under the pines in desirable Phoenix location. Loads of light with 3 bedrooms, 2.5 baths, 1410 sq ft, 1997 built, main level living, dining and kitchen, gas fireplace, nice deck and beautiful landscaping. Upstairs is a vaulted master with walk-in closet and private sunny … (3 comments)

first time home buyer: Buyers: Timing is Everything - 02/25/08 02:56 PM

Timing is Everything
You made the decision to buy a home this year. You've met with a loan officer and you're pre-approved. When should you start looking at homes for sale?
In the northern Illinois area, the typical time frame between when an offer is accepted and the home closes is thirty … (0 comments)

first time home buyer: When Do I Get the Keys?—Immediate Gratification is BEST in Real Estate Transactions! - 02/25/08 08:46 AM

This is a world of immediacy...We drive thru for instant food. We communicate with instant messages. We are trained for immediate gratification. It is recommended in today's changed real estate market that people SLOW things down. And this is great advice when it comes to most parts of the home buying … (28 comments)

first time home buyer: You've Signed The Contract To Buy A House - Now What? - 02/24/08 09:58 PM

You've pre qualified, you've looked at homes, and you've picked THE ONE. You've almost recovered from your writer's cramp after signing and initialling the offer and all those disclosures. Your offer has been accepted (or countered and agreed upon by you) and your earnest money deposited with the listing agent. Congratulations, you're under … (2 comments)

first time home buyer: Real Estate Agents In Overland Park and Olathe - Information And FAQ About Brad Papa - 02/24/08 02:00 PM

New Page 1 1. Are you a full-time professional REALTOR®?
Yes! While many agents pursue real estate as a part-time job, I have been a full-time agent for almost four years. My clients are my #1 professional priority, not another job. 2. What geographic areas do you specialize … (0 comments)

first time home buyer: Signs You Are Ready To Buy A House In Kansas City And Beyond - 02/24/08 01:55 PM

New Page 2 Top Signs You Are Ready To Buy
• You’re ready to stop paying your landlord’s mortgage payment, and start building wealth of your own.
• You could use the property tax and mortgage interest deductions.
• You want a vested interest in your … (0 comments)

first time home buyer: Buyers: First Things First - 02/24/08 09:02 AM

First things first
Like most things in life, if you start with step one before proceeding to step two, you'll find that everything comes together easier.If you're thinking that you are ready to buy a home, step one is to get pre-approved for a home loan. I know it's not as interesting … (0 comments)

first time home buyer: US HOME AUCTION - 02/22/08 11:53 AM

I hosted a few open houses for the US home auction the past couple of weekends and I could not beleive the foot traffic of clients coming through the door. Approximatley 150 people came through an open house located in Dublin California. This auction buzz definetly attracts a lot of people … (5 comments)

first time home buyer: CATCH THE DREAM for FIRST TIME Buyers - 02/22/08 10:26 AM

CATCH THE DREAM, for FIRST TIME HOME BUYERS, Orange County, NY (edit/delete)
http://www.rayzwart.com/
Join Us Sunday, May 4th 200810:00 - 4:00 p.m. at the SUNY Orange Middletown Campusfor a Free Home Buyers Expo
Welcome to Catch the Dream Free housing Expo. We trust you will find this event informative and educational. Be sure … (0 comments)

first time home buyer: CATCH THE DREAM, for FIRST TIME HOME BUYERS, Orange County, NY - 02/22/08 10:13 AM

http://www.rayzwart.com/
Join Us Sunday, May 4th 200810:00 - 4:00 p.m. at the SUNY Orange Middletown Campusfor a Free Home Buyers Expo
Welcome to Catch the Dream Free housing Expo. We trust you will find this event informative and educational. Be sure to visit our Vendor Hall filled with varied professionals eager to share … (0 comments)

first time home buyer: First Time Home Buyer Seminar - 02/21/08 12:10 PM

Come explore the possibilities of home ownership and learn about the current real estate market. Attendees are eligible for a free credit analysis and on site pre-approval. Home ownership may be easier than you think. Space is limited. Date: Wednesday March 5th, 2008 Time: 6:30- 7:30 p.m. Location: 2 Centerpointe Drive … (0 comments)

