home buying: 10 "Do’s & Don’ts" for Buyers - 09/16/08 12:02 PM
Avoiding common mistakes can make the home buying process simpler and less stressful. Keep the following in mind to help improve your home-buying experience:
Do Your Homework - Enter the market well-prepared by researching location, school district, deed restrictions and taxes.
Don't Try To Make a Shrewd Investment - Focus on … (0 comments)
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home buying: Valuable information to share with buyers and sellers. - 09/15/08 12:54 PM
According to a recent story in Forbes magazine, second-home buyers can pick some real deals all accross the nation. Interest rates are low, prices are affordable and there are plenty of available homes to choose from (this isn't a surprise - look at the inventory in your local market).According to the … (0 comments)
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home buying: Foreclosures, Loan Delinquencies Impact the Housing Market - 09/15/08 08:43 AM
For many homeowners helplessly watching their property values take nose dives and housing experts observing the market like hawks, the question on most peoples' minds these days is: Are we close to the bottom of this housing mess yet?
Many industry experts are saying the minute a significant … (1 comments)
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home buying: Rockland County Events This Weekend, It's Fun Time! - 09/12/08 08:36 PM
Here are some great events happening in Rockland County this weekend, so grab the family and go have some fun. See you there.
I love this time of year!!!
Crabfest
Sep 13, 2008, Saturday, 12-5pmHudson River Blue Claw Crabs, Hot Dogs, Corn on the Cob, Cole Slaw, Beverages and … (0 comments)
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home buying: Rockland County Mortgage Rates as of 9/11/2008 - 09/12/08 04:49 PM
Here are the current mortgage rates for Rockland County,
They're still super low!!
30 Year Fixed Community Works Program 5.500% 0 Points
30 Year Conforming Fixed Rate 5.875% 0 Points
15 Year Conforming Fixed Rate 5.500% 0 Points
5/1 ARM Conforming 6.000% 0 Points
30 Year Jumbo Fixed … (0 comments)
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home buying: Where and Why People Move - 09/12/08 10:20 AM
The United States Census Bureau recently released numbers showing that when most people move, they stay within their own county, and the overwhelming majority remains within their own state.
The Bureau found that between 2006 and 2007, 38.7 million people moved in the U.S. Of that number, 25.2 million stayed in … (4 comments)
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home buying: Open Concept Ranch Within One Mile of the Beach - 09/11/08 08:04 PM
Virtual Tour: http://www.PropertyPanorama.com/45368
Visit http://www.HomesinSouthernMaine.com for all your online real estate needs!
… (0 comments)
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home buying: Fall Is A Great Time to Buy - 09/11/08 01:34 PM
People move all year round for a variety of reasons.
You can find great homes right now for sale. There is still a large inventory of homes in good condition, priced to sell.
With the recent government take over of Fannie Mae and Freddie Mac, home prices may start … (0 comments)
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home buying: Real Estate Contract: Who Makes the Offer? - 09/11/08 11:22 AM
Q: Our real estate agent informed us that she has a buyer for our home at the full asking price. There is a stipulation that we must offer the house at the asking price to the buyer, not the other way around. Do you know anything about this practice and why … (0 comments)
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home buying: The American Dream of Home Ownership is Still Viable - 09/11/08 10:55 AM
Home ownership has enjoyed a well-deserved reputation as a crucial component of the so-called "American Dream." But for many people, home ownership is now perceived more as a nightmare than an essential element of the "good life" that could be attained in the United States. The perception of home ownership as … (0 comments)
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home buying: Charlottesville Area First Time Homebuyers - Get your Tax Credit now! - 09/11/08 08:58 AM
If you are considering buying your first home, you need to know about the First Time Home Buyer Tax Credit from the Housing and Economic Recovery Act of 2008. The high points of this program:
The tax credit is for "first time" homebuyers only (this includes those who haven't owned a … (0 comments)
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home buying: NBA's Allen Iverson Can't Sell His Home - 09/11/08 08:46 AM
