folsom: Things That Go Bump in the Night - Or What Do I Need to Disclose? - 08/18/08 08:36 PM
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folsom: Free Credit Reports and Avoiding Scams that Surround Them - 08/15/08 10:16 AM
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.There
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folsom: A Winning Situation for First Time Buyers and Sellers - 08/14/08 07:56 AM
At the stroke of the pen during the President's recent signing of the Housing and Economic Recovery Act of 2008, opportunity arrived for First Time Buyers. But even beyond that - it is also good news for Sellers of entry-level houses as well. In recent months many folks dwelling in their
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folsom: Will Housing Experience a "Trump Lift"? - 08/13/08 07:17 AM
I was certainly glad to hear what Donald Trump had to say on yesterday's "Good Morning America" show, on ABC. It was just a year ago that Trump did a segment on Larry King Live, speaking about Selling in an Upside Down Market. On ABC's Good Morning America Show today, he was
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folsom: Moving to the Sacramento Region from the Bay Area? Take a look at Folsom! - 08/07/08 11:29 AM
In the spring of 2004, while having a cup of coffee with my wife, she prompted a discussion that included the hustle-n-bustle of the Bay Area, it's high cost of living, and her desire to live in a smaller city that was known for family values and that would be conducive to raising
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folsom: $469,900 --- 1320 Halidon Way , Folsom , CA --- SALE PENDING --- - 08/06/08 12:10 AM
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folsom: Looking for Hidden Treasure for a Down Payment - 08/05/08 01:42 AM
Just this morning I was trying to conjure some creative new ways for buyers of real estate to come up with extra cash for a down payment. I was talking through the fence with a neighbor, who exclaimed, "I'd need to go on a treasure hunt."I thought about that for a
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folsom: Statistics for Sacramento County and City of West Sacramento - Through June 2008 - 08/02/08 01:51 PM
There was a dramatic improvement in the number of residential sales in the Greater Sacramento area for the month of June, compared to the same month one year ago. However, prices have declined. We are continuing to work our way through inventory.
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folsom: The Once-in-a-Lifetime Rule - 08/02/08 07:54 AM
Often GreatWest GMAC Real Estate professionals will be asked by home buyers if home sellers age 55 or older were still allowed a once-in-a-lifetime tax exemption of up to $125,000 in sale profit. That is no longer true. On May 7, 1997, the tax law on home sales changed. If you
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folsom: How to Handle a Default Notice - 08/01/08 12:19 AM
Jarina Mohammed, an agent in one of our GreatWest GMAC offices, has performed quite a bit of research on trying to help folks that are threated with default on their homes. She has given permission to share what she has learned. . .It follows here:
Are you one of the homeowners that
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folsom: Sacramento Area Run to Feed the Hungry - 07/28/08 10:50 PM
I'm not a runner - I'm a swimmer. But for those of you who are, here's information for Run to Feed the Hungry -
KCRA and KQCA My58 TV present Sacramento Food Bank & Family Servies 15th annual Run to Feed the Hungry.
Race Information:
WHAT: 10K Run & 5 K
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folsom: Let's Work to Prevent Wild Fires, and Forest Fires - 07/28/08 01:59 PM
As we all know, California has had more than its share of tragic wildfires this year. Thus far, I've had a grandson, who along with 400 other Boy Scouts were evacuated from their camp near Butte Canyon a couple weeks back. I've had 2 friends, who needed to leave their homes and get
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folsom: Interesting Resource on the Sacramento Bee Website - 07/27/08 09:28 PM
The Sacramento Bee has an interesting resource on their website at: http://ssl.sacbee.com/onboard/community.htmlYou can input a zipcode, and receive the demographics for the number of Home sales, population, households, crime and even the weather.I input several of the Sacramento area zipcodes, and was surprised by many of the statistics for the various
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folsom: Congress Passes Housing Rescue Bill - 07/26/08 07:35 PM
It appears Congress has passed a housing rescue bill today hopefully saving 400,000 struggling homeowners from foreclosure. Although President Bush had originally threatened to veto such a bill, he is expected to sign this measure quickly.The legislation was passed by the Senate vote of 72-13.Homeowners, who are unable to afford their
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folsom: Latest Statistics for 4 Counties - 07/25/08 01:38 AM
Here are the latest statistics for 4 counties (Sacramento, El Dorado, Placer, Yuba) through June. As you can see by the graphic, the number of sales is up 51.2% over what they were a year ago in June. However, the prices are down 31.7% It continues to be a wonderful buying
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folsom: Sacramento Area Local Museums & Attractions - 07/24/08 12:52 AM
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folsom: Could you use hassle free commercial financing? Stated income loans,bridge loans from gas stations to mobile home parks 15+yrs exp. - 07/23/08 11:43 AM
H A S S L E F R E E !
