mortgage loan officer: Well, It's a Done Deal. Bank of America has Purchased Countrywide! - 07/01/08 11:53 AM
July 1st is Bank of America's Legal Day One in the Purchase of Countrywide
It is a Done Deal. Bank of America has completed the purchase Countrywide. Now Bank of America will focus on merging the 2 companies. The Bank of America's mortgageheadquarters will now be located in Calabasas, California.
… (12 comments)
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mortgage loan officer: Should High Net Worth Clients/Investors Invest in Real Estate or Hedge Funds? - 07/01/08 12:38 AM
FIRST, I CAN'T ANSWER THAT QUESTION! BUT HISTORY HAS SHOWED US HEDGE FUNDS ARE NOT THE ANSWER EITHER! LOL
Lets take a look at Hedge funds as to why they often decided to MAKE HIGH RISK INVESTMENTS (that help frame the collapse of the real estate market and our credit markets, … (0 comments)
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mortgage loan officer: Alan "AJ" Nisen's About Page - 06/14/08 02:25 AM
Who I AM
Demand continues to grow for qualified and adaptable Mortgage Loan Officers that can deliver results, stay accountable, and offer a high level of personal service. How do I know? Because I am that kind of Mortgage loan officer and demand for my expert can-do work ethic … (9 comments)
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mortgage loan officer: Looking to Refinance? - 05/19/08 09:16 PM
Bank of America is here to help.
Whether you want a lower, fixed rate on your mortgage or want to pull cash out of your home's
equity, now may be the perfect time to refinance. Work with your trusted Bank of America
mortgage loan officer to find … (0 comments)
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mortgage loan officer: Why Buy In Toledo - Reasons To Buy Now... - 05/08/08 04:16 PM
There are compelling reasons to buy a home in Toledo and Northwest Ohio and our local board - The Toledo Board of Realtors put together a web site to highlight some of them. They have encouraged members to incorporate this site which is appropriately called Why Buy In Toledo into our … (0 comments)
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mortgage loan officer: Mortgage Market Update - 4/18/08 - 04/18/08 07:46 AM
Today could be a very peaceful day with no major reports on the economic calendar. Citigroup reported another $13 Billion in writeoffs - due to sub prime exposure. Still waiting hear how Bank of America faired this past quarter.
For today, look mortgage rates to relax - we had a late … (1 comments)
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mortgage loan officer: Mortgage Market Update - 4/3/08 - 04/03/08 12:42 PM
The jobless Claims reported that Unemployment surged last week the highest level since 2005. This news has calmed the Stock Market and all eyes will be on the Monthly Job Report due out tomorrow. Economists are expecting to see 50,000 job cuts. If the report post greater than 50,000 then the … (3 comments)
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mortgage loan officer: Mortgage Market Update - 4/2/2008 - 04/02/08 02:32 PM
Today seems a tad off for me and I apologize for reporting in late. After the stock market surge on Tuesday (+400 points) and better than expected report on ADP Employment number the stock market started out good. Then Bernanke stepped up and mentioned the R Word (Recession) causing the Dow to fall. … (3 comments)
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mortgage loan officer: Mortgage Market Update - 4/1/2008 - 04/01/08 12:02 PM
Wall Street starts 2nd quarter 2008 off with a BANG. (And that's no April Fool's joke)
The Dow currently up 295 points on better than expected ISM Manufacturing Index. Economists were expecting this one to fall but the reading posted up to 48.6. (Keeping in mind that a reading under 50 suggest … (5 comments)
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mortgage loan officer: Mortgage Market Update - 3/27/08 - 03/27/08 02:15 PM
Nothing earth shattering in the news today. Same talk as usual at Wall Street: Credit Crunch, Meltdown, doom and Gloom. So I thought I would share some of the positive things going in my corner of the world.
The last 5 apps I took this week - were ALL purchases...and get this … (4 comments)
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mortgage loan officer: Mortgage Market Update - 3/26/2008 - 03/26/08 10:06 AM
Stocks open down this morning as investors face bad news from all angles...New Homes Sales down to a new 13 year low in February, Factory orders were down and oil spiked $3 a barrel. On top of that, the proposed $19 million buyout of Clear Channel is not to clear as … (6 comments)
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mortgage loan officer: Why Do You Want To Talk to Your Mortgage Loan Officer About Rate Locks? - 03/01/08 11:38 AM
The BorrowerWhen a borrower needs a mortgage to either purchase or refinance a home, they typically shop for both a mortgage loan officer as well as a favorable interest rate and points in combination with other up-front charges (charges vary between lenders and brokers). I personally believe a borrower must trust … (1 comments)
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mortgage loan officer: 3 Important Tips When Applying for a Home Mortgage - 01/20/08 11:52 PM
The other day I received a call from a gentleman looking to refinance out of his 2-year adjustable rate home mortgage (2/28 ARM) that is now variable. These home loans are typically reserved for subprime borrowers due to a poor credit rating. Although this is not an ideal loan, he wasn’t … (0 comments)
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mortgage loan officer: Home Buyer Action Plan for Timing the Market - 01/18/08 10:27 AM
Many potential home buyers are waiting to purchase a home when the market "hits bottom". Unfortunately, even if you time the bottom of the market perfectly, you may ultimately miss it for lack of advance preparation.
