Blog entries tagged with "naperville":


naperville: MY WIFE JUST KICKED ME DOWNSTAIRS - 05/01/08 08:44 PM
That's it.  I was trying to be a good husband.
I was busy today.  For some reason the real estate gods smiled on me.  It was good.
So I thought I should spend time with my wife.
I was even being sweeter than that.  I was putting away the dishes.
After about two minutes, she said "Ken, … (11 comments)

naperville: "WELCOME TO THE PROSPECTING BUSINESS!" - 05/01/08 11:43 AM
Gary Jacklin is a good man.  He is the broker owner at my office RE/MAX Action.
We have fought.  Plenty of times.  But he is still a good man.
I have threatened to quit.  He has threatened to fire me.
When I first became a licensed real estate agent in October 2005, I interviewed at a local Coldwell … (6 comments)

naperville: THE BROOKFIELD ZOO - 04/30/08 07:46 PM
We had a nice day.  It was Erin's birthday.  She is two.
What better way to spend a day than at the zoo.
We got on the road early for us, about 9:30 this morning. 
First I had to take care of the coffee, the paper, and several real estate related/blogging type activities.
Traffic … (6 comments)

naperville: Naperville, Illinois Area Photos - 04/30/08 04:46 PM
Here are some of the reasons why I love living in Naperville, Illinois
   
         
         
  
     
      
       
All photos are in and around the Naperville Area and Downtown Naperville. Our Downtown is our main attraction, gives visitors the feel of big city living but with a friendly … (22 comments)

naperville: I'M CHEAP. I'M GOOD. MY HOMES SELL. USE ME. - 04/30/08 04:06 PM
That's right.
I'M CHEAP.  I'M GOOD.  MY HOMES SELL.  USE ME.
I just wanted to get it out there one more time. 
I specialize in Naperville and Lisle but have worked all over Chicagoland.
A quality product at a quality price.
I would love any referrals, happily pay out a 35% referral fee to agents, and … (7 comments)

naperville: SOUL SEARCHING - 04/30/08 08:07 AM
It's 7:30 AM.  April 30.  Erin's birthday (she's two today, and very cute).
Nicole and Erin are upstairs still sleeping.  They both need it.  We have had a whirlwind last few days.
I guess our lives are always a whirlwind.
We are going to the zoo for Erin's birthday.  She should be getting old enough … (9 comments)

naperville: IS ANYONE ELSE EATING ICE CREAM?? - 04/28/08 09:43 PM
I came down to my computer to do some serious work.  You know, searching the MLS, emailing clients, updating pictures.  All of the mundane tasks we are required to do.
But instead, I chose to read about what others were up to...
But instead, I wondered, IS ANYONE ELSE EATING ICE CREAM?
I mean, … (29 comments)

naperville: IS IT OUR JOB TO MOTIVATE? - 04/28/08 07:50 PM
I think not.  It does not matter buyer or seller.
I do not think it is our job to motivate.
I think if a person really wants to buy or sell a home, I should not have to be chasing them down.  After all...
They need to show me they really want it.  Because … (12 comments)

naperville: I NEED SELLERS! - 04/28/08 05:55 PM
My boss always likes to say the market is the market.  There are no such things as good and bad markets.  They are all just markets.
I understand what he means.  He is saying that there is always a buyer for every home.  The home just needs to be priced correctly.  And that's one … (10 comments)

naperville: LEHIGH STATION. WHAT WENT WRONG? - 04/28/08 12:50 PM
My wife and I rented a home in a subdivision named Lehigh Station last year.  Lehigh is in Aurora, right on the border with Naperville. 
The subdivision was brand new, built behind a Meijer and near a shopping mall.  It was probably only 50% built when I moved in. 
Originally priced between … (2 comments)

naperville: HOME VALUES. SHOULD WE BE AT 2002 PRICES? - 04/27/08 08:52 PM
I was showing townhomes this morning.  My old neighborhood.  River Bend. 
I met my clients at the usual spot.  Starbucks. 
I enjoy meeting clients at Starbucks.  It seems to put them at ease.  Happy.  Who doesn't like a free cup of coffee? 
I feel it is a good $5 investment.
I was showing a young … (14 comments)

naperville: DO REAL ESTATE AGENTS NEED SPECIFIC SCHEDULES? - 04/26/08 10:16 AM
Do real estate agents need specific schedules? 
I mean the 9 to 7 Monday thru Thursday and all day Saturday type schedules.  You know, schedules.
They have not worked for me. 
Before I was a real estate agent, I worked at a Bank One in Lemont Illinois.  That job almost killed me.  … (22 comments)