Small & large commercial Property Lending
Unusual property types
Ground up development!
WHEN THE BANK SAYS NO!!!!!
Call us!
experienced
Loan programs tailored for all credit levels!
for purchase or Refi
Loans up to a true 90%ltc
~ Loan amounts of
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folsom: Living the "Simple Life" in Amish Country - 07/23/08 12:47 AM
In early May I made a trip to Amish Country in Lancaster County, PA. And took a long buggy ride through the countryside. It was the fulfilment of a longtime dream. There was so much I learned about living the "simple life" that was interesting to ponder. For starters, consider this. We pay
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folsom: Time for new neighbors? - 07/21/08 01:54 PM
Timing is everything!
I have printable lists of properties for sale in
Mandeville, LA $140-200,000
Madisonville, LA $145-200,000
Folsom, LA $150-$285,000 on Acreage!
Covington, LA $140-$285,000 on Acreage!
Lots in Abita Springs, LA from $9000....
Email or call me and I will get it out to you!
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folsom: Homes in Folsom - 07/21/08 10:28 AM
If you are looking for a home on acreage in Folsom, LA please have a look at these two properties.
One is a 4 bedroom, 2 1/2 bath home on 5.74 acres with a 30'x30' insulated metal storage building on a slab, stall and corral for horses on beautiful grounds with stocked
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folsom: What was your first job and what did it teach you? - 07/18/08 07:29 AM
Awhile back, my daughter, Jill was asked by her employer, "What was your first job and what did it teach you?" This is what she wrote:When I was about five years old my brother, sister, and I picked up walnuts from the back yard. We weighed and bagged them, put them
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folsom: Sales Statistics for June - 07/12/08 12:16 AM
Here are the latest sales statistics for the month of June 2007 for single family homes (resales) and Condos/PUDs. These are for Sacramento County and the City of West Sacramento. This represent current month only. Last evening I blogged the graph demonstrating the last six months.
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folsom: Sales Statistics for Last 6 Months - Sacramento County and City of West Sacramento - 07/11/08 12:30 AM
Here are the latest statistics for Sacramento County and the City of West Sacramento through the month of June 2008. We experienced a rise in the number of total listings in comparison to the month of May, while the number of new escrows remained near the same. The number of closed
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folsom: 2 Out Of 5 - 07/10/08 07:30 AM
The 2 out of 5 rule Often GreatWest GMAC Real Estate professionals will be asked by home buyers if home sellers age 55 or older were still allowed a once-in-a-lifetime tax exemption of up to $125,000 in sale profit. That is no longer true. On May 7, 1997, the tax law
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folsom: Dueling Real Estate Trends - 07/09/08 01:27 AM
Great West GMAC Real Estate professionals are sometimes asked by clients to answer questions regarding what is trendy in housing. Or they will ask, "Are we going big, or moving smaller?"
