florida mortgage: Emotions and Finances (Including Mortgages) Should Not be Mixed - 08/25/08 03:30 PM
Hopefully, you have not learned this rule the hard way. The bottom line is whenever you make any financial decisions allowing your emotions to enter into those decisions, you will lose money, and usually lots of it.
I know that all of you are likely emotional about your finances. Those … (0 comments)
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florida mortgage: Do you owe more than your home is worth? www.SKIPtheBULL.com - 08/24/08 07:13 AM
Do you owe more than your home is worth?
YOU ARE NOT ALONE!
If you are having problems paying for your home you need to get advice from a CPA, Attorney, REALTOR, Mortgage Broker and other professionals to see what the best option will be. A Short-Sale may be the … (0 comments)
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florida mortgage: USDA, Rural Development Loans-- The Advantages - 08/02/08 10:04 PM
This program is, in my humble opinion the best mortgage available to help many ares increase sales, over come the negative effects of the last 18 months, truly help buyers and sellers and help ALL of us in the industry maintain an income.
First some things the program is NOT
1. … (3 comments)
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florida mortgage: FHA and possible market effects - 08/01/08 03:01 PM
As most everyone, except those living under a rock, has heard, the Congress passed sweeping FHA reform last week and the President signed it into law this week.
A great deal of conversation has happened as to what effects this reform may have.
The new laws have a number of effects some of … (2 comments)
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florida mortgage: What paperwork will the bank ask for? www.LowestFloridaRates.com - 07/21/08 10:01 AM
Loan Application Checklist
This is a list of documents required in order to process your mortgage application.
Verification of income
Earnings statements: W-2 forms, recent pay stubs and tax returns for the past two years;
If you are self-employed: profit and loss statements and tax returns for current year and previous … (0 comments)
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florida mortgage: Creating Relationships versus advertising - 06/30/08 01:14 PM
Today at the end of the month , like any other we get the calls. You know the ones, the Real Estate Magazines, Radio, TV and every other form of media.
We have found that direct advertising, other than response needed mail, to be a supplement but not much more. Rarely … (1 comments)
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florida mortgage: Types of Home Loans - www.LowestFloridaRates.com - 06/30/08 09:24 AM
… (0 comments)
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florida mortgage: Florida No Points Mortgage means less cash needed at closing! - 06/27/08 03:49 PM
Embarking on the trip to purchasing a home in Florida, retiring to the Sunshine State, buying a ‘winter home,’ or looking for lower rates on an existing mortgage can pose numerous questions that have varying answers. In the bundle of terms and phrases associated with mortgage loans, a Florida No Points … (0 comments)
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florida mortgage: Just How Hard Is It to Make Money? - 06/06/08 04:35 PM
You know I am an advocate of investing versus paying off your mortgage, at least until you have your entire financial and investment plans fulfilled. You know that the reasons come down to liquidity, safety and rate of return, the latter being the point I am going to target today.
… (4 comments)
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florida mortgage: May Updates for TheMortgageGoToGuy.com - 05/23/08 01:17 PM
I got a little busy this month...writing a little more than I expected so I will post a few more updates in the next couple of weeks but for now this is the update for the Month of May on The Mortgage Go To Guy.com ... keep checking the site www.themortgagegotoguy.com … (0 comments)
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florida mortgage: Big Brown Wins Kentucky Derby: Are You Winning That Rate Shopping Game? - 05/04/08 10:01 AM
Many thought Richard Dutrow, Jr. was, dare I say, egotistical since he was saying this week that his horse, Big Brown, would win the Kentucky Derby. Many thought he was overconfident and that the odds would prove that since they were against "inexperienced" horses.
Nevertheless, Big Brown did pull off the win. … (3 comments)
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florida mortgage: Mortgage Transparency Kills Mortgage Service: Will the Mortgage Industry's Commoditization Follow That of the Airlines? - 04/17/08 12:55 PM
The latest move in our industry, fueled further by its recent implosion, is that of transparency in the mortgage transaction. For starters, I am all for that, though you may not feel that way after reading this. Why? Because of what transparency encourages.
