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Blog entries tagged with "mortgage":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
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Global Families First Debt Settlement, Inc. offers all clients free workshops (led by NY State Licensed Counselor) to learn how to live a debt free life. These empowering workshops will be offered via the Internet and at their office on Staten Island, New York every Thursday night. They will also teach … (0 comments)
Can I get a Mortgage Loan
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The media makes it
sound like nothing is selling, no one is buying and even if they wanted to buy
no one can get a loan! I know it is hard to sort thru … (0 comments)
With all due respect, I have to say that the media sometimes gets on my nerves. Or maybe it's the people who take everything that the media has to say as the gospel truth that really gets my dander up. And in the last year, it's been worse than ever-and the … (0 comments)
My website www.mortgageprosofrum.com URL's: over 250 in all! Hopefully these are helpful and informative.
If you are thinking about buying a foreclosed property to rent to tenants, you MUST read this article. There are so many crucial factors that need careful consideration in order for the owner to actually turn a profit on a foreclosed property. There is no denying how bad the real estate … (1 comments)
If we want to fix the mess how about beginning by telling people to stop just walking away from their homes. I see too many that would rather walk then tighten their belts simply because it's easier. The bank didn't spend the money, why should they take the loss? When I … (0 comments)
Last month, the US gov't announced that it was lending US$85billion to AIG (American International Group Inc.) in exchange for an 80% equity stake in AIG. The gov't has also increased its credit to AIG by another US$38billion. The Fed is in the process of also appointing trustees to oversee the … (0 comments)
I went out for a walk, the other day, with my family. My son, who is 4 years old, really enjoyed walking through the leaves because of the loud crunching sounds. So as we walked along, I made up a song about the crunching leaves and as we held hands and sang … (1 comments)
Even though banks are closed today for Columbus Day, we have received some hopeful news in the credit market arena. The World Bank leaders gathered this weekend to discuss the worldwide credit crunch. They, in conjunction with our president, have decided to offer up some more cash to the troubled banking … (2 comments)
It's A New Week: Pleasure Or Pain?
We Got Through The Weekend... AlmostI am watching a little football, doing a little work around the house, and at the same time keeping my eye on the business wires to see if there are any new developments around the world that could impact … (0 comments)
How does the credit crisis affect the real estate community in Texas? The answer is we really do not know. Maybe a beeter question is how does consumer confidence effect the real estate market? The real estate market in DFW is not in that bad of shape. Our prices have dropped … (0 comments)
It looks the like the government bailout program will be unveiled in the next day or so. While much progress was made over the weekend, it appears that the U.S. will hold off revealing a comprehensive plan until at least Tuesday. It is believed that the delay is due to the … (1 comments)
President Bush signed a legislation that allows HUD's Federal Housing Administration (FHA) to continue providing help for struggling homeowners with their mortgages. The Hope for Homeowners program, a.k.a "H4H," allows FHA to continue it's current efforts in providing assistance to struggling families with their mortgages which they cannot afford anymore. This … (0 comments)
Michael Shotnik
Everyone should look at the purchase of a home like an investment. Sadly, many homeowners don't get the maximum value out of their home because they don't treat their home like other investment vehicles. Benefits in appreciation or interest rate reduction are often more a result of luck than planning.
Smart buyers always make their move in a down market. If you are looking to buy a home or some land, act now. First, get pre-approved for a mortgage loan (unless you plan to pay all cash). Contact a lender of your choice, maybe more than one, and find out how … (0 comments)
The St. Louis Real Estate Market this week continues to exhibit an air of caution. Our pending ratio is down under 11 percent, with fewer listings coming on the market and more homes falling into the expired listing column. Our average listing prices and selling prices are holding steady through all … (0 comments)
Someone asked me for an interest-only rate the other day and I was a little shocked. Mostly, people have heard and read enough about the problems in the mortgage industry to steer clear of ARMs and interest only loans.
Among all the problems distressed home owners have to face, a new one has appeared. What do I do with my pet?
As the U.S. Treasury, according to the recently approved bailout plan, prepares to purchase distressed real estate assets to help the faltering financial and mortgage sectors get back on their feet, a real danger lurks in the shadows for Las Vegas. And other communities across the land. The example of what … (5 comments)
Did you know that with the bailout package that was just signed into law, your deposits with an FDIC insured bank are now insured up to $250,000 through December 31, 2009? This applies to both new AND existing deposit accounts. 