first time home buyer: Current Interest Rates for Rochester NY - February 21, 2008 - 02/21/08 11:46 AM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Interest rates have been on a roller coaster ride for the last few weeks. President Bush's Stimilus Package may be starting to have some impact. As you review this chart, keep in mind that rates do change every day so as they … (0 comments)

first time home buyer: Common Closing Costs for Buyers - Lyn Sims (847)230-7324 RE/MAX Suburban - 02/20/08 05:31 PM

You'll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company conducting the closing will tell you the required amount for:
… (0 comments)

first time home buyer: Buyer's Guide to Survival Part 1: Things to help you understand the home buying process - 02/20/08 11:07 AM

I work with a lot of first time home buyers that I educate to understand what they need to do in order to purchase a home. I figure there are quite a few people out there that are sitting on the fence as they don't really quite know where to start, … (2 comments)

first time home buyer: Democrat and Chronicle Business Editor Sees Economy Positively! - 02/19/08 03:13 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Steve Sink, Business Editor at the Rochester NY newspaper, Democrat and Chronicle, says in a recent article that he sees the current economy as a "stalemate" at worst. You can read his article at "Recession glass is half full for this journalist" to … (0 comments)

first time home buyer: Patriots Pointe Townhome, Freehold Borough, NJ 07728 (First Time Home Buyer of Monmouth County Real Estate) - 02/19/08 02:08 PM

Thank you for visiting my Monmouth County real estate blog.
If you are a first time home buyer, you'll enjoy this article featuring Patriots Pointe -- a townhome community in Freehold Borough, NJ 07728. Patriots Pointe is located on Route 537, within steps of the Henry Hudson Walking Trail.
Patriots Pointe … (2 comments)

first time home buyer: Why Should a Seller Pay a Home Buyer’s Closing Costs? - 02/19/08 11:45 AM

When I list a home for sale, I give always give the seller a net sheet with estimates of closing costs that will be associated with closing the home. One of the items on the list is "Seller contribution to the Buyer's Closing Costs." Every now and again, I hear a … (60 comments)

first time home buyer: What does one do to determine if this property, MY FUTURE HOME, is worthy of my HARD earned Time, Money and Effort? - 02/18/08 11:04 AM

WOW, I was asked to write an article to HELP a first time HOME Buyer not familiar with the United States system of purchasing a property. Having lived overseas I can relate to being very intimidated about such a decision and makes me reflect on the first time I purchased real … (1 comments)

first time home buyer: Model Perfect and OC Close! Beautiful Corona 4 BR Home for Sale! - 02/18/08 08:10 AM

Model Perfect and OC Close! Beautiful 4 Bedroom Home for Sale in CoronaLocation: Sierra del OroFlawless home in Sierra del Oro, just minutes from Orange County! Beautiful 4 bedroom home on one of the largest lots in the tract. Featuring cathedral ceilings, open floor plan, and many windows. Inviting formal living … (0 comments)

first time home buyer: Siesta Key real Estate: Sound Advice For First-Time Home Buyers - 02/18/08 02:13 AM

Located offshore of the Southwest Florida city of Sarasota,and only a short drive over the connecting North Bridge, lies an eight-mile- long barrier island, a sub-tropical paradise known as Siesta Key. Settled in the clear, warm waters of the Gulf of Mexico, This world-famous Key has everything one would imagine a … (1 comments)

first time home buyer: It’s Springtime! Our Sunglasses are on! We have a Full Tank of Gas! Let’s Go House Shopping! - 02/16/08 12:09 PM

It's almost springtime and you are getting that bug. You know that little feeling that tells you that this is the year to buy a new home. Interest rates are low. There is a great selection of new and existing homes. And frankly, you are just tired of renting! So how … (36 comments)

first time home buyer: Stimulus Package Could Open New Door To Homeownership For Many Latinos Americans - 02/14/08 07:26 PM

