Blog entries tagged with "health insurance":


health insurance: Insurance - 05/06/08 05:54 PM
I am curious. How do your benefits measure up to other companies? What coverages does your company offer? Do you have Health,Life,Retirement,long term disability,Short term disability,Critical illness? There are alot of coverages that are available to employees. Let's see who offers the most benefits for their Employees. We can compare to … (0 comments)

health insurance: Health Insurance Terminology - 05/06/08 08:53 AM
Health Insurance BasicsIf you are self-employed, or otherwise in need of individual health insurance coverage, how do you go about finding the best plan?1. Learn the language:HMO - Health Maintenance Organization. This is a very structured plan where you pick a PCP (Primary Care Physician), the doctor you see first for … (3 comments)

health insurance: Company Downsizing? Losing Benefits? Need Benefits? - 05/01/08 08:40 PM
I may be able to help. I work with the Western & Southern Financial Group. We can help with Life Insurance group or individaul, Individual Health Insurance,Critical Illness(Cancer,Heart Attack,Stroke,Kidney Failure,) Long Term or Short Term Disability Insurance,
I cover Polk County Florida. Call if you would like to set up an … (0 comments)

health insurance: IQ-Man: Who Is He? - 04/28/08 12:51 PM
IQ-Man - Who is he? IQ Man arrived on our planet as an infant on a comet with expensive interplanetary auto insurance. Alone, and in a foreign place, he was adopted by the Stevens family of Iowa, who named him Mike. The Stevens family raised him as their own. But even … (5 comments)

health insurance: Rhode Island Elder Law - 04/27/08 03:27 PM
1) What documents should I have in my estate plan?
Every person over the age of 65 should have the following documents: a will, a health care power of attorney and a financial power of attorney.
2) What is a Living Will?
A Living Will is also referred to as a Healthcare Power of … (0 comments)

health insurance: Need affordable, guaranteed issue health insurance? - 04/24/08 12:38 PM
For self-employed real estate and mortgage professionals:Get guaranteed medical insurance regardless of your medical history.  Standard Plan $99 limited coveragePremier Plan $199 limited coverageAdditional prices for family add-ons.You can get FREE company paid major medical health insurance, $150,000 life insurance policy and a stock option plan if you decide that you want … (0 comments)

health insurance: Health Insurance for Musicians? - An Innovative Austin Program - 04/23/08 02:53 AM
Austin enjoys the self-promoted but well-deserved reputation as live music capital of the world. In recent years, the city has decided to put its money where its mouth is to ensure that it stays that way. One of the most innovative and socially progressive ways it is doing that is by … (0 comments)

health insurance: Getting Old While Being Self Employed - The Need For Health Insurance - 04/22/08 01:28 PM
Getting old is a bitch!  While I work at staying in shape by lifting weights, working out on my elliptical or riding the recumbent bike, I found out a few weeks ago that it's not possible to forestall the ravages of time completely.
What happened to teach me this lesson was I … (9 comments)

health insurance: Moribound Real Estate Climate - 04/17/08 02:51 AM
There are a lot of people in the real estate and mortgage field, like myself, who have felt the effects of the current market conditions and lost a lot of business.  I just read an article in the San Jose Mercury News (4/15/08 Business) about a poll that the Associated Press-AOL Money and … (0 comments)

health insurance: Health Reform for the Self Employed! - 04/05/08 10:49 PM
The NATIONAL ASSOCIATION OF REALTORS® announced yesterday that it supports the Small Business Health Options Program that was introduced by a bipartisan group of U.S. Senators yesterday. The program would offer tax incentives to encourage states to make health insurance premiums more affordable for small businesses and the self-employed. It would … (6 comments)

health insurance: FREE Major Medical Insurance - 04/02/08 03:42 PM
For the self-employed:Get guaranteed medical insurance regarless of your medical history.  Standard Plan $99 limited coveragePremier Plan $199 limited coverageAdditional prices for family add-ons.FREE, major medical coverage and FREE $150,000 life insurance policy when qualified (determined by business size)Contac me for details. … (4 comments)

