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Blog entries tagged with "insurance":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
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I was doing a bit of cost analysis for my prcatice, to determine a rpojection fro the remainder of this year and out to the next three or four. I am a bit different in my projections, because I don't care for five year projections. Placing things out three to four … (4 comments)
Here we are on Active Rain connecting with people all across the country. Have you ever thought about how many poeple in different parts of the country would refer business to you if they "knew" you? This is the wonderful essence of networking online. 
Good news, you contact a contractor and the qualifications and skills are sufficient for the project. References check out, Licensing validated, the local BBB gives you the thumbs-up, and the contractor's insurance agent even sends over proof of insurance coverage. You are ready to now say, go do the work... but wait... Proof … (2 comments)
Lookie hear what the house passed,
What it is?
Are you a sitting duck????
Homeowners Insurance
As a homeowner, your financial obligations extend beyond your monthly mortgage payment. Periodically, you are also required to pay real estate taxes and homeowner's insurance premiums.
Each month, you pay your mortgage payment to a company called a "mortgage servicer" (because they "service" your mortgage each month).
In addition to … (0 comments)
In some cases, filing a claim against your homeowner's insurance is just not worth it. In addition to getting socked with higher premiums, you could find it harder to get coverage later.
Mold in any home is a significant issue. It is a health risk, a liability, and often a hidden danger. Mold develops when a given area is damp or wet, even through the drying process. When mold develops it is difficult, but not impossible to get rid of. The first … (0 comments)
Do you have Children? Do you have a copy of your children's picture,dna,and fingerprints? This something that would be very helpful for police if your child became abducted. This is a free service that I offer for my Customers. If you live in Polk County Florida, I would be happy to … (3 comments)
Have you ever worked on a deal and then in the middle found out it's in a flood zone and requires insurance? Or maybe the maps have been changed in your area by FEMA and now you need it. Here's some tips:
Hello-
YES, YES, YES !
It's late Sunday afternoon and Ted drops into his living room recliner chair in an exhausted heap after spending the last six hours finalizing the deal on a house he's purchasing. He's looked at about 70 homes in the past 4 months and now he's finally got an accepted offer on … (4 comments)
Anywhere it can rain, it can flood. If you live on a hill or in an area that has never been flooded, you may still be at some level of risk.
Four forms of protection
… (3 comments)
Austin enjoys the self-promoted but well-deserved reputation as live music capital of the world. In recent years, the city has decided to put its money where its mouth is to ensure that it stays that way. One of the most innovative and socially progressive ways it is doing that is by … (0 comments)
I've watched numerous deals close and numerous deals fall apart. They come, and they go. It's reality.
Many states have adopted and elected to participate in a Long Term Care Insurance Partnership Program ("Partnership Program"). The Partnership Program, which is authorized by federal legislation, is unique to long term care insurance and is designed to help provide asset protection for those who own long term care insurance and … (0 comments)
I am posting an ad-on for my fellow Insurance GURUS to an earlier BLOG on Rent Control on our Ballot June 3rd. 
Working with many Realtors and Mortgage Brokers for the last five years have brought to my attention that many of people involved in their clients transactions, and even the clients themselves are neglecting one important item that many times prevents them from closing on time, which of course in chain reaction … (4 comments)
BACK PAGE BACK PAGE PROFILE of DEANE and CHRIS HARKER When you choose DEANE & CHRIS (YOU CAN'T MISS) HARKERyou'll be glad you did - you better believe it.MUCH MORE INFORMATION ATHOME BUYERS ALMANAC SELLERS ALMANAC MORTGAGE ALMANACConsultants, Decorators, Landscapers, Licensed Realtor, Mortgage Broker. A DIVERSE COLLECTION OF INFORMATION ABOUT HOME … (0 comments)
For all the buyers' agents purchasing homes, it may be prudent to add a roof inspection to the slate of inspections for your buyers as a safeguard due to the recent hailstorm.
