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Blog entries tagged with "interest":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
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As you begin the process of buying a new home, there will be several financing decisions that you will need to make.
What is the Federal Housing Administration?
Since 1934, FHA has helped about 35 million borrowers, making it the biggest insurer of Government mortgages in all of the world. Congress introduced the (EAHA) Expanding American Homeownership Act in June 2006, which would enable FHA home loans to be a great option for more low-to-moderate-income, and minority families so they can achieve the … (1 comments)
I don't write a lot of what I consider "shameless self-promotion" articles, but I think that a mortgage company completing its 3rd year in existance given current market conditions is a great testament to the quality people I work with, to their dedication, and to their perseverence. We held an anniversary … (2 comments)
Why does Countrywide® appreciate and respect Real Estate Professional partners like you so much? Let us count the ways (from #10 backwards, of course!):
Today quite possibly could end the most aggressive easing of interest rates that this nation has seen in 2 decades. The real estate markets should pray for the fed to not get an itchy trigger finger amidst higher energy costs leading to inflation worries.
5 Factors That Decide Your Credit Score
How much do you know about mortgages and mortgage terms? Most people who have actually purchased a home can understand most of the mortgage language. If you have never purchased a home, however, you may not understand many of the terms that are used. You are the ones I want to … (0 comments)
TOP STORY: Rates creep up 
Can you tell me how much I can afford? I want to keep my payments at X amount of dollars, what homes can I afford? We have all thought of these questions when we first think of buying a house. I call these feel-good numbers. We want answers from someone in … (4 comments)
GO ZONE Investing Webinar
Your Mortgage TAXES and HOA Fees are Paid for Up to 30 Months
Between home equity and government incentives, one can practically live for free when owning instead of renting. Federal benefits make home-buying a sound decision for those who buy within their means.
The Barnett Shale
Its interesting to watch different people try to sell a product. What is sad, but true, is that often times there is a great product for sell, but those who try to sell it will too often force it upon those who they think should buy it. People who don't want … (1 comments)
I get many people asking me how much the mortgage rates have gone down since the Federal Reserve (Fed) cut their interest rates. Some are waiting for the mortgage interest rates to go down so that they can purchase a home and others are waiting to refinance their home. They are … (0 comments)
Sales and Inventory History for the month of May, 2008, Single Family Homes in Toms River:
As we can see, the Toms River Market appears to be stabilizing; signaling the formation of a "bottom" and positioning itself for the eventual and inevitable "recovery" cycle. Prices may continue to decline in the next few … (0 comments)
In three weeks, the Federal Open Market Committee will meet again and markets anticipate another cut to the Fed Funds Rate.
Based on data compiled by the Federal Reserve Bank of Cleveland at the close of business yesterday, traders put the probabilities of the Fed's next move at:
62 percent … (0 comments)
My son is graduating from high school today. Now I know that may mean nothing to anyone, but it is a right of passage in most developed nations. It is that passage from the relative safety of home and family to a less structured life, whether starting out on your own or … (0 comments)
Now that you've had a chance to recover from filing your 2007 taxes, it is time to start thinking about ways to reduce your 2008 tax spending. Most homeowners know they can deduct their mortgage interest from their primary residence if they itemize, but did you also know you can deduct … (2 comments)
The Fed did this! The Fed did that! Rates are up! Rates are down! Aaaagggh! Okay, now exhale. In turbulent economic times the media can’t wait to report what interest rates are doing. Pundits prognosticate, forecasters forecast and soothsayers sooth. When should you buy a home based upon interest rates and … (0 comments)
A low interest mortage is the fondest desire of every potential homebuyer. How do you get a low inerest rate mortgage? Well, while you can try to negotiate yourself with a commercial lender, you might also want to think about a mortgage brokerA mortgage broker will do some of the footwork … (0 comments)
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Lots of good news this week around Lansing area as the weather starts to break, additional good news hits the streets with the Federal Reserve lowering rates and the strike being settled. We started noticing increased activity last Sunday with open houses reporting increased traffic 3 and 4 fold compared to … (0 comments)
http://countrywide.dorado.com/danielhelvey/calculators.html … (0 comments)
With lenders tightening their belts and offering less money to buyers, it takes money to make money. If you have money, I have some great opportunities for you in Orange Beach and Gulf Shores, Alabama. If you can afford 20% down and a 7% interest rate (and lets face it rates … (2 comments)
As analysts have increasingly speculated or expected in recent weeks, the Bank of Canada lowered the benchmark overnight rate target by half a percentage point, from 3.5% to 3.0%.
Considering all of the negative press the housing market received in late 2007, it's more important than ever for buyers to separate fact from fiction when deciding on a time to buy a home. This report is intended to help home buyers assess the facts of the real estate market objectively. … (0 comments)
Bridge Financing nationwide$1mm - $50mm65% (hotels/motels - flagged, marinas, auto, & owner occupied)75% (multi-family, office, retail, mixed-use, warehouse/flex)10% - 13%1-2 Yr Term12 month interest reserve available6 - 8 pts600+ mid fico*Fast closings (can close in 7 - 14 days) & LOW DSRCONTACT Dana Watts 913-367-4996 Office Dana@SenderrCF.com Kansas Offices Gerald … (0 comments)
I have a very big question that needs to be answered and will be used on a radio show that we will be having.
What exactly will $400,000 buy in today's housing market?
