Members: 96,827 -
2,426 Online Now
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Blog entries tagged with "insurance":
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
© 2007 ActiveRain Corp. All Rights Reserved 
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Costa Rica is a Latin American paradise. Bountiful with breathtaking beaches, exotic flora and fauna, friendly people, and an endless list of activities and unique sights, Costa Rica can satisfy almost any adventurer's desire.
Helpful Moving Tips From Homeindustry.com 
As summer approaches and things start to heat up, you see air conditioners popping in windows all around thecity.
I haven't had too many weekends without 'plans' like weddings, parties, obligations, etc.....but this past Saturday was different. NOTHING SCHEDULED !!!!
New rate-hike requests show insurance special session was a flat-out failure. As soon as the legislature's January special session on insurance was over, it became increasingly obvious it was a sham.
Many Edmond residents may be wondering what all the commotion was early this morning. I had heard there was a serious house fire at 8600 E Waterloo Rd but didn't know the details until I found this story in the Edmond Sun. While this home is technically outside the city limits of Edmond, OK, … (3 comments)
Selling a home in Griffith these days brings the "is this in a flood zone" question bright and early in the conversation. Good darn question to ask. Here's why...from my own home. 
Washington has enacted new legislation governing actions against insurers in the first-party context. One common form of first-party insurance is standard property insurance coverage. The new law, known as the Insurance Fair Conduct Act, has several key features:The IFCA codifies the rule long accepted in Washington that an insurer may not … (1 comments)
Recently we've had significant hail damage in our neighborhood. I decided to post something about this because I am amazedat the amount of unfamiliar contractors' signs popping up all over the neighborhood. I've had numerous flyer's, folders, post cardsand phone calls with contractors I've never heard of.
Abraham Lincoln lost his home twice due to problems with the title. The purpose of title insurance is to help you avoid the same fate. Simply put, it insures you and your lender against errors or potential problems with the ownership documents of your home. For example, if someone was to … (0 comments)
A variety of personal finance software packages now include home inventory features, and a number of free or inexpensive programs are available for download online. Just make sure that you burn a copy of the file to CD for off-site storage. Here are a few of the many programs available for … (3 comments)
South Carolina property owners have been begging for help, which arrived in Myrtle Beach on Monday in the form of Governor Sanford signing the Coastal Property Insurance Reform Act of 2007, which should ease insurance rates along the coast. During the past 18 months, insurance rates along the coast have skyrocketed, … (0 comments)
According to the National Association of Insurance Commissioners, you can save money on your home insurance premiums by installing these safety features: 
DEFINITION OF SUBROGATION An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party. After expenses, … (1 comments)
When it comes time to purchase their home, most homebuyers are familiar with other types of insurance (auto, boat, life) but are not certain as to exactly what title insurance is and what it covers. A savvy homebuyer, in order to best protect himself, must insist that title insurance is provided … (0 comments)
… (1 comments)
California law allows the homeowner to strengthen this property with approved seismic strengthening techniques without having to have those improvements to be in a reappraisal. Reappraisals usually raise the property value, thus raising the tax due. This is found in the Revenue and Tax Code, section 74.5
I am hearing that Governor Crist has extended the freeze that he signed several months ago that prevents Citizens Property Insurance (the so-called, insurer of last resort in Florida) from raising the rates it charges their customers for homeowner coverage. Instead of doing this by executive order, he accomplished it by … (0 comments)
When a new homeowner is about ready to close on their new home the one major piece of paper that the buyers have to bring with them to the closing would be a fully paid homeowners policy. Without this - you simply can not close. 