naperville: WHEN I GET OUT OF THE DARK PLACE, YOU WON'T BE ABLE TO STAND ME! - 04/25/08 11:34 AM
This is a warning to my readers.  When I get out of my Dark Place, you will not be able to stand me.
Really, ask my friends.  (yes, I actually have some)
I right this post, because Ron Tarvin recently encouraged me "to get out of the Dark Place".
I think Ron thinks I need … (10 comments)

naperville: THE PERFECT STORM - 04/25/08 09:45 AM
CNBC is on.  I don't know why I watch it anymore.  I guess it makes me laugh.
Oh, there was a time when I watched it professionally.  Back in my days as a stock broker and then as a stock trader.  I used to do probably 10 trades a day.  On average.  … (6 comments)

naperville: REAL ESTATE NEWS FRIDAY APRIL 25TH - 04/25/08 08:34 AM
So I wrote a post yesterday, titled Housing Decline-What is really going on. 
In it, I thought that we real estate agents are spending too much time blaming the media for their coverage of the housing market.
I thought our time would be better spent getting our homes priced right so they … (4 comments)

naperville: I CAN SELL ANY HOME. I JUST HOPE IT DOESN'T SMELL. - 04/24/08 12:29 PM
That's right.  You have a home?  You need it sold?  I will sell it for you.
Paint chipping?  That's ok.
Small yard?  Low maintenance.
Big yard?  Nature lovers delight.
Dirty carpeting? Old appliances?  Holes in wall?  Drippy ceiling?
It's a fixer upper.  Those sell the best.
But in my 2 and a 1/2 years of experience, THE HARDEST THING … (15 comments)

naperville: HOUSING DECLINE-WHAT IS REALLY GOING ON? - 04/24/08 11:42 AM
So I read in the Chicago Tribune that home sales in Illinois were down 29.5% in March 2008 as compared to March 2007.
As a real estate agent, I think that sucks. 
That means there were 30% less PAY CHECKS handed out to realtors last month.
I am a realtor so I find this VERY OFFENSIVE.
Many agents blame … (12 comments)

naperville: GEORGE - 04/24/08 07:06 AM
It was a beautiful evening last night in Naperville.
The temperature was in the mid 60s.  No wind.  It was just after 7:00 PM.
My wife and daughter had gone for a short walk in the neighborhood.  I was tired from MY WEDNESDAY WORKOUT. 
So I sat on my driveway drinking a cold … (7 comments)

naperville: MY COFFEE CLUB - 04/24/08 06:32 AM
OK.  It is not much of a coffee club.  A club of one.  Does anyone else want to join?
But I sit, sipping my first cup of coffee.  Drinking out of my "Kenny" LEGO cup my wife bought me a few years ago.  Very colorful.
It is just after 6:00 AM.  I have … (9 comments)

naperville: MOWING THE LAWN - 04/23/08 03:31 PM
Mowing the lawn is my favorite job.  I don't really even count it as a job.  A simple pleasure.  Almost a hobby.
A job well done.  Complete.  It feels good.
As you may know, sometimes I have difficulty, how should I put it, "keeping busy".
Some days just feel a heck of a lot more productive than others.
So … (18 comments)

naperville: MY WEDNESDAY WORKOUT - 04/23/08 11:45 AM
Ahhhh.
The best thing about running is being done running.
My little family went to the YMCA again this morning.  My wife had "definition class" my daughter went to the daycare she loves ("boys, toys") and I went upstairs to the fitness deck.
My treadmill awaits!
I had lots of poisons last night.  Heinekens, cookies, … (6 comments)

naperville: BLOG SUBSCRIBER 42 - 04/22/08 08:57 PM
It's been a full three weeks.  Three great weeks.
I made my pitiful rallying cry for more subscribers.  It was March 31.  I had gotten a taste of being popular.  My post, I AM A HORRIBLE REALTOR, had just made it big time.
FEATURED STATUS ON ACTIVE RAIN.
Thank you Active Rain.  Anyway...
I was suddenly … (8 comments)

naperville: WHAT NIGHT IS IT???? - 04/22/08 08:16 PM
I have two jobs.  One career.  But two jobs.
One is a limo driver.  I do it part time.  Whenever my buddy Chris needs me, I drive for him.  The money is pretty good.  You can make between probably $10 and $50 per hour, depending on the job.  It is a perfect … (6 comments)

naperville: THE YOGA INSTRUCTOR - 04/22/08 04:22 PM
OK.  She was just the substitute Yoga instructor.
But she is a young lady that seems to want to buy a house.
Bubbly and cute, this young lady has been looking for a first home for her and her daughter.  She wants safe, close to work, second floor, nothing gross, nothing creepy, cheap, … (4 comments)

