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Blog entries tagged with "loan officers":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
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Loan Officers are always looking for the one tip that will help them close every loan. They seek out that one program that will instantly bring borrowers to their door. They will try a new script everyday because yesterday's didn't work for them.I'm here to tell you there is no magic … (3 comments)
what a great day today, a beautiful sunny Sunday afternoon here in Beaverton. With that in mind we are getting to the time of the year where alot of people are going to be out house shopping, So we all need to be at the top of our game. I am … (0 comments)
Originators and Realtors of the community I am sure that you have all heard the words of your past colleagues "I'll be back when the market turns around." I may be the only one but this drives me nuts. I have worked hard to become a well educated hard working Loan … (4 comments)
On April 14 the bank announced it had lost $350 million or $0.20 per share during the first quarter of 2008. The losses, which were much higher than had been expected, were due primarily, or course, to problems in the mortgage markets. T
There I was, knee deep in the trenches trying to find the right set of marketing tools to kick start my business for the Spring Purchase Season and Boom! I found it. I was actually helping a friend research a True Net Branch Mortgage Company and I came across the TBWS … (38 comments)
There are two types of sales people in this world. Oh, we could give them all kinds of lables that project our feelings of negativity or acceptance upon them, such as: Passive (inside sales) or Aggressive (outside sales). Make no mistake about it, there are two sides to this coin. I like … (7 comments)
Just this past couple of weeks I am seeing more activites in the market. Buyers are writing offers instead of "just looking", investors are out snapping up bargains...Multiple offers on REO properties...This is really exciting. My agents are writing more offers! All these gloom and doom talk in the media is … (5 comments)
What is a good gift to give a loan officer, broker or anybody that sends you a referral? What have some of your gifts been that you have been pleased with and it hasn't violated respa? What do you think is the best gift and the worst gift somebody could give … (0 comments)
I read a post today by one of my favorite bloggers here on AR, Janet Guilbrault. Her post was called, "Shattered Dreams, Wasted Time: The Shattered Dreams Of The 20 Something Mortgage Broker" looked at the exodus of the young mortgage brokers from our business from a different angle that I … (6 comments)
What is YOUR...WHY?YOUR WHY...is the most important advocate of whether or not you will succeed or fall short in your business.Why did you decide to become a real estate agent/realtor?Why did you decide to become a broker?Why did you choose the profession you're in?To succeed at ANYTHING IN LIFE... you must … (7 comments)
Dear Mortgage Professionals,
Understanding and explaining APR vs Rate is a challenge even for some experienced mortgage loan offices. Who could blame them. With all of the terms, costs, and fees it can get rather confusing.
Energy Monopolies are being broken up all over the United States. What does that mean? That means that "we" and our clients now have the right to choose their electric provider and not pay "monopoly fees". States all over the US are beginning to deregulate and Texas and New York already … (8 comments)
Reason #5 in a 10 part seriesIt frees up your time, if you are trying to repair the client's credit yourself. Consider this, as a loan officer, you are paid to originate loans. The more loan volume that you write, the more money you make. A simple business concept called "leverage" dictates … (0 comments)
March 24th 2008 -U.S. existing home sales rise unexpectedly Existing home sales unexpectedly rose by 2.9% in February, sending the annualized level to 5.03 million units. Expectations had been for the level of sales activity to moderate slightly by 0.6% to 4.86 million units from 4.89 million units in January. The … (3 comments)
What does everyone think about the new FHA Loan Limits?
I am committed to growing my business and am looking for successful, motivated, strategic referral sources.
Let's start with the Con's first...- HousingPredictor.com says the real estate market continues to be down- Miss out on the currently "very spicy-hot" foreclosure market- Lost potential sales- Your competitors gain your potential sales- You regret not signing up, for eternity Now the Pro's... - Free- Service allows REP’s to get … (0 comments)
The good news is that things are beginning to pick up very quickly. Now is a good time to contact all of your past clients to see where they are and what you can do to save them money and lower their current rate.
the right time for a home business in real estate?
If you are a Loan Officer and your not closing the amount of loans you would like call me. If your a Realtor and your homes are staying on the market call me. If your a Title Agent, or Escrow company and your search, close ratios are low call me. If … (0 comments)
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I am tired of mortgage brokers being thrown under the bus and catching most of the blame for this housing and mortgage crises. It's very easy to point a finger at us because we don't have the voice that these huge banks have. 