NBA hotshot Allen Iverson may be living the highlife, driving around town in expensive cars, eating at the finest restaurants and shuffling past long lines at the hottest night clubs. But even superstars are feeling the pains from one of the worst housing slumps in U.S. history. According to The Wall … (5 comments)
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home buying: Northern Colorado August Real Estate Stats - 09/10/08 12:47 PM
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home buying: What First-Time Home Buyers Really Want - 09/10/08 09:01 AM
For first-time home buyers, one of the driving factors that influences their decision is figuring out if it's more affordable to rent or buy right now. According to a recent Coldwell Banker survey conducted among its brokers, first-time home buyers are primarily concerned with affordability when choosing a new home. However, … (0 comments)
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home buying: Keepin' it Real - 09/09/08 04:59 PM
Sometimes, a pair of shoes looks better in a catalog than on your feet. Buyer’s remorse is common even when it comes to choosing a home. Virtual tours, images and video are all polished to the point that an open house can look as bad as those shoes just unboxed. Rexcheck.com … (0 comments)
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home buying: Keller Williams - J.D. Power Award Recipient! - 09/09/08 10:28 AM
Keller Williams is the 2008 Home Buyer and Seller Study J.D. Power Award Recipient! Keller Williams proved to be the best in Overall Satisfaction, Agent/Salesperson, Real Estate Company Office and Variety of Additional Services catagories. Beating out Prudential, Coldwell Banker, RE/MAX, Century 21, ERA and GMAC. Way to go Keller Williams … (0 comments)
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home buying: What the Fannie and Freddie Takeover Means for Home Buyers - 09/09/08 09:29 AM
U.S. Treasury Secretary Henry Paulson helped engineered the government's plan to takeover Fannie and Freddie.
With their hands on about half of all mortgages in the United States, totaling an estimated $5 trillion, lending giants Fannie Mae and Freddie Mac have a huge impact on swinging the housing pendulum. And … (4 comments)
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home buying: What Are The Top Two Words On Your Home Buying List? - 09/08/08 09:53 AM
You are standing in the grocery store. What are the first two words that come to mind after you overhear buying a house?
If you answered Have Fun you hit the bull's eye! Perhaps Realtor and Mortgage Lender took a strong second. Right again.
Either way, imagine what it would be … (0 comments)
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home buying: Mortage Fraud Cases Continue to Increase - 09/08/08 09:53 AM
The subprime mortgage fallout and foreclosure epidemic has unveiled numerous problems that ran astray during the days of the housing market boom. The countless predatory lending schemes and mortgage fraud causes manifested themselves as more and more families began to default on their home loans. The problems have lead … (2 comments)
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home buying: Tired of HIGH Gas Prices? Check out your Walk Score for Home and Work! - 09/08/08 07:47 AM
There is another neat website out there for those interested in getting better health, keeping family fuel costs down, and doing due diligence as they look to move to a new town or a new area of their town.According to walkscore.com, "Walkable neighborhoods offer surprising benefits to our health, the environment, … (0 comments)
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home buying: A Buyers Market means Time To Move Up! - 09/08/08 06:53 AM
A well known secret of the rich! Wealthy Americans have prospered from this idea for years! You don't make money when you sell real estate...you make it when you buy real estate! Why does Mr. "Mad Money" stock guru Jim Kramer always advise his viewers to "wait for the market to … (1 comments)
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home buying: Feds Take Over Fannie and Freddie: What does it mean to the average Charlottesville Homeowner? - 09/08/08 05:31 AM
For those who have been trying to wade through the flood of information about the mortgage crisis and the bailout of Fannie Mae and Freddie Mac, here is a great New York Times article which breaks it all down in layman's terms:
http://www.nytimes.com/2008/09/08/business/08consumer.html?ex=1378612800&en=1140cdecb05592d6&ei=5124&partner=permalink&exprod=permalink
… (0 comments)
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home buying: If I could only "mulligan" this winning Texas Hold'Em game! - 09/07/08 10:33 PM
Yet another "Mulligan" post. I've been enjoying walking down memory lane, and finding some of my past "favorite" posts. This is one that I wrote just over a year ago and believe it was my first "featured" post. After that, I was hooked!