If you are contemplating a home purchase sometime in the future, now is the time to … (8 comments)
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mortgage loan officer: Who do we bill? - 01/13/08 10:26 PM
In the tightening market, we have to work twice or almost three times harder just to seal a deal. For the realtors, they have done an enormous amount of work: driving the clients to several houses (as buyers have the notion that there are many houses out there, they might as … (4 comments)
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mortgage loan officer: Mortgage Coach and Mortgage Professional Jacob Morales - 06/30/07 08:37 PM
Are you struggling to produce the business you want? Do you want to bring in more business and spend less money doing it? Are you tired trying to originate loans and getting no where?
I am your personal Mortgage Coach!
As a CMPS and Building Champions certified coach I bring over a … (0 comments)
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mortgage loan officer: Arizona Mortgage Coach and Mortgage Professional Jacob Morales - 06/15/07 10:32 AM
Are you struggling to produce the business you want? Do you want to bring in more business and spend less money doing it? Are you tired trying to originate loans and getting no where?
I am your personal Mortgage Coach!
As a CMPS and Building Champions certified coach I bring over a … (0 comments)
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mortgage loan officer: Mortgage Marketing Program and Coaching with an Arizona Mortgage Pro and Mortgage Leaders.Com - 06/03/07 01:41 PM
Are you struggling to produce the business you want? Do you want to bring in more business and spend less money doing it? Are you tired trying to originate loans and getting no where?
I am your personal Mortgage Coach!
As a CMPS and Building Champions certified coach I bring over a … (2 comments)
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mortgage loan officer: Mortgage Coach & Training with an Arizona Mortgage Pro and Mortgage Leaders.Com - 05/25/07 12:03 AM
Are you struggling to produce the business you want? Do you want to bring in more business and spend less money doing it? Are you tired trying to originate loans and getting no where?
I am your personal Mortgage Coach!
As a CMPS and Building Champions certified coach I bring over a … (0 comments)
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mortgage loan officer: THOUGHTS - 05/09/07 04:36 PM
"OUR NET WORTH IS NOT IN WHAT WE POSSESS, BUT RATHER IN WHAT WE PLACE VALUE." UNKNOWN AUTHOR
"IT'S AMAZING WHAT YOU CAN ACCOMPLISH WHEN YOU DON'T CARE WHO GETS THE CREDIT." HARRY TRUMAN
"FAILURE ISN'T SO BAD IF IT DOESN'T ATTACK THE HEART. SUCCESS IS ALRIGHT IF IT DOESN'T GO TO THE … (0 comments)
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mortgage loan officer: Mortgage Marketing Seminar coming to Arizona with Featured Speaker Barry Habib! - 04/26/07 05:18 PM
This year our Mortgage Originator's Mastermind Seminar is being held at the luxurious Ritz Carlton Hotel in the heart of the Biltmore in Phoenix, Arizona. I am pleased to be bringing in speaker Barry Habib along with many other successful loan officers in our industry.
The purpose of this seminar is … (1 comments)
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mortgage loan officer: Mortgage Marketing Seminar coming to Arizona with Featured Speaker Barry Habib! - 04/17/07 10:08 PM
This year our Mortgage Originator's Mastermind Seminar is being held at the luxurious Ritz Carlton Hotel in the heart of the Biltmore in Phoenix, Arizona. I am pleased to be bringing in speaker Barry Habib along with many other successful loan officers in our industry.
The purpose of this seminar is … (2 comments)
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mortgage loan officer: Mortgage Seminar coming to Arizona with Featured Speaker Barry Habib! - 04/13/07 04:12 PM
This year our Mortgage Originator's Mastermind Seminar is being held at the luxurious Ritz Carlton Hotel in the heart of the Biltmore in Phoenix, Arizona. I am pleased to be bringing in speaker Barry Habib along with many other successful loan officers in our industry.
The purpose of this seminar is … (2 comments)
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mortgage loan officer: Keep In Touch! - 02/02/07 05:18 PM
You've just listed your home "For Sale." As your agent leaves, you shake hands, and then say, "Keep in touch!"
To an active professional real estate agent, "Keep in touch!" means more than just "call me when you have news." Regular contact with the seller is important, of course. … (0 comments)
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mortgage loan officer: ARM's are giving consumers rate shock - 09/29/06 09:08 PM
I guess theres something about ARM's that makes 2,3 or 5 years pass way too quickly, the delinquency rate is going up on these bad boys while fixed rate delinquency is decreasing. Do clients seriously just want what they want so badly they're willing to get into a situation they cant afford, the … (2 comments)
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