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Blog entries tagged with "licensing":
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Quick question! How many times have you needed a plumber, an electrician, a contractor, an appraiser or any other type of business and you have looked online and in the phone book etc? The questions is, how do you know that the person or company you are calling and trusting to do the … (8 comments)
FINALLY !!! I have been saying we need and working for the licensing of mortgage brokers for over 10 years. Most of you probably did not know that mortgage brokers are not licensed. It is amazing that in the state of Michigan a person needs 1500 hours of training for a … (2 comments)
After watching two recent contracts die because of home inspections, (plus two others in the past 1-2 years), I figure it's well past time to examine the current reality a bit more closely. Maybe it's just another reflection of the dizzying buyers' market, but we're seeing stuff we just haven't before. … (7 comments)
Thought some folks might like the “heads up” As of Feb. 8th 2008, the ADRE will no longer be issuing any new out of state education waivers. This was a Substantial Policy change by the Commissioner. Apparently the state was monitoring test results and people who had been issued education … (5 comments)
**Click Here to See the Original Post on WealthWithMortgage.com!** 
The MORPACE survey tracked growth within individual auction specialty areas. The fastest growing auction specialty is real estate. Residential real estate auctions grew 39% between 2003 and 2006. During this same time period, land and agricultural real estate grew 33% and commercial and industrial real estate grew 27%. I currently have … (0 comments)
I want to preface this post by saying I have had the pleasure of working with MANY competent, professional Agents over the years. Every time I have a transaction with like agent, I am grateful. This brings me to my story...I was in a Continuing Education class in late 2007 and … (19 comments)
We have all read about the licensing or registration of landlords and investors in many cities across the country. Kansas City, MO recently added a registration process. The form is about 8 pages long and just added yet another layer of bureaucracy to our already overtaxed real estate market here.
Well, I have got to the point of undertaking the training to take my real estate license here in South Carolina. Now I know many Agents out there will be groaning that there are too many Agent already. Well I would tend to agree, but I am expanding a Team and … (2 comments)
In the real estate industry, there is usually not any form of residual income (unless you have a rental inventory, but you still need to do work to earn this income). Recently, one of my colleagues saw the benefits of being licensed in other areas of financial services. In Texas, a … (0 comments)
We all know the challenges with the real estate market today but for those many people who call it their profession it has been the perfect storm. With sales and prices falling and the large number of short sales and foreclosures this has causeda lot of competition for business. The factor … (6 comments)
I recently came in contact with a guy who said "I've been selling investment properties for a long time", but when I asked him if he was licensed to sell real estate, he said "no". Nor was he the owner of said properties. 
I was just responding to a comment posted in the "Is this a typical loan scenario" blog. After reading this blog and the comments for the past several days, I realized that the tone was changing. Amidst my response, I realized an idea that I personally thought deserves a blog of … (12 comments)
Day after day this Real Estate Business beats you up. Nothing makes me get energized like a fresh new class of students starting their 75 hour pre-licensing class. No bad habits yet. No whining about a bad market. This is the first market they have. Its all good from here! Some … (7 comments)
I think this should be a good thing. I think if a sales representative for a title company has the threat of them losing their livelihood they may think twice about violating RESPA and or the Dept. of Insurance Regulations. I read through the proposed legislation and it would appear a sales person … (0 comments)
I have finally finished 2 of my 30 hour post licensing courses that are required by the state of NC. I have one more to go and I start that in December. At first I thought they were going to be a waste of time, but they have turned out to … (1 comments)
My role in real estate has been strictly administrative and development. I have contemplated whether or not I should get a real estate license. I do not plan to actively seek clients but happy to assist with showings, etc. The biggest drawback right now is the lack of knowledge prohibiting me from … (3 comments)
Ladies and gentlemen, I am moving forward.Today I received my New York State licensing test results. Well, I...I know that this was only the first step in a long line of steps, but I feel like I accomplished something worth while. Tuesday I sign all the paperwork and become "official". Now I … (5 comments)
Some wonder about real estate agents who have recently left the profession. They ask about the motivation these individuals had for becoming agents in the first place. And they ask what experiences have motivated these individuals to now give up on the profession.From conversations I've had with some who are leaving … (15 comments)