I haven't played Texas Hold'em for some time … (0 comments)
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home buying: Mortgage Crisis - Hope - 09/07/08 12:15 PM
I was listening to NPR yesterday while driving through tropical storm Hannah - GOOD TIMES! Anyways, I heard that Fannie & Freddie are about to fire their panel board and restructure the process. Afterall, they do back 5 trillion dollars in mortgage loans. This is good news for us. But, the taxpayers … (0 comments)
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home buying: Rockland County Street Fairs, See You There! - 09/06/08 12:32 PM
I love this time of year because of all the fun things it brings, especially all of the street fairs and festivals. I love walking around meeting people and bumping into friends. Here are a couple of great street fairs that are happening this Sunday the 7th. Go check them out I'm sure … (0 comments)
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home buying: Rockland County Real Estate Market Report - 09/06/08 11:05 AM
Hi Everybody, Here is the current market report for all the villages
and hamlets of Rockland County, NY. I'll post my next market
report as soon as all the numbers come in.
Have a great day everyone!
Area Act New Sold Exp Off Mrkt Pending Avg.
… (0 comments)
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home buying: Dual Agency - 09/04/08 04:46 PM
Continuing on with the discussion of agency (clients and customers, who works for who and what it means), now I’ll address the concept of “dual agency.”
Dual agency occurs when a buyer makes an offer on a house that’s listed by the same company the buyer agent works for. Classic dual … (0 comments)
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home buying: More Consumers Say It's A Good Time to Buy Homes - 09/04/08 12:53 PM
The University of Michigan's monthly survey is an ongoing nationally representative survey based on telephonic household interviews. The Index of Consumer Sentiment (ICS) is developed from these interviews. It gives a very accurate indication of the future course of the national economy. The Index of Consumer Expectations (a sub-index of ICS) … (0 comments)
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home buying: What to Look for When Buying a new Home - 09/04/08 11:32 AM
What are some of the things you looked for, or are looking for when purchasing a home? Although it's been a while since I've looked into it myself (still love my home), it's something to think about when trying to sell a home too.
What does the property have that will … (0 comments)
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home buying: Cities Where Home Values Expected to Rise - 09/04/08 09:59 AM
Over the last year, news for once-booming housing markets like Las Vegas and Phoenix have had a less-than-rosier outlook. According to data from the National Association of Home Builders, housing starts in Las Vegas are expected to drop by 32 percent in 2008 and actually get worse in 2009, falling an … (1 comments)
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home buying: Real Estate is so much more than property... - 09/04/08 09:33 AM
It's that time of year when things start to "slow" down for some agents. I am happy to report that things are not slowing down for us in Ithaca NY. It seems the spring market came a little later this year and we are happy to be busy into the fall … (1 comments)
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home buying: First Time Home Buyer Tax Credit - 09/04/08 08:02 AM
There are a lot of people still asking questions about the newly legislated First Time Home-Buyer Tax Credit program. For details about the program click here.
Remember, the program is an income tax "credit" and does not reduce the amount of money needed to purchase your home.
If you still … (0 comments)
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home buying: Charlottesville - UVA Real Estate Website Launched! - 09/04/08 05:45 AM
I am pleased to announce the launch of Go Virginia Homes , a new comprehensive real estate website for the University of Virginia community. Designed to answer the needs of those relocating to the Charlottesville area because of a UVA affiliation, Go Virginia Homes features:
an extensive Charlottesville Community Guide,
UVA … (0 comments)
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home buying: Minneapolis, MN Neighborhood Appreciation Rates Vary Widely - 09/03/08 04:12 PM
Just a quick "flash in the pan" for everyone interested in local real estate values. We always here about the wholesale decline of home values, when in fact that's simply not the case. In reality Buyers are able to be far more discriminating and while that leads to declining vales in some … (0 comments)
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home buying: Closing Costs: What is Reasonable to Pay? - 09/03/08 12:11 PM
When it comes to buying a home, you may have quite a number of fees associated with your closing. You need to determine which fees are associated with your lender and which fees are associated with buying the home. Then you can review the fees to see if you are paying … (0 comments)
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home buying: Shady Wood Ocala FL Dream Home---Below Market - 09/03/08 08:59 AM
What a great buy in SE Ocala in this remodeled and update home nestled in the trees for privacy. The price of $218,750 which includes real hard wood floors, updated maple cabinets and Corian countertops in the kitchen, beautiful enclosed Sun room overlooking a naturally landscaped private backyard and brick fireplace. … (1 comments)
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home buying: Buying A House - Your Constitutional Right in America - 09/03/08 08:43 AM
My Regional Manager would have rolled up into a ball if he heard my title: Buying A House - Your Constitutional Right in America. I'm not kidding!