In a recent quest to track information on real estate statistics and trends, Sami Siddiqui, broker for Great West GMAC
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folsom: Using the Miraculous to Sell Your Home - 07/08/08 07:38 AM
Selling Your Home Using the Miraculous
It isn't uncommon to hear about the long unsold house, which may have had offers fall through, but finally manages to make its way into escrow, and become sold. Still other properties, which by all logic ought to be on the market for an extended
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folsom: Finding the Great Schools - 07/07/08 07:00 AM
Often home buyers will tell Great West GMAC Real Estate professionals they believe it is essential to move to a high-income neighborhood in order to facilitate having great schools for their children. However, many of the very best schools in this country are located in communities within moderate home prices, but
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folsom: How to Go on Vacation - While Saving for a Down Payment - 07/06/08 06:31 AM
GreatWest GMAC Real Estate professionals know there hasn't been a buying opportunity in the housing market like what we are currently experiencing in a very long time.
We also know many folks interested in buying a home are somewhat cash strapped for cash to use as a down payment, or closing
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folsom: Answers to Questions Regarding "Short-Sales" - 07/04/08 06:04 AM
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make
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folsom: Sacramento July 4th Events - 07/03/08 11:09 PM
There are many fun Independence Day activities tomorrow...here are a few...- Buffalo Chips Running Club 4th of July 5-Miler at Glen Hall Park - admission is free! Claimed to be Sacramento's oldest running event!- July 4th Pocket Parade at Parkway Oaks Park / Garcia Bend Park - admission is free! Parade
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folsom: Price Reductions Still Continue to Rule the Day! - 07/03/08 07:39 AM
Every few days I go into the local MLS to view our 24 Hour Watch. I continue to be encouraged by seeing the number of Pending Sales, and Solds increase over what they were a few months back.
Sales statistics for Sacramento, in the month of May demonstrated there were 29% more
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folsom: What are Discount Points - 07/02/08 06:33 AM
Often home buyers who are obtaining a mortgage for a newly purchased home, will ask their GreatWest GMAC Real Estate Professional, "What are points?"
The answer - Each point or discount point, as real estate professionals and mortgage lenders often refer to them, are equal to 1% of the loan
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folsom: Sacramento Area Attractions - 07/01/08 09:55 AM
Courtesy of: Myrl Jeffcoat, RealtorGreatWest GMAC Realty 3604 Fair Oaks Boulevard, #120Sacramento, California 95864916-635-0420
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folsom: What Do I Need to Disclose? - 06/30/08 12:26 PM
Often, when GreatWest GMAC Real Estate professionals sit down with a Seller, the Seller will ask - "What do I need to disclose, when selling my house?"
Or - they will be more specific, "Must I disclose the real reason I'm selling my home is because of noisy and obnoxious neighbors?"
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folsom: How to Improve Credit to Qualify for a New Mortgage - 06/29/08 07:19 AM
IMPROVING CREDIT TO QUALIFY FOR A NEW MORTGAGE
It isn't unusual for GreatWest GMAC Professionals to come across clients, who would like to purchase a home, but are a tad skinny on qualifying for a new mortgage.
It is interesting to note that in fairly short order, a buyer can improve
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folsom: Cheap Gas on the Net - 06/28/08 01:20 AM
I was doing a little exploring on the internet while looking for the cheapest gas to fill up the car. There are several resources available which may help you as well.
Here are a few that I found:
Gasbuddy.com (by state and province):
http://www.gasbuddy.com/GB_StateList.aspx
Internet Auto Guide (cheap gas near you):
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folsom: Amortization Table - 06/27/08 07:33 AM
Here's a little amortization schedule. It's not as sophisticated at many calculators that are available on-line, but it can be printed off, and easily carried in a wallet, or purse.
AMORTIZATION TABLEMonthly Payments (Per $1000 in Principal)-------------Years------------
Courtesy of: Myrl Jeffcoat, RealtorGreatWest GMAC Realty 3604 Fair Oaks Boulevard, #120Sacramento, California 95864916-635-0420
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folsom: Sales Stats for El Dorado & Placer Counties - 06/26/08 06:50 AM
Here are the latest Sales Statistics for El Dorado & Placer counties through the month of May. They reflect numbers of sales for May 2008 as opposed to May 2007, and also for April 2008 vs. April 2007.
