new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/15/2008 - 05/15/08 09:43 AM
It's getting harder for you to impress buyers and sellers. Sellers are using sites like Zillow and YouTube because they can upload the same listing information as professionals can, if not better.For example, a free listing on Realtor.com gets one to four photos. On Zillow, a seller can have a video, … (0 comments)
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new jersey estates newsletter: Real Estate Outlook: Encouraging News - 05/15/08 09:37 AM
Despite all the grim news about gas prices and recession, there are more than a few encouraging signs popping up in the national economy that aren't getting a lot of attention.Take worker productivity in the U.S., for example. It jumped by 2.2 percent in the latest quarter -- and that was … (1 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/14/2008 - 05/14/08 09:14 AM
The last thing you want in a home is a built-in value deflator.The economy can be tough enough, stripping your home of value before it's had a chance to enjoy some appreciation.You've got to get into a good neighborhood, negotiate the best deal and buy, not because the market is … (0 comments)
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new jersey estates newsletter: **The Lessons for 2008** - 05/13/08 08:59 AM
Columnist Denise Lones gives some helpful tips on how you can make this year your best ever. Let's get right to it. Here are my Top Ten Lessons for 2008: FULL STORY->
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new jersey estates newsletter: Hate to Make Cold Calls? 5 Tips to Make it Easier - 05/12/08 09:29 AM
Have you often avoided making those "dreaded cold calls?" Do you dream of how much better your business could be but just can't bring yourself to pick up the phone? You are not alone. This article gives you 5 tips to make it easier. FULL STORY->
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/12/2008 - 05/12/08 09:21 AM
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/09/2008 - 05/09/08 09:53 AM
Several markets across the country are starting to heat up -- if you know what to look for. Take across Florida -- prices are depressed, sales are down in the double digits compared to a year ago, while foreclosures and short sales rule. However, it's turning and the smoke is starting … (0 comments)
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new jersey estates newsletter: An Idea to Help Lower Gas Prices - 05/08/08 10:27 AM
: HOW TO BUY GAS FOR $1.30 A GALLON THIS IS NOT THE 'DON'T BUY' GAS FOR ONE DAY, BUT IT WILL SHOW YOU HOW WE CAN GET GAS BACK DOWN TO $1.30 PER GALLON. This was sent by a retired Coca Cola executive. It came from one of his engineer buddies … (3 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/08/2008 - 05/08/08 09:04 AM
Investors who got used to easy money during the boom years - helped along by Wall Street, Freddie Mac, Fannie Mae and private mortgage insurers - need to adjust to some sobering new realities: Their traditional sources of credit are squeezing the pipeline. FULL STORY-> E-mail this Newsletter to a friend … (0 comments)
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new jersey estates newsletter: ***Successful Browsing For Housing*** - 05/08/08 08:58 AM
It's no secret in the world of residential real estate that well-informed home buyers who are also quick on their feet get the best pole position. And there's nothing like browsing for housing online to bring knowledge and speed to the home-buying contest. "More informed buyers, improve the transaction process," says … (0 comments)
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new jersey estates newsletter: May 2008 Real Estate & Mortgage Update- Moving on Up? Thinking About it? - 05/06/08 09:25 PM
Sometimes, making the decision to sell your house and buy a new home is relatively easy. What will you gain by moving? What will you lose? Get out a piece of paper. Draw a line almost halfway down to the middle, then put a circle about the size of a quarter … (0 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/06/2008 - 05/06/08 08:54 AM
Will the pending federal rebate have any an impact on our national economy? Why are we not recognizing the energy crisis and creating tens of thousands of high-paying jobs to correct the problem? These questions and more in this Peter Mosca interview. FULL STORY->
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new jersey estates newsletter: So Many Homes, So Few Buyers - 05/06/08 08:48 AM
The number of empty homes continues to grow to record levels as hard luck hits owners, tight money squeezes buyers and cashing in on the soft market is tough. FULL STORY->
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/02/2008 - 05/02/08 10:44 AM
A combination of fear and greed are what will move the housing market forward. Sounds ugly, but it's true. The financial press has done such an excellent job of scaring the wits out of homebuyers, it will take the bargains of a century to get them to buy homes again. FULL STORY->
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 05/01/2008 - 05/01/08 10:18 AM
Staging can be just the trick to selling your home. Columnist Ralph Roberts gives some tips. When the market slumps or you get stuck with a hard-to-sell property, you may have to ramp up your efforts -- market a little more heavily, spend more time on the phones, pound the pavement, … (0 comments)
