mortgage loan: Credit Union - Another Source Of Primary Lender - 05/11/08 05:55 PM
Browsing through the CAR May 2008 magazine, the special tear out section for clients had an article on Credit Unions Fill Lending Void. Right, we never think of credit union for mortage loans.
Credit union has about 2 to 3 percent of share of mortgage lending and looks like it will up … (0 comments)
|
mortgage loan: Credit Score - Still A Big Factor For Getting A Loan - 05/08/08 05:19 PM
Getting a loan is becoming difficult. Strict underwriting guidelines are making lenders look more at the boworrow's ability to pay.
Lenders look at the five C's - character, capacity, collateral, capital and credit. Still, credit scores are important as it is a quick profile of your credit history. Just month ago, a … (6 comments)
|
mortgage loan: FHA Secure - The Short Refinance - Paul Dunn Tucson's FHA Lender - 05/06/08 01:46 AM
We've all heard about the Short Sale as it seems to be dominating our marketplace here in Tucson. But many people haven't heard about the Short Refinance.
It's an FHA Secure refinance, it IS available in Tucson and has a special circumstance, and that circumstance is that the homeowner's existing mortgage is … (2 comments)
|
mortgage loan: Draper, UT Real Estate Market Statistics - 04/28/08 11:14 AM
Draper Real Estate
We here at South Jordan Realty continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends. Below you will find Draper real estate statistics for the week of April 21, 2008.
Total number of homes currently for sale in Draper: 678
Total number of homes sold in Draper in … (0 comments)
|
mortgage loan: The Top Ten Internet Skills You Need as a REALTOR - 1998 article (10 years on) - 04/21/08 02:24 AM
Came across this classic piece from the Realty times while trying to gain further insight into skills relevant to today's Realtor. What do you guys think? Am I right with my suggestions or have you got better suggestions for a self confessed tech head. I do have to point out my … (6 comments)
|
mortgage loan: New Conforming Loan Limits - 04/10/08 09:13 PM
The new conforming loan limits are now available for conventional 30-yr fixed and 5/1 Interest Only ARM's. For more information, please contact me directly.
As of yet, these new loan limits have not affected the No Money Down Doctor Loan.
You can also email me at jeffreyirving@gmail.comHave a great day!JeffFor other … (0 comments)
|
mortgage loan: Home Buyer Tip - "10 Questions To Ask Lenders" - 04/08/08 04:54 PM
There are tons of home mortgage lenders out there - banks, savings & loans, home loan companies, and even Internet lenders. So, how do you choose which lender is best for you. Here are 10 questions that you should ask a lender that may help.
1. What are your most popular loans … (0 comments)
|
mortgage loan: Who's Credit Is Not That Great And Needs A Mortgage Loan - 04/06/08 12:41 AM
Lets say that awhile back you credit was not so great and you would like to buy that dream home , Give me a call today and lets see you get into a home fast & easy!!
If you would like to APPLY for a mortgage Loan call me today or go … (0 comments)
|
mortgage loan: Company's goal to acquire and restructure distressed mortgages - 03/28/08 11:55 AM
Recently announced, BlackRock Inc. and Highfields Capital Management will sponsor a new company, with the purpose of acquiring and restructuring distressed mortgage loans.
The new company which will be called Private National Mortgage Acceptance Company. LLC (PennyMac) has been formed by BlackRock Highlands, and a management team of mortgage industry veterans led … (0 comments)
|
mortgage loan: Fannie Mae Increasing Rates Dramatically - 03/26/08 10:52 PM
Fannie Mae and Freddie Mac will be increasing their rate adjustments effective immediately. The following factors will determine interest rates: If a borrower has a LTV above 60% there will be a pricing hit.If a borrower has a FICO score below 720 there will be a pricing hit.If a borrower … (5 comments)
|
mortgage loan: Low Refinance Mortgage Loan - Federal Reserve Cut Rates - 03/13/08 03:25 PM
Rate Cut - Is it Time for a Low Refinance Mortgage Loan
Interest rates are the lowest they have been in 5 years and are expected to drop more over the next couple of weeks.
The Federal Reserve has dropped interest rates again, the fifth straight cut since … (3 comments)
|
mortgage loan: Don't Take No For An Answer - 03/12/08 09:51 AM
Good Wednesday Folks!
Hey it is hump day so it must be time to hump for some business. Now this post is for professionals and consumers alike.
Just a couple of years ago when the mortgage market was booming Indiana Mortgage Brokers like me had plenty of sources to place your … (7 comments)
|
mortgage loan: Mortage: The INSIDE Scoop - 03/10/08 02:47 PM
The Mortgage Process can be confusing and rather scary - especially if you have never gone through it before!
If you are a First Time Homebuyer do not miss the basics of the Mortgage process.
Your chances of getting qualified for a mortgage starts with the Loan Application and from then on … (1 comments)
|
mortgage loan: Home Loan mortgage rates continue to decline - 03/10/08 09:24 AM
Home loan mortgage rates continue to fall for 2008. Rates will continue to drop through the end of the year with consumers seeing a low somewhere in the coming months. Why is this the forecast? Several factors will come into play.