naperville: HOW DO YOU MARKET YOURSELF? - 04/21/08 08:38 PM
The question was asked of me this morning as I sat in traffic.  I was on Interstate 294 on the way to O'hare.  It was about 7:30 AM.  I was driving the limo.
"How do you market yourself?", my customer asked.
Hmmm.  I paused before answering.  I was working on only a few hours sleep for … (17 comments)

naperville: COMMISSION - 04/21/08 06:41 PM
Hmmm...
Where to start...
Perhaps at the beginning...
When I was first studying for my real estate exam, I wanted to own my own office.  Be the broker owner.
TRACY REAL ESTATE, I would call it.
I had no idea what being a broker owner even was.
I didn't even know what being a real estate agent … (12 comments)

naperville: I LOVE OPEN HOUSES! - 04/19/08 09:52 PM
Let me tell you why:
1.  If you are a seller, are you telling me you don't want your realtor having open houses?  Of course you do.  They bring exposure to your home.  This is a good thing.  Don't let anyone tell you it is not.
2.  I put up as many personalized … (20 comments)

naperville: I AM EASY!!! - 04/19/08 08:33 PM
And I am not talking in any sort of dirty or promiscuous way.
I am talking about SHOWINGS.
I AM EASY!!!!
I will show anyone, any home, any where, at almost any time.
I don't care about mortgage approval.  I don't care if they meet me in the office.  I don't even want to meet … (14 comments)

naperville: The first sip of coffee - 04/17/08 07:00 AM
Ahhh.  Delicious.
Dunkin Donuts.  Hazelnut.  Fully caffienated.  With a little French Vanilla cream.
Yes, it's one of life's simple pleasures.
My wife and daughter are still sleeping.  I have been up since about 5:15 this morning. 
I have never been a great sleeper.
Sip.  Ahh.
I am downstairs in our home office typing on the home computer.  … (11 comments)

naperville: Economic Stimulus Payments - Plainfield, Naperville IL. News - 04/16/08 09:00 PM
Basic Information on the Stimulus Payments
You've heard about it. Now find out how to get yours.
What is it? It's an economic stimulus payment that more than 130 million households will receive starting in May. It's not taxable, and it won't reduce your 2007 or 2008 refund or increase the amount you … (0 comments)

naperville: MY FIRST FISH of 2008 - 04/16/08 02:10 PM
So I snuck out shortly after lunch today for my favorite passtime, fishing.
I know what you are thinking.  How did your clients live without you?:)
Well, I figured I am special and I deserve it.  So I went.
I decided to go to the West Branch of the DuPage River, just across the … (8 comments)

naperville: My Wednesday Workout - 04/16/08 11:29 AM
I felt real good today.  After being in a bit of a funk the last two days, I went to the YMCA and had a great workout.
4 miles on the treadmill.  30:23.  I never race, but I do push the pace from time to time.  My first mile is usually about … (7 comments)

naperville: THE BEST ADVICE - 04/16/08 08:42 AM
Sometimes it's what you don't say.
I have written several posts about the challenges I am facing as a real estate agent.  My struggles are not unique, but apparently many find them interesting.
I hope so and I try to make my writing entertaining for the reader and therapeutic for me.
I enjoy writing.
Anyway, I … (12 comments)

naperville: Tuesday Evening - 04/15/08 09:36 PM
9;22.  My wife is putting Erin to bed.  We had a nice time tonight.
We went to Chris's house.  He is an old friend that owns a limo company in our town.  I hadn't seen him in awhile.  He kicked me out of his house last time I saw him.  For another post...
Anyway, … (4 comments)

naperville: Plainfield, Naperville IL. Real Estate - 99.8% of U.S. Households NOT in Forclosure - Amazing but True! - 04/15/08 07:40 PM
Just a note on perspective for some of the foreclosure news you are seeing.
Is it rough out there? Well consider this, in a news article today,  there are apparently frightening numbers on forclosure rates - " U.S. Foreclosures Jump 57%" . Awful state of affairs - right? How about … (0 comments)

naperville: ARE SCRIPTS A MUST? - 04/15/08 11:40 AM
I am doing some soul searching.  I have just finished writing a post Rethinking My Strategy.  In it, I question everything I do...
Which brings me to this.  Are Scripts a must??
You know the ones...
"I don't know, I haven't seen your house yet."
"I would"
"Before we begin, let me tell you how I work."
Oh, … (13 comments)