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new jersey estates newsletter: ***Real Estate Outlook: Could Resales Be Up?*** - 05/01/08 10:09 AM
If you only focused on the big headlines in the past week, you probably noticed that home resales were down by two percent nationwide during March. That didn't sound good -- certainly not for the start of the spring selling season.But when you take a closer look at last week's numbers, … (3 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 04/30/2008 - 04/30/08 08:51 AM
There's nothing quite like an open house invitation to touch and feel the real deal to get buyers to really beat a path to your home-for-sale door. FULL STORY->
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 04/29/2008 - 04/29/08 10:17 AM
It's that time of year. The sun is shining, the flowers are blooming, and birds are building their nests. Ah, spring. Time for rebirth. And time for some spring cleaning, especially in your business. Here are a few tips for cutting the clutter in your business: FULL STORY->
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new jersey estates newsletter: Real Estate Marketing Strategies - Getting Your Clients to Buy Now! - 04/29/08 10:02 AM
Have you been feeling frustrated at clients who don't seem to be able to make a decision? At the beginning they seem interested in buying, either they've contacted you or you contacted them. Then as they see some homes may begin listening to the news about today's marketplace, they start to … (1 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 04/28/2008 - 04/28/08 04:45 PM
Salespeople love referrals. They're the sincerest form of compliment and a remarkably cost-effective route to new business. And referrals are really pretty simple stuff. A lot of it you can only acquire through perfect practice of your scripts, over and over, of referral-generating and referral-cultivation tactics. FULL STORY->
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new jersey estates newsletter: Washington Report: Fannie and Freddie Under Fire From Groups - 04/28/08 04:39 PM
Two of the Nation's Capital's biggest companies -- Fannie Mae and Freddie Mac -- are under fire from consumer and industry groups over their controversial "declining markets" lending policies. Both companies charge borrowers higher downpayments and fees when properties are located in areas where the companies believe prices have dropped.
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 04/25/2008 - 04/25/08 12:37 PM
Call it the backlash after the boom: Major lenders and mortgage insurers are turning off the money spigot for investors who want to buy rental houses or condos with minimal downpayments. FULL STORY->
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new jersey estates newsletter: Regional Report: ***Northeast*** could be on the rebound. - 04/25/08 12:28 PM
According to the National Association of Realtors, sales of existing homes in the Northeast could be on the rebound. Existing-home sales dropped 6.5 percent in the Midwest last month, their report says, and 3.5 percent in the South. But sales rose 2.2 percent in the West and Northeast, and according to … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/24/2008 - 04/24/08 07:54 AM
You can take almost any piece of information and make it sound good or bad. And no one is better at that than the financial press when it wants to get behind a story like the housing slump. Here's some interesting data reporters aren't telling you. FULL STORY->
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new jersey estates newsletter: Real Estate Outlook: ***Index Says Positive Growth Underway*** - 04/24/08 07:45 AM
You might not hear much about them on TV or in the papers, but there are some economic signs popping up right now that are -- at the VERY least -- encouraging for housing and real estate. Take the gold standard of all forward indicators for the U.S. economy -- the … (2 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/23/2008 - 04/23/08 07:12 AM
The Law of Attraction is potentially one of the most powerful tools you'll ever have as a Real Estate Agent. Why? Because it helps you to train your mind into a successful and prosperous mindset. In other words, if you practice the Law of Attraction you're always looking at the opportunities … (2 comments)
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new jersey estates newsletter: Should The FHA Own Part Of Your Home? - 04/23/08 07:08 AM
With the mortgage meltdown showing few signs of resolution, a new idea has emerged in Washington: Let the FHA get a piece of the action. The proposal by Rep. Barney Frank (D-MA), chairman of the House Financial Services Committee, would open the FHA program to large numbers of homeowners who are … (2 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/22/2008 - 04/22/08 06:53 AM
Consumers are grappling with market conditions that have created a buyers' housing market at a time when economic conditions are scaring off would-be buyers.FULL STORY->
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new jersey estates newsletter: Spectacular Marketing Campaign - 04/22/08 06:48 AM
Over the years, I've had the opportunity -- sometimes painful -- of seeing many different agents' marketing campaigns. I've seen photocopies of letters that looked like they were typewritten during the Lincoln administration. I've seen garish photographs of agents that would scare away Canadian geese. I've seen postcards printed with such … (5 comments)