The Senate and House of Representatives have come to agreement on an Economic Stimulus Package. It is currently awaiting the President's signature to be signed into law, that will raise Federal Housing Administration (FHA) and Government Sponsored Entities (GSEs) conforming loan limits to as high as $729,750 in high cost markets … (1 comments)

first time home buyer: Fort Smith Arkansas Downpayment Assistance for First Time Home Buyers - 02/14/08 05:30 PM

Many Americans have found out quickly that "Money isn't growing on trees." Some area's are seeing many companies downsizing, unemployment on the rise, and we won't talk about Gas Prices! A home is still your best investment for security and financial growth.
What about my down payment and closing costs? What about my … (4 comments)

first time home buyer: 5 Common First-Time Home Buyer Mistakes, Lyn Sims (847)230-7324 RE/MAX Suburban - 02/14/08 04:20 PM

5 COMMON FIRST-TIME HOME BUYER MISTAKES that Lyn Sims at RE/MAX Suburban doesn't want her buyers to make! Guiding her buyers with over 20 years experience, she can help you find the best home in the Northwest Suburban Chicago IL Market.
1. They don't ask enough questions of their lender and end … (1 comments)

first time home buyer: Love at First Sight--It happens In Real Estate too! - 02/14/08 02:57 AM

Do you believe in love at first sight? I do!
Decades ago as a young man walked through the door of a neighborhood restaurant. His eyes met those of a young girl. In that instant, their lives changed. It was years before they married and there were many ups and downs. But … (51 comments)

first time home buyer: Why You Should Use a "Buyer's Agent" In Rochester NY! - 02/13/08 03:42 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
So, you've decided to buy a home!
Purchasing real estate is a complex and major transaction with many details to be handled. Depending on the laws in your state and the business arrangement you have with a licensed real estate agent, that agent … (0 comments)

first time home buyer: A New Approach to Buying Your Home - Interview Realtors - 02/13/08 12:40 PM

It is with hesitation that I use the following reference. As much as a Police officer hates to sit outside a donut shop, I dislike comparing our job to that of a car salesman. However, my experience and the results of my last car purchase got me thinking. There truly … (3 comments)

first time home buyer: Applying for a Mortgage in 2008 - A Primer for First Time Home Buyers In Rochester NY - 02/11/08 03:18 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Over the last year, the mortgage industry has gone through a tremendous amount of turmoil. Some banks cut back drastically on the loan programs they offered. Others added some more stable loan products to replace the ones they discontinued. Still other banks … (1 comments)

first time home buyer: Steps to Home Ownership in Virginia - 02/11/08 10:53 AM

Here is a summary of the steps that you will take from your home search to closing. If you are a first time buyer, don't be overwhelmed by the number of items listed or their complexity. As your real estate professional, along with your attorney and loan officer we will guide … (2 comments)

first time home buyer: I am a First Time Home Buyer. What Next? - 02/10/08 09:34 PM

I am a first time home buyer. What next?
As a first time home buyer, there are things that are important to your successful ownership of your first home. The most important things that will make you successful in homeownership understand your market, understanding your mortgage, and knowing what you can … (2 comments)

first time home buyer: Increase Your Credit Score - 02/08/08 01:43 PM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Good credit translates to lower interest rates for borrowers. Here are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter!
•· Do you have past due balances that have been neglected? … (1 comments)

first time home buyer: Baltimore City First Time Home Buyer Loans - 02/08/08 01:22 PM