For El Dorado County, the numer of sales is slightly down from a year ago,
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folsom: Property Management and Rentals in Folsom, CA - 06/25/08 03:10 PM
The City of Folsom represents a truly unique & very diverse real estate market. The city offers a wide range of community characteristics bundled into one local market. From the historical district in Old Town Folsom and the surrounding charm of the vintage neighborhoods, to the very newest and most luxurious homes in the
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folsom: Sacramento Sales Numbers are UP - While Prices are Down! - 06/25/08 11:34 AM
Here are the latest Sales Statistics for Sacramento County through the month of May. They reflect numbers of sales for May 2008 as opposed to May 2007, and also for April 2008 vs. April 2007.
Interestingly, the number of sales is up (+34.4%) for Single Family Homes in May. BUT, the
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folsom: What's Up With Reverse Mortgages? - 06/24/08 10:10 PM
Not long ago, a GreatWest Real Estate professional lamented, that after being in the business of selling homes to folks for a couple of decades, something was beginning to happen. The agent was noticing more and more of those "kids" they had sold homes to in the early 1980's were ringing
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folsom: Hlding Title in California - 06/23/08 11:46 PM
One of the decisions that you will be asked to make as you are completing the purchase of a property, is how you are going to hold title to the property (the vesting). The vesting will appear on the Deed of Trust and the Grant Deed, which are recorded documents. Usually,
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folsom: Effective July 1st 2008 - Cell Phone Law - 06/22/08 09:34 AM
Cell Phone Law - Effective July 1st 2008
QUESTIONS?
Wireless Telephone Laws FAQs Two new laws dealing with the use of wireless telephones while driving go into effect July 1, 2008. Below is a list of Frequently Asked Questions concerning these new laws:
Q: When do the new wireless telephone laws
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folsom: What to Do If You Are Divorcing and A Chilly Housing Market is Forcing You to Stay Under the Same Roof - 06/21/08 08:37 PM
Increasingly, GreatWest GMAC Real Estate Professionals are hearing of a trend - which could remind folks of the movie, "War of the Roses."
Current real estate market conditions have some divorcing couples looking to separate their lives, but realizing they can't afford to live apart until their home is sold.
Unlike
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folsom: IMPROVING CREDIT TO QUALIFY FOR A NEW MORTGAGE - 06/20/08 11:17 PM
It isn't unusual for GreatWest GMAC Professionals to come across clients, who would like to purchase a home, but are a tad skinny on qualifying for a new mortgage.
It is interesting to note that in fairly short order, a buyer can improve their finances enough to more readily allow for
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folsom: 5 Common First-Time Homebuyer Mistakes - 06/19/08 05:35 PM
5 Common First-Time Homebuyer Mistakes
They don't ask enough questions of their lender and miss out on the best deal.
They don't act quickly enough to make a decision and someone else buys the house.
They don't find the right real estate professional who is willing to help you through the
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folsom: Number of Sales Increase - While Prices Dip Dramatically - 06/19/08 12:34 AM
Here are the latest statistics for Sacramento County and the Surrounding Areas by zipcode. These reflect sales activity through the month of May.
Today, in the Sacramento Bee, as well as other news media, it was reported that the number of sales in the Sacramento Region had increased significantly, as banks
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folsom: How High Tech is Your Home? - 06/17/08 03:35 PM
If the latest technology or entertainment options are important in your new home, add the following questions to your buyer's checklist.
Are there enough jacks in every room for cable TV and high-speed Internet hookups?
Are there enough telephone extensions or jacks?
Is the home pre-wired for a home theater or
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folsom: Selling Your Home in a Market Laden With Foreclosures - 06/15/08 05:48 PM
Most home sellers in Northern California, understand this isn't a joyous time to be marketing property. Foreclosure numbers continue to rise, and are causing distress for sellers not in the same financial crisis as some homeowners, who are either trying to weather dramatically increased mortgage payments, while finding themselves owing more
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folsom: 7 Reasons For Owning Your Own Home - 06/14/08 04:10 PM
Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there's no
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folsom: Six Month Comparison of MLS Statistics in Sacramento County & West Sacramento - 06/12/08 11:06 PM
While creating this graphic to track the last 6 months of Listing & Sales data in our local area, I was encouraged to note the numbers of properties listed came down, while the numbers of pending sales, and closed escrows went up. Visually, you can easily see the improvement. It's certainly not
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folsom: Statistics for Sacramento County & City of West Sacramento - 06/11/08 06:29 PM
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folsom: BUYING A GREEN HOUSE - 06/10/08 01:32 PM
Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?
