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Blog entries tagged with "flood":
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Well, I am here in NW Indiana and I am battling the Battle of the Wet Basement.
As you may know, Hurricane IKE will be striking the Gulf Coast of Texas in the next day or so. If you are not getting prepared I would suggest that you do even if you are within 100 miles of the cost.We at Equity Mortgage would like to take a quick … (0 comments)
If you are a realtor, I know that the goal is to acquire listings and turn these into possible sales! The more listings, the more money. In the difficult time many of the realtors are having across the country, there are also many which are finding success by adding a new program … (4 comments)
Heard on the news today that the Army Corps of Engineers is going to be opening the flood gates again since Gustov dumped several inches of rain here in the last day or so. Poured over 4 inches out of my gauge this morning and it was still sprinkling and I … (0 comments)
Storm Damage Assessment and Environmental Testing
This week has been something else for more than a few Bonitians.
Homeowners and potential homebuyers, alike, now have an easy-to-use online website to determine whether any particular address in Hillsborough County, Florida is situated in a flood zone. This link is provided by the government online resources:
August 27th, 2008 
… (0 comments)
Anyone who has been in Texas for very long has heard someone say, "If you don't like Texas weather, just wait a minute."
INSURANCE AND ITS ROLE IN HOME OWNERSHIP 
High 90 low 72 Scattered Clouds
Due to the flooding of the Mississippi and the high waters around the St. Louis Arch, I didn't think St. Louis was celebrating the 4th of July this year. However, it has just been moved.
There but for the grace of God go I unscathed and all of us in the Two River community! I live in Sea Bright and yes on a very blustery east or north east wind day or night, the full moon and the high tide Sea Bright's down town streets flood. … (0 comments)
Thinking about all the floods that are going on up in Wisconsin, Iowa and other states we here in Texas have to think about flooding in our area as well.
I used to live up North. I understand how valuable and useful basement space is. However, here in Oklahoma, basements are NOT something you want to dig into. Instead of going down, we go UP with bonus rooms and second floors.
I just read that people are suddenly showing a preference for living in cities due to the higher cost of travel to work. That made me think about water not gas.
Connecticut has a plentiful amount of water in the ground, in it's rivers lakes and ponds and in the … (1 comments)
Those were happy, happy days. No worries. No great concerns over the real estate market. There was enough cake for everyone and we jumped up and down in joyous celebration. Interest rates had not been this good in almost forty years. Sellers gleefully asked us to put "for sale' signs in … (2 comments)
Have you ever worked on a deal and then in the middle found out it's in a flood zone and requires insurance? Or maybe the maps have been changed in your area by FEMA and now you need it. Here's some tips:
In the real estate industry, mold has become a factor that may hurt a deal. Some agents are afraid to recommend a mold inspection, the neglect of which can expose them to unforeseen liability in the future. 
Water water everywhere........Table Rock Lake levels are still over 15 feet above normal. There is more rain in the forecast making the scheduled shoreline cleanup difficult and possibly dangerous. 
In my 11+ years of working in the insurance business I've provided home insurance policies for a lot of people. One of the more frustrating things I deal with is people who call up for home insurance 1 day before a closing with the mortgage broker, realtor and attorney all on … (0 comments)
On Friday the good news started hitting the papers. It was a SUCCESS!! 
After the storms the beginning of this year it is a good idea to be prepared for the next one. I have many clients who lost power for up to a week here in the City limits of Sacramento. Take some time to think what you would do without power and … (0 comments)
The flooding from a levee break in Fernley Nevada (NV) has had a fair amount of media coverage (nationally and local). I noticed an increase in search activity for specific street names in the area on my site and thought I'd try to help people out by putting up a google … (3 comments)
You're preparing to sell your home, and you've taken all the right steps. You've contacted an agent to represent you and to market your home, taken care of needed repairs, cleaned up the yard, and given your home the "white glove" treatment. How else can you attract buyers and a full … (0 comments)
Hurricanes, Typhoons and Cyclones erode our coastlines and cause future flooding, land loss and severe harm to wildlife. Even a series of small Tropical Storms, Monsoons or Nor-Easters will cause damage that can be irreparable - is there some way we can stop this serious erosion?
Are you interested in helping the storm victims in Washington State? 
If you, or someone you know has been impacted by the devastating floods in Lewis County, here is a blog set up to spread the word about specific needs and where to find help:
I believe it is the agent's resposibility to inform clients about possible increases in the cost of insurance costs because of flood zones.