To truly understand what I am getting to, … (30 comments)
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florida mortgage: Florida FHA LENDERS,MAKE SURE YOU Ask For an FHA Loan? FLORIDA LOWEST RATE MORTGAGE - 03/09/08 07:34 PM
1ST Continental Mortgage is Florida's FHA Mortgage Specialist. We are approved by HUD to originate FHA Mortgage loans throughout Florida and beyond.
Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387
Florida FHA Mortgage Refinance, Florida FHA Mortgage Questions, FHA Secure Program Florida
Florida … (3 comments)
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florida mortgage: Hold On Mr Toads WILD RIDE... THINGS ARE GONNA GET CRAZY! - 02/23/08 01:13 AM
Things are going to get crazy here in the mortgage and real estate arena, so hold on to your hats!
Remember Mr Toads wild ride at Disney when you were a kid? Well if you are in this industry... it's back!
Between the mortgage rates changing SIGNIFICANTLY over the last 5 daysPMI (private … (11 comments)
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florida mortgage: Feds expected to cut the rates again... more should be coming! - 01/22/08 10:17 PM
Today the Feds cut the rates by .75 basis points unexpectedly, before their scheduled meeting later this month, in an attempt to keep away inflation. Wall Street took immediate action and the stock plunged this morning, but rebounded some a few hours later. What does this mean to you? Does it mean … (3 comments)
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florida mortgage: Money Merge Accounts: My Sincerest Apologies to Those With MMAs - 01/15/08 10:24 AM
I have some regret that I have to admit to about these programs. I feel like I failed consumers by allowing them to be misled for far too long. The truth of the matter is that I have done some more calculations, many of which I should have done back before … (19 comments)
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florida mortgage: Warning: MGM International Mortgage Corporation - 12/20/07 08:04 PM
The mortgage blogs are a buzz about a company called MGM International Mortgage Corporation. (www.aperfectmortgage.com)
The owner goes by the name Saj Habib. You can find posts about the activities of this company at:
forum.brokeroutpost.com/loans/forum/2/188810.htm
http://forum.brokeroutpost.com/loans/forum/2/177744.htm
http://www.brokeruniverse.com/grapevine/thread/?thread=476383
When dealing with "private" (aka. unknown) finance firms always do you due diligence before paying any kind … (14 comments)
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florida mortgage: This is a "Be Careful What You Wish For" Post - 12/04/07 09:37 PM
Recently, I began asking for more testimonials, something I usually do not do as I would like to think I would receive them when my services warranted. Then I read something, somewhere that showed statistically that if you do not ask, you will not receive. Well, being the numbers kind of … (9 comments)
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florida mortgage: Really Simple Currency Investing Creates More US Money - 11/29/07 11:17 AM
Ok, as promised, here is what would have happened with your $10,000 investment when converted back to today's USD during the same time as my previous post's housing comparison.
For a quick overview, this chart is based on you simply converting $10,000 USD to another currency and switching it back to … (6 comments)
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florida mortgage: Just How Cheap is That House in Florida for Foreigners? - 11/29/07 11:12 AM
(Disclaimer: I know I said I would not be posting, but I did this one and will add the other simply because you will probably not see an analysis quite like this anywhere else...You should read both posts today)
For those of us here in the states, we see our home prices … (2 comments)
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florida mortgage: Would You Rather Spend $6 to Save $4 or Spend $4 to Earn $6? - 11/28/07 01:57 PM
When you look at these numbers, it doesn't seem to really matter, does it? After all it is only a difference of a couple of dollars. Yet, look closer and you will see that in the first scenario you are losing $2 while in the second scenario you are gaining $2. … (5 comments)
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florida mortgage: Will rate resets spoil the New Year ? - 11/27/07 02:53 PM
According to a WSJ article based upon Bank of America Data. The Real Crest of the ARM reset wave is yet to come.