The Dow Jones industrial average will continue to fall. As … (2 comments)
|
mortgage loan: New Sales Strategies, the "F" line and equity sharing drive sales!!! - 03/07/08 06:06 AM
http://realtytimes.com/rtpages/20080227_fline.htm
For a video commentary on this and other news articles related to real estate and mortgage topics, please visit www.renewsyoucanuse.com!Provided by Keith Carberry and Ruben B. Austria from "Real Estate News You Can Use".
… (0 comments)
|
mortgage loan: Regulators to lift Fannie, Freddie limits, Shares surge on move aimed at easing credit crunch in housing market - 03/07/08 06:04 AM
http://www.msnbc.msn.com/id/23371740/
For a video commentary on this and other news articles related to real estate and mortgage topics, please visit www.renewsyoucanuse.com!Provided by Keith Carberry and Ruben B. Austria from "Real Estate News You Can Use".
… (0 comments)
|
mortgage loan: The million dollar question, should first time home buyers buy right now??!! - 03/07/08 06:02 AM
http://www.bankrate.com/brm/news/mortgages/20080228_first-time_homebuyers_a1.asp
For a video commentary on this and other news articles related to real estate and mortgage topics, please visit www.renewsyoucanuse.com!Provided by Keith Carberry and Ruben B. Austria from "Real Estate News You Can Use".
… (8 comments)
|
mortgage loan: Do I qualify? - 03/04/08 09:39 AM
The real estate market is down and prices have never been better to buy than they are right now. I remember people telling me if prices came down and they could afford to buy a home they would jump on it. Well the time is here and opportunities for good deals … (1 comments)
|
mortgage loan: Lock'em if you Got'em! - 03/03/08 08:24 AM
Friday was a great day for folks looking to lock in mortgage interest rates, We had a big drop and was able to help plenty of Indiana homeowners get a great interest rate with their Indiana Mortgage.
Tony Grego here at Sagamore Home Mortgage! While mortgage interest rates have risen over … (6 comments)
|
mortgage loan: Until I became a Mortgage Broker I Never Paid Attention - March Reporting Calendar - 03/02/08 05:13 PM
OK, OK, I paid attention just a little.
I always like the business newscasters trying to analyize and perdict everything that is going to happen in the financial markets. You know all of the expensive suits and ties with the clean white shirt thinking they are like "Vinnie the bookie." (I think … (2 comments)
|
mortgage loan: February 29th & Leap Year Thoughts - 02/29/08 01:50 PM
Funny side of 2-29 in history: I read that there was or is a tradition that women may propose marriage to men during leap years (only) and in some places/times was restricted to today, February 29th. A Scottish parliament tradition under Queen Margaret outlined that a woman could propose on Leap … (2 comments)
|
mortgage loan: 4 Steps To Rebuild Your Credit! - 02/20/08 11:03 AM
It's true, negative credit items can remain on your credit report for up to 7 years (up to 10 years for a bankruptcy). But this doesn't mean that you have to wait 7 to 10 years to begin reestablishing a good credit rating. Because credit scoring models typically lend more weight … (2 comments)
|
mortgage loan: Lafayette & West Lafayette, Indiana - Refianance Your FHA Mortgage Loan - 02/19/08 09:09 AM
If you have followed the financial or political news at all this year you are aware that the housing market has been thrown into turmoil. Lenders are going out of business right and left as well as credit is getting very tight and more difficult to obtain.
The good news … (0 comments)
|
mortgage loan: Chicago Real Estate for Under $150K - 02/13/08 01:23 AM
These are some of the best deals around. For pictures and more information please visit Cecelia Knows Mortgages ************************************************************************ 1. $75,000: Unbelievable opportunity. Single family in the front and a 2-unit back coach house. 4 bedrooms, 2 baths plus 6 rooms in the rear cottage. New construction all around. Don't miss … (0 comments)
|
mortgage loan: Is Your Mortgage Professional Really a Professional? - 02/13/08 01:16 AM
In today's ever changing market it is extremely important that buyer's and realtors work with a MORTGAGE PROFESSIONAL! I can't begin to tell you how many times I get a disgruntled client on the phone who has been through numerous originators who call themselves professionals. This post is not to … (8 comments)
|
mortgage loan: Increased FNMA & FHLMC Loan Limits Will Solve the Mortgage Loan Crisis…or Will It? - 02/11/08 03:55 PM
Let's take a look at the effects of the economic stimulus package on the mortgage industry and how it may filter down to the consumer.