health insurance: It's not the Jetson's - Cyber Doctors Arrive - 03/31/08 07:22 PM
How many times have you felt under the weather, but you don't go see the doctor because of the "hassle factor". First you will have to clear your schedule, possibly call in late to work and make the trip to the medical center. You know it's the flu - everyone has … (5 comments)

health insurance: Living without Health Insurance...A Scary Reality for Many Self Employed Realtors - 03/27/08 12:16 PM
As a self employed Realtor with pre-existing conditions the fear of not having health insurance scares me to death.  I currently get insurance through my husband, but his company is in bankruptcy and the uncertainty of what will happen to his job is a little unsettling, especially if the company goes … (0 comments)

health insurance: Learn how to control your Health Insurance premium - 03/23/08 11:19 PM
Plan design is a key factor when pricing a health insurance policy. In today's insurance marketplace, companies have un-bundled their insurance plans to offer a variety of plan designs. Why pay for a plan with maternity, if it is not needed?The following terms are the foundation of every health insurance policy.#1) … (1 comments)

health insurance: Why I love my profession!!! - 02/25/08 11:31 AM
Wow.  Living here along the crystal coast is so awesome.  I came from Winston Salem, NC  where the pace is so fast.  Living here at the beach is so much slower and I love that!!  Owning property and business at the coast can also have it challenges.  For instance, what kind … (5 comments)

health insurance: Real Estate Agents Receive New Solution to Health Insurance Coverage - 02/12/08 11:18 AM
Real estate agents now have new options to manage their cash flow and have their health insurance premiums paid by eCommission’s Premium Coverage Plan. Austin, TX (PRWEB) February 12, 2008 — eCommission Financial Services, Inc. (eCommission), the nation’s leading provider of commission advance services to real estate sales professionals, announced today … (0 comments)

health insurance: Know Your Family's Health History - 02/11/08 02:32 PM
Several years ago, the U.S. Department of Health and Human Services launched a campaign to raise public awareness of the importance of individuals knowing their family health history.  Since many diseases can run in families (cancer, heart disease, diabetes, etc.), knowing your own family's history could help prevent your getting the disease … (3 comments)

health insurance: What Are You Doing For Affordable Health Insurance? - 02/09/08 11:10 AM
This morning I heard a statistic that over 47 million Americans are without health insurance.  It was a wake-up call for me.  Oh, I know that this is an issue that we've heard politicians talking about for many years, but for some reason today it struck a chord.
It has been my … (11 comments)

health insurance: 37,000,000 uninsured Americans - 02/05/08 10:39 AM
You read it right, 37,000,000 Americans currently don't have health insurance.That's a scary number. My wife and I have become a statistic since we closed our building company. I guess were not alone in this frightening gamble of life.The cost of health insurance is keeping many Americans from obtaining one of the … (47 comments)

health insurance: PLEASE - Get out and vote tomorrow!!! - 02/04/08 04:49 PM
Tomorrow is a very important election day, and I hope everyone is planning on getting out to vote!!  MAKE TIME in your busy schedules, and just do it.  Even though this is "just" a primary election, it's a chance to REALLY voice our opinions, and hopefully, set this country on a … (1 comments)

health insurance: Health Benefits For Real Estate Agents - 02/04/08 01:21 AM
Health Insurance is one of the biggest concerns we face in America today.  The self employed and real estate agents in general are one of the largest uninsured or underinsured groups in the market place today.  As insurance professionals we are constantly looking for solutions this ever growing problem.  As we listen … (4 comments)

health insurance: Affordable Healthcare Options for Struggling Agents - 02/03/08 05:45 PM
Look around your office. How many people can you count that are no longer with your firm, especially compared to a few years ago? For those of you that have survived, watching your expenses and cutting costs whenever possible is important.When it comes to looking over your family's budget, you probably … (3 comments)