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new jersey estates newsletter: Survey Says Consumers Hungry for More Green in Their Lives - 04/21/08 06:44 AM
Americans' appetite for environmentally friendly technologies and consumer products is grossly underserved, with a potential $104 billion in sales this year, according to the 2007 National Technology Readiness Survey (NTRS). The annual survey, sponsored by the Center for Excellence in Service at the University of Maryland's Robert H. Smith School of … (3 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/21/2008 - 04/21/08 06:35 AM
There will be no new agency created to deal with the national foreclosure crisis. Instead, all the work will be loaded onto the shoulders of the Federal Housing Administration -- the FHA. FULL STORY->
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/18/2008 - 04/18/08 06:18 AM
Hold the phone. Or better yet, hold that $400 billion dollar check the Federal Government is about to mail out to cities around the country to buy foreclosed homes. FULL STORY->
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new jersey estates newsletter: Hot Market: Buffalo Planning for Future - 04/18/08 06:15 AM
With a new master plan in place, called the Framework for Regional Growth, the Buffalo/Niagara Falls, New York region is poised for economic growth as they face the end of the first decade of the 21st century. Business leaders helped create and promote passage the new economic blueprint, which is the … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/17/2008 - 04/17/08 07:26 AM
The National Association of Home Builders reports the "condo market is showing initial signs of a revival in some markets across the country." This latest "uptick" is also helping the apartment rental market, according to multifamily housing developers who spoke at the trade association's International Builders' Show in Orlando last month. … (0 comments)
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new jersey estates newsletter: Real Estate Outlook: Spring Market Warm, but Consumer Confidence Low - 04/17/08 07:21 AM
The economic outlook for real estate is never just black and white -- you've got to look at the encouraging signs -- along with the bleak -- if you want a realistic picture. Take this week's mortgage market numbers: Applications for purchases of homes were up 8.1 percent last week, according … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/16/2008 - 04/16/08 06:21 AM
If we're having a mortgage meltdown shouldn't interest rates be climbing? You's think so, says columnist Peter G. Miller, but that's not the case. FULL STORY->
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/15/2008 - 04/15/08 06:57 AM
Have you ever wondered how to market yourself without being "pushy"? Do you struggle with being "assertive" without being "aggressive"? This article offers a way to reframe market-ing as an act of giving. FULL STORY->
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/14/2008 - 04/14/08 06:37 AM
There are literally dozens of bills on Capitol Hill that are aimed at relieving the mortgage and housing crisis. Some of them -- like FHA reform -- have been bouncing around for months with no final action. FULL STORY->
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new jersey estates newsletter: Realty Viewpoint: If You Think You're Saving Money Renting ... Think Again - 04/14/08 06:32 AM
A new report by the National Association of Realtors shows the real reason why home sales don't crash for long -- rents. When purchase demands slow down, rentals speed up. Rents provide the floor that stops housing prices from major declines. Home prices going down has been the big news lately, … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/11/2008 - 04/11/08 06:36 AM
Fannie Mae, the single biggest player in the American mortgage market, plans to crank up the pace of short sales on properties in its bulging portfolio. Fannie intends to "streamline" procedures to enable pre-foreclosure sales to speed through what is currently an extended, and often complicated, process. FULL STORY->
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new jersey estates newsletter: Regional Report: ***Northeast Jumps*** - 04/11/08 06:30 AM
RealEstateabc.com reported at the end of March that sales of existing homes in the US went up by 2.86 percent last month, from 4.89 million homes to 5.03 million homes. The sharpest increase they found was in the Northeast region, which saw a jump of 11.25 percent for the month. That … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/10/2008 - 04/10/08 07:13 AM
Mortgage money and interest rates continue to be key bright spots in the outlook for the real estate market this week. But there are some clouds gathering on the mortgage horizon that buyers and sellers need to know about. FULL STORY->
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new jersey estates newsletter: Real Estate Marketing Strategies: How to Stay Positive in Today's Market - 04/10/08 07:09 AM
So many real estate professionals today are wondering, "How can I stay positive in today's market?" Like any discriminating real estate professional, you realize the value of a positive mental attitude. Here are 8 ways that you can create and maintain a positive mental attitude in today's market.