The US Senate has passed the Economic Stimulus Package and the President is scheduled to sign it into Law which means that we are one step … (2 comments)
|
mortgage loan: Did You Lender Freeze Your Home Equity Line of Credit? - 02/10/08 11:12 PM
I dont quite know how to explain this because Ive never heard of this happening before. In my 17 years of mortgage lending experience, I have never seen banks/lenders treat their good customers this way. As you probably know, many big banks and mortgage companies have TERMINATED THE RELATIONSHIP and closed the home equity lines of … (2 comments)
|
mortgage loan: Refinancing in MN - 02/07/08 10:24 AM
A Few Reasons for Refinancing Your Mortgage Loan TODAY
Deciding to refinance your mortgage loan depends on different reasons for different people. It really is going to depend on your situation and knowing the reasons why you want to refinance. Let's look at a few common reasons people refinance their current mortgage. … (0 comments)
|
mortgage loan: Here we go again.....FICO & The New Credit Scoring Model - 02/02/08 11:25 PM
Back in June a new credit scoring model was announced, but the rollout date was not supposed to be finalized for sometime. It's looks like we are quickly approaching that time and here's what we know thus far.
1. Scores will still range from 300 to 850.
2. It will still take into … (8 comments)
|
mortgage loan: Foreclosure.....HELP! - 02/01/08 03:25 PM
"5 Ways to Save You or Someone You Know from Foreclosure, w/o getting scammed!"
Problem: In 2007, homes in foreclosure were up 79% an alarming rate.
Reality: This is such a personal tragedy, that many people don't reach out for help until it's too late, and then they don't know where to … (3 comments)
|
mortgage loan: What you need to know when buying a condo - 01/03/08 11:13 AM
IS BUYING A CONDO RIGHT FOR YOU?
Many people find Condominiums, or condos, represent an ideal alternative to single family homes. City dwellers, singles, couples, seniors, and many other find condos that suit their needs and their budgets. Many buyers who feel "priced out" of detached single family home may discover condos … (0 comments)
|
mortgage loan: I’m from the government and I’m here to help - 12/29/07 09:11 AM
We are now a nation based on entitlements and protection from everything that can harm, with the help of Big Brother. Unfortunately, our profession of Real Estate Brokerage is one of HEAVY entitlements. We are no different than the rank and file of Katrina asking for some of the Dole … (8 comments)
|
mortgage loan: FOMC Cut the Feds Fund Rate and the Discount Rate! - 12/11/07 04:14 PM
Great News...the Fed just lowered the Fed Funds Rate and the Discount Rate by .25%!
Overview of the meeting:
The FOMC cut both the Fed Funds rate and the Discount rate by .25%. The Fed will assess new data as it is available and act as needed. Notes were made to a continuing … (3 comments)
|
mortgage loan: Positive Mortgage Market Factors Emerging - 11/10/07 04:58 PM
Things are looking up for consumers who are looking for a mortgage loan to either finance the purchase of a home or refinance an existing loan. Recent developments in the mortgage industry will make home loans more affordable and accessible for many consumers in coming months, according to a report from … (0 comments)
|
mortgage loan: Grab Equity - Line of Credit Today - Even if you home is on the market - 11/07/07 01:47 PM
Did you know that you can access your equity today with a line of credit, even if your home is currently listed! The ideal scenario for most homeowners today in South West Florida... Pull the equity out today the appraisal may not be there tomorrow. I know most of you do … (1 comments)
|
mortgage loan: Are You Dropping The Ball? - 11/04/07 10:19 PM
Getting the Word Out--
Do you "get the word" out regularly using multiple advertising and promotional vehicles?
Or Are You Dropping the Ball? We're talking about advertising and promotions as a key part of your Marketing. Let's make an assumption that you have good product(s)/service(s) (with reasonable price points) and good … (6 comments)
|
mortgage loan: Monday Marketing Tip - 10/28/07 09:22 PM
Dealing with Five-Star Prospects
Your time is valuable and sometimes we need to say "No" to prospects that are going to be time wasters. Here's what I look for when taking on a new prospect for a mortgage loan in Florida:
They receive my advice with openness and trust. They allow me and … (6 comments)
|
mortgage loan: Things you NEED to know about Mortgage Loans and the Mortgage Industry! - 09/28/07 10:48 AM
Hello everyone! I just wanted to notify everyone that I have launched a new Mortgage Resource!
Mortgage Loans on the Million Dollar Wiki!
http://www.milliondollarwiki.com/Mortgageloans
I have designed this site as a FREE resource for Consumers, Real Estate and Mortgage Professionals alike. I focus on the nuts and bolts of the Mortgage Industry as well … (1 comments)
|
mortgage loan: The Fed Cut The Fed Funds Rate by 1/2 point - 09/18/07 07:42 PM
The Federal Reserve cut the Fed Funds rate by 1/2 point and Wells Fargo, Bank of America and other commercial banks lowered their prime rate by a corresponding amount to 7.75%. This will help credit card holders and homeowners with Home Equity Lines of Credit but will not help the first … (7 comments)
|
mortgage loan: We care about your physical health and your fiscal health! - 09/04/07 02:43 PM
If you're like most people, buying a home is the single biggest investment you will make in your lifetime. Taking the time to tend to your mortgage as you would your health is a necessary part of being fiscally responsible. Before making a decision to buy a home, ask your lender … (1 comments)
|
mortgage loan: 1311 Anna Ct Cedar Park, TX 78613 - 09/04/07 02:26 PM
Cedar Park Property - 1311 Anna Ct
List price $429,900
Cedar Park is just a short drive to downtown Austin!