Back in 2004 the Consumer Federation of America released a survey regarding consumers understanding of credit scores. According to the release, many adults surveyed (1027 people were polled) knew that lenders use credit scores, but many did not realize that utility companies, insurance companies, and landlords use credit scores as well. … (2 comments)
Hey good people,
Realtors and Licensed Real Estate Professionals,
A good friend of mine discovered that when she arrived home last night, there was only the charred remains of her apartment. Overall, 5 apartments burned down after a neighbor's grill blew over in strong winds. The landscaping pine straw caught on fire, and within minutes the entire complex was up … (5 comments)
Effective April 1st, 2008, Personal Auto insurance began being issued on a competitive basis. No longer are the rates the same for each policy based on identical criteria. The 21 insurance carriers licensed to writer personal auto in the State of Massachusetts can now compete for the consumer's business. Braley & … (0 comments)
With the somewhat tumultuous nature of the existing real estate market, a real estate professional needs to capitalize on everything in their tool belt to ensure a successful transaction. How do you make that happen? Some advice from the other side of the table; not the real estate professional, the … (24 comments)
As my husband and I own an Allstate Agency, I will admit upfront that I am not objective in my opinions on this. That being said you can choose not to continue to read!
As soon as you make an offer on a home, you should contact your insurance agent to set-up a homeowner's insurance policy. Most insurance professionals have a lot of experience in working with homeowners and can offer useful tips about home ownership, particularly regarding home safety and keeping your premium low. … (0 comments)
I would like you to meet my friend Carl.
Preface to the discussion: Most of the financial strategies put forth by the financial institutions are actually designed to give us less control of our own money. Strategies such as "prepaying the mortgage" by acelerating payments or "bi-weekly payments" or "15 year mortgages" are all designed by the financial institutions {repeated as gospel … (1 comments)
Daily Real Estate News | March 21, 2008Gulf State Senators Stall Flood BillU.S. Senators from Louisiana and Mississippi have organized and are blocking action on reauthorizing the federal flood insurance program in order to force the addition of wind coverage to the legislation.The U.S. House last year approved a bill that would allow … (0 comments)
Commercial Insurance Services In Los Angeles
Hello all - This may be a silly question for some, but I am new to owning a Realty company. We are real estate investors who own property in several entities and each entity has its own General Liability policy to cover the properties owned by that entity. We started our … (1 comments)
Would you like to save money on your annual insurance premium? Saving $50 a year would be nice, $100 would be great: well with www.mysafehomeinspection.com you can save upwards of $1000 per year on your home insurance by scheduling a FREE wind inspection. It costs you nothing! This was implemented by … (3 comments)
Thinking of buying your first home or trading up to a larger one?
It's true. All successful Loan Officer's have one thing in common; a great Loan Processor. Who is this person and why are they so important to you? 
This photo was taken at the scene of a house fire that occurred over the weekend.
Wow! Last weekend, we had a very interesting news article show up in our local newspaper, the Denver Post. Since I have never owned a vacant home before, I certainly learned something new about homeowners insurance. I found this to be a very timely article, given the current state of affairs in the housing … (1 comments)
Popular yet incorrect notions about the National Flood Insurance Program can lead homeowners and businesses to avoid this easy and important safeguard. For example here are some common myths: * Homeowners insurance policies cover floods. * You cannot buy flood insurance if you do not live in a high flood-risk area or if your … (0 comments)
I have heard reports and have also heard similar information from local insurance agents, that Citizens Property Insurance and other larger companies are losing some of their business to smaller underwriters that are beginning to do business in the state. Though for some properties, Citizens may still be the only … (0 comments)
House fires--please read!!!!!House fires--please read!!!!!Received from a friend who is in the insurance property business. Itis well worth reading.This is one of those e-mails that if you don't send it, rest assuredsomeone on your list will suffer for not reading it. The originalmessage was written by a lady whose brother and … (10 comments)
Something goes wrong?
