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Blog entries tagged with "homeownership":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
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I wanted to post this great information from the MAAR site about assistance programs through Welcome Home Memphis. 
We have been tracking the market trends for home sales located in the South of Northern Virginia™ area, and as realtors®, we have noticed an important change. We are now in a buyers market. Home prices had escalated off the scale; there were 10 or more contract offers on one home. … (11 comments)
Does the dream of homeownership still exist? I have to believe so.
Yesterday, with the help of my network of professionals, I was able to help a young couple secure their dream of homeownership. We met at a holiday event, and through a relative I learned that this couple had been … (0 comments)
7 Reasons to Own Your Home
June is National Homeownership month. This is the perfect time to focus on the National Association of Realtors' committment to helping increase minority homeownership in the United States. To read about NAR programs designed to increase homeownership opportunities and promote affordable housing click here.
Recently, I was interviewed by Fresno's news station KMPH (Fox 26) in regards to a piece they were doing on the slow housing market and first time buyers. I would like to emphasis that investing in real estate during a slow market is a smart move for everyone.
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"What do you think about rates ... should I lock in now or wait to see if they fall further?" Think I've been asked that a time or two over the past 18 years? You better believe it. It's a good question-one that goes through every single buyer's head at some … (0 comments)
Real Estate remains the best investment anyone can make. This has been a fact for a long time. Long-term homeownership has a track record that is almost untouched by any other purchase with real benefits. Today's homeowners have a combined $12 trillion in equity in their homes. Homeowners can borrow against … (2 comments)
On May 24th of 2006 President George W. Bush said the following:
"I, George W. Bush, President of the United State of America, by virtue of the authority vested in me by the Constitution of the United States of America, do hereby proclaim June 2006 as National Homeownership Month. I call … (1 comments)
Have I mentioned that I love what I do?? I get to talk to people about Real Estate, and help them make decisions that will shape their future. I speak with people about what it takes to be a successful Realtor (not just an agent), and help those who decide they … (3 comments)
Foreclosures are on the rise and home prices are falling. Read below to see how you can pay off your home faster than before without a change to spending habits. This idea is nothing new. Many people in Europe and Australia have been using this as a way to pay off … (0 comments)
The NAHB has identified some helpful links to resources for people that want to purchase green homes and for current homeowners that want to make or keep their homes green. They include the following:For Buying A Green HomeRebates, tax incentives, and loans Local green building programsGreenHomesForSale.comSustainable Sources Real Estate Locator
An article from the Denver Business Journal, reports that a recent national study that compares the current costs and future returns of owned and rented homes paints a bleak picture for homeowners in U.S. markets with housing bubbles, including metro Denver. The study is called "The Cost of Maintaining Home Ownership in the Current … (1 comments)
The question so often asked... 'if I wait, can I get a better deal?'
… (0 comments)
This post is an expanded comment on Kris Wales' blog About Foreclosures today. She posted a very reasonable suggestions to the banks and asset management companies on how to better sell their properties and save our neighborhoods. Suggestions to keep the properties in a better shape than they are by making a little investment in … (4 comments)
As an agent, one thing I always hear other agents say (including myself at times!) is: "I need some BUYERS!"
In a survey recently conducted by the GMAC mortgage company, a thousand customers nationwide were asked to ascertain any obstacles they have to homeownership. 24% of them specify a lack of fiscal security, at the same time 23% indicated saving for down payment. Both of these issues can be as … (0 comments)
Recession, Lending Crisis, Credit Crisis, Market Crash & Foreclosures!
The most common questions I hear from clients is "do I need a down payment?" and "What do I qualify for?" There are still a number of options with Community development grants, Down payment assistance programs, VA, and Rural Housing in certain areas 100% is still possible. Scores are more important, and … (4 comments)
You've heard reports saying that the housing market is in turmoil, and that home prices are stalling, if not falling, in many areas. And it is tougher to get home financing. So does this mean the game is over-is it too late to buy a home? I listened to David Bach … (3 comments)
A decision that many first time buyers have in the Danbury area have if they should continue to rent or decide to own. With the average home or condo for rent in the city of Danbury around $2550 and the median around $1725 a month (per CMLS 4/8/08), renters are paying … (2 comments)
Private Mortgage Insurance (PMI) is insurance that protects the Lender in case a Home Buyer defaults on a loan? Most Lenders require PMI whenever a Home Buyer is putting down less than 20% of the purchase price of a home and then pass the cost on to the borrower.