4,398 Square Feet 5 total bedroom(s) 4.5 total bath(s) Fireplace features: Gas Log Fireplace3 car garageHeating features: Central Heat, Natural Gas Central air conditioning Single Family Property County: Williamson Subdivision: Buttercup Creek Ph … (0 comments)
|
mortgage loan: 129 Hanstrom Dr Hutto, TX 78634 - 09/04/07 02:15 PM
129 Hanstrom Dr Hutto, TX 78634
Hutto is a great community with a short drive to Austin! This would be a great place for a family!
List Price $169,990
4 bedrooms2.5 bathrooms2,909 Square FeetYear Built: 2003Two Story2 Car GarageHutto ISDHeating features: Central Heat Central air conditioning For more information about this contact Brian Childress at … (0 comments)
|
mortgage loan: 2003 Forest Hill Cv Round Rock, TX 78664 - 09/04/07 02:10 PM
Round Rock Property - 2003 Forest Hill Cv
List Price$ 264,900
Year Built: 20013 bedrooms, 3 bathrooms2,932 square feetSingle Story2 car garageRound Rock ISDLocated on a cul-de-sac Exterior construction: All Sides Masonry For more information on this property contact Brian Childress at 512-922-6425 phone or on his website at:
http://www.buyaustintxrealestate.com
Brian is … (0 comments)
|
mortgage loan: Phone numbers you will need if moving to the Austin area... - 08/27/07 03:29 PM
When you move to a new area it is always nice to have the numbers to get you water, electric, gas, phone, and cable hooked up. Here are the numbers if you are going to be moving to the Austin area.
… (1 comments)
|
mortgage loan: Financing your Real Estate Investment... - 08/27/07 02:38 PM
Financing your Real Estate Investment
Conventional Lending Private Banking Seller Financing
Conventional Lending
The HighlightsLoans underwritten to Fannie/Freddie Guidelines Favorable Terms- Rates about 3/8% to 5/8% higher than owner occupied Investor loans differ from owner occupied loans SFR, duplexes, and quad plexes have different loan requirements/benefits What do I need for Down Payment?Standard … (0 comments)
|
mortgage loan: The Basics of Real Estate Investing... - 08/27/07 02:32 PM
Types of Real Estate Investments
Investing Techniques Holding vs. Selling Single Family, Multi-Family Apartments, commercial, lots Fixer uppers vs. Ready Property Personal Homes Rentals
4 Elements of a Return
Cash Flow Equity Growth from Principal Reduction Equity Growth from Appreciation Tax Savings Financing your Investment
Conventional Lending Private Banking Seller Financing … (0 comments)
|
mortgage loan: PrimeLending - 08/27/07 02:14 PM
With over 20 years in the mortgage industry, PrimeLending has seen the business of home financing at its best and its worst. Through it all, PrimeLending has learned not only how to survive in challenging markets, but how to thrive. We know how to do this by having our ducks … (0 comments)
|
mortgage loan: 14009 Layne Lp Leander, TX 78641 - 08/27/07 01:45 PM
14009 Layne Lp Leander, TX 78641
List Price $74,990
If you are looking for a great piece of property with a great view then this is the place for you!
Manufactured or Mobile Home Property Travis CountySubdivision: Leander Hills Sec 2 Year Built: 1996 4 total bedrooms and 2 bathroomsPropety: .52 acresApproximately … (0 comments)
|
mortgage loan: 185 Buttercup Way, Kyle, TX 78640 - 08/27/07 01:36 PM
185 Buttercup Way, Kyle, TX 78640
List Price: $149,900
4 bedrooms, 2.5 bathrooms2004: Year Built2,101 Square FeetCounty: HAYS Subdivision: Indian Paintbrush Ph 03 2 car garage Kyle, Texas is a great place to live with only a short drive to Austin.
