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Blog entries tagged with "home purchase":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
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Want free guides on how to make your MN home more energy efficient? We have a couple of reports-one produced by RE/MAX called the Green Home Guide and the other is an ebook PDF entitled " How To Make Your Home Energy And Cost Efficient" that you can download from my main real estate site … (0 comments)
Earlier this year, as part of the "Mortgage Meltdown", Fannie Mae and Freddie Mac instituted what they call Loan Level Price Adjustments. The basic concept is that borrowers getting a mortgage may be subjected to a higher cost depending on their credit score and loan-to-value(LTV). The lower the credit score and/or … (2 comments)
Facts to know: (simply my recommendations)
My wife and I have been married for several years now and we have been watching the market for a home to purchase. Being a first-time buyer, we have looking into FHA loans, Conventional loans, and down payment assistance programs. We currently don't have the 3% or 5% down, so a down payment … (1 comments)
So I've been looking for financing options to help out home buyers get that 1st home.(First time buyer being anyone who has not owned a home in the last three years)
If you're a single woman and debating whether to become a home buyer you're not alone. It's no longer unusual for women to buy homes by themselves. Still, it's good to be prepared for the possibility of discrimination when you are buying a home. 
Ever buy a pair of jeans on line only to find that when they arrived they did not fit properly. It is not easy to shop on line. 
Arizona - Mortgage Concepts, LLC has been providing home purchase money with REVERSE MORTGAGES from both Fannie Mae and other proprietary sources since 2003, well ahead of the new legislation set to take affect after the new housing bill is signed by the President, later this week.
One of the sings of an improving real estate market is "cherry picking." What happens is buyers look for the best property they can find. It has the best location, best amenities, best upgrades, best landscape and most important-best price. As these properties begin to be priced at a number that … (0 comments)
The Federal Reserve, taking a break from its aggressive rate-cutting policy, chose not to alter key interest rates Wednesday, leaving the Fed Funds rate at 2.00% and everyone wondering where interest rates are headed next.
Hello. Brad here again.
Agents generally request open house sheets fairly often. I am always glad to prepare them on request. When I follow up to see how things went, sometimes the report is good and sometimes it is bad. It is not clear to me what things can be done to help make an … (2 comments)
There is much give and take involved in negotiating a property purchase. That's why it's important to have a checklist of what you want to get out of the deal as a buyer. Bear in mind, the home must be appraised and the lender will be looking at the fair market … (0 comments)
In spite of the negative media recently about real estate, it is my professional opinion that now is the prime time for purchase. Never in real estate history have we enjoyed this long a span in record low interest. The housing market has a plethora of properties that are ripe for … (0 comments)
A purchase agreement for buying a home involves more terms that just the price. There is personal property to discuss, possession, rent, tests, inspections, closing dates, and more. One term that throws some buyers, especially first time buyers, for loops is the earnest money deposit. What is it? Why do I … (0 comments)
One of the biggest problems facing potential homebuyers today is coming up with enough money for the downpayment and closing costs. The amount of money you have available can greatly limit or increase your purchasing power. Rather than saving all of the money yourself, there are options that may help. Here … (2 comments)
This book gives a concise overlook at the home purchase process, in an indepth manner. Buy Your First Home is a comprehensive book focused on the subject of purchasing a home. Written by an attorney from Chicago, Diana Brodman Summers, this publication is packed with great informationa and advice to advise … (5 comments)
With mortgage rates ticking upwards, now is the time to buy a home! In many markets people are just scared. They're thinking if they sit on the fence just a little while longer, then the prices will drop another $50,000.
Buying a home can be a double-edged sword: it's both a thrilling and exciting experience, but it can also be incredibly scary and tiresome at the same time.As you may imagine, most homebuyers experience a wide range of emotions as they traverse the buying process. Don't worry, this is normal. In … (0 comments)
Introducing CONNECT REALTY... THE FIRST TRUE ALL-VIRTUAL REAL ESTATE COMPANY. REALTORS WORK FROM HOME...NO OFFICE HOURS REQUIRED.
I would like to share with all of you my absolute favorite show on cable television. It also just so happens to be an excellent resource of information for buyers and sellers alike to become more familiar with the Home Inspection process. I feel it would be especially beneficial for first time home buyers … (2 comments)
Mom,Be careful about inviting LinkedIn folks to connect to you without having met them. That doesn't mean you can't. Sometimes connections happen online. But if a person you are reaching out to says they don't know you (or remember you), in the future, you will have to give email addresses when … (0 comments)
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With these four easy steps, you can be on your way to home ownership:
When HUD came out with the FHA and VA programs, they were designed to fit the needs of the credit challenged borrower and the borrower with little to put down. When sub-prime programs hit the market, for a certain percentage of borrowers, it was easier to take the path of least … (1 comments)
In spite of the doubt and confusion surrounding the economy and the nation's housing market, this year actually presents some genuine opportunities for real estate investors - especially for first-time buyers. On average, housing inventory is up, prices are stable and historical data demonstrates that purchasing a home has proven a … (0 comments)
An out of town friend wants to buy a home for significantly less than the listing price. Typical in this market she figured, so why would her agent tell her that the seller had taken a lot of money out of the home? Why would that matter to her? She figured it … (2 comments)
Here are some quick numbers on a property in the OC and it seems as if we’re there….cash flow is back baby!
