Real estate blog entries tagged with mortgage backed securities

Blog entries tagged with "mortgage backed securities":

mortgage backed securities: Phoenix Real Estate Blog: What Just Happened? - 07/22/08 01:35 PM

A recent segment on NPR’s Fresh Air highlighted really well the sequence of events that got us where we are today. Host Terry Gross interviewed Paul Muolo, executive editor of National Mortgage News and co-author of Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis.
The segment … (1 comments)

mortgage backed securities: Minnesota Mortgages-How To Get a Mortgage in MN - 06/06/08 07:47 PM

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mortgage backed securities: Rates, Rates, Rates...Where Art Thou Going??? - 04/15/08 03:09 PM

My hope is to shed a little light on why mortgage rates go up/down and to better equip you to see through all of the smoke and form your own opinion as to "how mortgage rates are doing."
Inflation (rising prices) is ARCH-ENEMY #1 to mortgage rates:
Inflation UP = Mortgage Rates UP
Inflation DOWN = Mortgage … (3 comments)

mortgage backed securities: In 2008, Home Loans Are One Day Cheap And The Next Day Expensive - 04/15/08 02:09 PM

When mortgage rates change rapidly, it's a fiscal challenge to shop for a home and/or home loan.
Lately, mortgage rates have been especially volatile, mirroring the wild moves of the stock market.
Here's how up-and-down stock markets have been in 2008: Through last week, the S&P 500 Index changed more than 1 percent … (1 comments)

mortgage backed securities: A fairly understandable explanation of what happened with mortgages - 04/07/08 06:19 PM

I've never taken much interest in economics, but recently it has taken on a great deal of importance. A couple of weeks ago I saw a good report from Paul Solman on The Newshour with Jim Lehrer on the current housing situation and how the mortgage market precipitated the "crisis". This … (2 comments)

mortgage backed securities: Rent or Buy? - 04/01/08 09:02 PM

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mortgage backed securities: The New Residential Mortgage Rates Picture - 03/19/08 04:47 PM

Bear Sterns is dead, investment bankers across the earth are scattering like ants, and real estate investors are backing out of contracts like ex-Governor Spitzer from his local PTA meetings, but there is good news on the horizon. Yesterday the Fed cut rates ¾ of a point, staving off a few banking … (1 comments)

mortgage backed securities: Fannie Mae and Freddie Mac Announce Initiative to Increase Mortgage Market Liquidity - 03/19/08 09:39 AM

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mortgage backed securities: Is Today the Day to Lock Rates? - 03/17/08 06:54 AM

Another crazy weekend in the world of mortgage backed securities. Looks like the FED'S may need the luck of the Irish today to reverse current market trends. So what happened:
The central bank approved a cut in its emergency lending rate to financial institutions to 3.25 percent from 3.50 percent, effective immediately, and created … (8 comments)

mortgage backed securities: Did You Miss The Bus Last Week? Don't Next Time. - 03/16/08 05:13 PM

**Click Here to See the Original Post on WealthWithMortgage.com!**
If you've been following me on Twitter, you'd know that rates have increased as much as 1/2% since Monday. If you haven't been following me on Twitter, today - you might consider starting. The bus of low mortgage rates has left the station … (0 comments)

mortgage backed securities: Carlyle and Thornburg further in the weeds than we though... - 03/13/08 10:14 PM

Life for Carlyle Capital has gotten even worse than we reported last week and by Thursday morning it appeared that the hedge fund would not survive. Another loser from last week, Thornburg Mortgage had a bit of a respite earlier this week but got clobbered by new news Thursday morning. The … (0 comments)

mortgage backed securities: The State of the CMBS Market Address - 03/07/08 11:08 AM

My fellow mortgage brokers, loan officers, and real estate agents. We are in a critical time in todays Commercial Mortgage Backed Securities Market, and believe me when I say only the strong will survive. Lenders are shutting their doors every day, and we still have not seen the worst of it. … (1 comments)

mortgage backed securities: Freddie and Fannie Are Able To Buy More Mortgages!!!! - 02/27/08 11:24 AM

We are getting some excitement in the credit market. The Office of Federal Housing Enterprise Oversight (Ofheo) have removed limits on the amount of mortgages Fannie Mae and Freddie Mac can buy as of March 1st, 2008. Fannie Mae and Freddie Mac will now be allowed to buy more mortgages which … (4 comments)

mortgage backed securities: Mortgages Rates Take A Hike - See Largest Increase in 14 Years - 02/22/08 10:31 AM