There are currently as of today 61 properties that are available with a foreclosure classification. These Properties range from 72,000 to 3,442,900. 
I posted an interactive map of the US showing where subprime loans, foreclosures, and arms are based on State, County and Zip Code. Its one of the cooler things I have put up in awhile. Unfortunately I cant post in the format used on my blog here :(.
The recent mass exodus from our industry has cleaned out a lot of the ineptness and left the rest of us with major opportunity. With home prices falling back to earth, people continuing to move to our area, and the outlook for mortgage rates terrific...the near future is brighter!
The headlines these days can be pretty scary. But if you start to separate out the fact from the fear you can begin to make an educated decision about what makes economic sense for you when making your next home purchase. Instead of waiting for the economy to 'hit bottom' (which … (0 comments)
Big week in the Men's College Basketball world. The field has narrowed from 63 teams to the Final Four. Interestingly, the four teams that were seeded #1 are the four teams that are left. There's usually some surprise team in the final couple of games; some underdog that rose from obscurity … (3 comments)
When one gets wind that interest rates are rising this could produce a myriad of emotions, some more pleasant than others. For the credit-strapped borrowers looking to take advantage of falling home prices a hike in interest rates could be a deterrent, or rather, the determining factor that could break the … (0 comments)
I have recently been accused of blogging night and day and what exactly is it getting me???????
… (0 comments)
Ignore the headlines. It is true housing is in a slow down period but there is a case for buying now!
U.S. interest rates fell in February, creating a more brisk real estate market in Austin and other areas of the country.Sorry to report, but rates are rising almost every week. Buyers are now faced with a common dilemma in today's buyer markets. They often ask..."If home prices are still going down, … (3 comments)
INTEREST RATES ARE ON THE RISE My most recent reports on interest rates show a couple increases over the past few weeks. It looks as if the rates may rise again as well. I think this is due in part to a rise in overall home sales. The market has not entirely … (0 comments)
A lot of people are aware of the CalHFA program, which provides 100% financing for first time home buyers (or those who have not owned for at least three years) for those who can go full doc and have a 620 fico (soo to be bumped to 680). And a lot … (1 comments)
Written by:Darleen McCullen, REALTOR®, BrokerKeller Williams RealtyPhone: 919.454.8864Email: darleen@darleenmc.com
Rate Lock Advisory - Tuesday Feb. 26th Tuesday's bond market has opened in negative territory following stronger than expected inflation related readings. The stock markets are currently showing gains after opening with losses. The Dow is now up 80 points while the Nasdaq has gained 20 points. The bond market is … (1 comments)
If you're not a homeowner, you might be confused by the brouhaha surrounding loan defaults and foreclosures. Learn more by understanding the basic terms used to describe a mortgage.
Source: bankrate.comThe term "APR" is supposed to give consumers an easy way to compare loan offers, but if you use it as your only method of comparison you'll probably end up with the wrong loan. Confusing? Let's back up.The Federal Truth in Lending Act requires lenders to disclose the APR - … (2 comments)
As I describe the effects of the FED actions on mortgage rates to my clients, I watch as they go slightly cross-eyed. Moments later the snoring begins. Seems like I'm over-expaining...I mean, newspaper headlines that read "FED cuts rates again" means that rates are going down. Simple, right?
Hello from Cedar Rapids, Iowa. Welcome to the IowaMortgageGuy Blog! Glad to have you as a guest and hope to see you back again soon. Hope you find the information useful and informative.It takes a lot of effort to keep our countries financial system balanced. Have you ever wondered how some … (0 comments)
Web site tip-of-the-day: Do these great interest rates have you thinking about doing a refi? Want to figure out your savings over your current mortgage? Or are you simply interested in becoming a more savvy investor? Check out the BankRate.com web site for easy-to-use calculators, articles on investing, tax tips, trends … (0 comments)
If you have an ARM, you probably selected it because it offered a lower initial interest rate. This lower initial rate:Increased your borrowing powerProvided you with lower monthly payments than you would get from a fixed-rate mortgageHowever, the low initial rate doesn't stay that way forever; it's scheduled to change periodically. … (1 comments)
The sensationalized credit crunch is a problem for markets that are not necessarily having housing and building issues. The consumers in our Dallas market are not sure if the market accepts their good credit. The Federal Reserve trying to fix things with lowering interest rates will eventually level market fluctuation's out.If … (0 comments)
Many homeowners are entitled to two major tax deductions -- one for annual interest paid on a home loan, and another for real estate tax bills paid to government.Calculating your approximate tax credit is basic:Add mortgage interest paid and real estate taxes paid together Find your marginal tax rate Multiple your … (0 comments)
Date- Feb 5, 2008-It appears as if the current number of REO listings vs NOD/Foreclosure listings has now tipped toward a higher number of bank owned homes than NOD homes on today's active market, that, combined with the historically low interest rates and the popularity of Solano county as a centrally located, even … (2 comments)
As Super Tuesday and the presidential elections get closer, I think it is important to take a look at where the candidates stand on the sub prime lending problems, as well as the plans they believe will improve our current mortgage situation. Whether it be a temporary moratoriums on foreclosures, universal … (2 comments)
I received an email today where Lennar announces that they are offering a 4.875% fixed 30 year rate this weekend. 
Federal Reserve Chairman Ben Bernanke and his colleagues held an emergency videoconference call on Jan. 21 after a turbulent day on world markets when investors grew increasingly worried about what a recession in the United States