FHA LoansThese loan programs are insured by the Federal Housing Administration (FHA) and issued by qualified lenders, such as First Home Mortgage. We offer all of the current FHA loan programs, including home financing for purchase and refinance of owner-occupied homes, as well as the popular 203(k) rehabilitation loan and reverse … (0 comments)

first time home buyer: BRAC Comes to Maryland - 02/07/08 03:58 PM

By 2011 the Base Realignment And Closure relocation from Fort Monmouth New Jersey to Aberdeen Proving Grounds is expected to be completed. Between now and then an estimated 28,000 new jobs will be created and an estimated 60,000 new residents will be living in and around our area. This process … (0 comments)

first time home buyer: BRAC Comes to Cecil County - 02/07/08 03:57 PM

first time home buyer: BRAC Comes to Baltimore County - 02/07/08 03:56 PM

first time home buyer: BRAC's Coming to Harford County - 02/07/08 03:55 PM

first time home buyer: Seven Reasons to Own your Own Home, Lyn Sims RE/MAX Suburban, Schaumburg Area Homes - 02/07/08 03:51 PM

SEVEN REASONS TO OWN YOUR OWN HOME
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are … (3 comments)

first time home buyer: Rethink the Bridal Registry--First Toaster, First China and First HOME?!! - 02/06/08 03:00 PM

Wouldn't it be great to take one of those little barcode readers beyond Target's towels, toasters and flat screens and head out to the nearest neighborhood and tag something that a new bride and groom really need, their first home? Shopping the Parade of Homes or at a Sunday Open House, … (34 comments)

first time home buyer: Oregon Bond Rate Advantage Program at 4.95% - 02/03/08 11:33 PM

Have I mentioned before how great I think the Oregon Bond Loan program is for the first time homebuyer purchasing their home in Oregon? This program is designed to help the first time home buyer by giving them a below-market interest rate AND the option to buy a slightly higher, but … (3 comments)

first time home buyer: First Time Home Buyers - 02/01/08 01:31 PM

First Time Buyers and FHA Loans
Down Payment Assistance has until April 8th before it is gone!
An exceptional opportunity has returned to First Time Home Buyers. The two largest factors in your monthly investment for home ownership are interest rate and price. I mention interest rate first because in many cases it … (3 comments)

first time home buyer: Current Interest Rates for Rochester NY - February 1, 2008 - 02/01/08 10:51 AM

From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Rates Continue to be very good. Now is the perfect time to purchase a new home or to refinance your existing mortgage. If I can be of assistance in any way please do not hesitate to call me.
… (0 comments)

first time home buyer: First Time Home Buyer Tips - 01/31/08 10:05 PM

Don't be discouraged if you can't find the perfect home of your dreams. If it's in a good neighborhood and the right price range for you, don't pass it by. Talk to your agent about an FHA 203K loan. You can get your "soon to be dream home" at a great … (0 comments)

first time home buyer: First Time Home Buyers, Short Sales, Foreclosures all in Central Florida oh my... - 01/31/08 09:03 PM

So you are a first time home buyer in the Central Florida market. Your family is telling you you should stop renting and buy a home. Your friends and the media are telling oh no it's doom and gloom the market is still falling don't get taken like we did. Hmm … (1 comments)

first time home buyer: First Time Home Buyers! Great Time To Buy! Lots of Great Programs. - 01/31/08 04:22 PM

Great First Time Home Buyers Program:
F.H.A

*First and Most important thing to do is find a lender and get a Loan application(1003) filled out. *Get Qualified first! This way you know what price of home to search for. You can save a lot of time and headache.
*Right Now is … (1 comments)

first time home buyer: I Want to Buy a Home - What are the Steps? - 01/31/08 05:14 AM

Your first home purchase can seem like an overwhelming task but it is really not that hard. Here we go.
Step 1 - Research professional Realtors in the area you would like to find a home. That is a pretty easy task now with the internet. Just Google your City, State, Real … (2 comments)

first time home buyer: First Time Home Buyer Special Presentation - 01/30/08 07:15 PM

… (1 comments)

first time home buyer: Buy a Short Sale in Coral Springs Florida and South Florida - 01/29/08 12:24 PM

So you want to buy a short sale home, condo or townhouse in Coral Springs or the surrounding towns of Parkland, Margate, Tamarac, Sunrise or anywhere in South Florida for that matter...what is in store for you?
First and foremost, you should know that buying a property as a short sale is … (0 comments)

first time home buyer: Creative Financing Available! Colorado Springs, Close to Peterson AFB and Ft. Carson - 01/29/08 11:51 AM