However, increasingly the reason for buying a "green" house is understood to mean acquiring an energy efficient home for our families. The terms, "special" or "beloved" now describe the saved
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folsom: Foreseeing Trends - 06/07/08 08:04 PM
In Charles Dickens book, A Tale of Two Cities, the opening paragraph reads, "It was the best of times, it was the worst of times, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was
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folsom: What's happening in Sacramento County This Weekend - 06-06-2008 - 06/07/08 07:55 PM
Sacramento
June 7th~Heart Gallery of Sacramento "Giving Hearts a Home”
6pm-9pm. 20th Street Art Gallery (911 20th St). Help 1500 young hearts of Sacramento find an adoptive home. The 2nd annual gala will feature art objects donated by local artist,
auctions, live music, wine, microbrews, food and a
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folsom: Dueling Real Estate Trends - 06/05/08 10:59 PM
Great West GMAC Real Estate professionals are sometimes asked by clients to answer questions regarding what is trendy in housing. Or they will ask, "Are we going big, or moving smaller?"
In a recent quest to track information on real estate statistics and trends, Sami Siddiqui, broker for Great West GMAC
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folsom: Hidden Home Defects to Watch For - 06/04/08 10:49 AM
No home is flawless, but certain physical problems can be expensive. Watch for:
Water leaks. Look for stains on ceilings and near the baseboards, especially in basements or attics.
Shifting foundations. Look for large cracks along the home's foundation.
Drainage. Look for standing water, either around the foundation of the
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folsom: How Much Mortgage Can You Afford? - 06/03/08 07:23 PM
Home ownership not only provides a great shelter for you at tax time. If you are in a higher income bracket that shelter can become even more valuable to you. It can also make good financial sense.
So, you may be asking, "How much of a mortgage payment can I afford?"
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folsom: Questions & Answers Regarding "Short Sales" - 06/02/08 09:05 PM
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make
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folsom: 10 Things to Take the Trauma Out of Home buying - 06/01/08 05:26 PM
1. Find a real estate professional who's simpatico. Home buying is not only a big financial commitment, but also an emotional one. It's critical that the practitioner you choose is both skilled and a good fit with your personality.2. Remember, there's no "right" time to buy, any more than there's a
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folsom: What's happening in Sacramento County This Weekend - 05-30-2008 - 05/30/08 11:50 AM
Sacramento
May 31st~ 15th Annual Doggy Dash 2008!
7:30 a.m., William Land Park (1401 Sutter Road)
Join the Sacramento SPCA and a host of local celebrities for this
annual run/walk, where an estimated 2,500 animal enthusiasts will gather. Both with and without canine companions. For a
schedule
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folsom: 10 Questions to Ask a Home Inspector - 05/29/08 07:02 PM
10 Questions to Ask a Home Inspector
What are your qualifications? Are you a member of the American Association of Home Inspectors?
Do you have a current license? Inspectors are not required to be licensed in every state.
How many inspections of properties such as this do you do each year?
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folsom: School Information in Sacramento, Placer, El Dorado, Yuba, Sutter, Yolo Counties - 05/28/08 08:44 AM
Information about El Dorado County, Placer County, Sacramento County, Sutter County, Yolo County , Yuba County, Elk Grove, Granite Bay and other areas. On these pages you will find school information, links to local government.
El Dorado County
Black Oak Mine Unified School District
Buckeye Union School District
Camino Union
El
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folsom: Latest Sales Statistics for 4 Counties - Sacramento, El Dorado, Placer, Yuba - 05/26/08 02:09 PM
Here are the latest sales statistics for 4 counties (Sacramento, El Dorado, Placer, Yuba), ending in April 2008.