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/09/2008 - 04/09/08 07:36 AM
There's a remarkable article in The Washington Times of March 20th, perhaps the last public interview with outgoing HUD Secretary Alphonso Jackson. Mr. Jackson, according to the paper, "said he has no sympathy for people with high incomes and education who knowingly took out risky loans with backloaded payments. That is … (0 comments)
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new jersey estates newsletter: Condo Trends: Big Apple Provides **Big Gains** - 04/09/08 07:28 AM
Manhattan condo prices jumped a whopping 36 percent the first quarter of 2008 to a record $1.9 million, according to the Manhattan Market Overview. The gain reflected higher price bumps at the upper end of the condo market with median sales prices lingering at $1.1 million -- up 17 percent over … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/08/2008 - 04/08/08 06:35 AM
A new joint survey by Coldwell Banker Real Estate LLC and BabyCenter LLC offers some interesting insights into the minds of mothers when it comes to real estate, namely what motivates them to move. FULL STORY->
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new jersey estates newsletter: Software Helps Builder Focus on Customer Relations, Enhancing Bottom Lines - 04/07/08 06:22 AM
Facing a tremendous amount of volatility in the U.S. economy, many builders are re-examining their marketing and sales strategies. A new software program, introduced at the Builders Show in Orlando, promises to help builders nurture, retain and maintain what many consider to be their most valuable assets: existing customers.
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/07/2008 - 04/07/08 05:59 AM
Despite its early misguided efforts to prod the real estate industry into lowering fees, Zillow has done one positive thing -- it's made the real estate market more transparent. FULL STORY->
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new jersey estates newsletter: Washington Report: $15 Billion Housing Market Relief Plan - 04/07/08 05:40 AM
Capitol Hill was buzzing late last week about what was included -- and what got left out -- of a sweeping $15 billion housing market relief plan. Though the final details won't be nailed down until both the House and the White House weigh in with their own changes, the odds … (2 comments)
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new jersey estates newsletter: April 2008 Real Estate & Mortgage Update ( Home Inspections) - 04/06/08 09:38 PM
The contract usually specifies a certain number of days to get the inspection performed, and allows you a specific number of days to review and approve the inspection. Your inspector will check the foundation, doors, windows, roof, vents, fans, gutters, plumbing, electrical systems, heating, cooling, ceilings, walls, floors, insulation, ventilation, exterior, … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/04/2008 - 04/04/08 08:53 PM
Some people might assume that with the overall real estate market down, investors in single family rental homes are fewer and fewer in number. Nothing could be further from the truth. FULL STORY-> E-mail this Newsletter to a friend … (2 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/03/2008 - 04/03/08 06:19 AM
Just yesterday, Federal Reserve Chairman Ben Bernanke told the Joint Economic Committee of Congress that he believes it's possible that the economy is in recession and that he expects further rises in employment. He defended the Fed's bailout of Bear Stearns, but said it was Congress' job to bail out homeowners. … (0 comments)
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new jersey estates newsletter: Real Estate Outlook: Market is Stirring - 04/03/08 06:09 AM
Affordable mortgage money is the fuel that is going to pull the real estate market out of the woods. And there are some encouraging signs that may be happening right now. Take a look at interest rates: They plunged last week by nearly a quarter of a point on 30-year fixed-rate … (5 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/02/2008 - 04/02/08 06:29 AM
The ownership or second homes remains remarkably strong, says columnist Peter G. Miller, evidence that a lot of households are doing well and good news for the real estate marketplace. FULL STORY->
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new jersey estates newsletter: Realty Viewpoint: Bogeyman Index Has Motive For Scaring Homebuyers - 04/02/08 06:21 AM
If it bleeds, it leads. That's been a newspaper reporting maxim for decades. Right now, US real estate is bleeding, according to the widely reported S&P Case/Shiller Indices. That gets the co-creator of the indexes Robert Shiller a lot of attention. The popular press loves this guy. He predicted that irrational … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 04/01/2008/ BE CAREFUL - 04/01/08 07:56 AM
Already a two-time top award-winner, a new, British-made home listing search engine for The States has been dubbed "The Google Of Property." FULL STORY->
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new jersey estates newsletter: Realty Viewpoint: Fed, Bear Stearns Deal Could Bail Out Taxpayers - 04/01/08 07:48 AM
Over the protests of housing advocates, the Federal Reserve has been accused of overstepping its charter on two key points. It's allowing Wall Street investment banks to borrow money from the central bank and it's guaranteeing $29 billion in Bear Stearns assets to JPMorgan Chase in a takeover bid. So, to … (0 comments)