Written by:Darleen McCullen, REALTOR®, BrokerKeller Williams RealtyPhone: 919.454.8864Email: darleen@darleenmc.com
REO - Start With a Simple BPO and the Basic Tools of the Trade
Are you prepared for 30 years of retirement? Most people aren't. Yet we stand a good chance of living to age 90 even 100. I just read about a guy in England who is 101 and training for a Marathon. How are you going to get guaranteed income for the rest of … (4 comments)
Yesterday admist my junk mail I received a flier that I feel I must pass on:
Have you been looking for a local insurance agent that cares? You should talk to Don Wechsler at Allstate Insurance Company in Lynchburg. I meet with Don on a weekly basis as part of my BNI group and he is the type of person you'd like to know. Don has been … (2 comments)
Since the dreadful 2004 hurricane season of Florida and then Katrina of 2005, the insurance industry has drawn in the reins for coverage in coastal areas. Sadly, the insurance companies draw a line down the coast from Maine to Mexico. Unfortunately, that puts people in coastal Georgia in the same boat … (0 comments)
Back in September 2006 I wrote Wake Up And Smell The Smoke About over sleeping, a cat, Brenda, lunch, McDonald's, a siren, a fire truck, several yard sales, smoke, a friend, a student's investment houses, a fire, and under-insurance. Today things have changed, a lot! 
A TV news broadcast caught my attention recently. The consumer affairs/product test reporter produced a piece relating to credit scores. The segment dealt with three people and spent four weeks working on their credit scores. At the end of the four week test, all three had increased their FICO scores … (3 comments)
Time to start blogging. I'm watching the snow fall while working from home. I'm wondering how this will affect my showings this weekend. We're expecting a foot or so. This is a buyer weekend for me, so I've got showings and inspections scheduled. I'm also thinking about all those open houses … (8 comments)
Home Staging has recently become one of the fastest growing industries in the country. Consumers, whether Home Sellers or Realtors, should be mindful when looking and/or choosing a Home Stager.
Every agent I work with has a client that they have prospected or work with that just is absurdly wealthy. Seriously, close your eyes and you and I are thinking of similar individuals. The buyer that can pay "all cash" for endless foreclosures. The buyer who pays a premium for whatever he or she wants. Their … (1 comments)
Looking to buy new construction please call Tim Miers. I also live in one of J Scott's homes we have been in our home for just over 5 months and we love it, He builds home in almost every price range from 270,000 to million dollars and up if you would … (1 comments)
Maybe you have a "special needs" child or know of a family member who does. If so, ask yourself what will happen to that adolescent or adult handicapped individual when you are no longer available to help him/her, both financially or emotionally. Will your state resources be adequate? Will your child … (1 comments)
Meet Your Insurance Needs with Savannah Insurance Quotes.com! Here at Savannah Insurance Quotes.com, we're committed to helping you find health, home, auto, life and long-term insurance that fits your needs-and your budget. We put you in the driver's seat, allowing you to compare up to five free quotes on the insurance of … (0 comments)
So you're buying your first home, and it's exciting, and maybe even a little overwhelming. There is one thing I think all new home-buyers should spend a little time on to save some money. Heck, even repeat buyers should spent a little more time on this.
I am actually writing to pick the brain of all the BPO and REO service agents/brokers out there. First a little about me... 
I am certain realtors have many responsbilities to their clients, some more important than others. Since I am in the field of insurance I find it fascinating that many new home purchasers come to me looking for homeowner insurance yet barely no the basic details of their home. Whether representing the … (1 comments)
As new homebuyers, people often go down the checklist of things to do before the close of escrow. One of these items is finding hazard insurance. I remember when buying my house, the most important thing we considered was price. How much will it cost to have hazard insurance and the … (1 comments)
In an effort to bring more value to our real estate community we are going to begin offering half day seminars to our general contractors. We would like to get the Phoenix Metro real estate community involved.