The Federal Emergency Management Agency (FEMA) announces the availability of the Compendium of Flood Map Changes which provides a listing of changes made to the National Flood Insurance Program (NFIP) maps that became effective from January 1, 2005 through June 30, 2007. Future notices of changes to NFIP maps will be … (0 comments)
Here in Minnesota a town was all but wiped out. Flood insurance was not required even though it was in a low river bed area. Only two people in the entire town of Rushford, MN had flood insurance. The rest are still trying to figure out what to do a month … (0 comments)
Hi Everyone,In my last message I forgot to request those of you who had storm damage due to the storm last month to contact the Village. As you can see from the article below, FEMA will be in the area today to evaluate damage from the storm and has requested homeowners … (0 comments)
Sutter county has reports of putting out a new map and re-zoning the area that will be considered by FEMA to now require mandatory flood insurance. Some say it will likely just be South Yuba City, Sutter County. And some say it will be all of Sutter county. Who knows but why … (0 comments)
The first sign something wasn't quite right was when on my home after an appointment, I couldn't get into my driveway because of the line of cars, vans, trucks and semis blocking it.
Homeowners who think they can get away without flood insurance should consider this: The National Flood Insurance Program, the nation's largest provider of flood coverage, says that 25 percent of their claims come from low to moderate risk areas. NFIP also says that a home has a 26 percent chance of … (1 comments)
Rain, Rain go away. I really mean it. I live on a creek in Plano and the water was the highest I've ever seen in my 7 years in this house and my neighbor that has lived on the creek for over 20 years had never seen anything like it. Luckily, … (19 comments)
While we still have a 50% chance of rain in the area for the next several days, it looks like (knock on wood!) that the major flooding is over, at least on our place. So this morning we're pumping out the flooded storm shelter. 
With all of the rain in Central Texas and the upcoming hurricane season, I thought it would be a great time to remind all of the 203 H FHA loan program.
Selling a home in Griffith these days brings the "is this in a flood zone" question bright and early in the conversation. Good darn question to ask. Here's why...from my own home. 
When I was growing up, we had an insurance office with its own entry at the side of our house. My job from the time I was 11 till 15 was to help type, copy and file for my mother who was working the office. In our small town of Duncan, … (1 comments)
Appliance Strapping - Water heaters, fuel tanks, and appliances that fall or spill during a storm or flood can cause contamination and fires. Special strapping is available to secure these components and prevent falling.
Have you recently experienced a water loss in your home? If the water came from a broken pipe or failed hot water heater you need to turn the water off to your entire home and call a plumber! As soon as you get off the phone with the plumber you will need … (0 comments)
Do you ever get a little tongue tied when talking with a client? Today, I was walking with a buyer as we viewed a home in sore need of updating and TLC. The home is located in Pass Christian, and is approximately 35 years old.According to neighbors I chatted with, the cul … (14 comments)
Last week was a historic week in Maine and New Hampshire, with a rainfall to that has had no comparison in recent history. Driving around during the last week since the storm, I still see trees toppled over, huge pines cracked right down the middle, edges of the road are washed … (4 comments)
Welcome to March Madness......
Many homeowners in Northwest Indiana had some major flooding problems in 2006. President Bush declared Lake County a major disaster area. He ordered Federal aid to supplement State and local recovery efforts in the area struck by severe storms and flooding from September 12-14, 2006.Assistance can include grants for temporary housing and home repairs, low-cost loans to … (0 comments)
Recently, Natomas has been singled out and all new building has been halted since Femma indicated that the area was not secure from flooding around the levees with the 200 year flood protection. In March, we will all be asked to vote for an increase in our property taxes to fund … (0 comments)
Suppose you have a new listing. The seller opts to sign a disclaimer instead of a disclosure under the Virginia Residential Property Disclosure law. 
A recent article that I read, states that flooding is the #1 natural disaster in the United States. And more importantly, you don't have to live near water to be affected. "Regional weather systems, hurricanes and tropical storms, runoff changes from new construction and damage caused by wildfires can precipitate flooding in every … (1 comments)
Well, now that we've had a couple of days to calm down after the near-flood here in Mount Vernon, Washington, I want to pass along a tip.
One of the most important things that you can do before a flood for the financial protection of your home and family is to purchase a flood insurance policy. 
REDUCED RATES FOR PACIFIC NW COMMUNITIES Already a Bargain, Many NFIP Policy Holders to Pay Even LessProperty owners in selected communities in Oregon, Idaho and Washington State are paying less for flood insurance, as of October 1, 2006. According to FEMA Acting Regional Director Dennis Hunsinger, that’s thanks to special efforts … (0 comments)
Well, as time goes on it is becoming more obvious that the mortgage industry is becoming more online and one place based! The mortgage industry are beginning to offer all service at a one stop pop! Which is great! I love it, it helps the clients to be able to … (2 comments)