Well, I wasn't successful because I listened to him! He may have believed buying a house was not a basic American right but I … (1 comments)
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home buying: Why Real Estate Agents Matter in the Internet Age - 09/03/08 08:32 AM
Are you looking to sell or buy a home and are desperately seeking a helpful real estate agent? You're not alone. A J.D. Power and Associates 2008 Home Buyer/Seller Study released in July found that real estate agents still remain key to customer satisfaction despite the popularity of home … (6 comments)
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home buying: Is there Ever a BEST Time to Buy a Home? - 09/02/08 03:43 PM
I recently responded to a blog asserting that the best time to buy a home is now.
We've all heard that mantra from countless salepeople, so it should come as no surprise.
However, my feeling is that the best time (recently) to buy and hold was a about 5 years ago
when rates … (0 comments)
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home buying: Cities With Robust Home Equity - 09/02/08 09:39 AM
While a recent report from the Standard & Poor's/Case-Shiller U.S. National Home Price Index released last week showed that housing values have dropped by 15.4 percent nationally, there remains a good handful of cities that have retained healthy home-equity values.
Last month Forbes.com named their top five metro areas that showed … (4 comments)
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home buying: First-Time Home Buyer Tax Credit - 09/02/08 09:06 AM
In an effort to stimulate the economy, legislation was recently enacted that provides a tax credit of as much as $7,500.00 for first-time home buyers. Here are a few key points to understanding this first-time home buyer tax credit:
The tax credit works like an interest-free loan and must be repaid … (0 comments)
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home buying: School Starts Back - 09/01/08 02:15 PM
For many of us, This is the time of year when school starts back. With the kids back in school, it is a good time to start evaluating your home needs. While it is fresh on your mind, now is the time to start thinking about what are your needs in … (2 comments)
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home buying: Los Gatos - It's All About The Schools...Or Is It? - 08/29/08 12:06 AM
Los Gatos, California, like Monte Sereno, Saratoga, Almaden Valley, Cupertino and Los Altos, is an area which is well reputed within Silicon Valley (the San Jose area) for its great schools, low crime, and quality of life.People flock to Cupertino, Saratoga, Palo Alto, and a few other areas for the high … (4 comments)
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home buying: Marina Del Sol | League City Market Report - 08/27/08 02:10 PM
Marina Del Sol | League City Market Report
August 27th, 2008, categories:League City, Market Conditions
Marina Del Sol is located on the south shore of Clear Lake in League City, Texas. Marina Del Sol has a good mix of waterfront, water view and interior homes ranging from $200,000 … (0 comments)
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home buying: Real Estate Tax Credit - 08/27/08 01:29 PM
There are a lot of people still asking questions about the newly legislated First Time Home-Buyer Tax Credit program. For details about the program click here.
Remember, the program is an income tax "credit" and does not reduce the amount of money needed to purchase your home.
If you … (0 comments)
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home buying: Housing Market on its Way to Recovery? - 08/27/08 09:12 AM
Despite a 15.4 decline in national home prices during the second quarter from the same period a year ago, there are signs of a silver lining in the sky. The rate of single-family home price declines slowed from May to June, according the Standard & Poor's/Case-Shiller U.S. National Home Price Index … (4 comments)
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home buying: Beautiful Glenmore Country Club, just outside of historic Charlottesville, Virginia - 08/26/08 09:19 PM
....is the setting for this wonderful home for sale!
Set on a very private lot in the Scottish Homes section of Glenmore Country Club, backing on the woods, this spacious, light filled home has all you want: five bedrooms, four and a half baths, a gourmet kitchen featuring Bosch, Viking and … (0 comments)
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home buying: FHA Home Loans Rescue Housing Market - 08/26/08 03:24 PM
Picture 1934 in your mind.The United States is in the depth of the Depression. Out of every ten households, only four own their own homes.The normal mortgage is limited to 50% of the home's value. If you want to buy a home, that means you must come up with a 50% … (0 comments)
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home buying: Current Active Home Listings Numbers For Rockland County, NY As Of August 24, 2008 - 08/25/08 05:10 PM
Hi everyone, these are the numbers for the current active listings (homes that are currently for sale) in Rockland County NY. This is for residential homes and condominiums according to the Greater Hudson Valley MLS. As you can see inventory is still high in this area and these numbers do not … (0 comments)
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home buying: Why rent when you can own a home now...... - 08/25/08 10:09 AM
Had a question this morning regarding buying vs. renting and thought I would give a few logical reasons for buying a home as opposed to renting one.
1) A home tends to increase in price over times so this is one of the best investments a person can make without too … (10 comments)
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home buying: Denver's Public Transportation System Boosts Real Estate Appeal - 08/25/08 08:59 AM
Denver, CO, will be under the media spot light this week for the Democratic National Convention. So I thought I'd take this chance to highlight some of the best attributes in this Rocky Mountain metropolis. Denver has become a fast growing city, leading the charge in sustainable urban … (4 comments)
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home buying: New Charlottesville Real Estate Site devoted to NGIC Relocation ! - 08/24/08 06:03 PM
Located in Northern Albemarle County, Virginia, is NGIC: the National Ground Intelligence Center, a major employer in Albemarle County and a growing organization. I am pleased to announce the launch of NGIC Homes, a real estate website devoted entirely to meeting the needs of the NGIC families who will be relocating … (0 comments)
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home buying: So You Think You are Ready to Buy a House - 08/23/08 11:14 PM
PRE-QUALIFICATION AND PRE-APPROVAL Many GreatWest GMAC home buyers searching for homes in the Greater Sacramento, Placer, El Dorado, and Yuba Sutter Counties, apply for a loan and obtain approval before they find the home they want to buy. Here's why?Pre-qualifying will help you in the following ways:1. Generally, interest rates are … (0 comments)
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home buying: Your Final Step in Buying a Home... - 08/23/08 09:42 PM
You are almost there. You just need to prepare for closing and prepare for moving day. Order utilities a few days before. Notify contacts of your address change. Schedule a locksmith to change the locks - this is a must! Then go to closing, relax, and enjoy your new home. Take … (1 comments)
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home buying: Your Fifth Step In Buying A Home... - 08/23/08 09:40 PM
Once the contract has signed, you will need to follow through on any terms set in the contract. This may include things such applying for financing and ordering a general home and other inspections, appraisal, survey, and home warranty. You will also need to choose a closing time and place, and … (0 comments)
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home buying: Your Fourth Step In Buying A Home... - 08/23/08 09:38 PM
Once you have found a home, the next step is to write a contract. This starts with making an offer on house, indicating what price and terms you want. The Seller may accept your offer, decline your offer, or make a counteroffer. Once you have both agreed on the contract, both … (0 comments)
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home buying: Your Third Step In Buying A Home... - 08/23/08 09:35 PM
The next step is to look at properties. From your consultation, your realtor will do a thorough search of all available properties in the location that you want with the features that your want and within the price range that your want and are qualified for. You will review the list … (0 comments)
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home buying: Great Area, Great Zer0 Down Financing! - 08/23/08 11:36 AM
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home buying: Condo Living at its Finest! - 08/23/08 11:31 AM
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home buying: Don't Miss Out on Zero Down Financing! - 08/23/08 11:27 AM
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home buying: Bear Sterns Effect - 08/22/08 11:14 PM
Bear Sterns Effect
March 14th, 2008, categories:Foreclosures, Home Buyers, Home Sellers, Market Conditions, Mortgage & Finance
Bear Sterns was provided emergency funds today by the Federal Reserve through JPMorgan Chase. How does this affect real people in Clear Lake & Houston?
On a national level its an indicator just how … (0 comments)
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home buying: Rewriting mortgages will hurt Clear Lake home buyers in the long run.. - 08/22/08 11:09 PM
Rewriting mortgages will hurt Clear Lake home buyers in the long run..
February 22nd, 2008, categories:Home Buyers, Mortgage & Finance, My 2 Cents
MSNBC and some other media outlets have reported that top democrats in congress are backing a law that would allow bankruptcy judges to alter the terms … (0 comments)
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home buying: Buying a New Home from a Builder - 08/22/08 10:32 PM
Buying a New Home from a Builder
December 9th, 2007, categories:Developments & Builders, Home Buyers
New developments in Clear Lake and Galveston County are at a all time high. It has been going on for close to 7 years with no end in sight. Some consumers are learning hard … (0 comments)
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home buying: Waterfront Property is still very affordable.. - 08/22/08 09:33 PM
Waterfront Property is still very affordable..
February 3rd, 2007, categories:Waterfront
People who have lived in our area for years will question how “affordable” real estate is in the Clear Lake/Galveston area but compared to the rest of the national our waterfront is very cheap. The addition of a number … (0 comments)
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home buying: Widespread Mortgage Fraud - 08/22/08 09:30 PM
Indictments Handed Down for Widespread Mortgage Fraud AUSTIN – A Houston Grand Jury handed down indictments on eight individuals for a series of mortgage fraud scams in the Houston area, involving close to 300 properties valued at approximately $40 million. The indictments are the result of a long-term investigation by the … (0 comments)
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home buying: Affordable Cities for Homeowners - 08/22/08 09:03 AM
Are you looking for an affordable city to call home? Well if you're a fan of Nascar and keen on wholesome Midwest hospitality, then Indianapolis, IN, should be a great starting place for you. Indianapolis has flourished into a world-class metropolis over the last decade, and recently, it maintained its standing … (9 comments)
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home buying: Housing and Economic Recovery Act - HR 3221 - 08/22/08 07:53 AM
Finance is my weak point when it comes to real estate blogging and it is so important right now. Here's current events from an expert in the Worthington market.
Although Michael is with Guernsey Bank in Worthington I have never met Michael. This is a Re-Blog of content from ActiveRain … (2 comments)
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home buying: Welcome Aboard - 08/21/08 02:57 PM
We are in the home stretch of a busy summer here at CB Leesburg. The July closings for our office were the best we've seen in nearly a year. Hopefully this is further evidence that the market is turning for the better. Activities have been moving along nicely in spite of … (0 comments)
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home buying: NAR Releases Home Sale Data - 08/21/08 11:01 AM
More than 75 percent of metropolitan statistical areas had real estate price declines in the second quarter, according to the National Association of Realtors. The remaining 35 of 150 saw price increases in median single-family home sale prices.
Home prices in 13 states rose from the first quarter, according to NAR.NAR … (0 comments)
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home buying: Paparazzi Proof Residences - 08/21/08 09:03 AM
Tired of being followed by pushy paparazzi, snapping away at your most personal and intimate moments. The 24-story tower Carlyle Residences on Wilshire Boulevard in Westwood, CA, is touting itself as the first building specifically designed to guard its residences from noisy photographers, reported the Los Angeles Times.
A computer-generated rendering … (2 comments)
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home buying: Home Buyers: Your Columbus Ohio Home Search Should Be This Easy! - 08/20/08 04:05 PM
Make things easier on yourself when hunting down Columbus Ohio homes for sale. As a Realtor who often holds open houses, I hear many visitors say that they're spending a lot of time driving around town on their own, looking for signs on open house days, as their main method of … (1 comments)
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home buying: The Next Bubble to Burst - 08/20/08 02:34 PM
Call me a pessimist, (or a Bear), but I am of the school that sees the current housing crisis/sluggish market, as part of a longer trend into some tough economic times, perhaps the worst of my (44 year) lifetime. I know that is not good news, but I think it is … (0 comments)
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home buying: Villages of Wildwood in Fairfield Ohio - 08/20/08 02:04 PM
The neighbors win!
You wanted to know what is going on in real estate for "our neighborhood" so I will keep it short and simple.