Mortgage rates jumped dramatically during the past week, rising to an average of 6.37% for a 30-year conforming fixed-rate mortgage - 41 basis points above the average rate just one week earlier. According to Bankrate.com's weekly national survey of large lenders, rates on 30-year jumbos soared to 7.55%. The jump in … (2 comments)

mortgage backed securities: Don't Be Surprised That Rate Cuts = Higher Mortgage Rates - 02/10/08 11:48 PM

**Click Here to See the Original Post on WealthWithMortgage.com!**
With frequent talk of cutting the Fed Funds Rate (FFR) going forward, I figure it's a pretty good time to discuss the effects of a Fed Cut and the translation into mortgage rates. Often, this is a very misunderstood subject, and rightfully so. There just … (2 comments)

mortgage backed securities: Market taking it on the chin! - 12/10/07 12:11 PM

We have had a great run in the last few weeks in mortgage backed securities as we hit levels not seen in over 2 years! This has been commented on quite a bit in all areas of the media. As is the case with all markets a slight correction was neccesary as … (11 comments)

mortgage backed securities: Ouch, bonds tumbling, rates taking a beating! - 12/07/07 12:33 PM

Well, the good run we had on the mortgage backed securities (bonds) has come to an end this Friday December 7th. It was only a matter of time before bonds pulled back on their good run, and with hotter than expected Jobs Report, stocks have benefited from this news and bonds … (2 comments)

mortgage backed securities: Mortgage fun: Merle Hazard's song "In the Hamptons" - 11/19/07 08:56 AM

Ready for some mortgage-backed securities fun?Meet "Merle Hazard," otherwise known as Jon Shayne, a 46-year old money manager with a philosophy degree from Harvard. In his time off from managing $120 million from his office in Nashville, he's made himself into a country music star and sings about the current state … (1 comments)

mortgage backed securities: Real eState of the Market by Tai Boutell - 09/24/07 06:11 PM

An informational, interactive workshop hosted by Leilani Williams, Realtor with Capitola Realty and Tai Boutell, Certified Mortgage Planning Specialist with Santa Cruz Home Finance was a big success.
The event was held at the Scotts Valley Library and about 30 people attended to hear the details on what's going on in … (0 comments)

mortgage backed securities: FED DROPS RATE 1/2%|MORTGAGE RATE DROP TO FOLLOW? - 09/18/07 02:49 PM

Well better late than never.
WASHINGTON (AP) -- The Federal Reserve cut a key interest rate for the first time in four years, seeking with an aggressive half-point move to prevent a steep housing slump and turbulent financial markets from triggering a recession.
Finally the Fed acted and dropped their overnight bank rate … (5 comments)

mortgage backed securities: THE BEST WAY TO MAKE MONEY IS TO AVOID LOSING IT - MMG Weekly - 09/16/07 12:10 PM

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mortgage backed securities: State of the Real Estate Financing Industry (August 2007) - 08/21/07 01:39 PM

By now we are sure you are well aware of the recent changes in the real estate financing industry, as well as the allegedly bleak outlook that has been portrayed in the media. We'd like to take this opportunity to shed some light on the current market and to address any … (0 comments)

mortgage backed securities: What is a Liquidity Crisis? - 08/08/07 03:06 PM

It was just a short time ago that investors from all over the world were hot for US Mortgage Backed Securities (MBS). Historically these investment vehicles performed well as US home owners made good on their mortgage payments. Think about it, in the olden days home buyers needed at least 10% … (1 comments)

mortgage backed securities: The Explanation of Mortgages : From the beginning of time...... - 08/07/07 09:08 AM

I want to share with you on how mortgages work, how they are sold on the secondary market, and the reason why some of these companies are closing their doors.
We have seen some major changes in the lending industry, more so than ever before. What we need to do is … (20 comments)

mortgage backed securities: The screeching sound of the mortgage industry, hitting the brakes - 06/15/07 03:47 PM

That screeching sound you hear is the mortgage industry hitting its brakes as hard as it can.
Every week brings the news of yet another mortgage company closing; and I'm not talking about single office brokerage firms -- these are publicly traded lenders whose stock prices have tanked, just like … (1 comments)

mortgage backed securities: Without Love, You Have Nothing - 06/12/07 10:04 AM

I know those of you reading the headline think I am about to go off on an emotional trip. Rest assured I am not, at least not a personal one. But, there are many people who may be crying after they read this post.
You have all heard the clichés about how love … (4 comments)

mortgage backed securities: Florida Mortgage Market Update - 06/05/07 10:02 AM

We remain in a LOCKING stance. Mortgage Bonds = -22bp.
What do the "Coriolus Effect" and Bonds have in common? Well, the Coriolus Effect describes the whirlpool action that sucks water down in a circular fashoin and bonds continue to be "sucked down" as they remain in their downward channel.
Ben Bernanke … (0 comments)