Greetings,
Are you a home buyer and looking to finance 100% of the price of your home, yet having a hard time finding a program that meets your needs? Did you know that there is still an option for 100% financing, even in this troubled housing market? 
The question that I get the most these days is how the credit crunch will be affecting the market in this area. I'm please to say that the affects in this area have not been as devestating as I've seen in other markets in the country. All of my closings have … (0 comments)
Free Service for Investors and Homeowners! FREE SERVICE! We are a group of Short Sale Specialist Realtors throughout Maryland who offer FREE short sales services to home owners anywhere in the Country. DO YOU QUALIFY? Is the bank threating to take possesion of your home? Can't get your home sold due to … (2 comments)
Columbus Mortgage
Real Estate to the Rescue
Yes, you can buy a house for Zero Down in Minnesota!
Preheat your credit score to 460 or above. Bring nothing to the table, all ingredients for your new home mortgage loan will be provided. This is how the jam we find ourselves in today started. Buyers were getting loans for homes not just at 100% financing with zero down payments, but … (11 comments)
Yes, it appears that this new program may help desperate homeowners to move out of foreclosure, but if you agree to the program, you have to sign a note promising FHA that they will receive 50% of the equity gained in the house. It just doesn't feel right to me.
Friday's bond market has opened down sharply again despite an extremely volatile morning in stocks. The stock markets initially opened with huge losses then recovered, but are now sliding again. The Dow is currently down 350 points after falling 700 points right after the morning bell. The Nasdaq is currently … (0 comments)
1987: The market dropped from 1st quarter Dow Jones Industrial high of 2722 to 1739 in the fourth quarter with a one day event that dropped the market 22.4%. The market lost over 1/3rd of it's value in just a few months.Today we are all very concerned about the events that … (5 comments)
Guys and gals, I am stumped. I need your help. I don't want to make this a question and answer column but I am looking for some questions that will help me write my article. I may be my own worst critic but I am excited about some columns and not … (0 comments)
With the real estate market in decline, mortgage lenders are stricter about requirements for loans. Do you need a bigger down payment , a better credit score , or more solid work history ? How has qualifying changed and what do you need to know in order to qualify for a … (0 comments)
1st Metropolitan Mortgage Introduces BrightGreen Mortgage Campaign; Toyota Prius Sweepstakes
CHARLOTTE, N.C., Oct 8, 2008 – 1st Metropolitan Mortgage, a national mortgage originator, has made a commitment to making the mortgage origination process more environmentally friendly by introducing its national BrightGreen Mortgage campaign. The program will give originators the tools … (0 comments)
Hi,
What grades would you give:
The Federal Reserve along with other central banks around the world made a concert unprecedented coordinated interest rate cut of 1/2%. Trying to stabilize the financial markets, the Federal Reserve is pulling out all the stops trying to jump start our economy. The immediate reaction to the interest rate cut in long … (0 comments)
Posted BY Danny Thornton : The Mortgage & More Blog 
www.SanDiegoRealtyUpdate.com
~ Oh Where, O Where Are Our Interest Rate Heading ~The question should someone lock a rate now or later is such a loaded question. But today I thought I would take a moment to write down a few thoughts and share a few things that may come in handy to … (2 comments)
During the hot real estate market a few years ago banks, federal government and people committing fraud caused property values to artificially jump. Today the same banks and the same government are causing the those property values to drop all over the country. I spoke about how lenders are causing property … (8 comments)
If you are thinking about buying a foreclosed property to rent to tenants, you MUST read this article. There are so many crucial factors that need careful consideration in order for the owner to actually turn a profit on a foreclosed property. There is no denying how bad the real estate … (5 comments)
I am pleased welcome Denya Shimnoski to Active Rain! Denya is a wonderful lender with Northpointe Bank , I have had the opportunity to do several deals with Denya and Northpointe and every transaction has been wonderful! Denya is always professional, knowledgeable, timely, and thorough. I would recommend Denya … (14 comments)
Hi evrybody, here are the current mortgage rates for Rockland County NY.