health insurance: Universal Healthcare - A Political topic without legs - 02/03/08 02:07 AM
This evening I was watching TV and almost every prime time commercial in California was a political ad positioning candidates for Super Tuesday. Hillary's commercial screamed " Everyone should be talking Universal Healthcare ".We all agree that affordable Healthcare is important, however the government is not an entity with a proven … (1 comments)

health insurance: Before you quit - What you need to know about COBRA - 02/02/08 07:03 PM
What you need to know about COBRA
COBRA (Consolidated Omnibus Budget Reconciliation Act of 1986) provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events, … (1 comments)

health insurance: Realtors deserve "on the job" protection from injury. - 01/31/08 07:42 AM
One of the main issues for independent contractors is the lack of protection from injury while "on the job." Workers compensation is an important benefit provided to most w-2 employees who work for US based companies. There is one exception, if you are an independent contractor, specifically a Realtor working independently or working for … (0 comments)

health insurance: California Healthcare Reform Shot Down - 01/29/08 02:32 PM
Healthcare reform goes down 7-1. Citing concerns that the plan could worsen the state's $14.5 billion budget deficit and unpredictable long term costs, the California Senate Health Committee voted 7-1 against the health care reform bill negotiated by Gov. Schwarzenegger and Assembly Speaker Fabian Núñez. Schwarzenegger vowed to continue his efforts … (2 comments)

health insurance: For Those of Us Who Do Not Have Dental Insurance - 01/23/08 03:34 PM
I am fortunate enough to have health insurance, but I do not have dental insurance.   I do get my teeth cleaned twice a year at the LOW LOW price of $25.  This includes a thorough exam, x-rays and cleaning.  You are probably wondering, where in the heck is the office that … (2 comments)

health insurance: An Annual Insurance Checkup Can Save You Money Without Hurting Your Coverage - 01/23/08 01:49 PM
 As we go through life, our insurance needs change. It makes sense to put certain dates on the calendar each year to see if your home, auto, umbrella liability, life, health, business and disability coverage not only fit your current needs at the right cost but protect you and your family … (0 comments)

health insurance: A Health Insurance Solution has arrived for Realtors - 01/15/08 06:18 AM
After Years of hard work and breaking down the barriers, a solution to the health insurance dilemna for Realtors has finally been overcome. Plans are now available for Association members, guaranteed issue, with no limitations due to pre-existing conditions. Plans will cover them all. No waiting periods and one price for … (4 comments)

health insurance: What do Realtors do for health insurance? - 01/05/08 06:01 PM
Since we as realtors are self employed, what do realtors do for health insurance?  Does NAR have a group style plan for us?  I have poor health insurance right now and need to make sure that I am covered when I need it.  Tell us what companies that you recommend.Has anyone had … (13 comments)

health insurance: New Limits for 2008 Health Savings Accounts - 11/27/07 07:26 PM
An Insurance Policy and a Special Savings Account.A Health Savings Account is really a combination of a health insurance policy meeting minimum US Treasury policy design requirements called a High Deductible Health Plan (HDHP) and a separate custodial savings account for future medical expenses called a Health Savings Account (HSA). Congress … (1 comments)

health insurance: Why is my Association Health Insurance so expensive ? - 11/22/07 11:36 PM
A frequent question that I receive is "Why is my Association Group Plan so expensive?"Whether you work for a local or national association, trade union or other affiliated professional organization, you need to read your insurance policy carefully. Many plans are not true group plans, but rather supplemental coverages or endorsed … (0 comments)

health insurance: Membership has it's priviledges? Health care is missing? - 11/09/07 11:30 AM
Whether it was last month, last year or several years ago, you got your real estate license. Many of you then went out into the world to find an office. You might have talked with one, two or several brokers before deciding where you would hang your license. Then came the … (55 comments)

health insurance: HSA Accounts = Health Savings Accounts. San Diego Health Insurance Savings - 11/01/07 05:39 PM
For those of you who are not familiar with HSA or health savings accounts are losing money everyday. Congress passed a law last year that allows you to save hundreds of dollars health insurance in San Diego, Orange County, and Los Angeles, as well as other California Health insurance. While many … (0 comments)