The number of sales are significantly up in several areas. However, the prices continue to lag behind. Since the marketplace is usually fed by supply and demand, having the increase in number of sales, is quite
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folsom: Cheap Gas Prices - On the Net - 05/25/08 09:33 AM
This morning I was doing a little exploring on the internet while looking for the cheapest gas to fill up the car. There are several resources available which may help you as well.
Here are a few that I found:
Gasbuddy.com (by state and province):
http://www.gasbuddy.com/GB_StateList.aspx
Internet Auto Guide (cheap gas
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folsom: Staying Safe - Tips for Real Estate Agents - 05/24/08 10:35 AM
I often think, as real estate agents, we tend to forget how important it is to keep ourselves safe. We enjoy working with the public, while performing our jobs. But, the world isn't the same place it has been in the past. There have been incidents of agents being robbed, raped,
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folsom: 5 Common First-Time Homebuyer Mistakes - 05/23/08 09:28 PM
(1) They don't ask enough questions of their lender and miss out on the best deal.
(2) They don't act quickly enough to make a decision and someone else buys the house.
(3) They don't find the right real estate professional who is willing to help you through the homebuying process.
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folsom: 24 Hour Watch in Sacramento MLS - 05/22/08 08:21 PM
I was reading the 24 Hour Watch in the Sacramento MLS today. I contiue to be encouraged that the number of homes going to Pending Sale isn't far off from the number of new listings coming to market. This is unlike a year ago, when the marketplace was being saturated with listing inventory, with few
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folsom: Finding Good Schools - 05/21/08 11:06 AM
Often home buyers are quite interested in schools available to children near any home they may anticipate acquiring. I have found an excellent resource on the internet, which may help them in obtaining this vital information.
Compares schools near an address
Compares schools in a district
Finds top rated schools in
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folsom: Latest Sales Statistics by Zipcode for Sacramento and Surrounding Areas - 05/20/08 11:18 PM
Here are the latest sales stats by zipcode for Sacramento and Surrounding Areas. As reported in the Sacramento Bee and other local news media yesterday, these stats show significant improvement in the numbers of homes that closed escrow in certain areas in the Greater Sacramento Area, as well as surrounding vacinity.
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folsom: Sacramento Bee reports area home sales bouncing back - 05/20/08 04:32 AM
The Sacramento Bee reports today that 25% more escrows closed regionwide in April than a year ago.
Jim Wasserman's article, provides welcome news for those who have experienced a reversal of fortune in home values in recent months.
Wasserman goes on to state April also produced the first year-over-year sales gains
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folsom: Sacramento Bee Mentions Property Tax Cuts - 05/18/08 11:57 AM
There is an interesting story in the Sacramento Bee today, that talks about Sacramento area homeowners being able to expect millions of dollars in collective property tax cuts this fall, as county assessors engage in a wholesale markdown of home values, fueled by declining home values.
The story, titled, "Sacramento-area homeowners
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folsom: Selling Your Home Using the Miraculous - 05/17/08 08:15 AM
It isn't uncommon to hear about the long unsold house, which may have had offers fall through, but finally manages to make its way into escrow, and become sold. Still other properties, which by all logic ought to be on the market for an extended period of time, sell quite rapidly.
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folsom: Housing Starts Boom in April - 05/16/08 08:49 AM
It was very encouraging to see Housing starts post a surprising rebound April increase of 8.2 percent - As reported by MSNBC this morning. The spike was mainly fed by apartment construction.
April figures demonstrate it was the biggest increase in more than two years for construction of new homes.
The Commerce Department
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folsom: How High Tech Is Your Home? - 05/15/08 11:49 PM
If the latest technology or entertainment options are important in your new home, add the following questions to your buyer's checklist.
(1) Are there enough jacks in every room for cable TV and high-speed Internet hookups?(2) Are there enough telephone extensions or jacks?(3) Is the home pre-wired for a home theater
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folsom: 5 Factors That Decide Your Credit Score - 05/14/08 10:04 PM
Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage. These factors will affect your score.