Now the real crest of the reset wave is coming. This means more pain for borrowers, lenders and Wall Street. We have all observed the bad media over … (1 comments)
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florida mortgage: More News on HR 3915 - and a FAMB Call To Action - 11/07/07 03:15 PM
Sebastian Florida and Points North and West
According to MarketWatch the The House Financial Services Committee on Tuesday approved a bill (HR3915) that would "impose sweeping changes on the mortgage industry, including minimum standards for approving loans and some new liabilities on those who securitize risky mortgages. The bill passed on a 45-19 … (2 comments)
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florida mortgage: Take More Vacations - 11/01/07 10:39 PM
Building a Systems Based Business
McDonalds is run by teenagers. Yet it continues to be one of the largest and most successful fast food chains in the world. McDonalds has setup a Systems Based Business.
We've been implementing systems into our Florida mortgage business for the past year. We looked at our business … (7 comments)
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florida mortgage: Florida Real Estate- Short Sales, Long Sales, Mortgage Assistance, Buyer Assistance, We Truly Are Here To Help! - 10/25/07 10:48 PM
When it seems like everywhere we turn, we see a media circus with their focus and gloom and doom, and a particular magnifying glass on the Beautiful State of Florida, we have assembled a genuine arsenal to assist everyone with their real estate needs in the State of Florida. With all … (0 comments)
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florida mortgage: The Mortgage Professionals ... Who we are, what we do !!! - 10/07/07 08:52 AM
The Mortgage Professionals--Domestic & International Mortgage Solutions--
Please visit our websitewww.TheMortgageProfessionals.biz
Our goal in developing The Mortgage Professionals was to provide specialist in the Lending Industry. We are not your "run of the mill" mortgage company, we have hired only the best in the industry to satisfy your financing needs. Besides providing normal financing for … (0 comments)
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florida mortgage: FLorida, FHA Home Loans for Purchase or Refinance - 09/21/07 07:47 PM
Florida Buyers are Returning to FHA Loans for Good Reason. FHA mortgages are becoming more popular for homebuyers because they are easier to qualify for and the down payment requirements are minimal. If you are not familiar with The Federal Housing Administration, FHA they have been around since 1934. The Department … (2 comments)
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florida mortgage: Why Aren't Homes Selling? This Should be a Clue - 09/21/07 12:52 PM
Ever wonder why there doesn't seem to be any homes being sold in your area? Granted some areas are doing well, but a survey released today from Reuters/University of Michigan provides an insight as to one possibility.
The survey revolves around the homeowner's perception of their own home values and the headlines … (4 comments)
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florida mortgage: Will the Fed Regret Cutting Rates? - 09/20/07 11:10 AM
With the 50 basis point cut on the Fed Funds Rate, what is going to happen, and could it ultimately have the opposite effect?
Sure, it will help many ARM holders, as well as those with HELOCs, credit card balances and some others. But what about the long run? It hurts those … (5 comments)
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florida mortgage: Government Reacts Now That Enough "Blood" Has Spilled - 09/20/07 11:07 AM
It never ceases to amaze me how much the government reacts, usually overreacts, to things long after they have been done. Take the subprime mortgage meltdown, for instance. No reaction until enough turmoil (bloodshed) has developed and after it spilled over beyond the "subprime" sector, which had been forecasted, even by … (2 comments)
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florida mortgage: Is Your "Lost Home Equity" Working for You? - 09/18/07 11:22 AM
I am sure you are asking yourself, "what the heck is this guy talking about?" Well, if you have been focusing on paying off your mortgage, you probably have no clue. Here is what I am talking about.
You may have missed this stat recently released...US 2Q Homeowner's Equity Falls to 13 … (0 comments)
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florida mortgage: Did Anything New Come Out of the Hole? Jackson Hole that is. - 08/31/07 12:45 PM
As you more than likely already heard, Big Ben Bernanke was speaking today in Jackson Hole, Wyoming. What is amazing is how investors and analysts really wanted to get him to say if the Fed Funds Rate was going to get cut on Sept. 18th. Yeah, like that was going to … (4 comments)
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florida mortgage: Finally, Reality Gets Some Recognition - 08/30/07 11:17 AM
I have talked to many a person, probably even blogged about it, but the media is finally letting the news out. That is about the reality surrounding foreclosures.