Cancelling PMI
Good afternoon everyone.Just a quick update regarding homeowner's insurance. Florida now has 5 more insurance companies writing. Which is great news. Just a quick overview of who is writingModern USA Insurance Company- They start in October for homes valued at average of $210,ooo.American Keystone Insurance Company- Writing on homes valued from … (7 comments)
Mastectomy Hospital Bill in CongressA mastectomy is when a woman's breast is removed in order to remove cancerous breast cells/tissue. If you know anyone who has had a mastectomy, you may know that there is a lot of discomfort and pain afterwards. Insurance companies are trying to make mastectomies an outpatient … (3 comments)
Having already written my post on Budgeting, at Budgeting Made Easy! Part 1, I rethought the title. I realized that budgeting really isn't that easy. But with property estimating and planning, it can be! That is the purpose of this post.
If you just moved to Texas, you’ll soon learn plenty about the culture, customs, and history of the state. In the meantime, here are a few items to consider as you get acclimated.
A man walks into an insurance office and asks for a job. "Sorry, we don't need anyone..." they replied. "You can't afford not to hire me. I can sell anyone anything anytime!" "Well, we have two prospects that no one has been able to sell. If you can sell just one, … (2 comments)
PurocleanPR, offering property damage mitigation to all of Indian River and Brevard counties, will be hosting a complimentary Continuing Education course for licensed insurance agents and adjusters. The three hour course is titled 'Toxic Mold Mitigation' and will be held July 24, 2007 in Indian Harbor Beach. Please visit our web page, www.PurocleanPR.com/ce.html to … (0 comments)
Omaha Real Estate Contributed by David Matney with Alliance Real EstateIn my opinion, alot of real estate agents do not give enough thought to homeowners insurance when representing a buyer when purchasing a home. Most agents just think it is just another box that needs to be checked before closing. Here is … (4 comments)
Airport Industrial Park 
Recently, we have been looking around for Errors and Omissions (E&O) Insurance and we must have been talking to the wrong insurance agents because I get the very distinct feeling that they don't really know how to underwrite it correctly. The consensus seems to be that you need to find the … (6 comments)
According to an AP article Insurers try to cut losses in wildfire hotspots, many who live in areas susceptible to wildfire will see increasing premiums and requirements to make their homes more fire-safe.
Insurance Issues continued....
Because we are so catastrophe laden here in California, Allstate is no longer writing any new homeowner policies in California. They say they will still be renewing existing policies, just no more new . Allstate is one insurance company that has been requiring the earthquake gas shut off valves installed before … (2 comments)
I see that a lot of people shop for inspections by price. They may be spending $500,000 for a home but opt to find the cheapest inspection they can find. What's wrong with this picture? Making a major investment without getting the full particulars about that investment seems a bit wrong … (94 comments)
For years I was a rental property manager. One of the things my leases specified was that the tenants must have insurance on their personal possessions, as the landlord's insurance only covers the buildings and not their personal property. 
10. Review the limits in your policy and the value of your possessions at least once a yearYou want your policy to cover any major purchases or additions to your home. But you don't want to spend money for coverage you don't need. If your five-year-old fur coat is no longer … (1 comments)
When I lived in New Jersey, we bought a house with an underground oil tank. Our real estate agent told us that the previous owners had the tank insured and the process was that we bought the insurance so if anything went wrong, we were covered. Sounded good to us. We … (0 comments)
I have spent the past seven months trying to get a simple answer to a simple question from Blue Cross Blue Shield. Back in December of 2006 BCBS sold or hired out their dental plans. Our plans were cancelled and we received a letter in the mail stating that we no … (12 comments)
Home warranties come in as many packages as any other insurance you might have used. In this case we are discussing an insurance policy that might cover various systems in the house that you are buying or selling. Depending on the policy, this could include electrical, plumbing, appliances, furnace, hot water … (0 comments)
Now is the time to take action if you would like to see our real estate taxes go down. We must all take action now by emailing Rhonda Storm to get the job done. Our legislators only have one more week they will be in session we must bombard them with messages from the … (0 comments)
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the … (0 comments)
It is a sad day for not only the people of the city of Pensacola, but for all the people who love the Blue Angels. This might be a time to reflect and remember all those that we love and care about. This tragedy brings it to the foremost of our … (0 comments)
It seem to me that 80-85% of my inspections are for vacant homes. The other 15-20% are divorces and people leaving town. I was wondering what is happening in other parts of the country. And are there any national figures on vacant home sales?