Daily Real Estate News | March 28, 2008Foreclosed Owners Paid to LeaveAbout half of foreclosed properties are trashed by homeowners on their way out, according to a recent survey of real estate professionals by Campbell Communications, a marketing and research firm.Banks rarely pursue charges against destructive home owners; it's not worth the cost … (0 comments)
Whether you feel tired of endless house visits, swamped in legal lingo, or disappointed in a failed deal and ready to give up, take a moment to think about the benefits of homeownership.The first and the most important is the fact that you will be able to furnish and remodel your … (0 comments)
What is the home buyer experience? Customs and laws vary from state to state and even within the states. There are basis steps that will take you down the yellow brick road to home ownership. 1. Choose a lender and get pre-approved. Before you start looking for your home find out … (0 comments)
Now that tax time is upon us it seems that everyone is wondering what is and is not tax deductable. Here is some great information from the NAR website that will assist new homeowners and prospective buyers with thos deductions.
For my clients asking me why should they buy instead of renting...RENTING.....When the lease is up you can choose to move.You do not gain or build any equity.Less work in maintaining a rental home or apartment.In most cases, smaller amount of initial "up front" cash.You will never gain or build equity … (3 comments)
I'm sure you remember your first kiss, your first love and even the first home you purchased. But have you ever stopped to think about the moment you knew you COULD and WOULD buy a home? I remember my first time, as if it were yesterday. I was working for a great company in the financial … (5 comments)
The staying or going pertains to Homeownership. If you're a first time home owner or you're thinking about becoming a first time home owner... this might be a scary time for you... every other news report deals with either the foreclosure rate going up... or the housing value coming down. 
Should you walk away from your home? Daily Real Estate News | March 7, 2008Some Home Owners Just Walk AwayAs prices drop, more home owners who bought at the top of the market are mailing their keys to the lender and walking away. In some circles, it's called "jingle mail."For a fee, Web sites … (0 comments)
"Accelerating Positive Change in the Mortgage Industry" H- ome O- wnership M- ortgage E- mpowerment As most of you know I have been in the mortgage industry on and off for about 7 years. I’ve worked as a Certified Mortgage Consultant for Global Home Loans & Financing, … (2 comments)
The economic signs seem to keep pointing toward that "R" word. Of course it is hard to know for sure, you could poll 10 so called economists and probably get 10 different takes on the subject. Now whether the country is officially in recession or not is not the point, fact … (0 comments)
Buying a home is one of the biggest decisions you may make in life. There are several things you should do to ensure you make the right and best investment. First of all you should get pre-qualified. This is where working with a Real Estate Professional can help take the stress … (0 comments)
Hey Homeowner, don't forget that there are many tax deductions associated with homeownership. For instance if you've just purchased your home, you may be eligible for some tax deductions besides the ever popular interest deduction. Ask the IRS directly or consult with a professional tax preparer if you don't already have one and … (0 comments)
We have all heard the news it is a Buyers Market (yeah!). However, when I speak with potential buyers what I am finding is they are stuck, sitting on the fence of indecision!It is hard to watch the internal struggle and it generally isn't about the details we here, value, price, … (0 comments)
Magnificent Home with Magnificent Views
6425 Ashby Grove Loop, Haymarket, VA 20169 View Map
Your friends and family will love being entertained in this beautiful home with Lg FR, Lg kit w/sunrm ext and screened in deck that leads the way to gorgeous views of the golf course. Oversized MBR … (0 comments)
Renting in the Greater Brockton area may be costing you more than if you bought a home. 
Fair housing for all ‘Realtist' Chanel Turnquest works to make it a reality By SANDY LONG for the RiverreporterSULLIVAN COUNTY, NY -When Chanel Turnquest moved to Sullivan County from New York City, she was appalled at the lack of housing opportunities available to underserved members of the community. As a realtor, … (2 comments)
1. Are you tired of paying your landlord every month so that he continues to build his assets and you have nothing to show for it other than a rent bill?2. Do you want to have a safe environment for your children to grow up in?3. Are you looking to become … (1 comments)
Here is a summary of the steps that you will take from your home search to closing. If you are a first time buyer, don't be overwhelmed by the number of items listed or their complexity. As your real estate professional, along with your attorney and loan officer we will guide … (2 comments)
Despite what Wall Street wants you to believe, owning a home isn't the same kind of investment as stocks and bonds. What you get is a USE asset that depreciates over time, while it grows in market value. All you have to do is keep the home in good repair to … (0 comments)
Which is more important: To buy a home or to own a home?The disconnect between the two points of view is evident in the rising rate of loan defaults and foreclosures, some of which are no doubt due to such unexpected setbacks as divorce, disability or job loss, but others of … (1 comments)
Real Estate continues to be a great investment. If you rely on national news stories to decide whether or not it is a good time to buy or sell, you might be missing a good investment opportunity. While average sale prices help us to determine a national trend, real estate … (5 comments)
Now that your offer has been accepted there are a number of steps that will need to be taken care of until the closing process is complete. So, it is important to give the same amount of attention to the closing process as you did during hunting for your home. The concept … (0 comments)
Home Buyers in the greater Lansing real estate market thinking that rates have to drop further before you make a move, I am pleased to share with you, that pricing and rates will cross paths eventually and you could miss opportunities for low rates, low prices and more to pick from.Coldwell Banker Mortgage Co. … (0 comments)
All of a sudden, a light bulb goes off in your head and you want to sell your home. Well, if you plan on selling your home in 2008, then you need a game plan on how to make yours shine above the rest. Remember it’s more important to keep your … (0 comments)
What a great way to end the year!