We have heard time and time again about the rampant increase in foreclosures and we even hear the government talking about the need to … (2 comments)
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florida mortgage: OK, Apparently not Everyone is Getting it? - 08/30/07 09:50 AM
What am I talking about? How mortgage interest rates are driven. I continue to see so-called experts, politicians, etc. stating that a Fed rate cut will help adjustable rate holders. That is not the reality.
What drives mortgage rates are Mortgage Backed Securities (MBS). These are the bonds that are a "package" … (2 comments)
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florida mortgage: Federal Bailout in the Works? Could Modified Option ARMs be the Savior? - 08/29/07 09:46 PM
Ben Bernanke, our beloved Federal Reserve Chairman, wrote a letter to Senator Charles Schumer (D-NY) that was released today. In the letter, Mr. Bernanke wrote that the private sector and Congress should create new, affordable mortgage products that would help some homeowners refinance their mortgages and keep their homes. Sounds like … (5 comments)
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florida mortgage: Affordable Housing - Down Payment Assitance - SHIP Funds - 08/24/07 10:27 AM
Get the Facts on Affordable Housing/Down Payment Assistance Orange County. FLorida
SHIP Funds are designed to assist buyers with a down payment or closing cost. Buyer's can have a loan to value of 105%
This product loves FHA loans. But can be used with Conventional & VA home Loans.
Borrowers qualify based on … (3 comments)
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florida mortgage: Going! Going! Gone! ...are the order takers going out of business - 08/24/07 08:50 AM
Having a Mortgage Broker License does not make you a professional. How many times have you seen that someone has claimed to be a specialist?
Take a look around there are many individuals in our industry that are "SELF Proclaimed Specialist" as to who they are and what they can … (3 comments)
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florida mortgage: Is Countrywide's Leader Trying to Persuade the Feds? - 08/23/07 12:32 PM
In an exclusive interview on CNBC today, Countrywide's CEO Angelo Mozilo mentioned a few things that may have been intended to help persuade the Federal Reserve to cut rates.
Mozilo mentioned that he thought the US economy was headed into recession and that more liquidity was needed to stabilize the markets. Two … (2 comments)
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florida mortgage: Did the Feds Already Bailout Countrywide? - 08/21/07 11:48 PM
Interestingly enough, the Federal Reserve Board cut the Discount Rate last Friday in an effort to increase liquidity in the crumbling financial markets. This rate has no effect on mortgages, but it allows banks, including lending institutions, access to "borrowed" money. Additionally, the Feds extended the borrowing period of these funds … (26 comments)
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florida mortgage: Reverse Mortgages for Seniors - 08/20/07 11:01 AM
A Reverse Mortgage Lets Seniors Take Advantage of Home Equity
According to a number of sources, there are an increasing number of people who are choosing to take advantage of their home equity.
Whether it's because many seniors are experiencing a loss of pension benefits, inflation, rising home heating costs or other reasons, … (4 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 08/20/07 10:55 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (1 comments)
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florida mortgage: Homebuyers: When might you need a jumbo Mortgage??? - 08/14/07 09:52 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Homebuyers: When Might You Need a Michigan Jumbo Mortgage Loan?
Are you ready to become a homebuyer? Are you aware of Michigan Mortgage loan options and how those options will affect you?
For example, do you know that the traditional limit for a … (0 comments)
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florida mortgage: Is a pre-qualified loan enough? - 08/14/07 09:50 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Is a Pre-Qualified Loan Enough?
Are you ready to buy a home of your own? Have you looked at your credit reports, started making a list of what you're looking for in a home? Have you taken steps towards finding a real … (2 comments)
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florida mortgage: Is it a good idea to refinanceyour Mortgage? - 08/14/07 09:48 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Is It A Good Idea to Refinance Your Mortgage?
It's a rare case that, when buying the house, a mortgage loan isn't necessary. In other words, very few people have tens or hundreds of thousands of dollar available to just drop down … (0 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 08/14/07 09:46 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (0 comments)
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florida mortgage: Dilbert and the Mortgage Market: Can You Relate? - 08/13/07 04:07 PM
This Sunday's paper had a Dilbert cartoon strip that caught my attention and related directly to how mortgages are being offered in the name of "competition".