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new jersey estates newsletter: "Newest Trends" Gingerbread Houses Newest "Green" Trend - 04/01/08 07:28 AM
It's the latest in Home Design -- a design which is both friendly to the environment -- AND cuts down on the cost of your monthly food bill. Gingerbread Houses. Now made from double reinforced gingerbread, these 1 or 2 story homes can be custom made to meet the needs of … (1 comments)
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new jersey estates newsletter: New Jersey Estates Real Estate Update From Realty Times April 2008 - 04/01/08 06:48 AM
Since passed by overwhelming Capitol Hill majorities in January, there has been much talk regarding the economic stimulus package. Yes, it will cost $168 billion, but what does it actually do for individuals? The stimulus package is designed to help the country moderate the worst effects of a slowing economy … (3 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 03/31/2008 - 03/31/08 08:39 AM
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new jersey estates newsletter: Seven Principles to Successful Real Estate Goal Setting - 03/31/08 08:32 AM
Your ability to plan, set goals, and create action plans to accomplish your goals is the mark of someone who is truly successful. This skill to set goals is a life-long endeavor. It is a habit that must be cultivated daily for a lifetime. This single activity will have the greatest … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/28/2008 - 03/28/08 07:26 AM
Freddie Mac today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.85 percent with an average 0.4 point for the week ending March 27, 2008, down from last week when it averaged 5.87 percent. Last year at this time, the 30-year … (2 comments)
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new jersey estates newsletter: Regional Report: ****Northeast**** - 03/28/08 07:07 AM
It may seem premature to start going against the drumbeat of negative news regarding the national real estate market, but new numbers show that sales are increasing in some parts of the country. The website RealEstateABC.com is reporting an aberration in price increase for one region in particular in their most … (6 comments)
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new jersey estates newsletter: Realty Viewpoint: Tax Benefits Make Homebuying Sound Decision - 03/28/08 07:01 AM
Now that we're over home flipping, let's get back to the realities of the true profits of owning a home. With the exception of 2007, homes have increased in value nationwide one to two points above inflation levels, which is good, but it's not an incredible return. But when you add … (2 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/27/2008 - 03/27/08 07:19 AM
Our industry has shifted to a buyer's market. The mortgage industry's woes have come to roost in the building industry's branches, and builders are rightfully concerned about how they can be as successful as they were in the past. FULL STORY->
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new jersey estates newsletter: Real Estate Outlook: Existing Home Sales Rise - 03/27/08 07:10 AM
We don't want to overplay the significance of this, but we actually got some positive economic news this week: Sales of existing homes last month rose for the first time in half a year, adding fresh evidence that the housing cycle may finally be bottoming out after nearly three years of … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES 03/24/08 - 03/24/08 08:59 AM
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new jersey estates newsletter: Washington Report: Buying Bonds and the Mortgage Market - 03/24/08 08:53 AM
Amid the scary financial headlines last week, there were some less-publicized developments in Washington that bode well for the home real estate market in the months ahead. Federal regulators last Wednesday gave the go-ahead for Fannie Mae and Freddie Mac to buy an extra $200 billion in mortgage securities -- a … (1 comments)
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new jersey estates newsletter: Realty Viewpoint: No, No, No! Don't Listen To Econophonies! - 03/24/08 08:44 AM
NBC's Mad Money host Jim Cramer has been telling investors for months that it's stupid to put your money in real estate. This is the same guy who only last week told investors not to take their money out of Bear Stearns -- right before it crashed to $2 a share. … (3 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/21/2008 - 03/21/08 06:22 AM
Freddie Mac today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.87 percent with an average 0.5 point for the week ending March 20, 2008, down from last week when it averaged 6.13 percent. Last year at this time, the 30-year … (1 comments)
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new jersey estates newsletter: Regional Report: Northeast - 03/21/08 06:06 AM
Though the economy for the entire nation is sluggish now, many economists are expecting a rebound by the second half of next year. Lawrence Yun, NAR chief economist, predicts that the 2008 fiscal stimulus package should provide a much needed boost to the real estate market, and the Northeast region will … (0 comments)
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new jersey estates newsletter: Realty Viewpoint: Newspapers Shoulda Been Nicer To Realtors - 03/21/08 05:57 AM