An amazing little piece of paper arrived in my mailbox from my mortgage provider today that made me smile all over. My mortgage holder sent me my 2007 Form 1098! What makes this correspondence so special? After all, monthly communications from my mortgage holder are not unusual. Every month I receive … (11 comments)
One of my buyer clients found several properties he liked equally and made offers on multiple properties at the same time. All the sellers knew they were in a multiple offer situation. Yes, the offers were low but not what I would consider offending. Out of 5 offers, 3 sellers came … (0 comments)
First Time Home buyer Workshops–Updated Calendar for 2008 I have noticed quite a few in-bound links lately from those looking for more information about First Time Home Buyers programs and classes in Florida. Our post last year had a very good response and I had been planning on making an … (0 comments)
10 Steps to Prepare for Homeownership
Thanks to the concept of "leveraging," purchasing a home is by far the best long-term investment. Leveraging means putting down a small amount of money to earn a big return. For example, say you use that $10,000 to purchase a $250,000 home, and the house appreciates a modest 3 percent … (0 comments)
For millions of Americans, owning a home is a wish. Are you one of them? Owning a home is a dream which can be fulfilled for all Americans today, if you follow a few simple steps. It does not have to be a dream just out of your reach, it can … (2 comments)
I have been so busy with the REO side of business I haven't had any time to write. Lately I have been getting 30-50 Broker Price Opinion requests a week. Add to that the 20 something clients I am still working with and sitting still long enough to write on the blog … (0 comments)
Knowledge and experience are the keys to successful real estate transactions. REALTOR.com® contains an enormous amount of valuable information, and such data -- combined with the expertise, experience and training of local REALTORS® -- can be the essential keys to your success.
I recently read a blog on another website that had an interesting take on the mortgage meltdown we're currently being bombarded with on the news and media. This individual was introducing the idea that the government needs to take the lion's share of the responsibility for the mortgage mess as they … (2 comments)
There is no doubt that we have entered a buyer's market here in the Paradise area. This market, although great for all buyers, is especially great for the first time Paradise area home buyer. With plenty of mortgage options available and still amazingly low 30 year fixed rates available, people with … (0 comments)
Double-digit sales gains reported in most major markets in 2007 
There has been a lot of talking going on about H.R. 1852, also known as the FHA Bill. We all need to support this bill! This bill is going to assist a lot of homeowners who are facing foreclosure and those borrowers whose interest rates are going to increase in the … (4 comments)
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I heard this stat today on CNN, it shocked me to hear that on average we Americans lose $2300 each year or we are not able account for it. 
Recently I saw a great article in the rain about combating the media and I have to agree...we must present a clear picture of our industry and what is happening based on facts, our own market places and our local economies. 
1 November 2007
When the frost is on the Pumpkin, tis the time for Real Estate Hunting. As the cooler weather hits the Northeast, people are beginning to think about how the Real Estate Market may be prime for picking. Connecticut had its first frost warning over the past weekend, temps dipped under … (0 comments)
Are you considering purchasing a home, but not sure if home values are going to continue to go down or not? Since none of us have a working crystal ball, no one can tell you exactly what the future holds for your particular house. However, we do know that probably the … (6 comments)
Act now and you can be in your new home for the holidays! Home prices are falling, rates are great, and there are still great loan programs out there with little or no money down. I am a loan officer and my realtor can help you find a new home and … (0 comments)
Like everything else, there is a learning curve to buying a home. The second time around you will naturally know things you didn't when you bought your first home. Here are three common mistakes made by first-time home buyers during the home search process and their solutions. Mistake: Buyers who … (2 comments)