The Dilbert cartoon was about the boss asking Dilbert to prepare a proposal that is full of lies and which if they were to win, … (3 comments)
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florida mortgage: Mortgage Market Meltdown: Is the World Really Coming to an End? - 08/11/07 12:44 PM
It is hard to turn on the TV or radio and not hear about the turmoil happening in the mortgage markets and real estate these days. But, is what you are hearing really blowing it out of proportions?
Down here in Florida, particularly in South Florida, it may have more of an … (7 comments)
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florida mortgage: Fannie Mae Unable to Assist Mortgage Market's Problems - 08/11/07 10:34 AM
Late yesterday, The Office of Federal Housing Enterprise Oversight denied Fannie Mae's (FNMA) request to increase its portfolio beyond the $727 billion limit currently in place (as of May 2006). This was despite arguments from senior Democrats and the company stating that the change would provide much needed stability in the … (5 comments)
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florida mortgage: Points to consider when Applying for a Mortgage - 08/09/07 09:43 AM
Some Points to Consider When You Apply for a Michigan Mortgage
Well before you apply for a Michigan mortgage, there are some steps that you can take to ensure that you get the best loan at the best rate.
Take a good look at your credit. You can get a free credit report … (1 comments)
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florida mortgage: Homebuyers: Plannig to build your Dream Home?? - 08/09/07 09:39 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Homebuyers: Planning to Build Your Dream Home?
When some people choose to become homebuyers, they look for a starter home: a small house or condo. Others look to become homebuyers by investing in a luxury property. Still others choose that their dream … (0 comments)
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florida mortgage: Southwest Florida Real Estate- Sellers Pay Closing Costs! - 08/07/07 06:52 AM
Joe Kendall with Sandals Realty 239-560-0726 www.ViewswFlorida.com writes; I always suggest to my clients do your home work first in regards to shopping for a mortgage before starting your home search. Specially now with the real estate market a Buyers Market and the Sellers are waiting on offers. The good faith estimate … (0 comments)
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florida mortgage: Looking for a Mortgage Loan ?????? - 08/06/07 09:30 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Looking for a Michigan Mortgage Loan?
If you've been looking for a Michigan mortgage loan it's important to know what you're looking for.
You'll want to be sure that you are looking for the right Michigan mortgage loan for your needs - a … (0 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 08/06/07 09:27 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (1 comments)
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florida mortgage: Jonathan's Monthly Newsletter - 08/06/07 09:26 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (0 comments)
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florida mortgage: Mortgage Market Meltdown - The Saga Continues - 08/03/07 07:55 PM
No doubt you have been hearing a lot about the changes taking place in the mortgage market over the last 4 days involving every loan except conventional conforming ones. My previous post, Mortgage Market Meltdown - Will it be Subprime Only? (dated July 11th), talked about how the effects of the … (5 comments)
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florida mortgage: How you can Improve your credit score????? - 08/03/07 02:13 PM
How can you improve your credit score?
It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't "on the spot." But there are strategies you can live … (0 comments)
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florida mortgage: Disputing Credit Report Errors - 08/03/07 02:12 PM
Your credit report is a record of your credit activities. It lists all of your credit card accounts and loans, the balances as well as your payment history. It also shows if any action has been taken against you because of unpaid bills such as a lawsuit or bankruptcy filing. Because … (1 comments)
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florida mortgage: Before Applying for a Michigan Mortgage, Check your Credit Report for Errors - 08/03/07 01:50 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender When you're ready to apply for a Michigan Mortgage, it's a great idea to take a look at your credit report.In part, this will allow you to see your credit score - which will effect the amount of a Michigan Mortgage … (0 comments)
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florida mortgage: Applying for a Mortgage ??? - 08/02/07 02:34 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Have Questions About Applying for a Mortgage?
When the time comes to buy your first home in Michigan, it makes sense that you're going to have a lot of questions.
There are the obvious, doubting questions like "are we really ready to commit … (1 comments)
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florida mortgage: Should you Refinance to Pay off Credit Card Debt? - 08/02/07 02:31 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Should You Refinance to Pay Off Credit Card Debt?