naperville: RETHINKING MY STRATEGY - 04/15/08 10:54 AM
For too long, I have worked my "STRATEGY".  It has been based on helping my clients find the perfect home.  No pressure.  Low cost.  Very helpful.
Great product at a great price.
It hasn't worked. 
Despite having about the lowest commission rates in the business and trying my best, I have NO business.
My … (14 comments)

naperville: TUESDAY MORNING - 04/15/08 08:17 AM
So much to do.  It's 8:10 AM.
We have a 9:00 Yoga class.  My favorite of the week.  My usual instructor was looking for a subsitute.
I hope she finds one.  I need to get this body/mind ready for another fun week ahead.
I am feeling better today.  It was nice to get a … (2 comments)

naperville: TWO DAYS OF POISONS - 04/14/08 07:38 PM
If you have read my posts much, you know I write about my own personal battle of good and evil.
The battle of the bulge, if you will.
Well I lost that battle this weekend.  I had my weight down to a recent memory low of 200.2 pounds on Thursday.  This weekend was … (10 comments)

naperville: THE MASTERS PARTY! - 04/14/08 11:22 AM
It was truly a grand day.  The golf.  The crowds.  The food.  The drinks. 
THE ORANGE JACKET!
All were fitting for our 7th annual MASTERS PARTY!
Lets start with the golf: 
On a morning where the thermometer struggled to break 40 degrees, the competitors were clad in layers and stocking hats as we huddled at … (5 comments)

naperville: I NEED YOUR HELP ACTIVE RAIN. WHAT ARE MY RIGHTS? - 04/12/08 07:04 AM
It's 6:36 AM.  Saturday.  Naperville.  Illinois.  It's raining and very raw outside.
I have been up for a little over an hour.  I am having my first sips of coffee between key strokes.
And I have some questions.
As I type, I am currently 7 days late on our rent for our home.  I have … (18 comments)

naperville: HOT BATHS - 04/11/08 07:17 PM
Do you need an escape from the stressful world of real estate??
Then I write this post for you. 
I want to speak out for the wonderful experience that is the HOT BATH.
Much maligned, especially amongst the macho guy set (Do real men eat quiche?). 
But the healing benefit to the body and mind is … (13 comments)

naperville: Relationships... - 04/11/08 07:14 PM
Draft

It's all about our Relationships...


I had a business (brainstorming) meeting this morning (it was great as always) as I left I thought to myself, this business is truly about relationships (not that I didn't know that already, but this morning just reaffirmed it). I thought … (20 comments)

naperville: BACK AT STARBUCKS II - 04/10/08 01:24 PM
Oh the weather outside is frightful, but at Starbucks, it's quite delightful.
Here I am again.  My favorite seat at my favorite Starbucks.  I have my earl grey tea.  I have a great spot for people watching.  Four male customers (plus me) are currently here.  There is a gentlemen to my left … (8 comments)

naperville: YOGA - 04/08/08 10:43 AM
Ahh.  Tuesday morning a the Y.  My one class I do is the 9:00 Tuesday yoga class.
It is a great balance with the typical cardio/weight training type exercises I am used to.
Am I getting old?  Mid-life crisis, perhaps.  Something about focused stretching.  You can't do it by yourself.  Someone makes you … (9 comments)

naperville: MONDAY NIGHT - 04/07/08 11:23 PM
So I am sitting here.  Watching the wrap up of the NCAA championship game.  Looks like it was a good game.
I saw about 15 seconds of it. 
I was at a neighbors.  He had a little fire in the back yard.  He and his wife and I had a few beers … (4 comments)

naperville: BACK AT STARBUCKS - 04/07/08 03:08 PM
I'm in my lucky seat.  At my lucky Starbucks.  42 Jefferson, Naperville, Illinois.  Right downtown.
Is any one in the neighborhood?  Meet me for coffee or tea.:)
What makes this seat lucky?  It's a small table by the front door.  Great for people watching.
There are two gentlemen on the soft cushy chairs right … (13 comments)

naperville: MY MONDAY MORNING WORKOUT - 04/07/08 10:30 AM
Bad way to start the week.  I got on the scale at the YMCA and weighed 205.  Three pounds heavier than Friday.  Not to worry....
After a weekend of "poisons": beer, cupcakes, junk food, etc., it is not unusual for me to gain a couple pounds.  I gained three.  My weight will … (4 comments)

naperville: SUNDAY AFTERNOON - 04/06/08 02:36 PM
It's a little quiet.  Yes, I had showings earlier in the day.  But it still is a little quiet.
Kids are out playing.  People seem happy.  Many walking the neighborhood.
But it seems a little quiet, this afternoon, real estate wise.  Not too much Internet activity, and my phone is eerily quiet.
My wife … (6 comments)