For more information about this house contact Eric Olson at 512-905-0506 or check out … (0 comments)
|
mortgage loan: 4715 Cypress Bend, Austin, TX 78744 - 08/27/07 01:28 PM
4715 Cypress Bend, Austin, Texas 78744
List Price: $84,990
2 bedrooms, 1.5 bathroomsYear Built: 1983Square Feet: 988Garage attachedfireplacefenced yardClose to UT CampusSome of the community features include:
For more information on this house contact Eric Olson at 512-300-0036 or on his website at:
http://www.buyorsellaustinhomes.com/
… (0 comments)
|
mortgage loan: 7806 Jenner Cove, Austin, TX 78729 - 08/27/07 01:21 PM
7806 Jenner Cove, Austin, Texas 78729
List Price: $247,900
4 bedrooms, 3.5 bathroomsYear built: 19923,148 Square Feet.19 acres2 car garageThe Milwood subdivision is a great place for families. In this community you have many great features like a community park, fitness center, and you are walking distance from schools. If you are … (0 comments)
|
mortgage loan: Homeowners - $50,000 to $150,000 in Savings in Mortgage Interest!!! FREE SERVICE - NO COSTS! - 08/24/07 11:28 PM
By changing from a monthly mortgage to a Bi-weekly Mortgage that we provide to the homeowner absolutely no costs. All Bi-weekly mortgage services use electronic transfers to make the Bi-weekly mortgage debits from the homeowner's account. Homeowners do not change lenders because we do not "buy" their mortgage or take it … (0 comments)
|
mortgage loan: FREE SERVICE TO HOMROWNERS!!! Save Thousands of Dollars On Your Home Mortagage!! No Costs!!! - 08/23/07 10:37 PM
I am an authorized distributor for some very special software that is given to homeowners absolutely FREEand the benefits to the homeowner are amazing! The Mortgage Manager(TM) is a Mortgage payment service. We use electronic fund transfers to debit the homeowner's bank account every two weeks. Bi-weekly transfers mean that funds are … (0 comments)
|
mortgage loan: 3-2-1 buydown mortgage loan. Realtors, help your buyers get a lower interest rate in AZ, CA, MN, NM, SD and WY - 08/23/07 02:02 AM
Have a slow moving property you want to move fast? Have a buyer in need of lower monthly payments? Try this program and see what happens.
The 3-2-1 buydown is a great way to help your real estate clients into a mortgage with reduced payments for 3 years. It is also a … (1 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weeklymortgage and save THOUSANDS!!! - 08/22/07 10:26 PM
Just how can we offer Mortgage Manager (TM) Saving Program to the homeowner for FREE. We, of course, do make a profit even though we offer the services at no cost. Sometimes you will have people think there are strings attached - until they learn about the service and how our … (1 comments)
|
mortgage loan: HOMEOWNERS Learn the ugly facts about your home mortgage and how a FREE service can save you thousands of dollars! - 08/21/07 10:19 PM
When a homeowner changes to a Bi-weekly mortgage payment service we use electronic bank transfers. The Bi-weekly mortgage drbits from the homeowner's account. This is simply to provide convenience to the homeowner. Again, they are not going to from a habit of sending a check every two weeks so this makes it automatic for … (0 comments)
|
mortgage loan: Homeowners - $50,000 to $150,000 in Savings in Mortgage Interest!!! FREE SERVICE - NO COSTS! - 08/20/07 10:41 PM
The Mortgage Manager(TM) is a Bi-weekly mortgage service that is FREE to the homeowner. In the comparison between a regular monthly mortgage WITHOUT the FREE service and the Bi-weekly payments WITH the service. You will find 2 saving figures, Interest savings and Total savings. The reason for this is because there … (0 comments)
|
mortgage loan: FREE SERVICE TO HOMROWNERS!!! Save Thousands of Dollars On Your Home Mortagage!! No Costs!!! - 08/19/07 09:34 PM
A FREE service to homeowners by coveting there Monthly Mortgage to a Bi-weekly Mortgage. When a homeowner changes to a Bi-weekly budget, it allows them to accumulate the equivalence of a 13th payment over the course of a entire year by giving them the ability to make 26 Bi-weekly payments. Funds are forwarded … (0 comments)
|
mortgage loan: 2162 Redwing, Round Rock, Texas 78664 - 08/19/07 10:25 AM
2162 Redwing, Round Rock, Texas 78664
List Price: $109,900
Round Rock is a great location and only a short drive to downtown. This house is perfect for a family with 3 bedrooms and 2.5 bathrooms. It is also perfect for entertaining with large trees in the backyard. You are also within 5 miles … (0 comments)
|
mortgage loan: 129 Hanstrom Drive, Hutto, Texas 78634 - 08/19/07 10:19 AM
129 Hanstrom Drive, Hutto, Texas 78634
List Price $169,990
If you are looking for a great place to live check out Hutto! This house 4 bedrooms and 2.5 bathrooms. There are also huge vaulted ceiling and a huge backyard. The best part about Hutto is that you are only a short drive from … (0 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weeklymortgage and save THOUSANDS!!! - 08/18/07 09:24 PM
The Mortgage Manager(TM) is a mortgage payment service. We use electronic fund transfers to debit the homeowner's bank account every two weeks. Bi-weekly transfers mean that funds are transferred every two weeks not twice per month. There is a difference. A common objection of homeowners who have been offered Bi-weekly mortgage … (0 comments)
|
mortgage loan: $$$ HOMEOWNERS $$$ Learn the ugly facts about your home mortgage and how a FREE service can save you Thousands of Dollars!! - 08/17/07 10:26 PM
The Mortgage Manager Savings Program competes with over 600 banks and other private companies who offer biweekly mortgage service. They ALL charge a fee ranging from $395.00 to $1,000.00. We could easily do the same, but homeowners who are just getting by (and who need this service the most) have a … (0 comments)
|
mortgage loan: FREE SERVICE TO HOMEOWNERS Save Thousands of dollars On Your Home Morgage using a FREE Service - NO COSTS!! - 08/16/07 10:10 PM
By coverting from a monthly mortgage to a Bi-weekly mortgage and the service is FREE - nothing for the homeowner to purchase. How is my mortgage payment protected with your FREEservice? We all work hard for our money and we want assurance that it's fully protected. We hear in the news everyday stories of "fly-by-night" … (0 comments)
|
mortgage loan: HOMEOWNERS - SAVE $50,000 & More With A FREE SERVICE!!!!! - 08/15/07 10:42 PM
The Mortgage Manager (TM) will analyze your home mortgage and provide you with a FREE service that will allow you to--
*Save Thousandsa of Dollars without refinancing!!
