home owners insurance: Communication After The Contract - 09/23/08 08:26 PM
After you have an accepted contract to purchase a home in the Northern Illinois area, there are additional conditions that need to be met within a specific time frame.
The first contingency with a time frame is for the attorney approval and home inspection.
You need to return your
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home owners insurance: Hurricane Season - 09/04/08 09:01 PM
Being in SW Florida, I hear concerns from people about Hurricanes from time to time. We usually end up discussing historical data, newest hurricane codes & then I typically go into 'natural disasters elsewhere'.
Honestly, I cannot think of a single place to live that there won't be something weatherwise
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home owners insurance: Jim's Soapbox (August 08 Newsletter) - 08/20/08 05:53 PM
The goal of my newsletter is to provide educational material mixed with Jim's unsolicited yet fascinating opinion on the Arizona housing market and real estate ownership in general. If you would like me to address a specific topic in the future, please email it to me and I will respond in
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home owners insurance: Assess Your Flood Risks - 07/14/08 04:01 PM
The United States government has a website which allows you to input an address to determine the flood risk factor. You can also receive information on how much flood insurance would cost and where to go to find an insurance agent for flood insurance.
The website also provides information on
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home owners insurance: A Must Read If You're Selling A Home and It's Vacant - 07/08/08 04:10 PM
If you're selling a home and have left it vacant, you should definitely read this post over at RealCentralVA regarding Home Owner's Insurance. Here's an excerpt:
"The first thing a homeowner needs to do is call their insurance company before the house becomes vacant to go over the different options they
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home owners insurance: A Couple Of Ways To Make Sure You Are Prepared For Disaster - 06/09/08 05:30 PM
I was sitting on my deck going over a list of things i've jotted down for May blog topics... boy am I behind, it's JUNE! Time to get crackin'!
The weather here has blistering hot and humid which makes for great storm weather!
I'm sure you've heard about the devastating tornados
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home owners insurance: Are You Prepared for a Green Fried Computer? - 06/04/08 12:21 PM
The deluge of rain, lightening, high winds and locusts swirling around the past few days has fried a few high end electronics and refrigerators around greater Cincinnati Ohio.
The current weather is a good reminder that disaster planning is not just for businesses!
As I "objectively" looked around the house,
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home owners insurance: Little Details in the Big Picture - 04/28/08 04:00 PM
You've decided on a home! Your offer has been accepted!
Those are the big details in buying a home. But there are still some smaller details that you need to take care.
Often times buyers forget about these things and the results range from inconvenience to not being
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home owners insurance: Homeowner's Insurance & Your Credit History - 04/25/08 07:05 AM
Homeowner's Insurance and Your Credit History Unless you have recently purchased a home or refinanced the home you're currently living in, you may not be aware that insurance companies are now looking at credit scores. According to the Insurance Information Institute (a non-profit organization, www.iii.org), insurance companies have learned that a person's
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home owners insurance: HOME OWNERS INSURANCE - PROPERTY,FIRE,FLOOD,STORM,RATES,COMPARES - 04/19/08 01:58 PM
Click for real $POWER-SAVING$ CALL US NOW - DON'T YOU WAIT DEANE & CHRIS's MAIN WEBSITESBUYERS ALMANAC SELLERS ALMANAC MORTGAGE ALMANAC Quotes & Anniveraries Thanks for visiting.GIVE DEANE & CHRIS A CALL (free 866-738-5517) - DISCUSS SERVICESTHEY OFFER & SEE HOW THEY MAY HELP YOU OUT IN SOME WAY BACK page
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home owners insurance: An Ounce of Prevention - 03/23/08 12:21 PM
Recently our local newspaper reported... "Sewage Backup Floods Home"The story was about an unpleasant surprise awaiting a homeowner returning from a business trip. As he unlocked the door and attempted to enter his home, he struggled to force his way in, discovering his home had been flooded by raw sewage. "It
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home owners insurance: Shop before Renewing Insurance - 03/19/08 12:48 PM
Saving Tip: Don't just renew your home, health, automobile or other insurance without reviewing your policy and coverage. Add on any new purchases or improvements made to your home. Ask your agent to re-evaluate your coverage, any new ways to lower your costs and consider improving your home security and safety to
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home owners insurance: Another Insurance Cash Grab or Safe Living???? Electrical Certificates for Insurance? - 02/15/08 08:23 AM
Buying or Selling a Home with Electrical Issues - Insurance may be an Issue I have run in to 2 deals so far this year that the electrical has been an issue in the sale. There is more information needed for our industry. Both homes had aluminum wiring and both homes
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home owners insurance: Florida Home Owners Insurance Comparison Information - 02/14/08 01:14 PM