naperville: A lovely morning! - 04/06/08 11:36 AM
My wife, daughter and I just got back from a beautiful walk around the neighborhood.  Spring is such a nice time.  After feeling cooped up for the last several months, it feels wonderful having the windows open.
My little girl is playing with a ball on our front stoop.  She couldn't walk … (9 comments)

naperville: HOW HONEST SHOULD I BE? - 04/04/08 11:06 PM
Just a question?  I am a straightforward guy.  Most like me.  Some really don't. 
I guess you can't please everybody.  But if you are trying your best to be nice and please others, it is disappointing when people don't "get you".  Lots of pressure.
So here I am.  It's 11:01.  PM.  Letterman's … (6 comments)

naperville: ON MY WAY TO #5 - 04/03/08 10:52 AM
I have been an active writer on this forum since February 15th.  I have written 60 posts.  I have made 361 comments on other posts, and received over 400 comments on mine.
Do I really have that much to say?
With 23 subscribers and growing, I hope I don't let you down...
I am … (15 comments)

naperville: WAS I DREAMING??? - 04/03/08 09:57 AM
This morning, as I lay in bed listening to my little radio trying to drift off back to sleep, I heard that there is a proposal to give a tax credit of $7000 for those purchasing a foreclosed home and or new construction.
Was I dreaming?  I hope so. 
Are we trying … (4 comments)

naperville: BLITZ!!! - 04/02/08 03:34 PM
What a beautiful day.  This was a day to be outside.  So, since I had no clients to be outside with...
I did our MAPLEBROOK MARKET BLITZ! 
What the heck is that?  Well, I walked my neighborhood hanging Market Updates (neighborhood stats, my FACE) on the doors.  There is probably another 100-150 more homes that … (3 comments)

naperville: "THE NICKIE INDICATOR" - 04/02/08 12:04 PM
I think it happened today.  There are subtle clues.  You really have to be watching close to even notice.  But it happened today...
The real estate season for the Chicago area began today!
Sure, the economists and "experts" will tell you that the real estate market kicks off after the Superbowl, but...
Does a hangover … (2 comments)

naperville: Late Night Blogging - 04/02/08 12:29 AM
I went to the Bull's game tonight.  They lost.  To the Boston Celtics.  We had a nice time.
My wife came, after much prodding by me.  She is always a little bit nervous leaving our daughter Erin anywhere but at home.  She is a great mom.
My good friend Dave has season tickets.  Nice … (3 comments)

naperville: THE SKINNY FAT MAN! - 04/01/08 03:01 PM
OK.  Most of you that have read my posts before know I write a lot of random thoughts, some with real estate subjects and some without.
One of my passions outside of my family (my wife, Nicole, and my daughter Erin) and real estate has been exercising.
A little background.  I used to … (16 comments)

naperville: I'm rolling thunder, pouring rain, I'm coming on like a hurricane-ACDC - 03/31/08 11:48 AM
Ah, the rain continues to fall.  My wife's "real estate indicator" almost achieved a negative rating this morning on our way to the YMCA in downtown Naperville...
I actually love thunderstorms.  I love weather.  I love seasons.  These are all benefits of living in the midwest. 
Oh sure, I like the beach, golf, … (3 comments)

naperville: It's a beautiful morning to buy a house! - 03/29/08 09:29 AM
It's a lovely Saturday morning here in Naperville, Illinois.  I am sitting here, playing a little bit on the Rain (thanks Active Rain).  My daughter, Erin, and I are watching a fishing show on TV.  I am trying to get her interested in one of the coolest sports, fishing, before her … (6 comments)

naperville: Plainfield Il., Naperville Illinois Real Estate Housing Held Hostage - 03/29/08 07:51 AM
Hey, Hey.... The seasonal shift in the market is here. Yes, The buyers are here ready, willing and able to buy. However, They can't because the banks are holding the houses hostage. Yes, They will not answer and return phone calls and sometimes take up to 6 months to respond to … (4 comments)

naperville: NO SOLICITING!! - 03/28/08 04:09 PM
So in a desperate effort to stay productive, I hung another 155 door hangers on one of my farm areas.  I call it my Carrolwood Market Update.  I put a little marketing of me above a chart of the active homes in the neighborhood.  I think it's pretty nice.  My wife … (12 comments)

naperville: WARNING! TABOO TOPIC! LISTING COMMISSION! - 03/27/08 01:17 PM
Hello world.  I would like to talk of something that seems taboo in our industry.  I am sure I will be catching a whole bunch of flak for this but...
Why can't we talk about listing commissions a little bit more openly?
For those of you who have visited my profile or my … (6 comments)