1. Your payment history. Whether you paid credit card obligations on time.
2. How much you owe. Owing a great deal of money on numerous accounts can indicate
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folsom: Whats happening in Sacramento County this weekend 5-17-2008 - 05/14/08 08:54 PM
Sacramento
May 17th~ West Coast Brew Fest 2008
1pm-5pm. Miller Park (2790 Marina View Way)
9th Annual Brew Fest featuring 60 microbreweries with an
expected attendance of 3,000. WCBF is everything a brew fest should be with live music by local bands, great food provided by great vendors.
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folsom: Discount Points - 05/14/08 01:28 AM
Often home buyers who are obtaining a mortgage for a newly purchased home, will ask their GreatWest GMAC Real Estate Professional, "What are points?"
The answer - Each point or discount point, as real estate professionals and mortgage lenders often refer to them, are equal to 1% of the loan
(0 comments)
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folsom: What's a Reverse Mortgage? - 05/13/08 07:36 AM
After being in the business of selling homes to folks for the last 24 years, something is beginning to happen. I'm noticing more and more of those "kids" I sold homes to in the early 1980's ringing me up and asking, "Myrl, what's up with Reverse Mortgages???"Of course, those "kids" in
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folsom: Hidden Home Defects to Watch For - 05/12/08 07:31 AM
No home is flawless, but certain physical problems can be expensive. Watch for:
Water leaks. Look for stains on ceilings and near the baseboards, especially in basements or attics.
Shifting foundations. Look for large cracks along the home's foundation.
Drainage. Look for standing water, either around the foundation of the home
(4 comments)
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folsom: Finding the Best and the Greatest Schools - 05/11/08 12:01 AM
Often home buyers will tell Great West GMAC Real Estate professionals they believe it is essential to move to a high-income neighborhood in order to facilitate having great schools for their children. However, many of the very best schools in this country are located in communities within moderate home prices, but
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folsom: Tips: How to Buy a Bank Owned REO Property - 05/05/08 01:53 PM
On weekends, I tend to hold open houses for REO properties, and I am surprised how many buyers are not working with an agent. They hope to find their home by searching through the newest REO open houses.
After they find the right house, then they choose their Realtor. This seems backward.
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folsom: Helpful Hints to Sell Your Home - 05/04/08 08:04 PM
It is important to look at your home as if you were a potential buyer. The following is a list of suggestions that will help you focus your efforts to present your home in the best possible manner. (1) The Exterior Lawn - The yard should be neatly mowed, raked and edged. Trees/Shrubs
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folsom: Folsom, California May Real Estate Report - A Bright Spot! - 05/02/08 01:03 PM
Folsom is a bright spot in the real estate market. There is an excellent selection to choose from with 285 active listings of single family homes - down from 302 just 2 weeks ago. Prices range from $199,900 for a 3 Bed/2 Bath to a 4000 sq ft custom home in
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folsom: Home Repairs You Can Do! - 05/02/08 09:21 AM
information from: Lou Manfredini's web site at http://www.housesmartstv.com/ Is that leaky toilet driving you crazy? How about that carpet stain that hits you right between the eyes every time you walk into the room? If your "To Do" list is getting too long, TODAY contributor and do-it-yourself expert Lou Manfredini has five
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folsom: Sacramento Area Attractions & Museums - 05/01/08 09:47 AM
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folsom: How to Sell Your Home in a Market Laden With Foreclosures - 04/30/08 06:53 PM
Most home sellers in Northern California, understand this isn't a joyous time to be marketing property. Foreclosure numbers continue to rise, and are causing distress for sellers not in the same financial crisis as some homeowners, who are either trying to weather dramatically increased mortgage payments, while finding themselves owing more
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folsom: Latest Sales Statistics for 4 Counties - 04/25/08 09:06 AM
