Real estate blog entries tagged with full doc

Blog entries tagged with "full doc":

full doc: www.fakpaycheckstubs.com Helping you Make the Commissions You Deserve! A MUST IN EVERY BROKERS ARSONAL! - 07/07/08 02:35 PM

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… (0 comments)

full doc: FHA loans are now available in Marin County - 03/06/08 05:09 PM

Assuming that you can find a mortgage broker that can do a FHA loan, today's news should bring some relief. With Marin county getting its conforming loan amount raised from the old $417,000 to $729,500. In the morning meeting I attended, I heard that the rate was 4.75% for full doc … (0 comments)

full doc: Ignoring the Dashboard Warning Lights - 01/24/08 08:52 AM

We've all done it. You're driving along and suddenly a bright little icon blinks on. Check engine it tells you. So what do we do? Ignore it. Hope it flickers out. Maybe it's just stuck. My engine is fine; it must be a mistake. I'll deal with it later. Pretty light, … (4 comments)

full doc: It's A Full Doc World, and I'm A Full Doc Girl. - 01/16/08 09:37 AM

No, I'm not really a girl. I think I had a Madonna song stuck in my head. But the heart of my title is this: Lenders are slowly squeezing loans back into the full doc box. If you haven't heard, no doc loans are gone (other than hard money). In fact, … (11 comments)

full doc: For a Quick Easy Loan Approval: - 09/28/07 01:24 PM

Have These Items Ready When You Apply For a Loan
Income Items W2 forms for the last two years Most recent pay stubs covering a 30 day period Federal tax returns (1040's) for the last two years, if: you are self-employed earn regular income from capital gains earn sizable interest income, etc. … (1 comments)

full doc: What are the new credit standards??? - 08/23/07 06:17 PM

Asked the Realtor as she sat across from me this afternoon. I ordered us another coffee and tried to draw a little picture.
Full Doc 100% is readily available through FHA (with DPA), My Community and Flex 100. These programs are flexible and allow for "sub prime" borrowers depending on why they … (9 comments)

full doc: The new rules of mortgage lending, RULE#1 INCOME - 08/10/07 06:56 PM

Times are tough in the mortgage business, but this correction or rough patch has been expected by most people in the mortgage industry for some time. Bank's can no longer offer speculative loans based on the assumption that the real estate markets will always continue to rise. Therefore foreclosure and deliquency … (0 comments)

full doc: A market update - 07/30/07 05:41 PM

A stronger than expected GDP number in combination with a benign inflation reading has brought a brief pause to the market rally we have seen this week. Mortgages are currently trading a little off from their highs with Treasuries about flat. The thinking is this is probably just a pause as the general themes that have … (0 comments)

full doc: Do We Need Stated/Stated Loans? - 07/27/07 02:40 PM

How many times have you heard this called a "Liar's Loan?"
But is it really a liar's loan? I don't think so. It is a loan for good people who have trouble documenting their income for a variety of reasons.
Among those who need this loan are successful business owners who run successful … (45 comments)

full doc: The Preapproval Letter Defined - 01/20/07 03:24 PM

The preapproval letter is a tool typically drafted by a loan originator to be used by a buyer's real estate agent when presenting an offer on a property. The letter may be in the form of a certificate or be an actual letter on the lender's letterhead. The preapproval letter is … (5 comments)