naperville: LIFE, LOVE, AND REAL ESTATE (with a bonus picture of Erin) - 03/26/08 03:37 PM
Hello world.  How did I pass my day?  After my normal morning, which consists of coffee, breakfast, reading the Chicago Tribune and spending time with my family (wife Nicole, daughter Erin), we packed up and drove to the YMCA in downtown Naperville. 
It's a great place to workout.  Never too crowded.  … (3 comments)

naperville: I'VE GOT GREAT FOR SALE SIGNS, BUT THEY ARE ALL IN MY GARAGE. - 03/25/08 07:05 PM
If a tree falls in the woods and no one is there to hear it, does it still make a sound?
If a realtor has great signs, and they are all in his garage, does he still have a business?
As I sit here at my little home in Naperville, my garage door … (8 comments)

naperville: THERE IS A LOT TO LOVE ABOUT THE SUBDIVISION MAPLEBROOK, IN NAPERVILLE ILLINOIS - 03/23/08 04:55 PM
If you are looking for a modestly priced home in the sought after suburb of Naperville, Illinois, look no further than the Maplebrook subdivision.
Located just one and a half miles from downtown Naperville, filled with restaurants, night life, and shopping, Maplebrook is a subdivision of three and four bedroom homes built in … (1 comments)

naperville: Plainfield IL., Naperville Illinois - Motorcycle Awareness Test - 03/23/08 09:07 AM
My dad as a Motorcyclist is aware of his surrounding at all times. Below is a test that he's passed on to me. He even failed the test. Click to take this test. As good as I think I am in regards to Motorcycle awareness I failed the test. Yes, I … (1 comments)

naperville: Plainfield IL., Naperville Illinois - Fed cuts rate again, Is it time to Buy? - 03/23/08 09:04 AM
Fed steps in and cuts again Bernanke pulls out all the stops to ailing economyThe Federal Reserve significantly cut rates for the sixth straight time since September, this time cutting 75 basis points. This follows a busy weekend where the Fed also extended its hand to Wall Street, bailing out Bear … (0 comments)

naperville: Naperville Illinois, Plainfield Il. real estate - Timing Is Everything: When And How To Move. - 03/21/08 04:51 PM
  Timing Is Everything: When And How To Move
In the next few months making a move can become increasingly more complicated say industry experts. "June to September is really known as the high season for the moving industry," says John Bisney, Director of Public Relations for the American Moving and … (0 comments)

naperville: Naperville Illinois, Plainfield IL. real estate - Will my mortgage insurance cover the difference if I default on my loan - 03/21/08 04:32 PM
If I pay mortgage insurance and default on my loan, why wouldn't that cover the deficiency amount?The mortgage insurance is not there for your protection, just the lender's. If you are paying PMI (private mortgage insurance) it is there to protect the lender in case you default on your loan. You … (0 comments)

naperville: Looking to buy a home...Where do You start? - 03/21/08 10:01 AM
 
 When purchasing a home you are faced with a multitude of decisions.
 The primary one is whether you are actually prepared to purchase a home. Getting pre-approved for a loan with a qualified Mortgage Professional before you start shopping for a home, has many benefits:
You know how much you can borrow, so … (7 comments)

naperville: What's going on in Four Lakes Real Estate Lisle Illinois - 03/13/08 07:33 PM
Four Lakes Condominiums, home of tennis courts, running paths, ski hill, beach volleyball, fishing, trees and scenery rarely found in the suburbs of Chicago.  Just an easy 10 minute drive to all that downtown Naperville has to offer.  Homes range from studios, one and two bedrooms condos.  The homes range in price … (0 comments)

naperville: MY 10,000th POINT! - 03/12/08 01:34 PM
As I write, I contemplate what I have learned in the month or so I have been active in our little neighborhood.
The network is growing quickly.  Points/Scoring makes it very addicting.  I enjoy the camaraderie of communicating with agents throughout the country.  Limo driving is a great second job.  100% of those who … (6 comments)

naperville: There goes OIL again! - 03/10/08 12:08 PM
Holy smokes yet again.  Oil is up another $2.50 today up to $107.68.  I heard this morning that gas will be up another 30 cents in the next few weeks.  That will push the price up in Naperville Illinois to last summers high of approximately $3.50/gallon.  OUCH!
As a real estate agent … (4 comments)

naperville: One thing I have learned - 03/09/08 01:54 PM
In two and a half years in real estate, I have learned something important for sales and life. 
It takes time.  Life is about learning, not being the smartest.  If you are always improving, even just a little bit, you will be a huge success.
One of my early mentors, Sue Daley … (5 comments)

naperville: Plainfield IL., Naperville Real Estate - Mortgage Fraud - 03/07/08 08:18 PM