*Cut years off your Mortgage without incressing your payment!!
*Build equity in your home 300% faster!!
*Audit your loan Automatically to find lender mistakes which … (1 comments)
|
mortgage loan: an Overview of the loan process - 08/14/07 11:05 AM
<!---->Union Savings Bank Phone: 614 339 1256 Cell: 614 849 2214 E-mail: jtumbarello@usavingsbank.com … (0 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weekly mortgage and save THOUSANDS!!! - 08/13/07 11:27 PM
The Mortgage Manager Saving Program completes with over 600 banks and other private companies who offer bi-weekly mortgage service. They ALL charge a fee ranging from $395.00 to to over $1,000.00. We could easily do the same , but homeowners who are just getting by (and who needs this service the … (0 comments)
|
mortgage loan: Canyon Lake, Texas - 08/13/07 11:11 AM
Vintage Oaks at the Vineyard is located in Canyon Lake, Texas. If you love the Texas Hill Country then this is the place to be. This is a master planned community right in the middle of the hill country. There are tons of amenities like walking, biking trails and a … (2 comments)
|
mortgage loan: $$$ HOMEOWNERS $$$ Learn the ugly facts about your home mortgage and how a FREE service can save you Thousands of Dollars!! - 08/12/07 11:19 PM
The ugly facts about your mortgage. In fact, the FDIC estimated that about 47% of all mortgages contain mistakes costing homeowners $12 to $14 billion dollars each year in overcharges. That's a lot of money and there is no way to discover these errors except to do an audit on the mortgage. This … (0 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weekly mortgage and save THOUSANDS!!! - 08/10/07 10:23 PM
I am authorized distributor for some very special software that is given to homeowners FREE, and the services is FREE also. Mortgage Manager(TM) is an Bi-weekly mortgage service that can save the homeowner thousands of dollars. Bi-weekly mortgage services use electronic transfers to make the Bi-weekly mortgage debits from the homeowners account. All … (0 comments)
|
mortgage loan: Another New Development in Austin, Texas - 08/10/07 08:36 AM
Avery Ranch is a great community if you are looking for a place to move too! It is a master planned community with lots of great neighborhoods and great amenities. Some of them include the 2 elementary schools, 18 hole golf course, and ponds. This is place to live that … (1 comments)
|
mortgage loan: New Development in Austin, Texas! - 08/10/07 08:25 AM
The Old Mueller Airport is about to become a great place to live and shop! They are developing four residential neighborhoods that are great for everyone. They range from multi-family houses to apartments and townhomes. There will also be about 400,000 square feet of retail space … (1 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weekly mortgage and save THOUSANDS!!! - 08/07/07 10:57 PM
I am an authorized distributor for some very special software that is given to homeowners absolutely FREE. What really helps to establish the Mortgage Manager (TM) as a leader in the industry can be directly attributed to the refinance policies of many Lenders and Mortgage companies, as well as the high start … (0 comments)
|
mortgage loan: FREE SERVICE TO HOMROWNERS!!! Save Thousands of Dollars On Your Home Mortagage!! No Costs!!! - 08/05/07 11:31 PM
I am an authorized distributor for for some very special software that is given to homeowners absolutely FREE. This software provides the homeowner with a FREE service that allows them to...... *Save thousands of Dollars without refinancing. *Cut years of their mortgage without increasing their payments. *Build equity in their Home 300% … (0 comments)
|
mortgage loan: The Texas Market - 08/05/07 08:40 AM
I know all the reports have said that the housing markets are slowing down...but I don't think that has happened in Texas. I live in Austin, Texas and the market is doing great! I have been looking at houses for the last couple of months and everytime I found one I … (7 comments)
|
mortgage loan: Coed Softball Team - 08/05/07 08:11 AM
I play on a coed softball team and it is a blast. I was trying to think of some ways to meet some of the realtors in the Austin area so I started a softball team with some of my friends. After we had the core team together I asked a … (3 comments)
|
mortgage loan: Homeowners - Save $$$$$$'s by converting your monthly mortgage to a bi-weekly mortgage using a FREE service - NO costs!!! - 08/04/07 10:13 PM
I am an authorized distributor for some very special software that is given to homeowners FREE. All Bi-weekly mortgage service use electronic transfers to make the Bi-weekly mortgage debits from the homeowners account. This is simply to provide convenience to the homeowner. Again , they are not going to form a … (0 comments)