The buzz of good news continues to travel across the mouths of industry professionals such as real estate agents, loan officers and escrow agents who for the last 10-12 months have seen enormous decreases in activity leading to unemployment or change of professions. 
Attention Home Buyers! 
Buying a home is the biggest (most likely) purchase you'll ever make. And, one of the most difficult. Though there are no set rules when beginning a search, I have complied a list of items I "think" may be of help when you are starting your House Hunting process and through the purchase. … (12 comments)
what a great day today, a beautiful sunny Sunday afternoon here in Beaverton. With that in mind we are getting to the time of the year where alot of people are going to be out house shopping, So we all need to be at the top of our game. I am … (0 comments)
Mortgage bond prices rose last week pushing mortgage interest rates lower. The Fed took center stage with another rate cut exactly as expected and indicated "the committee expects inflation to moderate in the coming quarter." This statement helped bonds rally considerably. The majority of data released came in as expected with … (0 comments)
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Stocks are on a major rally today over earnings reports. Coca-Cola and Intel both reported better than expected earnings while JP Morgan's earnings declined by 50% (ONLY). With the JP earnings we see once again how the not so bad news can be turned into gold. The CPI (consumer price index) … (0 comments)
The California Association of REALTORS standard forms agreement provides for exclusive representation when working with a buyer. It clearly identifies the scope of responsibility for the agent. When a buyer is looking to secure property in California, it is my firm belief that they should always opt for an exclusive arrangement … (54 comments)
The feds cut rates again! Fresh and early this morning, we are seeing improvements in the bond market and should see this mornings' rate sheets improving. LET'S KICK THOSE CLIENTS OFF THE FENCE ALL YOU REALTORS! What a time to get out and get a great deal on a home. We … (3 comments)
There are a lot of changes going on in the Real Estate and Lending areas. About the time you have it figured out the rules change. But there has been a big change for consumers. The FHA has announced increased lending limits in a number of areas. The purchase limit in … (0 comments)
From the Desk of Don Draughn, Professional Mortgage Consultant
What a month! With declining markets and Private Mortgage Companies cutting back loan to values on credit scores and declining markets. We needed some good news. Not today. How in the world is the housing market going to turn around with Fannies new appraisal code going into effect on January 1st … (7 comments)
From time to time The Mortgage & Property Connection sends out specialized surveys to selected groups for marketing and educational services. With the recent changes in the real estate market place, as well as the wedding season around the corner, we decided to gather information about local newlyweds. I think you … (0 comments)
Hello
With the upcoming increase in FHA Loan Limits, it is a good time to review an under-utilized program: the FHA 203(h) loan. This FHA loan offers $0 downpayment mortgage financing to individuals in Presidential Declared Disaster Areas. 
Within 2 weeks after closing, each and every one of my clients will receive a personal letter congratulating them on their sale and/or purchase, also explaining that they are now a part of my client appreciation program. Every month for twelve months they receive a little gift in the mail. Sometimes … (0 comments)
Both of my children bought a home because, of course their parents are Real Estate agents. Smarter to buy than rent, right. It just so happens that within less than one year both of them found the love of their life! They were married within just a short amount of time.
The "Lifeline" Refinancing Mortgage Program allows "CDA Loans" to offer refinancing options to MD borrowers who may be facing difficulties after financing their homes with adjustable rate or other unfavorable mortgages, or mortgages that no longer fit their financial situation. Also,ask me about the DC Bond Program for first time home … (0 comments)
My holding company Peck Holdings LLC has been doing credit repair via Credit Solutions LLC for almost 3 years now.
Picture this... 
Fannie Mae has tightened its guidelines for lending to purchasers of new construction. 
JAZZ UP YOUR HOME SALE.... 
Buyers...stop listening to the media hype. Instead...listen to your local real estate professional who truly knows their market data and information. They are in the best position to help guide you through your home buying experience. The media needs to write stories that ultimately produce advertising revenue. Your local real estate … (8 comments)
December of 2007 is an excellent time for a home purchase in the West Valley of Phoenix. As a professional REALTOR, I'm advising my clients who are sitting on the fence to move. 
… (0 comments)
It seems counter-intuitive that real estate professionals would need to know about reverse mortgages. After all, the purpose of a reverse mortgage is to help KEEP someone in his or her home, right? Actually, a reverse mortgage can INCREASE a Realtor's® business.
Dear Mortgage Professional, 
Is Rent to Own right for you?Are you thinking about a rent to own deal? If so, you probably know a little bit about how this type of real estate transaction works. And when it comes down to it, you need to make sure that you know what rent to own … (0 comments)
HOW'S THE MARKET?
Failure to act now could be the most costly mistake you make. Here are the top 5 reasons why: