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Blog entries tagged with "homeowners insurance":
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Today I'd like to talk a little bit about homeowners' insurance. Anyone who has ever purchased a home with financing from a lender has more than likely had to deal with getting a homeowners' policy. The lender usually requires it so that they are protected were anything to happen to the … (2 comments)
Owners of Northeast Florida condos, townhomes, and homes have all been faced with buying homeowners insurance. One of the options now available is guaranteed replacement cost homeowners insurance. This is a relatively new choice for Jacksonville homeowners. 
BOWIE MARYLAND HOME BLEEDS SEWAGE 
Hey good people,
Owners of Residential property in Florida have been slow to take advantage of a new (since 2007) STATE-FUNDED PROGRAM to save them money on their homeowners insurance policies. Now, how many programs state or otherwise ever SAVE you money?
Rockland County Real Estate LLC: Becoming a First Time Homeowner? Search Here for Nanuet Homes For Sale. Read these important Home Safety tips first.
Home insurance, or homeowners insurance, is an insurance policy that includes various personal insurance protections such as losses happening to a home (including contents of a home), loss from additional living expenses and personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. It can include losses due … (0 comments)
When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to "replacement costs" that may not cover everything. You should ask your insurance … (0 comments)
Florida Homeowners have the opportunity to have a FREE Wind Inspection on their Single Family Homes Who is Eligible: Single Family, site-built homes, Statewide How to Apply: Online at http://www.mysafefloridahome.com/FreeHomeInspections Phone: 866-513-6734 Inspection will be scheduled within 2 weeks and Report sent within 30 days of Inspection What the Inspection … (0 comments)
Huge kudos go out to Darcey Ohlin of Watermark Design (www.designbywatermark.com) for my custom logos and beautiful new website! I absolutely love the color scheme and am really thankful that she was so patient and helpful during the time that I couldn't seem to make up my mind! There are still … (3 comments)
So you're buying your first home, and it's exciting, and maybe even a little overwhelming. There is one thing I think all new home-buyers should spend a little time on to save some money. Heck, even repeat buyers should spent a little more time on this.
The Landry Team with Keller Williams Realty hosted a Public Real Estate Workshop this past weekend February 23, 2008 in Holly Springs, MS. It was a great success with tips and discussions that motivated everyone. One particular speaker brought out many points that was very interesting to me.This was our insurance … (0 comments)
As we ponder how to solve the crises in the housing market, maybe this is the best time for the homeowners of the near future to consider the question posed above.
When it comes to homeowners insurance FLORIDA gets a lot of bad press. I frequently get calls from out-of-towners wanting to move or invest in Central Florida, but worry they can't get reasonable insurance to cover their investment. I've sold manufactured homes as well as older frame homes and have yet to … (5 comments)
Properly understanding your insurance policies is a must. While we realizethat an insurance policy may not make for exciting reading, you need to do it, and we haveseveral resources available to help you understand what your homeownersand auto policies do and do not cover.Let's take a quick look at the homeowners … (0 comments)
Homeowners insurance is often something that is overlooked until the last minute by the home buyer and all too often by their agent as well. Homeowners insurance is something that should be lined up prior to submitting an offer rather than after. There are many reasons why.
Town of Scituate Flood Information Workshop for homeowners and residents will be held March 13, 5:30-9:00pm downstairs at the library. Topics covered include:The Community Rating SystemFlood InsurancePermit RequirementsSubstantial Improvements / Damage RepairDrainage MaintenanceProperty Protection MeasurersFlood SafetyFlood Warning SystemFlood HazardNatural and Beneficial Functions of Beach and DuneFlood Insurance Rate Maps (FIRMs) InformationAll … (0 comments)
"Property Management". 
Everyone has parties- Holiday parties, Birthday parties, Superbowl parties, etc but do you realize the risk you are at when you throw a party? 
As we go through life, our insurance needs change. It makes sense to put certain dates on the calendar each year to see if your home, auto, umbrella liability, life, health, business and disability coverage not only fit your current needs at the right cost but protect you and your family … (0 comments)
In the lives of most men and women the most significant financial investment that will be made during the course of their lives is the purchase of their home. Therefore, it makes common sense that these people will take all necessary steps to obtain an adequate policy of homeowners insurance.
Just because the previous and/or current owner of your home is not required to have flood insurance does not mean you will not be required to get it. Flooding is the #1 natural disaster and most insurance policies do not cover flood damage. In addition, if you are in an area … (0 comments)
Information provided by northeast Houston's residential real estate specialist Jeremy Williams with Keller Williams Realty Northeast. For additional information about real estate services, call 281-812-8229 or e-mail Jeremy@williams4yourhome.com. To learn more about what is going on in northeast Houston visit NE Houston Real Estate | Williams 4 Your Home blog or … (0 comments)
by: Christopher Orlando Florida Real Estate - Homes, Townhomes & Condos Looking to save money on your Orlando, Florida home's insurance bill? Did you know that a simple photograph may save you up to 68% on your Orlando area homeowners insurance? All Florida homeowners insurance companies offer Windstorm Loss Mitigation credits. These discounts … (0 comments)
I was looking at my stats a minute ago and realized the blog I wrote about finding innocent sellers at home in the Ann Arbor area, naked, was the one that overwhelmingly had the most number of comments. Let's see if "naked" works the same magic here.
According to the Federal Trade Commission, over 10 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced the crime of identity theft. Homeowners and renters now have a low-cost option available to protect against this growing problem. Several insurance providers are now … (1 comments)
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It seems that more and more often, our transactions are affected by information collected by other industries and government entities. We've become used to dealing with squirrelly credit reports - the ones that include deadbeat entries chalked up by a distant cousin with a similar name as our client's. Then there … (10 comments)
State of Florida has a free wind mitigation inspection. This free inspection is saving homeowners a lot of money on their homeowner's insurance.The inspection stays with the house, so it is a nice compliment for a buyer that it they can automatically save! Even builders can have it done!IT IS TOTALLY … (2 comments)
"Ask Nancy. She'll Know..."Real Estate, Hurricanes and Insurance, oh my! Ask Nancy, she'll know! Well not this time. Here's some really great tidbits that I picked up during the month of September that I found helpful regarding hurricane preparedness:Your dishwasher is watertight and a great place to store items that need … (1 comments)
If you currently have any escrows open, please re check with the insurance company regarding any policy changes to insure the home. Please check on the fire insurance. Many companies are changing their policies and/ or requiring an agent to do an inspection or drive by to confirm property eligibility. Also … (0 comments)
One of the more common and misunderstood coverages on a home insurance policy is the Dwelling Coverage - also referred to as Coverage A on an insurance declarations page. This coverage is the cost to completely rebuild your home on the same location, the same square footage, with the same quality … (1 comments)
By: 
Searching for homeowners insurance can become a job in itself. If you would like an idea of the costs for homeowners insurance, the Louisiana Department of Insurance has a website with useful information. Visit my website: tinabaril.com and Click the blue link to the left that says La. Dept. of Insurance and … (2 comments)
According to the real estate article Why Renters Need Insurance on NYTimes.com, renters are 50% more likely to be the victims of burglary than are homeowners. Although, those figures would suggest that renters insurance is highly important, in reality, only about 43% of renters have such insurance in comparison to 96% … (2 comments)
Just when you thought the real estate market was tough, here we go some more. Legislation adopted recently and to take effect 10/1/2007 mandates serious upgrades when re-roofing a home, townhouse or villa.Certain wind storm construction features will be mandatory for all re-roofs and somewhat expensive to the homeowner. For real … (2 comments)
The news tonight is good for Florida homeowners: State Farm insurance has agreed to rebate $23 million to Florida homeowners on their policies and to reduce rates totaling another $23 million!In addition to this, State Farm will no longer look at what other forms of insurance policyholders have with them before … (5 comments)
Obviously, living in Lawton, Oklahoma is a little more laid back than living in New York City, L.A. or Miami. Living here comes with a little bit of baggage---100 degree summer days, tornados, major allergies---but it also comes with many positives. Many people like to retire here because of the relatively … (2 comments)
5 Things to Make Sure You Understand about Your Homeowners Insurance
Homeowner's insuranceUnless you pay cash for your home, your lender will require proof of a homeowner's insurance policy, secured before closing. This policy protects your investment as well as the lender's. If you choose to have the lender escrow your insurance payment, then you need to pre-pay a full years premium in advance. … (1 comments)
OK, first off let me state that I am a real estate agent and NOT an insurance agent, but I attended a lecture today put on by State Farm at the Board of Realtors that was really interesting! The guest speaker, Brian Chapman of State Farm Insurance in Port Charlotte went over … (2 comments)
We have all seen the recent coverage of Hurricane Dean and all of the weather-related issues around the midwest. If you are not familiar with your homeowners insurance policy coverage, now is a great time for homeowners everywhere to review their policies. Homeowners should take a good look at their policies … (0 comments)
The State of Florida recently passed legislation requiring insurance companies to offer their policy holders the opportunity to receive a "Building Code Discount". In order to receive this discount the homeowner must hire a licensed contractor/engineer to conduct an inspection of the home. Your insurance company should be able to provide … (0 comments)
The recent coverage of Hurricane Dean and other weather-related disasters across the country should be giving homeowners everywhere cause to take a minute and review their homeowners insurance policies. It is a good idea to look over your policy periodically to be sure you are familiar with all of its details … (2 comments)
If you've turned on the news or read the paper lately, you can't miss the coverage of Hurricane Dean and other weather-related disasters across the country. This is a good time for homeowners everywhere to review their homeowners insurance policies. If you are not familiar with the details of your policy, … (1 comments)
As if the latest home and housing related press has not discouraged homeowners to even pick up a news item and read it, even more comes along. As the Mortgage News Daily reports on a Bloomburg and PBS item. It should be noted that I have not read the items that … (10 comments)
The other day while in a real estate related meeting the topic of C.L.U.E.(Comprehensive Loss Underwriting Exchange) reports came up and a very successful young agent raised his hand and bravely asked "What is a CLUE Report". My reaction was astonishment. How could any active Realtor today not have even heard of a … (48 comments)
Making certain that one's home and possessions are covered no matter what, is a business land mind, and that's frequently because the insurance carrier's agent has done a poor job of making sure he's done a thorough interview of his client. I'm going to list some common areas where coverage ends … (2 comments)
Another bill was introduced to Congress on Friday to reduce the costs of insurance premiums for homeowners in disaster-prone areas . But really, how far will this bill go? It's failed before, so are they really going to pass it this time around? "The bill would create a voluntary, market-driven national catastrophic fund designed to … (4 comments)
CT is one of the states that will require insurance companies to sell discounted premiums to owners who take extra precautions to protect their homes. These discounts will depend on the state and the insurance company. Homeowners should find out what kind of improvements can entitle them to get a reduction … (0 comments)
Most people think that the "replacement cost" they have on their home insurance means that the home will be replaced if there is a total loss. Unfortunately, this is not an accurate understanding. An estimated 95% of home owner policies with "replacement cost" actually limit the amount of replacement cost to 20% … (2 comments)
I can help provide you with a binder of insurance coverage for a home or a condominium within 30 minutes. I am committed to providing you with fast turn around time and can be available when needed! … (2 comments)
DOWER RIGHTSOhio is a Dower Rights state. This means that a spouse has an automatic interest in real estate owned. It does not matter if both parties are on the loan or on the Deed to the property.To sell a property both spouses must sign the deed.To purchase property, if a … (0 comments)
Some homeowners mistakenly believe that a standard homeowner's policy provides more insurance protection than it actually does... that could mean large unexpected out of pocket expenses when one can least afford them. The National Association of Insurance Commissioners (NAIC), an organization of state insurance regulators, found that 33% of U.S. heads of household … (0 comments)
Regarding Sustainable homes? We have touched on this subject on Jeff Geoghan's post titled A Green Building Conversation... and I thought I would take a moment to go over this in a little more detail. It was actually Ginger and Roger Sala that brought it up.I am sort of thinking out loud, … (14 comments)
What could be worse than foreclosure?? Foreclosure due to being UNDERINSURED.Many homeowners slide by on their homeowners insurance policy figuring that when the worst happens, they will get paid. The sad truth is that many homeowners will actually come up short on coverage if their house is totally wiped out. When … (10 comments)
Relief on the horizon? From today's Palm Beach Post...This could be great assuming it passes for homeowners! What do you think? I almost feel like it sounds too good to be true, and its got to be hurting local government's budgets somewhere...and I wonder if we'll end up paying more somewhere … (2 comments)
As you prepare for your real estate purchase, there are a few things that I recommend you keep in mind when shopping for homeowner's insurance. They are as follows: 1. Remember you're a statistic.To an insurer, you're not a person; you're a set of risks. An insurer bases its premium (or its decision to … (0 comments)
What are homeowner's insurance, private mortgage insurance and title insurance?Published By: a la mode, inc. … (1 comments)
Today, during a conversation with a South Orange County Allstate agent he told me that Allstate has opted to write no more homeowner's insurance policies in California. I asked what would happen to the existing policyholders. He said they'd be okay. He said it actually will be good for him because as an … (10 comments)
If you are financing your home with a mortgage loan, your lender will require that you carry homeowners insurance. The problem is that the insurance is one of the last steps in the closing process and it is usually purchased when things are quite hectic. For this reason it is no … (2 comments)
www.BrightSideTeam.com … (0 comments)
Do you have a clue about the C.L.U.E. report? The C.L.U.E. (Comprehensive Loss Underwriting Exchange) database enables homeowner and automobile insurers to exchange information - without notice to you unless your state requires notice- about claims for loss of property. Here's a simple example of how the exchange system works: Insurance companies … (0 comments)
I previously wrote about how you should get your homeowners insurance during the inspection period when you are buying a home.Now I SEE more than ever the importance of that when buying a home in Kansas City, Missouri.At sales meeting this morning we were discussing how more and more insurance companies … (0 comments)
For More Homeowners, ThreatFrom Lightning Is a WorryBy M.P. McQueen From The Wall Street Journal Online The cost of homeowners' claims for damage due to lightning strikes is soaring because of the burgeoning number of high-end electronic items and appliances in the average home, insurers say.Hartford Financial Services Group Inc. says … (1 comments)
1. Be sure to shop around.The insurer you select should offer both a fair price and excellent service. Quality service may cost a bit more, but it provides added conveniences, so talk to a number of insurers to get a feeling for the type of service they give. Ask them what … (1 comments)
Are you face with high homeowners insurance cost? According to an article in the Insurance Information Institute, there are ways in which homeowner can lower their homeowners insurance cost. How?Homeowners' insurance prices are not set in stone and can vary by hundreds of dollars depending upon the insurance company that you … (0 comments)
Welcome once again to ActiveRain and Localism, the cutting-edge internet clearinghouses for current resources on all things real estate. My name is Rich Jacobson, a licensed professional real estate agent in Silverdale, out on the Kitsap Peninsula in scenic Washington State. This is the ninth installment in an on-going series of posts dedicated to helping 1st Time Home … (16 comments)
Suppose you have a new listing. The seller opts to sign a disclaimer instead of a disclosure under the Virginia Residential Property Disclosure law. However, unknown to you (I hope!), the seller had a bad flood in the basement some time back, everything got ruined, and they filed a claim under … (0 comments)