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Blog entries tagged with "insurance":
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On Thursday night and early into Friday morning, Western Washington was hit with one of the worst wind storms in the region’s history. Puget Sound Energy reported almost one million customers without power, and despite round-the-clock repairs by approximately 350 crews from nine different states and Canada, power has been restored … (0 comments)
I just met with an incredibly gifted and talented young man named Travis Parry. www.nmfn.com/travisparry
As I alluded to in the previous post, I wanted to discuss the topic of Insurance and specifically Condo Association Insurance. Again, as I've stated while writing the Market Trends post, this also has been a topic in the news that is of great concern to many of us. Insurance in … (0 comments)
Several months ago my neighbor told me about a program whereby a Windstorm Inspector reviews your policy and inspects your home to assess the discrepancies between your policy and structure of the home. I thought this was too good to be true but I thought it was minimal risk. After a … (0 comments)
Due to the unprecedented hurricane seasons of 2004 and 2005, the Florida Hurricane Catastrophe Fund has exhausted nearly all reserves accumulated since 1993. To rebuild its hurricane emergency funds, the state of Florida has issued an Emergency Order requiring all licensed property and casualty insurance companies, including mortgage guaranty insurers, to … (2 comments)
A bad C.L.U.E. report can really mess up a transaction. Imagine this. A week before closing, your buyer tries to get home owner's insurance. The seller has only lived there for 2 years and nothing was mentioned to him when he bought it about some water damage claims the previous owner had … (1 comments)
Bridgewater Bank, Canada's newest chartered bank, and AIG United Guaranty(1), Canada's newest mortgage insurer announced today the agreement of a strategic partnership. The two companies will combine their respective mortgage finance and mortgage insurance expertise to deliver innovative products and superior customer service to the Canadian homebuyer market.
I just read about Bryant Tutas story Blinded by False Hope! What an ugly situation! I'm interested in knowing more about mold situations. Up here in Iowa, it is extremely rare, and scares the heck out of people. I'm in the process of listing a home that had a small plumbing leak … (12 comments)
Well, now that we've had a couple of days to calm down after the near-flood here in Mount Vernon, Washington, I want to pass along a tip.
It happened early this morning. They slept through the smoke detector alarms, but luckily the family dog woke them up. Everyone got out okay. But their home is is now a black hole. It's frightening but with a 'no loss of life outcome,' everything else is secondary. 
These 10 simple tips and working with a trusted Realtor showed help you avoid many of the pitfalls faced by first time home buyers.
Most Floridians are able to take advantage of federally subsidized flood insurance, and part of that is because our cities and municipalities enforce building codes, specifically relating to the elevation of living space, in new homes and in additions.
When making an offer on a home, be sure to include the contingency that the Buyer may obtain an insurance bid to Buyer's satisfaction. In the event the property has been "rated" by an insurance carrier or the Buyer feels that the premium is excessive - buyer may cancel the contract … (1 comments)
South Florida lead home insurance rates in the State of Florida. The average rate for a home in Florida is about $2500 compared to almost $4500 in Broward County alone. They say that if we go one more year without a storm that will go far to help lower or slow … (0 comments)
Natural disasters such as Hurricane Katrina are sending insurance premiums through whatever is left of the roof. Insurance companies are restricting coverage in a growing number of areas, especially along the Gulf and Atlantic coasts from Texas to Maine. In Florida and Louisiana, more than 600,000 homeowner policies have been … (2 comments)
REDUCED RATES FOR PACIFIC NW COMMUNITIES Already a Bargain, Many NFIP Policy Holders to Pay Even LessProperty owners in selected communities in Oregon, Idaho and Washington State are paying less for flood insurance, as of October 1, 2006. According to FEMA Acting Regional Director Dennis Hunsinger, that’s thanks to special efforts … (0 comments)
CORPORATE USER SECURITYSecurity RisksCorporate users and those working in real estate offices are exposed to more serious security threats than home users. They are also responsible to maintain and follow corporate polices as implemented by their company’s security groups. Smaller companies unfortunately do not have the capacity to employ a security group and most security controls are missing. Most … (0 comments)
Quick! Buy a Hybrid Car fill the Tank with gas and drive out to TEXAS on 1 Tank. When you get to Texas fill it up again so you can make it through the state...when they say "great" state of Texas, that means BIG!!
Being that we don’t have a “real” job that pays benefits, agents must seek these “perks” out for themselves. We need health insurance, life insurance long term care and disability insurance. While I am neither an insurance salesman nor do I consider myself an expert in the field, I do surround … (4 comments)
Unlike a standard homeowners policy, flood insurance covers losses to your property caused by flooding, which a standard homeowners package does not. Flood insurance is back by the federal government in coorporation with local communities and private insurance companies. Some of the things a standard flood policy will cover include: - structural damage- … (2 comments)
Supposedly, the Senate Majority leader is ready to consider a NAR backed small business health insurance plan (legislation), IF the NAR can secure 60 senators who would want to debate the measure according to Realtor Magazine. Sounds a little shaky to me. So the NAR had set up a petition online … (1 comments)
How have you served your past customers? Have you made a momorable impression on them or have you faded into the woodwork after the deal was done?
With a hurricane coming this week we all need to be ready so here is a list of supplies to have on hand. Please feel free to add to this list. We went shopping after church for the usual supplies we were low on and filled up all the cars with … (5 comments)
In this post Insurance - Condominiums, I discussed the increases taking place in condominium associations maintenance fees as a result of condominium buildings having coverage through commercial lines of insurance, rather than residential lines of insurance.
When hurricanes Katrina and Rita barged ashore in 2005, they left the wake of destruction with which we are all intimately familiar. However, in addition to leveling towns and inundating communities with flood water, it dealt a blow to insurance in the state of Louisiana.
Yesterday, I was showing property to a prospective buyer. The price of $499,000 was not the issue. Their main concerns were the taxes and insurance. 
Another thing you need to watch with health savings accounts. Friends have gone with a high deductable insurance policy because they could not afford traditional insurance. Everything was going fine until they developed an ulcer. Low and behold...they needed surgery...and the surgery was done on an out-patient basis (like most surgery … (2 comments)
One of the biggest issues for buyers and sellers today seems to be overall rise in homeowners insurance, especially in the aftermath of recent natural disasters, like Hurricane Katrina. People are looking for ways to reduce these costs, and we’re getting a number of questions about CLUE Reports, and how they … (2 comments)
So now Nationwide - apparently not on our side anymore - wants a 71.4% increase in premiums in Florida. The average increase in Orlando will be 50%+. State Farm wants 70% so they are apparently not a good neighbor either.