Every time you turn on the television or the radio, you hear about people who can't get car loans or can't get financed for mortgages. Doom & gloom all the way! I understand that there is a problem with conventional loans, but government loans are still going thru. I was informed … (13 comments)
A lot of the national foreclosure problem has been rental houses. Some tenants are paying their rent to people that don't pay the mortgage and then get foreclosed and the tenants end up evicted. In our Property Management business, I usually have 2-3 calls a week from people that have to … (5 comments)
The number of foreclosures has risen drastically in the last few years. In Louisville and all across the nation, all we see in the news is how bad things are. Well, we're here to tell you that foreclosures doesn't have to be your first option of a solution to your mortgage … (0 comments)
I am sure everyone is aware that charitable down payment contributions from the seller through Ameridream and Nehemiah are no longer acceptable as of October 1 2008.
Adjustable rate home loans were in use by a good amount of borrowers throughout the previous five to ten years to purchase or refinance their mortgages. Alot of these loans are now getting set for the first interest rate adjustment and this is causing many people to refinance their ARM to … (0 comments)
To get the best rate on a mortgage loan, your clients need to:
The quick answer on "why this is important." Because your clients will ask you about it and if you don't know the answer, you fuel their fear. And as we've discussed, fear kills deals. Bottom line. If you, their real estate professional, don't have some grip on the financial markets, then … (0 comments)
Historically-speaking, home values have ultimately risen after dramatic declines. No kidding, right? Although there isn't any widely known or accepted scientific methodology to pinpoint the top or bottom of any market, experts tend to agree that the following signs indicate an upswing:
The Federal Reserve cut the key rate by a half point this morning in an effort to free up credit between banks and for consumers. This should mean lower interest rates for home and auto loans. Home owners needing to refinance their ARM's have an opportunity to do so at great … (0 comments)
While many log home producers have been putting their prices up, New England Cedar Homes have announced that they will buck industry trends and reduce the prices on all of their log homes, post and beam homes, and modular log homes. Across the entire model range a price reduction of $15 … (0 comments)
By now you’ve heard today's news that the Fed cut the target for Fed Funds rate from 2.0% to 1.5% and in an unprecedented move did so in coordination with the European Central Bank, UK, Switzerland, Sweden, Japan and even China. This coordinated effort was very important to mortgage-backed securities. More … (2 comments)
Every time you open the paper or turn on the computer it seems like there is only bad news on the economy. The stock market is down over 35% over the past year, and home prices have also declined. In a recent survey it was reported that over 60% of Americans think … (5 comments)
McCains Plan Link
USDA is still a great choice for many buyers. It's a true 100% program but it does have some restrictions.
When you hear on the news that the Fed cut rates, it easy to assume that they cut mortgage rates. Unfortunately, that's not the case as the Fed Fund rate has nothing directly to do with mortgage rates. Let's start by looking at what the Fed Fund rate is. This is … (2 comments)
NEW YORK (CNNMoney.com) -- A plan announced today by Bank of America will be the most aggressive foreclosure prevention effort ever undertaken by a U.S. bank.
I am fortunate to sit on the education committee for the local board of Realtors(R) and given the current economic situation it would be prudent to schedule a couple hours for education in your schedule for leader discussions.
To help ease everyones pain at the pumps, local mortgage advisor, John Topa of First Sunrise Mortgage is giving away $300 of gas rebates to everyone who gets pre approved before the end of the year. According to John, the local Pennsylvania real estate market is stable compared to other parts … (0 comments)
Press Release
… (0 comments)
We've heard this question one too many times the past month and are amazed at the number of people who have no idea what is going on in the lending world or where to get information about mortgages. We are hearing from lots of folks who want to sell their homes … (0 comments)
BROWARD, FL -- The ink had not yet dried on the bogus mortgage documents when local, state and federal authorities arrived at a Hollywood title company Wednesday night. Moments later, three South Florida residents were in handcuffs, under arrest for mortgage fraud, after a pre-existing and ongoing investigation into the questionable … (11 comments)
TO ALL:
We get calls, emails and questions everyday asking "How is business?" We have been very busy and we have had closings. It is a great time to buy because it is a BUYER'S MARKET. Montgomery, AL is not in the position like Southern California, Las Vegas or even Florida. … (0 comments)
29 Low-Cost (even free) Marketing Ideas