You go to bed and everything is fine - just hunky-dory. The next morning you awaken to the news that 135,700 people have vanished. Not just any people - these are people you have been expecting to be around to help you.What if you awakened to find out all of the … (23 comments)
On the eve of Super Tuesday I am reflecting on what we can learn from this year's political process and implement in our business. What if WE could really change the perception of our industry NOW! What if we could get the message out that REAL ESTATE IS ON CLEARANCE! What if … (0 comments)
Well....it continues....This market is worse than a roller coaster....But read on....I've got some good news for those looking!!!How many families do you know that have been affected?? Due to turbulent market conditions facing the financial mortgage and real estate industry, the brutal conditions the industry has experienced over the course of … (0 comments)
A Drive By Loan Officer, that's quite a term. That term is a spin off from the term "drive by shooting". If you're unfamiliar with that term, it's when some thug (yes I said thug!) gets in a vehicle, drives by a place, shoots randomly and then leaves the scene. He … (2 comments)
I want to invite you to join a new social and business networking website Neofuse. Neofuse is the newest, most innovative and BEST B2B networking site out there that allows you to network, both online and in person, and to make LIFETIME RESIDUAL INCOME! The site is BRAND NEW, and you are … (0 comments)
Looking for some experienced, licensed, and self motivated loan officers in Ohio, PA, and Kentucky who might be looking to change their venue from working in a Broker Shop to a Mortgage Banker shop, and still offer products on the broker and banker side to clients. We have in house underwriting and are … (1 comments)
Now, now, don't cry. Yes, the interest rates seemed to have darted upward this afternoon. Some lenders sent e-mails notifying of price changes not once, not twice, but four times!! However, although the interest rates took a swing upward, let's ride this wave out. It's normal to have a ripple effect, especially right … (7 comments)
Hello ActiveRain members!I need your help, what can we do as Realtor's and Loan Officer's to help people who call us and wanting to purchase a home but there credit is not great at this time to purchase. I know we show them what they have to pay off and what … (2 comments)
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After reading a post from my Guest Contributor Jorge Merlos on my outside blog, I had an epiphany. I hadn't given my readers a real life example of a reputable loan officer in the Columbia area. Hence....this post is dedicated to correcting my faux pas.There is a lady that is unique in several ways and … (1 comments)
The news yesterday is that the FEDS are going to cut short term interest rates again at their next meeting. Gee, they are also flooding the market with newly printed DOLLARS causing the value of the dollar to fall. Oil and Gold are relatively the same price in comparison to … (0 comments)
The market is shifting. It's true. Look around your office. Do the agents or loan officers have the same swagger as they had in 2004? 2005? 2006? Even 2007? Probably not. Another question may be: are they (or you) working as hard as in those years? Are you working it like a business? Do … (0 comments)
Yearly reviews are a great way to keep on track with your financial goals. You're probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal way … (2 comments)
What is the most important piece of every closed deal an LO gets? Wrong! It's asking for referrals. Here at Levine we take the guess work out of it. I believe most LO's have great intentions about staying in touch with their customers. The reality of it is they focus on … (1 comments)
A friend of mine is looking to refinance his home and I'm helping him. We gave several brokers the same information; yet the numbers we're seeing vary incredibly.He has very specific numbers of what his new balance is to be yet the loan officers seem to not be listening to him. … (7 comments)
We can test, certify and legislate loan officers and lenders but the real answer is to reconnect cause and effect.When I joined the mortgage industry 20 years ago - before the onset of Mortgage Backed Securities - mortgages were funded as part of a company's investment strategy. The title Loan Officer … (3 comments)
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Im in need of a loan office who can handle investor type loans, primarily on the refi side. However if you have a good source for rehab funds, that would be a huge plus. Likewise, Private Money source would be even better.Another opportunity lies within an officer who specializes in FHA, … (6 comments)
I was talking to a neighbor at one of my listings. She asked if I knew any L.O.s and asked me a question that I have never heard before. She is doing a refi and her home is in an area of San Diego that was evacuated during our recent fires. WAMU … (0 comments)
We have had a short sale in progress for months now. I was handed the file 2 weeks ago to get Er done! This short sale has had many bumps in the road. 
'Mr. Pre-Foreclosure' The Nations #1 Expert, Trainer in Making Money with Real Estate Investing in Short Sales, And Foreclosures Comes to MichiganDetroit, Michigan -- Wayne County Community College Entrepreneurial Department with National Real Estate Network is sponsoring a free one day workshop with the leading trainer in foreclosures in the County. … (0 comments)
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I was speaking with a realtor friend of mine a few weeks ago. We were actually at on open house on Sunday afternoon. She informed me that this was going to be the sixth time she sold this house. She was referred from buyer to seller to buyer to seller, and … (4 comments)
"Genius may have its limitations, but stupidity is not thus handicapped." - Elbert Hubbard 
Yesterday I was reading a post by Thomas Weiss entitled Wow!! Mortgage Lenders Are Really getting Tough!! When I saw the title I really didn't think too much into it. Then I started reading and he mentions how lenders seem to be getting tough on which mortgage brokers and loan officers … (43 comments)
We are new to the Active Rain forum and we are truly interested in finding out what information Real Estate Professional and Consumers would like posted in a blog from A National Mortgage Banker/Lender so we can help inform and educate.Here are a few topics or ideas, but we really want … (4 comments)
Resource Mortgage a division of Resource Bank 
I thought I would list everyone that is involved in a single real estate transaction. I think we may sometimes forget how much everyones services are needed in the Real Estate Industry. Without the help from so many people a transaction could be delayed or even fall through. If you are … (2 comments)