Are you looking to buy Homeowners Insurance? Since Hurricane Charley, Frances and Jeanne stormed through here in Polk County, FL in 2004, homeowners have seen their homeowners insurance rate skyrocket. My insurance rate tripled since that time and I'm sure we are all in the same boat. Gov. Charlie Crist announced the launch of
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home owners insurance: Fire at Indian Village Condominiums - 01/21/08 02:48 PM
I just wanted to send out my prayers and a heart felt sympathy for all of those who have suffered through this, and are still suffering. I did have a client in the condo project and thank God he was not hurt. From the news reports it appears there were no
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home owners insurance: Free Report for Your Clients About Home Owner's Insurance - 12/04/07 12:05 PM
I recently came across this report that is in a beautifully organized format. This was created by The National Association of Insurance Commissioners (NAIC) which is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories. This report is all about Home Owner's
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home owners insurance: Don't forget the Home Owners Insurance - 10/09/07 04:25 PM
Don't Forget the Home Owners Insurance If you have been renting and are about to close on your first home, be aware that in order to take possession of the home, it must be insured. As renters, we might have had optional "renters" insurance. As homeowners, we are required by the bank/lender
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home owners insurance: Saving Money on Your Homeowners Insurance - 09/22/07 02:14 PM
Homeowners' insurance prices can vary significantly. Companies offer several types of discounts, but they don't offer the same discount or the same amount of discount in all states. Ask your insurance agent or company representative about any discounts available to you.Steps to help you save money on your homeowner's insurance 1.
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home owners insurance: Outrageous New Home Construction Insurance Costs - Need Help - 09/05/07 08:58 PM
I have a client of mine who is building a $1,700,000 home. The quote they have for the final home owner's insurance is $1,200 per year. Seems reasonable, BUT DURING CONSTRUCTION, the construction insurance is $8,000! Help....any good home owner's insurance agents out there? This is a direct response from a national
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home owners insurance: Allstate Insurance Trying to Pass Rate Increases Again... - 08/21/07 10:18 AM
After everything that happened about 6 years ago with the Black Mold stuff and Allstate having to refund all their policy holders for unfair increases, Allstate is trying to raise rates again. Last month, Allstate submitted a plan to increase rates by an average of 6.9%. They claimed it was the "cost
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home owners insurance: Save Money On Your Florida Home Owners Insurance - 08/13/07 12:33 PM
The State of Florida established a NEW web site to save Florida Consumers Money on Home Owners Insurance. Governor Charlie Crist announced a new website by the State of Florida designed to save Florida consumers money when shopping for property insurance. Check out the new site and do your own Shop
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home owners insurance: Rate Lock Duration - 06/28/07 12:53 PM
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home owners insurance: Mortgage Rate Update --- The Home Equity Line of Credit - 05/31/07 10:03 AM
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home owners insurance: What are homeowner's insurance, private mortgage insurance and title insurance? - 05/29/07 09:21 AM
What are homeowner's insurance, private mortgage insurance and title insurance?
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home owners insurance: 10 Steps to Buying Your Home - 04/05/07 01:24 PM
STEP 1 - DEFINE NEEDS FOR YOUR NEW HOME Congratulations on your decision to purchase a new home! Your first step toward buying your new home will be to analyze your needs. Your real estate agent can help you determine exactly what you want your new home to look like and
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home owners insurance: Mortgage Rate Update - 03/19/07 11:47 AM
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home owners insurance: Home Insurance Tips - 03/14/07 06:49 PM
Home Insurance Tips Presented By DJ Skelding Safeguard Inspection Services, Inc. Why You Need Homeowner's Insurance The largest single investment most consumers make is in their home. The consumer can protect their home, possessions, and liability with a homeowners's insurance policy. The Homeowner's insurance policy is a package policy that combines more than one type
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home owners insurance: Acquiring Insurance During the Inspection Period - 11/22/06 10:33 AM
The real estate company that I work for, Reece and Nichols, is going to start requiring that buyers get an insurance commitment with a binder during the 10 day Inspection Period... and I think it's a great idea. I have to say that I have been telling my buyers for the past
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home owners insurance: Home Owners Insurance - 07/21/06 06:23 AM
A recent topic of concern in our area (and probably throughout the Southeastern United States) is rising rates for home owners insurance. Due to the extensive damage caused by hurricanes the past few years, insurance companies have raised rates considerably. In fact, just this week state regulators OK'd State Farm's 52.7 percent
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