Don't Get Caught In Mortgage Fraud
It's like a Train Wreck.
Mortgage fraud is among the top concerns of those investing in real estate. If you get caught in a mortgage fraud scheme it can create a financially painful and emotionally distressing situation. While there are many reputable and trustworthy mortgage providers, … (1 comments)

naperville: LOW REAL ESTATE COMMISSION IN NAPERVILLE/CHICAGOLAND - 03/06/08 12:24 PM
We all know the real estate market has been challenging the last couple of years.  I know many people are concerned about selling their homes.
In this time of "slow" sales, most realtors are raising their rates to make up for their lower sales.  I think differently.
In an effort to boost business, … (0 comments)

naperville: Thanks, BUY OWNER! - 03/05/08 06:18 PM
Hello World!  I was reading some posts when a Thanks, Buy Owner commercial came on.  I was curious what others thought about the company/the commericals.
Personally, I feel they are cheaply produced, quite cheesy and not something I would call as a consumer.  That being said, does anyone feel threatened by them??  Has … (5 comments)

naperville: Spectacular Custom Home! - 03/05/08 03:39 PM
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naperville: Is anyone watching oil prices? - 03/05/08 02:02 PM
Holy smokes.  Oil prices were up $5 today! 
I read an article the other day that it had just passed it's inflation adjusted high from 1980.  It would seem gas prices will spike this summer at more than $4 per gallon.  Ouch.
Yet another challenge to the pocket books of struggling realtors.  That which doesn't kill … (3 comments)

naperville: LOW PRICED HOMES NEAR DOWNTOWN NAPERVILLE - 03/04/08 03:08 PM
Living near a bustling downtown such as Naperville Illinois is the hope of many.  Two affordable subdivisions lie a short distance from the popular downtown and also are in the highly sought after School District 203.
For those with a budget in the mid to high 200's, Springhill would be a perfect … (0 comments)

naperville: Plainfield IL. Real Estate, Naperville, Illinois Homes - HUD - 03/03/08 08:52 PM
Washington Report: HUD Unveils Proposed Changes to Mortgage Process Published: March 3, 2008
Within days, the federal department of Housing and Urban Development plans to unveil sweeping proposed changes to the American mortgage application process and real estate settlement system.
The rule changes are the end-product of HUD's five-year effort to streamline mortgage … (0 comments)

naperville: Plainfield, Naperville Il. Real Estate - Incredible Video You've got to see this, It's Inspiring and I hope you never judge a book by its cover! - 03/01/08 09:17 PM
This video below is not only Incredible but it tells a story. Certainly, you can't judge a book by it's cover. The first impressions that Simon and the judges had I'm sure were not good ones, you can see it in their eyes. Then they're pleasantly surprised with this diamond in … (0 comments)

naperville: Plainfield IL. Real Estate, Naperville, Illinois Real Estate - Baby Boomers Dominate - 03/01/08 08:59 PM

Baby boomers, the generation born between 1946 and 1964, and who count more than 76 million, are getting near to retirement but are most definitely not ready for a retirement home! Whether they are selling their homes and heading to Florida or remodeling to accommodate their retired lifestyle, boomers are making … (0 comments)

naperville: Plainfield IL. Real Estate, Naperville, Illinois Housing - Short Sales - 03/01/08 08:51 PM
What is a Short Sale?
A short sale is a negotiated settlement. This is when the lender agrees to accept less than the amount owed as a payoff on a loan.
Why would my Lender want to allow a Short Sale to help me?
The reason is simple; a short sale often … (0 comments)

naperville: Plainfield IL. Real Estate, Naperville, Illinois Homes For Sale - Bankruptcy & Your Credit Scores - 03/01/08 08:42 PM
Plainfield, Naperville, Illinois - Bankruptcy & Your Credit Score About the author: Cheryl Bowers is a Naperville, Plainfield Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Naperville IL., Plainfield IL., or any place in the country. Chery has created a team … (0 comments)

naperville: Do you like my bald head?? - 03/01/08 02:45 PM
No seriously.  Do you?  I was originally just thinking it would be a funny title, but...
Just a little back ground.  Yes, I do shave it myself.  Gillette Mach III Turbo.  Takes less than 5 minutes.  In the shower.  I do it about twice a week.
I started loosing it in my twenties.  … (9 comments)

naperville: Blogging my afternoon away - 03/01/08 02:01 PM
Hello.  Thanks again for reading.  It's Saturday.  My wife is at a baby shower.  I am passing my afternoon blogging.  Is this a problem?  Time will tell...
I have a tired buyer perking up a bit and asking me to see a home tomorrow in Naperville.  Perhaps they are getting close.  Another … (5 comments)