health insurance: HUMOR - HEALTH INSURANCE - 10/28/07 09:31 AM
The phone rang and the lady of the house answered, 'Hello.''Mrs. Ward, please.''Speaking.''Mrs. Ward, this is the nurse at the Medical Testing Laboratory. When your doctor sent your husband's biopsy to the lab yesterday, a biopsy from another Mr. Ward arrived as well, and we are now uncertain which one is … (6 comments)

health insurance: Health Insurance for the self employed - 08/31/07 01:28 PM
As a Real Estate Broker and a self employed business man I, like most of the other self employed people are conserned about geting low cost health insurance. Most of you may not be aware of the fact that last year the tax laws regarding Health insurance were changed to favor the … (2 comments)

health insurance: Ephrata Hospital & Aetna Advantage HMO Failed This Customer - 08/15/07 03:31 PM
I thought I'd post a follow up to my family's birth experience at the end of June.  The baby is doing great (photos forthcoming), no issues other than a low birth weight which is rapidly going away as she gets bigger.
Well, you can review our harrowing experience dealing with the hospital … (4 comments)

health insurance: Health and Dental Insurance - 05/02/07 04:32 PM
I have spent the past seven months trying to get a simple answer to a simple question from Blue Cross Blue Shield.  Back in December of 2006 BCBS sold or hired out their dental plans.  Our plans were cancelled and we received a letter in the mail stating that we no … (12 comments)

health insurance: Announcement: "Health Insurance and Health Care Forum" - 04/19/07 03:50 PM
You are invited to join my New Group: http://activerain.com/groups/healthinsuranceandhealthcareforumI created this group to start a dialogue among group members on issues concerning health insurance and health care for small business owners and self-employed individuals who are part of a small group health insurance plan or that purchase their own individual health insurance … (0 comments)

health insurance: Are Your Doctor's Hands Tied By Your Health Insurance Company? - 04/19/07 02:04 PM
I created this group to start a dialogue among group members on issues concerning health insurance and health care for small business owners and self-employed individuals who are part of a small group health insurance plan or that purchase their own individual health insurance coverage.  I invite all member to share … (3 comments)

health insurance: Don’t Fall Victim To A Health Insurance Scam: 10 “Red Flags” You Should Look For - 04/18/07 10:57 PM
In today's fast paced world, business owners don't often have the time to thoroughly check out the companies they rely on to provide goods and services. In many cases, a determination of product/service quality can be made at the time goods are delivered or services are rendered. If goods or services … (3 comments)

health insurance: Uninsured Americans Routinely Charged More For Medical Treatment - 04/17/07 01:23 AM
If you are one of the 46.6 million Americans that have joined the ranks of the uninsured, what you may not know is that you may have to pay more for your medical treatment than your privately insured counterparts. If those without insurance get sick, they usually have to pay much … (0 comments)

health insurance: Small Business Health Insurance: "The Best Policy Is A Great Agent" - 04/17/07 01:15 AM
I have been a health insurance broker for over a decade and every day I read more and more "horror" stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are … (0 comments)

health insurance: Blue Realty GMAC Takes Advantage of GM Parent To Provide Agent Benefits - 02/01/07 01:11 AM
Realtors as independent contractors have tougher times obtaining benefits at reasonable coverages and costs, but under the General Motors umbrella, Blue Realty GMAC offers extensive benefits to its associates.
Blue Realty GMAC Real Estate Services is offering health and auto insurance, financial services and discounts on GM related auto purchases and leases. … (2 comments)

health insurance: Any News on Health Insurance??? - 09/05/06 02:34 AM
Has anyone heard anything new regarding whether or not we will be getting group coverage as Realtors?? When it will be brought before the governmental agencies? Any new info. would be grately appreciated. I am paying waaaayyyyyy tooooo much for health insurance!!!  … (4 comments)



 
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