|
mortgage loan: Reverse Mortgage? - 08/04/07 09:42 AM
Reverse Mortgages A reverse mortgage is a type of loan used by adults who are 62 years or older to convert the equity in their homes into cash. We call this a reverse mortgage because instead of you making monthly payments to a lender, the lender makes payments to you. This can be a … (3 comments)
|
mortgage loan: Full Doc verses Stated Income...What is the difference? - 08/04/07 09:27 AM
Full Doc A full doc loan is one that requires that the borrower present documents, such as:
bank statementsW2sTax returnspaycheck stubs This type of loan usually offers lower rates because there is less of a risk for the lender. On the other hand, if you are self employed you may not have all of the required … (0 comments)
|
mortgage loan: What impacts the interest rate of an ARM? - 08/04/07 09:20 AM
An ARM is an adjustable rate mortgage. There are several aspects of ARMs that impact interest rates including:
IndexMarginInterim capsPayment caps IndexThe index is the financial instrument that the loan is "tied" to, or adjusted to. The most common indices, or, indexes are the 1-Year Treasury Security, LIBOR (London Interbank Offered Rate), Prime, … (0 comments)
|
mortgage loan: Types of Standard ARMS...good info for buyers! - 08/04/07 09:11 AM
Types of Standard ARMs (Adjustable Rate Mortgages)Several adjustable rate mortgages include:
6-Month Certificate of Deposit ARM1-Year Treasury Spot ARM6-Month Treasury Average ARM12-Month Treasury Average ARM. When ARM's lag behind the market it allows you to take advantage of lower interest rates even if the market's rates are rising quickly. On the otherhand ARMs that react … (0 comments)
|
mortgage loan: Loan Program Highlights - 08/04/07 08:43 AM
Loan Program Highlights
DPA (Down Payment Assistance)ZERO Down Pmt Interest OnlyOne-Time CloseLot LoansConstruction ProgramsJumboFixed Rate & ARMSNo DocStated Income/AssetSecond HomeFHA & VAHome EquityInvestmentGet Pre-Qualified today!The first step in the mortgage process is becoming pre-qualified for a loan. With a prequalification,
you will know from the beginning what kind of home you can afford … (0 comments)
|
mortgage loan: Fixed Rate Verses ARM...Which would you pick? - 08/04/07 08:35 AM
Adjustable rate mortgages
The adjustable rate mortgage or ARM allows the interest rate to fluctuate throughout the life of the loan. With the rising interest rates this loan type may be a little risky. On the other hand the ARM may allow you to purchase a more expensive home.
Fixed Rate MortgagesOn a fixed rate mortgage … (0 comments)
|
mortgage loan: What's going on with the Market? - 08/04/07 07:41 AM
Ok I would for a broker company and it seems like everyday now there are changes being made.
Do these sounds familiar?
Now only 95% LTV with our company
No stated income on loans over 90% LTV
There are still 100% loans out there but the market is getting tighter and more and more … (3 comments)
|
mortgage loan: To Lock, or Not to Lock...That is the Question? - 08/02/07 01:46 PM
The answer to this question is very important and really only can be made by you. The problem is that deciding when to "lock" your interest rate for your loan can be a very confusing decision. As a mortgage professional, I understand that you want to catch the rate at its … (6 comments)
|
mortgage loan: HOMEOWNERS Learn the ugly facts about your home mortgage and how a FREE service can save you thousands of dollars! - 08/01/07 10:53 PM
I am an authorized distributor for some very special software that is given to homeowners absolutely FREE, And the benefits to the homeowners are amazing! This software provides the homeowner with a Freeservice. The Mortgage Manager(TM) is a mortgage payment service. We use electronic fund transfers to debit the homeowner's bank account … (0 comments)
|
mortgage loan: Some Homeownership Facts for consumers - 08/01/07 11:28 AM
What is Homeownership?
The American dream An opportunity to provide for family A tax deduction Property appreciation Having the nicest lawn on the block Your own backyard Your own garage Homeownership Brings:
Sense of community Stability Tax benefits (Consult your tax advisor) Stable housing costs Potential appreciationThe Home Buying Process: The Homebuying Team: … (1 comments)
|
mortgage loan: Seven Questions - 08/01/07 11:21 AM
1. What sets Centerpoint Mortgage apart from other mortgage companies?
We are extremely client centered. Our seasoned mortgage professionals are very
perceptive and listen to all the questions our clients present. Our attention to detail
enables Centerpoint to be competitive and expeditious.
