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Blog entries tagged with "good credit":
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I thought that I'd share my latest experience with a relocating buyer.
The average rate on a 30-year fixed-rate mortgage fell to 5.88% on Tuesday, according to Bankrate.com. Since the Fannie Mae & Freddie Mac's whoes and the government rumored takeover, mortgage rates have dipped with hopes that buyers will take advantage of new opportunities to purchase homes on the market. However, with caution lower … (0 comments)
What is the Impact of the Government Bailout of Fannie Mae and Freddie Mac on Consumers?
I recently had a client come to me who wanted to buy a home. He had less than perfect credit and felt it might be hopeless to take advantage of this buyer's market any time soon. I introduced him to a company that specializes in Credit Restoration. United Credit Education Services helped him … (0 comments)
We are getting a lot of inquiries from renters who are seeing very attractive home prices in this downturn in the real estate market. Many of these folks are young people who have just finished their education and are starting to get established in their working lives and careers. What some … (0 comments)
The importance of good credit is a fact of life. Banks and credit card companies decide whether to lend you money and what interest rates you will pay based on your credit score. Be prepared to examine past choices and, if necessary, to change your money habits.
Decisions you make … (0 comments)
Okay. I am NOT a mortgage person. Not a loan officer. Not a lender. None of the above. I am merely a real estate agent, with all the associated issues attached... :) They say real estate agents are right up there with LAWYERS and USED CAR SALES PEOPLE. Ouch. But that's another … (6 comments)
Some people are unable to close a transcation. Buying a house is getting difficult? In the past lenders offered loans to borrowers with not so good credit and lower incomes, borrowers were able to buy a house, lenders were making a lot of loans, borrowers bought a house by getting a subprime loan; … (5 comments)
Thank you for taking the time to learn about me and how I can help you finance your dream of owning a home. It's my commitment to each of my clients to assist you every step of the way from getting pre-approved to closing your loan in a timely manner. With … (2 comments)
One question that I often hear as a Real Estate Agent, especially from first time home buyers is, "What should I do to prepare for buying a house?" In response I say things like, "You can begin by going to my website, http://www.burrowsproperties.com/ where you will find all kinds of information such … (0 comments)
10. 30-fixed mortgage rates are at the lowest levels in 45 years.
It IS REDICULOUS, the amount of SHORT SALES, the amount of FORECLOSURES which resulted in foreclosure only DUE TO THE FACT THAT THE OWNER COULDN'T GET A RESPONSE FROM THEIR LENDER!
How is FICO 08 going to affect you?? 
Okay if you don't have that great of credit ,we can still do 100 % down payment down to a 551 credit score..give me a call today and we can have you into a home with then 30 days....maybe you don't have any credit we can still do 100 % down … (3 comments)
A NATION-WIDE LENDER !
Unsecured loan is just among the many services offered to consumers by several financial institutions nowadays. But to be specific, it is said that unsecured business loans put the creditors into much higher risk. And this is the main reason why more often than not lending service providers charge very high … (0 comments)
Come out, come out where ever you are! So tell me, where are all of the Buyers / Investors? Come out, come out! Alright, that is more of an "Over-reaching" statement or question, than anything else. I know that many "Clever" people got a steal on their next [investment] property recently … (0 comments)
If you've watched the news lately, FHA (Federal Housing Authority) is expected to relax their guidelines for home loan applicants. Here are the top 5 reasons that an FHA loan might be right for you or your client.
Credit scoring system more detailed than one would think. Many consumers don't realize that credit scores
I had a buyer who was doing some hunting for mortgages this past week. She spoke with two mortgage brokers that I know personally. When I spoke with them they told me that her FICO score was 825 and both of these brokers were actually agressively competing for her business. … (0 comments)
Your Good Credit Quiz
Credit scores, along with your overall income and debt, are a big factor in determining if you'll qualify for a loan and what loan terms you'll be able to qualify for. 1. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for someone else's … (0 comments)
People get carried away when spending and end up with debts. If the finances are not managed well and the payment scheme not properly planned these debts can escalate. Escalating debts and a failure to make the necessary payments results in a bad credit history. This record cannot be easily wiped … (0 comments)
More than 50,000 in the mortgage biz gone already 30,000 just last week. And 100,000 less realtors. And it's just getting started. The mortgage market has really spiralled, with that in mind. It is a great deal harder for buyers to buy, and sellers to sell. Banks are closing their doors daily, and … (7 comments)
Though it may look like the new lending rules are excluding first time buyers and people with a less than perfect credit rating from owning a home, look again. What we're seeing now is just a return to tried and true rules when it comes to mortgages. So rather than … (0 comments)
As a parent, we want the best for our kids. How do you explain the importance of home ownership to your 20 year old? I have tried to explain how real estate works and how owning your own home can help create a foundation for the future. Do they listen? No. 
Qualifying for a low down payment home loan may be just what you're looking for. To qualify, your mortgage broker will look at the adequate appraisal value of the home, good credit background, and an income sufficiently able to pay the monthly mortgage. While these are the more important details, there … (0 comments)
Let's dispell a credit myth. How important do you suppose paying your bills on time really is to your credit? Most people are suprised to learn that paying your bills on time is only 35% of your total score. This means that 65% of your score is determined by other factors. Failing to understand those … (5 comments)
OK I am back with more information for the FICO Fans.
I know a lot of people don't like this (the one's with bad credit) and I agree that it is not fair for those otherwise credit upstanding citizens who, due to no fault of their own, had a divorce or family medical situation that ruined their credit. Nevertheless, the truth is, … (1 comments)
The most rewarding experience I have ever had is the ability to see a need and fill it. Yet, I can say the most upsetting part is having a client that needs so much help and you are unable to assist them. It seems that these people need the most assistance … (0 comments)