When you took out a mortgage on your home, you probably learned a fair amount about the types of debt you have, credit scores and ways of boosting them and about the equity … (0 comments)
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florida mortgage: Dangerous Curves Ahead? Understanding the Yield Curve - 08/02/07 08:52 AM
You probably have heard a lot about the yield curve in the past; especially when it was inverted and Greenspan could not move it despite his best efforts. But what is the yield curve and what does it mean to you, particularly investors?
To give you a little background, bonds are the … (8 comments)
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florida mortgage: Are you Ready to Apply for a Mortgage - 08/01/07 12:59 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Are You Ready to Apply for a Michigan Mortgage?
You've spent time looking at your credit score. You've decided that you no longer want to help build equity in your landlord's property: you're ready to purchase a home of your own, and … (1 comments)
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florida mortgage: Florida Hurricane Victims Get an Additional Year to Sell Vacant Land - 08/01/07 11:51 AM
The Internal Revenue Service is adding an additional year to the time limit within which victims of Hurricanes Katrina, Rita and Wilma have to sell vacant land that they had owned and used as part of their principal residence that was destroyed as a result of the hurricanes.
Federal tax rules state … (2 comments)
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florida mortgage: Florida Mortgage Question: Adjustable or Fixed Rate: Which One Should You Choose? (Rewritten for Clarity) - 07/31/07 10:01 PM
In my previous post, Adjustable or Fixed Rate: Which One Should You Choose?, I was rushed and the article did not flow well. I have taken the time to rework it a little and make it more fluid for more clarity and to better serve the reader...
With all of the media … (4 comments)
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florida mortgage: The advantages of a fixed rate Mortgage - 07/30/07 09:45 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender | As a homebuyer, your primary goal is going to be to purchase a home that fits your needs and the needs of your family. But in order to do that, one of the first things that you need to do … (1 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/30/07 09:43 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (1 comments)
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florida mortgage: Florida Mortgage Market - Forecast for the Week - 07/30/07 09:01 AM
Stock earnings reports will continue this week which could create some volatility as it has already. Additionally, there are several big potential market movers on the economic calendar for this week.
The fireworks will begin on Tuesday with the Fed's favorite inflation guage, the Personal Consumption Expenditure index (PCE) to be released … (0 comments)
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florida mortgage: Adjustable or Fixed Rate: Which One Should You Choose? - 07/27/07 03:24 PM
With all of the media reports about how bad ARMs and exotic mortgages are, you would first jump to the conclusion that Fixed Rate Mortgages (FRMs) are clearly the better deal. I am sure you have seen the reports of the subprime woes and how many families have been forced into … (12 comments)
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florida mortgage: Be aware of your Refinancing Options - 07/26/07 03:09 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Be Aware of Your Refinancing Options
There are plenty of reasons to refinance your mortgage. After all, refinancing can allow you to:
lock in a lower, fixed interest rate so that you'll be able to save thousands of dollars over the life of … (1 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/25/07 11:52 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (2 comments)
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florida mortgage: Homebuyers: Now is No time for mistakes - 07/25/07 11:47 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Homebuyers: Now Is No Time for Mistakes
Buying a home is a really big deal - no matter how you look at it. In part, it's because buying a home means settling in and establishing roots. In part it's because you're going … (0 comments)
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florida mortgage: Five things to consider when applying for a mortgage - 07/25/07 11:45 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Five Things to Consider Before Applying for a Mortgage
Do dreams of homeownership fill your thoughts - day and night? Can you hardly wait for a time when you can stop paying rent and actually build equity in a home, a time … (2 comments)
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florida mortgage: Important consideration for homebuyers - 07/25/07 11:42 AM
Michigan Mortgage Blog -Atlantis Mortgage
Some homebuyers don't fully consider their mortgage needs and options. They look to mortgage lenders who offer them what they think is the best deal - in some cases the most amount of money for buying a home.
But it's important for homebuyers to be forward thinking about … (1 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/23/07 03:29 PM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (0 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers - Visa Waiver Program - 07/20/07 10:07 AM
Lenders require Foreign National Borrowers to provide a copy of a valid passport and current Visitor Visa as part of their documentation requirements.