The single family homes in the Villages of Wildwood are divided into 3 sections: Fairways 1, Fairways 2 and the Greens. If you are not … (0 comments)
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home buying: Home Inspections - 08/20/08 12:18 PM
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home buying: Kenilworth NJ Real Estate Home sales for the month of July 2008 - 08/19/08 08:49 PM
Residential / Condo / Coop Listings
All dates from GSMLS, the MLS of Morris County, Union County, & Essex County. … (0 comments)
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home buying: Some useful tips for the first time home buyer - 08/19/08 05:44 PM
As a first-time home buyer, you are entitled for many programs obtainable by finance companies and the government to purchase a house. An often-overlooked source for the first-time purchaser is their local county government or municipality. Many counties in America suggest incentives for first-time homebuyers. Those incentives comprise of down … (0 comments)
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home buying: Home Buying 101 - Cash Required? - 08/19/08 01:36 PM
If your thinking about buying a home, you have a lot of financial decisions to make. Your Lender and your Buyer’s Agent can assist you in "running" some numbers to figure out▪ how much you can afford to pay monthly▪ what size mortgage you are comfortable taking▪ how much in closing … (0 comments)
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home buying: A Home is Not an Investment - 08/19/08 11:09 AM
Until the the real estate boom that we had here in Scottsdale and the many towns around Phoenix, of 2001-2005, people thought of homes as exactly what they are; a place to live and call home.
However, with all the water cooler stories of getting rich from the real estate 'gold … (4 comments)
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home buying: Get Satisfaction From Your Internet Homebuying Search - 08/19/08 10:01 AM
Everything you read these days about Buyers and their Home Search mentions the Internet. A majority of people seem to start there. However, between the number that begin there, and the number that end by purchasing a home, there is a world of difference. Many articles speak of how unhappy buyers … (1 comments)
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home buying: The Donald Saves Ed McMahon's Home from Foreclosure - 08/19/08 08:50 AM
On Donald Trump's realty television show "The Apprentice," the tough-talking, no-nonsense real estate tycoon has very little patience for excuses from his batch of whiny, ego-centric job candidates. But even the Donald makes exceptions.
Ed McMahon's 6-bed, 5-bath Beverly Hills home was last listed at $4.6 million. Photo by Frazar Harrison/Getty … (8 comments)
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home buying: BUY OR WAIT? It's about YOUR Goals... - 08/18/08 08:38 PM
Buy or wait? Every financial advisor gives you a different answer.
FOCUS ON YOUR GOALS.
Its YOUR decision. Make it for YOUR benefit!
It can get confusing looking at all the statistics, charts, maps, extrapolations, and market data. The good news is you are going to buy ONE house in … (0 comments)
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home buying: Buying a home soon? - 08/18/08 06:22 PM
As almost everyone knows, it is a buyer's market. Probably a stronger buyer's market than any buyer's market in the last 14-years or more. Just like stocks, real estate goes up and down, you definately want to get in when they are down. This is the best time to get a … (5 comments)
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home buying: Now that people can shop for a home on the Internet or buy from a developer, do they need agents? - 08/18/08 02:56 PM
We live in a do-it-yourself world. Stroll up and down the aisles of any home improvement store, and you suddenly feel capable of tackling any home-related project. Regrout the tile in the bathroom? No problem. Rewire the house? No problem. Stores like Home Depot and Lowe’s have plenty of experienced staff … (5 comments)
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home buying: Home Prices Down, Foreclosures Up - 08/18/08 12:07 PM
According to the latest National Association of Realtors (NAR) quarterly survey, the increasing number of foreclosure and short sales, which account for about one-third of all real estate transactions, are dragging down the median home price in the United States.
In the second quarter, the median existing single-family home … (0 comments)
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home buying: Previewing homes and getting clients in the process. - 08/17/08 08:11 PM
This month, I will be closing two transactions that are the direct result of my expressing disbelief regarding the price of a home that I previewed.
In both cases, the homes purchased were miles away of the "TOPIC" home that I made mention of during a conversation.