A few days ago, I posted the latest sales statistics for Sacramento County, as well as surrounding areas -compiled by zipcode. Here are the Latest Sales Statistics for 4 Counties (Sacramento, El Dorado, Placer, Yuba). Related Links: http://www.webstarmagic.com/gmac/stats_4_counties.htm For those, who missed the Sales by Zipcode data a few days ago, here's the
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folsom: Grace Foundation Rescue in Somerset - 04/25/08 08:30 AM
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folsom: Multiple Offers In This Market, Are You Crazy??????? - 04/23/08 09:18 AM
I do not understand, the NEWS told me not to buy a home!!!! 1.."We have been out looking at homes and putting in offers and we are running into multiple offers". 2.."My agent told me to put in a higher-than-asking-price offer. I looked at him and said, "are you "CRAZY"!" 3.."The news told
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folsom: Folsom Real Estate Stats for April 2008 - 04/14/08 10:51 PM
Folsom, CA Real Estate Stats for April 14, 2008 Condos For Sale in Folsom, CA 37 Condos for sale priced from $225,000 to $549,000; 10 are Short Sales. Residential Income Real Estate For Sale in Folsom, CA 7 for sale priced from $325,000 to $560,000; 0 are Short Sales. Single Family Residential Real Estate For Sale in
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folsom: Beautiful home on corner lot - 03/18/08 11:40 AM
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folsom: Real Estate for Sale in Folsom, CA - 03/03/08 05:54 PM
Folsom, CA Real Estate Stats for March 3, 2008 Condos For Sale in Folsom, CA 35 Condos for sale priced from $225,000 to $549,000; 10 of the 35 are Short Sales. Residential Income Real Estate For Sale in Folsom, CA 7 for sale priced from $399,900 to $599,000; 2 of the 7 are Short Sales. Single Family
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folsom: Rentals and Professional Property Management from our Folsom / El Dorado Hills / Cameron Park Offices (we have three offices) - 02/24/08 03:18 PM
Folsom / El Dorado Hills / Cameron Park Office: 8856 Greenback Lane, Orangevale, CA 95662 / Highway 50 Corridor(916) 988-5300 or 530-677-7917Property Management and Houses, Homes, Duplexes, Condominiums and Apartments for rent in in Orangevale, Gold River, Fair Oaks, Carmichael, Granite Bay, Cameron Park, El Dorado Hills, Shingle Springs, Serrano, Rescue,
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folsom: ALL-Day Workshop!! America's Home Rescue bringing ALL NEW Short Sale Training Program for Real Estate Professionals to Folsom, California in March!! Sign up NOW! - 02/13/08 10:20 AM
Experts say that if real estate agents don't learn how to effectively facilitate Short Sales, they will most likely be driven out of this profession. Agents must come to this workshop! Who's raving about this program? Keller Williams agents, Coldwell Banker agents, Exit Realty agents, Remax agents and owners, First American Title, United
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folsom: 109 Cobble Ridge Drive - Stunning Folsom 3/2 - 02/11/08 02:02 PM
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folsom: Home Auctions in Sacramento - 02/09/08 11:02 PM
This is the last call for the next auction being held in the Sacramento, Ca area...tomorrow is the last day to preview the over 100 homes for sale. The auction day is set for the end of Feb...I think the 23rd. I think its time for those investors to come out
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folsom: Folsom Happenings - 02/09/08 10:45 PM
Tomorrow will be the last day to view the properties going on auction in the Sacramento area. There are over 100 properties going up for auction in our area so be sure to get out there an do your previewing....Investors...start your engines!
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folsom: Revitalization meetings for Folsom Historic District - 01/29/08 02:22 PM
The Revitalization project for Folsom's Historic District will be marking a key milestone with the opening of our new parking structure. In preparation, we will be holding stakeholder meetings next Monday and Tuesday on the topic of Parking Management. We'll be holding an evening meeting and a morning meeting in hopes
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folsom: Mayor's 'State Of The City' address - 01/23/08 08:49 AM
Folsom's Mayor will make his state of the city address at 11:30 at the Natoma Inn on Thursday at 11:30. That is this Thursday January 24th at 11:30. We have big projects like the new shopping on Iron Point and the new bridge as well as the historic revitilization. However our city
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