Newspapers have been crummy to the real estate industry for years, from ridiculous per-inch pricing to scathing editorials about commissions. Now they're laying off editors, cutting down newsprint sizes, and wondering why they weren't nicer to their advertisers while they had the chance.If they had been, they might not be losing … (5 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/20/2008 - 03/20/08 09:34 PM
There's no other way to put it: Things got pretty tense in the financial markets earlier this week - with the Federal Reserve's dramatic steps to inject billions of dollars of liquidity on Wall Street, plus the failure of giant investment bank Bear Stearns. So what might all this mean for … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/19/2008 - 03/19/08 07:19 AM
As the 2008 condo market continues to unfold, one thing is for sure, skittish would-be buyers will remain renters for the time being. That one fact, has multi-family developers seeing green, as in higher retention rates for their condo dwellers. FULL STORY->
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new jersey estates newsletter: Is It Time For A Mortgage Product Recall? - 03/19/08 07:02 AM
During the past few years we have been talking about toxic mortgages -- and the need to avoid them. Without fail, each time the subject has arisen lenders would write to say we were wrong, that option ARMs and interest-only loans were simply "affordability products" with no financial sting. As to … (1 comments)
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new jersey estates newsletter: Getting Married? Reduce Your Mortgage Now! - 03/18/08 07:29 AM
Marriage is a true union. It's a union of body, mind and soul. Oh yeah, and don't forget about the union of finances. This is one aspect of marriage that few couples seem to remember. All of the debt on one side of the union is automatically adopted by the other. … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/18/2008 - 03/18/08 06:47 AM
No one has taken more heat over his economic forecasts recently than Lawrence Yun of the National Association of Realtors. The NAR is perenially treated by the financial press as absurdly optimistic and not to be heeded. But this year's compilation of economic forecasts puts Yun at number five among the … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/17/2008 - 03/17/08 08:33 PM
On Capitol Hill, it's known as the biggest goof-up relating to housing in years: Working with the White House, Congress passed a bipartisan $150 billion stimulus bill that raised mortgage limits for home buyers in high cost areas across the country -- but totally forgot about a program that helps finance … (0 comments)
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new jersey estates newsletter: Realty Viewpoint: It Doesn't Take That Much Green To Go Green - 03/17/08 08:18 PM
Greenbuilding is going to be part of our homes and businesses from now on. We all want to help the environment, but what can the individual homeowner do that will make a difference? The answer is plenty, and it doesn't have to cost you a lot of green to go green. … (0 comments)
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new jersey estates newsletter: DAILY NEWS AND ADVICE FROM REALITY TIMES 03/14/2008 - 03/14/08 02:47 PM
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new jersey estates newsletter: Real Estate Marketing Strategies: Tips for Creating Success - 03/14/08 02:43 PM
Take a moment to think about the word "marketing." What thoughts come up for you? Do you wish it would go away? Do you start to think of yourself like a salesperson? Do you have self-limiting beliefs, like, "I can't market myself"? What feelings come up for you, do you get … (2 comments)
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new jersey estates newsletter: Investor Report: Economic Stimulus Provides Opportunity - 03/14/08 02:29 PM
You've probably heard the news that as part of the economic stimulus package Congress has raised mortgage limits for single family home purchasers in dozens of high cost areas around the country to $729, 750 -- up from the previous $417,000. That should be a big plus for buyers in places … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 03/12/2008 - 03/12/08 07:38 AM
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new jersey estates newsletter: New Homes: Walking on Green - 03/11/08 10:05 AM
Is the flooring in your home ethical? Now that Al Gore got our attention with his "Inconvenient Truth" documentary about the effects of global warming, we realize that we can look for green in everything we buy and that green can begin with us. "Ethical" flooring choices are those that are … (4 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES 03/11/08 - 03/11/08 09:56 AM
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/03/04/08/Getting Real With Real Estate - 03/04/08 09:20 PM
One question which comes up with some frequency is why foreclosure numbers are so important. After all, isn't it a fact that foreclosures are actually rare when we look at the entire housing stock? According to the Census Bureau there were 128 million housing units in the U.S. at the end … (0 comments)
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new jersey estates newsletter: Realty Viewpoint: Financial Press Gushes Over Incomplete Case/Shiller Indices - 03/04/08 09:12 PM