2. How many offices does Centerpoint have in the Texas?
We currently are located … (0 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weekly mortgage and save THOUSANDS!!! - 07/28/07 06:45 PM
I am an authorized distributor for some very special software that is given to the homeowners absolutely FREE. Their is no cost to the homeowners, and the benefits to homeowners are amazing!!. This software provides the homeowners with a FREE service that allows them to...
*Save Thousands of dollars without refinancing!
*Cut … (0 comments)
|
mortgage loan: Attention Homeowners! Convert your monthly mortgage to a Bi-weekly mortgage and save THOUSANDS!!! - 07/26/07 10:37 PM
I am a authorized distributor for some very special software that is given to homeowners absolutely FREE. This software provides the homeowner with a FREE service, Mortgage Manager Saving Program. Who is Mortgage Manager Saving Program, and what kind of people will be managing your mortgage. Information Brokerage Services Inc. and its predecessors have be in … (0 comments)
|
mortgage loan: Mortgage Loan Programs - Which is right for me? - 07/26/07 11:12 AM
There seem to literally be thousands of mortgage programs out there so how do I know which one is best for me? Finding the right mortgage program to fit your needs and your financial goals can be difficult to do unless you are working with the "right" mortgage professional and asking … (3 comments)
|
mortgage loan: Atlanta Mortgage Loans | Do You Focus on the IMPORTANT or the URGENT? - 07/26/07 09:14 AM
Atlanta home buyers: Do you focus on the important or the urgent? It is so much easier to fall in love with a home than take a few hours to choose a competent Atlanta mortgage consultant to formulate the perfect mortgage plan that will help you to create and preserve wealth. … (1 comments)
|
mortgage loan: Attention Homeowners Convert your monthly mortgage to a Bi-Weekly Mortgage and save Thousands! - 07/26/07 12:07 AM
The mortgage Manager Savings program competes with over 600 banks and other private companies who offer bi-weekly mortgage service. They ALL charge a fee from $395.00 to over $1,000.00. We could easily do the same, but homeowners who are getting by (and who need this service the most) have a hard … (0 comments)
|
mortgage loan: Online Mortgage Applications, What Happens After You Hit Submit? - 07/24/07 12:21 AM
Shopping for a new mortgage online can turn into tons of phone calls and emails from mortgage brokers all over the country. It all starts by you filling out a form stating that up to 4 or 5 of the top mortgage professionals will be in contact with you to offer … (0 comments)
|
mortgage loan: Homeowners - $50,000 to $150,000 in Savings in Mortgage Interest!!! FREE SERVICE - NO COSTS! - 07/23/07 10:47 PM
By switching to a Bi-weekly mortgage payment service and see all the amazing benefits for which their is no cost to the homeowner what so ever. The software is FREE, and the service is FREE. All bi-weekly mortgage services use electronic transfers to make the bi-weekly mortgage debits from homeowners account. This is … (1 comments)
|
mortgage loan: Top 10's of Networking - 07/23/07 04:58 PM
1. Take plenty of cards with you. Make sure they have a picture on them that looks like you, or on any material that you bring. Wear your name badge at all times & use your city name often.
2. Do not sit, stand or talk with anyone from your city and certainly your … (16 comments)
|
mortgage loan: The Home Buying Basics - 07/23/07 04:37 PM
If you know what to expect - and you're working with a trusted team of mortgagelending
professionals - finding and financing your first home can be an exciting and rewarding experience.
Here's what you need to know:
OBTAIN A MORTGAGE PREAPPROVAL BEFORE YOU BEGIN HOUSE HUNTING.
• Learn how much home you can afford
• Strengthen … (1 comments)
|
mortgage loan: Choosing a home loan that is perfect for you often leads to more questions than answers. - 07/23/07 04:19 PM
Here are some frequently asked home loan questions.
What does a mortgage consist of ? A mortgage is a loan for the purpose of buying a home. The four basic components are:
Principal, Interest, Taxes and Insurance (PITI)
What is a home equity loan?Sometimes referred to as a second mortgage, a home equity loan allows … (0 comments)
|
mortgage loan: 10 Things to avoid when purchasing a home - 07/23/07 04:10 PM
Anxiety, Deadlines, Questions, Fatigue: All affect your decisions.
The home buying experience can be extremely stressfull - all while
being one of the most exciting purchases and endeavors of your life. Let us help
you through the process.
Here are 10 factors you want to consider:
• Do not make any major purchases prior to making a … (1 comments)
|
mortgage loan: Tax Benefits of Home Ownership in the US - 07/23/07 04:02 PM
How to stretch your dollar
1. Real property taxes, state and local income taxes and personal property taxes are fully deductible.
2. Interest paid on first and second home mortgages can be deductible if your income bracket is adequate.
3. Home office space used for business may be fully deductible.
4. Points paid by buyer … (1 comments)
|
mortgage loan: Great Statistics for your clients looking to move to Williamson County - 07/23/07 03:53 PM
You know when you clients ask what is the population, things to do, etc. These stats can help you out for clients looking in the Williamson County.
… (1 comments)
|