In 2003, New Jersey reorganized and renamed it's Division of Motor Vehicles (DMV) to the Motor Vehicle Commission (MVC). According to the NJ MVC's web site, "We initiated fundamental changes and reforms, placing customer service at the top of our priorities. We have also increased our security levels at every Agency throughout … (0 comments)
What is certain about todays lending woes is that there has been a lot of loans given to people who probably shouldn't have had them. This is not a knock at those reputable Loan Officers of which I know several, but there seems to be no control over rogue lenders who … (3 comments)
Loan originators doing business in Washington State must be licensed with DFI's Division of Consumer Services. Follow the steps below: Step One: Complete an online license application. The online license application requires you to pay the application fee ($125) with a credit card.Step Two: Mail the following items to DFI: A … (0 comments)
There is an article today at thestreet.com by Christopher Stahl about a National Mortgage License System that is being planned. This is a long time coming. Creating a national license is something that, if done properly, will create more transparency in the industry and help protect consumers. I'm usually one to disagree … (4 comments)
Finally after years of trying, there is finally a law (SB 2234) that will require that home inspectors be licensed by the State of Florida. Most of the certified home inspectors that I know have long asked for such a requirement, but it never seemed to get anywhere. This year the … (5 comments)
Much has been said about the realities of real estate licensing - the relatively low hurdles involved and the relative paucity of knowledge that one possesses when they’ve completed real estate school and/or passed the state exam. (Note: paucity is only a $2.50 word. And never fear. Pictures are coming.)
In MN a new Predatory Lending bill recently passed the House of Representatives and is headed to the State Senate. A few of the highlights of the bill are as follows:- Eliminate ALL Pre-payment penalties (except for "A" paper loans)- Require all licensed Mortgage Originators (Brokers) to prove a $250K Net … (7 comments)
My next required course for Illinois real estate licensure is scheduled to start: Tuesday 5-22-2007 Final exam, 6-14-2007 (evening) This class is held Tuesday and Thursday evening and Saturday morning.If you have thought about obtaining a real estate license in Illinois, You should consider taking this course. The State of … (0 comments)
This Realtor speaks English, Hungarian and able to communicate in Spanish. His clients can have a "One Stop Shopping" by using Real Estate, Mortgage and Financial Services combined. Present and future Real Estate, Mortgage and/or Financial Service professionals, - please contact this Realtor, how to build your own Nationwide Team with a new revolutionary … (0 comments)
The other day, Brian Brady poked fun at my email signature. You see, with Washington State's new licensing requirements for Mortgage Brokers (lenders who work for companies owned by banks or credit unions are not held to the same standards by our state), we must display our license number on our … (41 comments)
A regulatory initiative that would establish a nationwide licensing standard for mortgage originators is "fatally flawed," according to the National Association of Mortgage Brokers. According to NAMB, the registration system sponsored by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators is deficient because it focuses … (8 comments)
Anyone can be a loan officer. Yep - that's what the ad says. Tired of selling plastic dishware to keep your leftovers safe? Pre-paid legal didn't turn out like you thought? Telecom downline too hard to manage?Well, shucks, boy! You can own your own mortgage company.NO EXPERIENCE NECESSARY - that's exactly … (22 comments)
In today’s normal, balanced market, working with a Realtor® is needed even more. 
According to an article at Inman News, the California Association of Realtors was successful in pressing the legislature to increase pre-licensing requirements for prospective real estate sales people, but were not so lucky in their attempt to make it more difficult to be licensed as a real estate broker in California.
To me, designations serve several purposes.
They aren't going to put up with it in New Zealand. Estate agents suggest $20,000 penalty 6.00am Thursday September 28, 2006 Maximum penalties for rogue real estate agents should be bumped up from $750 to $20,000 or $30,000, says the new head of the Real Estate Institute. Murray Cleland, who was … (2 comments)
There has been a push lately to have loan officers licensed in the states they do business in. I think this would be a great new law. You need a license to fish, why not require a license to help people make one of the single largest financial decisions of their lives? … (0 comments)
I was skimming the newsletter from the Nevada real estate division, when the disciplinary actions/hearing section caught my eye. It seems that despite the number of infractions recorded by the glvar, very few warrant the attention of the division. The thing that seemed most prevelant among those that were cited, was … (4 comments)