Standard & Poor's S&P/Case-Shiller Home Price Indices are the "leading measure of U.S. home prices," S & P says in its press releases. Apparently if you say you're the leader, it must be true, because the financial press appears to buy every word, even if they're superficially skeptical. When the financial … (1 comments)
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new jersey estates newsletter: Washington Report: HUD Unveils Proposed Changes to Mortgage Process - 03/03/08 07:53 PM
Within days, the federal department of Housing and Urban Development plans to unveil sweeping proposed changes to the American mortgage application process and real estate settlement system. The rule changes are the end-product of HUD's five-year effort to streamline mortgage disclosures, promote comparison shopping by loan applicants, and to stamp out … (0 comments)
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new jersey estates newsletter: Realty Reality: Common Disclaimer is Nonetheless Important - 03/03/08 07:44 PM
"Information deemed Reliable but not Guaranteed." It's a fair bet that most people who would read this column have seen that disclaimer more times than they could count. It is found on flyers, brochures, advertisements, and, most notably, multiple listing (MLS) reports and property descriptions. Who knows when that language first … (0 comments)
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new jersey estates newsletter: NAHB National Green Building Program Open for Business - 03/03/08 07:39 PM
If you are one of the record numbers of Americans voting in the 2008 presidential primaries and caucuses across the country, you have, no doubt, heard about our souring economy for the low- and middle-classes. More troubling, is Washington's inability to capitalize on American ingenuity and create new systems, processes and … (1 comments)
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new jersey estates newsletter: New Jersey Estates/ Real Estate Update/ Realty Times/ March 2008 - 03/02/08 06:49 AM
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new jersey estates newsletter: Investor Report: Virgin Money USA and Takeback Financing - 02/29/08 03:44 PM
Investors in challenging markets increasingly are turning to one of the "golden oldies" in the real estate problem-solving toolbox -- custom-crafted seller "takeback" financing. And in the last few months, they've gotten a whole new source of help from a globetrotting British entrepreneur. Takeback financing means property sellers offer mortgages on … (2 comments)
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new jersey estates newsletter: New Jersey has just made driving while using a cell phone a primary offense. - 02/29/08 12:32 PM
Starting March 1, 2008 the State of New Jersey has just made driving while using a cell phone a primary offense. This means that police can now pull you over solely because you are talking on the phone. This also includes text messaging. A conviction or guilty plea to this offense … (1 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 02/28/2008 - 02/28/08 07:15 AM
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new jersey estates newsletter: Appealing Your Property Tax Bill - 02/28/08 06:38 AM
If your property tax is aligned with or assessed based on the value of your home, a swing in property values could warrant close scrutiny of your property tax bill. Some more progressive tax jurisdictions will make the adjustment for you -- up or down -- but most only move your … (1 comments)
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new jersey estates newsletter: Second Homes: Luxury Housing Booms On - 02/28/08 06:30 AM
If you've forgotten what a housing boom looks like, check out the luxury home market. The luxury home market includes the vacation home getaways of the rich and famous and continues, for the most part, to enjoy record-level sales and prices in many locations. That's according to a survey by high-end … (0 comments)
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new jersey estates newsletter: Real Estate Outlook: Numbers Best in Months - 02/28/08 06:23 AM
Every week, it seems, there's a battle of conflicting numbers when it comes to housing. The latest existing home sales survey from the National Association of Realtors is a perfect example. You may have seen the news reports about another bad month for resales -- down for the sixth straight month, … (2 comments)
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new jersey estates newsletter: New Homes: A Shining Example of Home Building's House of Tomorrow - 02/26/08 12:18 PM
Oscar winners may have had their day, but the builders of The New American Home 2008 think they've got a winner too. A feature of this year's International Building Show co-sponsored by The National Council of the Building Industry Leading Suppliers and BUILDER Magazine, this 6,725 square foot Gulf-Coast inspired example … (0 comments)
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES 02/26/08 - 02/26/08 12:10 PM
Realty Viewpoint: Housing Sales Will Get Worse Before Better Home sales in January fell to the slowest pace since 1999, says the National Association of Realtors, nearly 24 percent below January of 2006. But in the crazy world of economics, that's good news.
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new jersey estates newsletter: DAILY NEWS & ADVICE FROM REALTY TIMES/ 02/25/2008 - 02/25/08 10:18 PM
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