One home … (3 comments)
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home buying: Realtor(R) Tips: Your client's needs - 08/17/08 04:42 PM
Understanding your client's situation is formost an essential part of our Real Esate business. In counceling my agents, these issues are abundant due to the nature of our business. Real Estate is informational, psychological and emotional. Clients/customers will not freely give you all the information you need to help them. A … (1 comments)
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home buying: Title Insurance 101 - 08/16/08 04:03 PM
Title Insurance: a policy that protects a buyer and/or a lender against errors or omissions or defects in the title of the property.Title Insurance will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount … (1 comments)
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home buying: This home owner was able to save her house we are so happy for her! - 08/15/08 09:38 AM
This home is no longer for sale, usually when a listing is canceled it is an unhappy reason, but this time, the home owner got to keep her home. Yes we worked hard to sell it, yes my client who processes the short sales worked and did not get paid, but … (0 comments)
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home buying: Homebuyer Has Never Been More Rewarding - 08/14/08 09:14 PM
Cincinnati- For those in the market to buy a home in the next few months there are several new programs that make buying very attractive. The Department of Housing and Urban Development has a new program in selected states that allows homebuyers to purchase HUD owned properties for as little as … (0 comments)
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home buying: Centex Home Builders Go Green - 08/14/08 08:52 AM
In the sprint to attract new buyers, home builders across the country are finding creative incentives to whet consumer appetites. From tax breaks to free homes, developers are promising everything under the sun to win over new customers. But Dallas-based Centex Home Builders recent launch of their Energy Advantage package will … (9 comments)
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home buying: Avoiding Scams Surrounding Free Credit Reports - 08/14/08 08:29 AM
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.There … (2 comments)
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home buying: H. R. 3221 - FIRST TIME HOME BUYER'S TAX CREDIT - 08/13/08 02:17 PM
Now is the time to buy for First-Time Buyers. Opportunity only knocks once; and, if you have been waiting, now is the time to act because time will run out!
For first time home buyers who thought owning a home was only a dream, the recently enacted legislation, H.R. 3221, also known as the Housing … (0 comments)
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home buying: What is a short sale? New Jersey Real Estate - 08/13/08 12:29 PM
A short sale in real estate occurs when the outstanding obligations (loans) against a property are greater than what the property can be sold for. Short sales are a way for homeowners to avoid foreclosure on their homes and still be able to pay off their loan by settling with lender. … (0 comments)
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home buying: What Are Your Plans for the Future? - 08/13/08 10:19 AM
When you're buying a home, you need to consider how long you plan on living there.
My advice is to plan on staying in your new home for at least several years. The longer you can stay in your new home, the more appreciation and equity you should have when … (0 comments)
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home buying: Home Buyer's Seminar in Bowie, Maryland - 08/13/08 10:18 AM
Home Buyer's Seminar
Have you thought about buying but don't think you can?
Do you have questions about the home buying process?
Would you like to know what you can afford?
Would you like to own a home and STOP paying rent?
Did you know the seller can pay for … (4 comments)
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home buying: NAR's Pending Home Sales Index Rises - 08/13/08 08:46 AM
According to the National Association of Realtors (NAR), the recently passed Housing and Recovery Act of 2008, may just be the spoonful of medicine needed to help remedy the housing market flu.
In their latest forecast on pending home sales, NAR said some improvement is projected for existing-home sales … (5 comments)
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home buying: 6 Reasons People Need Real Estate Agents - 08/12/08 11:25 PM
Here are a few real estate thoughts:
1. A real estate transaction is complicated. Most of the time, buying or selling a home requires tons of paperwork including disclosure forms, inspection reports, addendums and a 6 page (minimum) Purchase Contract. A Realtor has the knowledge and training to help you avoid delays or costly mistakes.
2. … (2 comments)
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home buying: flyer sent out needs help! - 08/11/08 04:15 PM
This is an ad I have used to send to our local realtors, I haven't gottne much luck ( any really ) from it. Any suggestions?
Rates are Low!!!
Look at Our
95 to 100% Percent Loans:
USDA Rural: 100%, 102% or no PMI
Income limit … (13 comments)
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home buying: Understanding Today's Real Estate Market - 08/11/08 03:58 PM
What created today's market? Many homeowners and real estate professionals are asking themselves this. The slowdown is largely due to the demand started by the global investment market and by individual investor/speculators. In other words in the year of 2000 the world's pool of dollars exploded, between 2006 and 2007 it … (0 comments)
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home buying: A few reasons I talk clients out of doing a transaction...... - 08/11/08 11:20 AM
Ok, I know most people will think that a Realtor will always think it is a good time to buy or to sell, we make out living doing this right?
However I often after consulting with people consult them right out of buying or selling and come up with a different … (2 comments)
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