naperville: How much should we be paid for selling a home? - 02/28/08 03:46 PM
Just a thought as I was reading another post.  How much should we be paid when we are a selling agent??  I understand that we need to make a living, but does that mean we need to make $12,500 to list and sell a 500k home at 2.5%?  I am not … (4 comments)

naperville: Where are you RE/MAX Ken? - 02/26/08 08:41 PM
Hello world.  I have missed you too.  I am currently sitting in the back of my limo outside of the United Center.  It's a stretch.  Not bad.  Bon Jovi is playing.  I drove three ladies and there sons from Glen Ellyn.  Sounds like they were going to have a nice time.  … (1 comments)

naperville: Keeping an EYE on points! - 02/25/08 03:20 PM
OK.  I know.  The point of blogging is learning and building relationships.  To share common experiences. 
If this is true, how come I can't stop staring at my points!!  The reason I bring this up now is that I have just moved into the top 10 in Naperville Illinois.  Yeah!  WOOPIE!!!  Take … (7 comments)

naperville: Keeping Busy - 02/25/08 02:02 PM
Hello World!  I have been productive today.  I feel that is one of the biggest challenges facing realtors, especially newer ones.  I consider myself a hard worker.  Nothing is tougher on me then when I feel unproductive.  I love mowing the lawn.  You can see the work you have done immediately.  … (1 comments)

naperville: Feeling Lazy - 02/24/08 03:36 PM
Hello world.  It's Sunday.  Tiger Woods is about to close out Stewart Cink in the World Match Play.  And I am feeling lazy.
Is this ok?  Me thinks that it is.  I have been working today.  I will be driving my limo later this afternoon (I recently began working a few times … (2 comments)

naperville: Tax Breaks for Real Estate - 01/18/08 10:26 PM
Foreclosures are not limited to a particular segment of the market.  Although our market here in the Midwest (particularly in Naperville, DuPage & Will)  has not been hit as hard as many other parts of the country, that's not to say that some homeowners, even luxury homeowners, are not feeling the pinch.  Reuters article on the … (0 comments)

naperville: Disposal of Hazardous Waste - 01/17/08 09:42 PM
If you're wondering where you can go to get rid of all the junk accumulating in the basement:
Disposal of Hazardous Waste
1979 Brookdale Road, Fire Station #4
Naperville, IL
www.naperville.il.us
Saturdays and Sundays except holidays 9 a.m. - 3 p.m.
Businesses, institutions, governments, non-profits and other non-household entities may NOT drop off waste at this … (2 comments)

naperville: Metea Valley High School - - 01/15/08 10:38 PM
It appears that the site of the new Indian Prairie School District 204 high school - Metea Valley will be built in the Northwest quadrant of Naperville on an 87 acre parcel located on Eola Rd.  It is currently owned by St. John AME Church & Midwest Generation.  An announcement was made today 1/15/08 … (0 comments)

naperville: Metea Valley High School - - 01/15/08 10:16 PM
It appears that the site of the new Indian Prairie School District 204 high school - Metea Valley will be built in the Northwest quadrant of Naperville on an 87 acre parcel located on Eola Rd.  It is currently owned by St. John AME Church & Midwest Generation.  An announcement was made today 1/15/08 … (0 comments)

naperville: 1671 Kautz Rd. Aurora IL Real Estate, Four Pointes Neighborhood - 3 Bedroom Ranch - 01/14/08 02:51 PM
1671 Kautz Rd, Aurora - Popular Ranch Home In Four Pointes 1671 Kautz Road, Aurora, IL 60504 View Map Incredibly popular ranch model in sought-after Four Pointes. Walk to parks, close to shopping. New (2007) vinyl siding and architectural roof add thousands in value to this already well maintained home. … (0 comments)

naperville: Will 2008 be the new 2005? - 01/11/08 11:35 PM
What do you think....Is 2008 going to be the new 2005?  Is it going to go down in history as the year that everybody wished they had a bought a home, just as 2005 went down as the year everyone wished they had sold their home?  Unfortunately it is rapidly becoming a case of where one … (6 comments)

naperville: Your tax dollars at work - free eBay class - 01/11/08 08:49 PM
 
Have you ever wondered how they do it?  All those people buying and selling on eBay? 
Well here's your opportunity to join the ranks, and learn the ropes for free.  It's time to reap the rewards from all those tax dollars spent.  .Class will be held at the 95th St Naperville Library … (0 comments)

naperville: Naperville - Tall grass - Market Report - 07 - 01/09/08 08:43 AM
 
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