The Visa Waiver Program is available to residents of certain countries to come to the United States and stay for a period of no longer than 90 days without obtaining … (6 comments)
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florida mortgage: Money Merge Accounts: Are They Really Worth It (Another Case) - 07/19/07 04:14 PM
A UFF agent placed the following scenario of a client he was putting into a Money Merge Account on one of my blog posts...
The client had just closed on a $244,000 mortgage at 6.875% Fixed for 30 years, which creates a $1,602.91 monthly payment since it is fully amortizing. I wish … (17 comments)
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florida mortgage: When Ben Stein Speaks, People, Well They Probably Should Listen - 07/14/07 09:44 AM
Chances are you know who Ben Stein is, but in case you don't..."Bueller...Bueller". That's right, he played the Economics Teacher in Ferris Bueller's Day off. He also ran a game show on Comedy Central called "Win Ben Stein's Money".
You may remember these shows, but his background goes much deeper than just … (10 comments)
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florida mortgage: The Tax Issue Nobody Seems to Talk About (Part II) - 07/13/07 08:47 PM
If you did not read Part I, please go back and read it for a breakdown on the issue. This post will highlight your options and possible solutions to the tax issue.
I know, many of you are going to think I am going to head off on the Missed Fortune concept. … (7 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/12/07 10:56 AM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (0 comments)
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florida mortgage: What Are Your Home Loan Needs? - 07/12/07 10:51 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender What Are Your Home Loan Needs?
What are your home loan needs?
Are you looking for a mortgage so that you are able to purchase an existing home and make it your own? Are you looking for a construction loan that will enable … (0 comments)
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florida mortgage: When You're Buying a Home, It's Important to know Where to Start - 07/12/07 10:48 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender When You're Buying a Home, It's Important to Know Where to Start
Have you made the decision to become a homebuyer - to find a space that you can call your own and a means of building equity rather than writing a … (2 comments)
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florida mortgage: 5 Reasons to seek a Pre-Approval for a mortgage - 07/12/07 10:45 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender 5 Reasons to Seek a Pre-Approval for Your Michigan Mortgage
If you're thinking about buying a home and are preparing to apply for a mortgage, you owe it to yourself (and your family) to seek approval for the loan.
Why is pre-approval important? … (2 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers - "Dollar weakens on Subprime Woes" is good news for you! - 07/10/07 06:53 PM
Today my Google Alerts popped up with a story from DowJones' MarketWatch.
Euro at high vs. dollar amid subprime worries
This is great news for Foreign National Buyers in the US.
"The euro was up 0.7% at $1.3717. The dollar was down 0.9% against the yen at 122.12 yen. The British pound was … (19 comments)
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florida mortgage: Presenting The T.I.L. Honestly, Ethically and Effectively - 07/10/07 09:42 AM
I know many Mortgage Originators who are apprehensive at presenting the T.I.L. and with good cause. Putting a document in front of a borrower that shows they will pay over twice what they borrowed is disheartening to say the least. We as the mortgage professional have spent considerable time outlining the … (5 comments)
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florida mortgage: People Don’t Want What We Sell!!! A Different Paradigm for the Mortgage Professional. - 07/09/07 11:21 PM
Being in the mortgage business I have heard the advice of the Gurus, the criticism of the media and the thanks of clients. I have heard the praise of other and the complaints of the dissatisfied. I have delivered good news and not so good news. I have closed loans and … (4 comments)
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florida mortgage: Construction Loans - 07/09/07 04:14 PM
Atlantis Mortgage
Your TRUE No Closing Cost Lender Thinking About obtaining a Construction Loan?