… (2 comments)

first time home buyer: BANK ON IT! - $265,000 A MINI-ESTATE IN PRESTIGIOUS LINWOOD - 01/29/08 11:40 AM

LARGE BUNGALOW WITH HIGH CEILINGS AND NICE SIZED ROOMS (2 BEDROOMS / 2 FULL BATHS) HUGE "VINTAGE" KITCHEN, LARGE WALK-UP ATTIC WAITING TO BE FINISHED AND LARGE CORNER LOT ALSO HAS DETACHED GARAGE, WORKSHOP & GAZEEBO. THIS IS ALOT FOR THE MONEY - - COMPARE & SEE.
LISTED BY SUZANN MURPHY, … (0 comments)

first time home buyer: First Time Home Buyer Tax Information - 01/29/08 05:38 AM

It's that time of year again in the Fairfax VA Real Estate area and in fact around the country - Tax Time! Every year about this time I'm always busy gathering all of the information necessary to complete our taxes and I'm sure you are, too! Perhaps, you were a First … (0 comments)

first time home buyer: When Houses Sit --- Update - 01/28/08 09:19 PM

This is an update on my previous post of "When Houses Sit..." To recap - this weekend I received an offer on a new construction 2 family for a first time home buyer. The house had been sitting on the market for over 18 months, and the builders had already let go … (5 comments)

first time home buyer: Best Part of Being a Realtor~ Helping First Time Buyers Find Their Way Home - 01/28/08 04:00 PM

Late one Saturday afternoon my cell phone rang. The caller said they had just driven by a listing of mine and could I show them the inside. "Are you working with an agent?" I inquired. "No", he said. The meeting was set for the next evening.The young man and his fiancée arrived with … (30 comments)

first time home buyer: My 2008 Predictions for the “Local” Atlanta Real Estate Market - 01/28/08 02:13 PM

I may not be a real estate expert, but I believe what is currently happening in real estate markets across the country is what people have long known would happen, but didn't want to admit. Up until recently real estate was a business in a field full of "part-time" licensed Realtors...it … (1 comments)

first time home buyer: Buying Your First Colorado Springs Home - 01/27/08 03:11 PM

You've thought long and hard about buying your first home. You've considered the pros of home ownership - the satisfaction of achieving the milestone of a place to truly call "home", the tax breaks, and the equity you can build while paying your own mortgage, not someone else's. You've also considered … (1 comments)

first time home buyer: Madison Mortgage Broker: Refinance, 100%, VA, Madison Jumbo, FHA Loans, First Time Home Buyer, Madison No Money Down - 01/27/08 12:06 AM

Ameristar Mortgage Madison offers first time home buyer, 80/20, Madison cash out refinance, jumbo loans, construction, lot loans, Madison no money down, Madison refinance, 100% financing programs, Madison interest only, my community mortgage, Madison FHA, VA and rural housing loans. Visit us online at http://www.ameristarmadison.com or give us a call at … (0 comments)

first time home buyer: 10 Steps for Buying Your First Baltimore Maryland Home - 01/26/08 08:38 PM

10 STEPS FOR BUYING YOUR FIRST BALTIMORE MARYLAND HOME!
Contact the HARBEL HOUSING PARTNERSHIP PROGRAM! To register for one of their upcoming FREE Home Buyer Workshops, contact their office at 410-444-9152 and ask to speak with REGINA or SANDY and please be sure to tell them where you found their programs information and … (0 comments)

first time home buyer: 10 Steps for Buying Your First Harford County Maryland Home! - 01/26/08 08:37 PM

10 STEPS FOR BUYING YOUR FIRST HARFORD COUNTY MARYLAND HOME!
Contact the HARBEL HOUSING PARTNERSHIP PROGRAM! To register for one of their upcoming FREE Home Buyer Workshops, contact their office at 410-444-9152 and ask to speak with REGINA or SANDY and please be sure to tell them where you found their programs information … (0 comments)

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