Insurance - it's one of those things in life that people typically don't think about on a day to day basis. Usually, they only think about it when they're buying a house and the mortgage broker tells them that homeowners insurance is required to close. Or they're buying a car and … (0 comments)
What a narrow minded title! 
As part of Freddie Mac's 20 billion dollar commitment to buy sub-prime loans, the company has "strongly suggested" that sub-prime lenders start collecting escrows for taxes and insurance. I think this is an important step to take for lenders but an even more important one for consumers. How often have … (4 comments)
I am just perplexed with what our business has to worry about. Here I am worried about the typical staging dilemmas such as how to keep track of inventory, wondering the "right" way to grow, pricing, colors, etc. and now, I am plagued with what "regular" storeowners have to deal with...theft.
Let's talk about insurance for rented furniture that sits in a property for sale.In the state of Oregon, stager's insurance is not adequately covering a serious source of potential loss. We can buy coverage for everything but THEFT BY MYSTERIOUS ENTRY. That means if there are no signs of a break-in, … (11 comments)
While you've placed a substantial sum on the table to purchase your home, your lender will, in most cases, have to put down quite a bit more. That's why your lender requires proof that you're protecting your investment with homeowner's (casualty) insurance.This protects you and your lender against loss if your … (0 comments)
I've had a wonderful insurance agent for the past couple of years. His name is Hamid Asemi. He's smart, he's high tech, and most of all he's a nice person who works with integrity.
Here in Baldwin County, Alabama, we have put lots of new roofs on houses since Hurricane Ivan in 2004 and Hurricane Katrina in 2005. I mean, LOTS OF ROOFS!
As I promised in an earlier post, this entry will ATTEMPT to clear up some common misconceptions concerning flood insurance.
We are seeing an increasing number of investors dumping their Florida rental properties due to the outrageous increases in property taxes and insurance. Although the Florida Government is working on ways to reduce the tax burden on 'homesteaded' properties, they are not addressing the concerns of the investors who's rental property … (5 comments)
As I come to a close on this particular series, I hope that I have provided some helpful information for potential homeowners. My last post in this series will be about closing and your new life as a homeowner.Your closing date will probably be established once your loan is approved and … (0 comments)
Just had a follow up with my insurance agent today... A good reminder of the paramount importance of having insurance in our line of business. As important is to make sure that any painters, repair people and other specialties that you may refer have insurance.
We as agents and members of the real estate community often talk about saving money when buying a home. Savings might be commission amounts, reduced asking price, seller paid, closing costs, etc.Something we don't often talk about and should is; saving money on your homeowner's insurance policy. Every home needs to … (0 comments)
Dave Ramsey (www.daveramsey.com) has become very popular lately in my area. He is a finance guy who mixes money and religion and down home folksiness with a sincere call for personal financial responsibility. As a mortgage professional I would say he and I agree about 75% of the time on issues … (35 comments)
Get a professional home inspection! You only got aproximatelly 10 days after signing the contract.
5 Things to Understand About Homeowner's Insurance in Lafayette & West Lafayette Indiana http://www.yourrealestatespecialists.com/ •1. Look for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverage's must be bought separately.•2. Look for dollar limitations on claims. Even if you are covered … (0 comments)
Get a professional home inspection! You only got aproximatelly 10 days after signing the contract.A professional Home Inspector is typically hired by a potential homebuyer right after the offer to purchase contract is signed, prior to executing the final purchase and sales agreement. However, before the potential buyer signs the offer … (2 comments)
We are excited to share with you some of the most up to the minute information regarding the Homeowners insurance, and tax issues going on in our state. check out our blog on www.TheBestHomesInTampa.com
Favorite Quote: "Happiness in a Journey, Not a Destination"
"Live every day like it's your last"
"Life … (3 comments)
INVESTMENT PROPERTY MORTGAGE INSURANCE PROGRAM