When you start to think about constructing a home of your own rather than buying a home that has already been built, you won't be looking at just another mortgage loan - you'll need to look into a … (0 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/09/07 01:42 PM
This is a copy of my Weekly newsletter. Every Week I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (1 comments)
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florida mortgage: 10 Questions For Realtors - 07/08/07 12:18 PM
I am posting these 10 questions in sincere interest in learning more about what is important to Realtors in terms of the service they receive from the mortgage industry. All of us are aware of how contentious a transaction can become when the Realtor and Mortgage Professional at odds and as … (5 comments)
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florida mortgage: $425,000 for only $1,367/month† or $200,000 for only $644/month.† - 07/08/07 08:43 AM
Got your attention didn't it? You not alone, this is the exact headline you will see on Lending Tree's ad if you search the word "mortgage" on Google. Those little crosses are the only indication that there are applicable terms involved and those crosses don't appear in the ad, but on … (11 comments)
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florida mortgage: Palm Beach County Florida | Local Info Magazines help enjoy South Florida life - 07/06/07 12:21 PM
Finding things to do and places to eat in Palm Beach County Florida just got a little easier with the debut of the new foodie magazine Florida Table.
Florida Table is published by the same company that publishes Boca Raton Magazine, Worth Avenue (West Palm Beach Florida), and Mizner's Dream (official … (3 comments)
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florida mortgage: Jonathan's Monthly Newsletter - 07/05/07 03:28 PM
This is a copy of my Monthly newsletter. Every Month I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (0 comments)
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florida mortgage: Credit Report Errors. - 07/05/07 01:27 PM
Credit report errors occur for a number of reasons but they can all have a negative impact on your eligibility for any future credit. It's important to stay on top of your credit report to avoid any mistakes made by the creditors and credit bureaus -Equifax, Experian and TransUnion. Some common … (1 comments)
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florida mortgage: Planning on becoming a Homebuyer? - 07/05/07 01:14 PM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Planning on Becoming a Homebuyer in Michigan?
If you're planning on becoming a Michigan homebuyer, it's important for you to know all of your options - most notably, the options that you'll have for a Michigan mortgage.
Most mortgage companies offers a full range … (0 comments)
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florida mortgage: What are the benefits of 100% mortgage financing? - 07/05/07 01:11 PM
Michigan Mortgage Blog
Your TRUE No Closing Cost Lender What Are the Benefits of 100% Mortgage Financing?
When it comes to buying a home, it's important to look at the benefits of a wide variety of mortgage loans - including 100% financing mortgages.
With a 100% financing mortage loan you'll be able to:
buy … (0 comments)
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florida mortgage: Florida Mortgage Loan | Pre-Approval vs Pre-Qualification - 07/05/07 10:49 AM
When buying a home, it is very important to be Pre-Approved for your mortgage in advance. The reasons for this vary from calculating affordability to presenting a stronger contract. The issue is that the definition of this Pre-Approval varies depending on the context in which it is used. This guide should help … (5 comments)
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florida mortgage: Looking to build more Equity in Your Home? - 07/03/07 10:31 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Looking to Build More Home Equity?
Home equity is one of the top reasons why homeowners choose to buy a home of their own. But just what is home equity? How can homeowners increase the amount of equity in their homes?
Home equity, … (0 comments)
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florida mortgage: Choosing the right Mortgage - 07/03/07 10:29 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Trying to Choose the Right Loan from Atlantis Mortgage?
When you're buying a home, choosing the right mortgage is important. But how do you know that a mortgage is right for you?
Here are some points to consider when you try to determine … (0 comments)
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florida mortgage: Buying a home?How much can you afford? - 07/03/07 10:25 AM
Michigan Mortgage Blog -Atlantis Mortgage
Your TRUE No Closing Cost Lender Buying a Home? How Much Can You Afford?
When you're buying a home, there are a lot of things that you need to take into consideration. Sure, you'll want to look at schools, shopping, restaurants and more in the area where you … (1 comments)
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florida mortgage: Jonathan's Weekly Newsletter - 07/03/07 10:23 AM
This is a copy of my Monthly newsletter. Every Monday I publish a copy of this newsletter to my active database. Anyone who wishes to receive this newsletter directly can email me at jsaffiedine@atlantismortgage.com and I will put you on my email campaign. Anyone who is on it and … (1 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers: Seasoning Funds in US Banks - 06/27/07 09:37 PM
Foreign National Homebuyers typically purchase properties both Second Homes and Investment Properties in Vacation and Resort areas.
With the Florida real estate market being on a downswing but still chock full of new development, Foreign Nationals are finding now to be a great time to purchase their vacation homes in Florida. The weak dollar … (11 comments)
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